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Heritage Bank
Heritage Bank Limited is Australia's second largest mutual bank. Its head office is located in Toowoomba, Queensland. The bank has over 62 branches and mini-branches in southern Queensland and New South Wales and sells home loans via a network of mortgage brokers in every state and territory in Australia. The bank's customer contact centre is also based in Toowoomba, Queensland. Heritage Bank Limited is a mutual bank which is owned by its members, not by shareholders. Heritage is also a member of the Customer Owned Banking Association (COBA). History The Toowoomba Permanent Building Society was formed in 1875 and in 1893 recorded a record profit. In 1897 Darling Downs Building Society launched and by 1914 had become the largest building society in Queensland. Over the next 20 years, the two building societies continued to grow and alternated as the largest building society in Queensland. In 1934 Toowoomba Permanent Building Society moved its head office from Russell Str ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Samsung Pay
Samsung Pay (stylized as SΛMSUNG Pay) is a mobile payment and digital wallet service by Samsung Electronics that lets users make payments using compatible phones and other Samsung-produced devices. The service supports contactless payments using near-field communications (NFC), but also supports magnetic strip-only payment terminals by incorporating magnetic secure transmission (MST) in select devices. In India, it also supports bill payments. The service was launched in South Korea on August 20, 2015, and in the United States on September 28 of the same year. Service Samsung Pay was developed from the intellectual property of LoopPay, a crowdfunded startup company that Samsung acquired in February 2015 for an estimated $300m, one of the largest acquisitions made by the firm. The service supports both NFC-based mobile payment systems (which are prioritized when support is detected), as well as those that only support magnetic stripes. This is accomplished via a technology kn ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Millmerran, Queensland
Millmerran , known as Domville between 1 June 1889 and 16 November 1894, is a town and a locality in the Toowoomba Region, Queensland, Australia. In the , the locality of Millmerran had a population of 1,563 people. Geography The town is on the Darling Downs, west of the state capital, Brisbane. The Gore Highway passes through the locality from the north-east (Yandilla) to the west ( Captains Mountain). The Millmerran–Inglewood Road (State Route 82) runs to the south. State Route 82 enters Millmerran from the north-east concurrent with the Gore Highway. The Millmerran–Cecil Plains Road exits to the north. History Bigambul (also known as Bigambal, Bigumbil, Pikambul, Pikumbul) is an Australian Aboriginal language spoken by the Bigambul people. The Bigambul language region includes the landscape within the local government boundaries of the Goondiwindi Regional Council, including the towns of Goondiwindi, Yelarbon and Texas extending north towards Moonie and Millmerran. The ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Highfields, Queensland
Highfields is a rural town and locality in the Toowoomba Region, Queensland, Australia. In the , the locality of Highfields had a population of 8,131 people. In 2017, it was the fastest growing area in Toowoomba. At 30 June 2019, the estimated resident population for the Highfields was 14,298. Geography Highfields is situated on the Great Dividing Range, slightly north of Mount Kynoch. It is on the New England Highway. It serves as a satellite suburb to the city of Toowoomba, accommodating many of Toowoomba businesses' employees. The Australian Bureau of Statistics also defines a larger growth area, named Highfields, that includes the suburb and several of those surrounding. Climate Along with Meringandan, the climate is oceanic (Köppen: ''Cfb'') due to elevation, usually located further south of Australia. History The area probably takes its name from the Highfields pastoral run, north of the township. The area was first developed in the 1860s. Initially, there were a num ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Toowoomba Carnival Of Flowers
Toowoomba ( , nicknamed 'The Garden City' and 'T-Bar') is a city in the Toowoomba Region of the Darling Downs, Queensland, Australia. It is west of Queensland's capital city Brisbane by road. The urban population of Toowoomba as of the 2021 Census was 142,163, having grown at an average annual rate of 1.45% over the previous two decades. Toowoomba is the second-most-populous inland city in the country after the national capital of Canberra and hence the largest city on the Darling Downs, and it is among the largest regional centres in Queensland. It is also referred to as the capital of the Darling Downs. The Toowoomba region is the home of two main Aboriginal language groups, the Giabal whose lands extend south of the city and Jarowair whose lands extend north of the city. The Jarowair lands include the site of one of Australia's most important sacred Bora ceremonial ground, the ‘Gummingurru stone arrangement’ dated to c.4000 BC. The site marked one of the major routes ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Afterpay
Afterpay Limited (abbreviated as Afterpay) is an Australian financial technology company best known for its buy now, pay later (BNPL) service. It operates in Australia, the United Kingdom, Canada, the United States, and New Zealand. Afterpay was founded in 2014 by Nick Molnar and Anthony Eisen. In June 2017, Afterpay merged with one of its technology suppliers, Touchcorp, to form the Afterpay Touch Group. In November 2019, the company was renamed Afterpay Limited. In August 2021, Afterpay and American payments company Square, Inc. (later renamed Block, Inc. in December 2021) announced they had entered into arrangements for Square to acquire Afterpay for 29 billion (39 billion), which was later completed on January 31, 2022. History Afterpay was founded by Molnar and his then-neighbor, Eisen, in October 2014. On 4 May 2016, the company listed on the Australian Securities Exchange with an 25 million IPO. In January 2018, American venture capital fund Matrix Part ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Travelex
Travelex is a foreign exchange company founded by Lloyd Dorfman and headquartered in Peterborough. Its main businesses are foreign currency exchange, issuing prepaid credit cards for use by travellers, supplying central banks with foreign currency and global remittance. Travelex operates more than 1,100 stores and 900 ATMs in over 20 countries. History Travelex was founded as Express Exchange by Dorfman and opened its first branch in central London in 1976. By 1978 the company had four central London stores. The company experienced growth in the 1980s, opening its first international store in 1984 in Rotterdam, and its first store at Heathrow Terminal 4 in 1986. Express Exchange subsequently became Travellers Exchange Corporation – or Travelex – when abbreviated. Travelex expanded throughout the US and into the APAC region in the 1990s. The company also undertook a series of investments, acquisitions and takeovers during this period, including a takeover of Abbey National's ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Qantas
Qantas Airways Limited ( ) is the flag carrier of Australia and the country's largest airline by fleet size, international flights, and international destinations. It is the world's third-oldest airline still in operation, having been founded in November 1920; it began international passenger flights in May 1935. ''Qantas'' is an acronym of the airline's original name, Queensland and Northern Territory Aerial Services, as it originally served Queensland and the Northern Territory, and is popularly nicknamed "The Flying Kangaroo". Qantas is a founding member of the Oneworld airline alliance. The airline is based in the Sydney suburb of Mascot, adjacent to its main hub at Sydney Airport. , Qantas had a 65 per cent share of the Australian domestic market and carried 14.9 per cent of all passengers travelling into and out of Australia. Various subsidiary airlines operate to regional centres and on some trunk routes within Australia under the QantasLink banner. Qantas also owns Je ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Optus
Singtel Optus Pty Limited (commonly referred to as Optus) is an Australian Telecommunications in Australia, telecommunications company headquartered in Macquarie Park, New South Wales, Australia. It is a wholly owned subsidiary of Singapore, Singaporean telecommunications company Singtel. Optus is the List of mobile network operators of the Asia Pacific region#Australia, second-largest wireless carrier in Australia, with 10.5 million subscribers as of 2019. The company trades under the Optus brand, while maintaining several wholly owned subsidiaries, such as Uecomm in the network services market and Alphawest in the ICT services sector. To provide services, Optus mostly owns and operates its own network infrastructure, It provides services both directly to end users and also acts as a wholesaler to other service providers such as Exetel and Amaysim. Through its Optus 'Yes' brand, it provides broadband, and wireless internet services. Other wholesale services include Satellite an ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Australia Post
Australia Post, formally the Australian Postal Corporation, is the government business enterprise that provides postal services in Australia. The head office of Australia Post is located in Bourke Street, Melbourne, which also serves as a post office. Australia Post is the successor of the Postmaster-General's Department, which was established at federation in 1901 as the successor to colonial post services. In 1975, the department was abolished and its postal functions were taken over by the Australian Postal Commission. The organisation's current name and structure were adopted in 1989 as part of a process of corporatisation. History Colonial Australia (pre―1901) Before colonial control of mail started in 1809, mail was usually passed on by ad hoc arrangements made between transporters, storekeepers and settlers. These arrangements were flexible, and inherently unstable. It was common for early settlers to ride many miles out of their way to deliver neighbours' mail t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Apple Pay
Apple Pay is a mobile payment service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is supported on these Apple devices: iPhone, Apple Watch, iPad, and Mac. It digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. It does not require Apple Pay-specific contactless payment terminals; it can work with any merchant that accepts contactless payments. It adds two-factor authentication via Touch ID, Face ID, PIN, or passcode. Devices wirelessly communicate with point of sale systems using near field communication (NFC), with an embedded secure element (eSE) to securely store payment data and perform cryptographic functions, and Apple's Touch ID and Face ID for biometric authentication. Apple Pay can also be used to ride some public transport networks either through the use of credit/debit cards (open loop) (for example across TfL in London, SL in Stockholm, and at OM ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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