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Federal Financial Institutions Examination Council
The Federal Financial Institutions Examination Council (FFIEC) is a formal U.S. government interagency body composed of five banking regulators that is "empowered to prescribe uniform principles, standards, and report forms to promote uniformity in the supervision of financial institutions". It also oversees real estate appraisal in the United States. Its regulations are contained in title 12 of the Code of Federal Regulations. Composition FFIEC includes five banking regulators—the Federal Reserve Board of Governors (FRB), the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration (NCUA), the Office of the Comptroller of the Currency (OCC), and the Consumer Financial Protection Bureau (CFPB). History FFIEC was established March 10, 1979, pursuant to title X of the Financial Institutions Regulatory and Interest Rate Control Act of 1978 (FIRA). Housing and real estate The FFIEC was given additional statutory responsibilities by section 340 of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Todd M
Todd or Todds may refer to: Places ;Australia: * Todd River, an ephemeral river ;United States: * Todd Valley, California, also known as Todd, an unincorporated community * Todd, Missouri, a ghost town * Todd, North Carolina, an unincorporated community * Todd County, Kentucky * Todd County, Minnesota * Todd County, South Dakota * Todd Fork, a river in Ohio * Todd Township, Minnesota * Todd Township, Fulton County, Pennsylvania * Todd Township, Huntingdon County, Pennsylvania * Todds, Ohio, an unincorporated community People * Todd (given name) * Todd (surname) Arts and entertainment * ''Todd'' (album), a 1974 album by Todd Rundgren * Todd (''Cars''), a character in ''Cars'' * Todd (''Stargate''), a recurring character in the series ''Stargate Atlantis'' * The Todd (''Scrubs''), a character on ''Scrubs'' Other uses * Todd (elm cultivar) * Todd class, a characteristic class in algebraic topology * Todd-AO, a company in film post-production * Todd Corporation, a New Zeal ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
The Appraisal Foundation
The Appraisal Foundation (TAF) is the United States organization responsible for setting standards for the real estate valuation profession. The organization sets the congressionally authorized standards and qualifications for real estate appraisers, and provides voluntary guidance on recognized valuation methods and techniques for all valuation professionals. The aim is to ensure appraisals are impartial, objective and independent, are conducted without bias and are performed in an ethical and competent manner. The Appraisal Foundation is a non-profit organization established in 1987 by the largest valuation organizations in North America. The foundation was congressionally authorized to develop standards and qualifications for real estate appraisers under Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989. Under this legislation, the foundation is overseen by the Appraisal Subcommittee (ASC), a subcommittee of the Federal Financial Institutions E ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Thomas Fite
Thomas may refer to: People * List of people with given name Thomas * Thomas (name) * Thomas (surname) * Saint Thomas (other) * Thomas Aquinas (1225–1274) Italian Dominican friar, philosopher, and Doctor of the Church * Thomas the Apostle * Thomas (bishop of the East Angles) (fl. 640s–650s), medieval Bishop of the East Angles * Thomas (Archdeacon of Barnstaple) (fl. 1203), Archdeacon of Barnstaple * Thomas, Count of Perche (1195–1217), Count of Perche * Thomas (bishop of Finland) (1248), first known Bishop of Finland * Thomas, Earl of Mar (1330–1377), 14th-century Earl, Aberdeen, Scotland Geography Places in the United States * Thomas, Illinois * Thomas, Indiana * Thomas, Oklahoma * Thomas, Oregon * Thomas, South Dakota * Thomas, Virginia * Thomas, Washington * Thomas, West Virginia * Thomas County (other) * Thomas Township (other) Elsewhere * Thomas Glacier (Greenland) Arts, entertainment, and media *Thomas (Burton novel), ''Thomas'' (Bur ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Federal Reserve System
The Federal Reserve System (often shortened to the Federal Reserve, or simply the Fed) is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics (particularly the panic of 1907) led to the desire for central control of the monetary system in order to alleviate financial crises. Over the years, events such as the Great Depression in the 1930s and the Great Recession during the 2000s have led to the expansion of the roles and responsibilities of the Federal Reserve System. U.S. Congress, Congress established three key objectives for monetary policy in the Federal Reserve Act: maximizing employment, stabilizing prices, and moderating long-term interest rates. The first two objectives are sometimes referred to as the Federal Reserve's dual mandate. Its duties have expanded over the years, and currently also include supervising and bank regulation, regulating ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Randal K
Randal may refer to: People ;Given name *Randal and Randall (given names), English-language masculine given names. *Randal Gaines, American politician *Rand Paul, United States Senator ;Surname *Allison Randal, a linguist, software developer and author. * Ariane Randal, a French journalist *Hakon Randal, (born 1930), a Norwegian politician. Fictional people/characters *Randal Graves, character in Kevin Smith's ''Clerks'' and ''Clerks II''. *Randal Ivory, the titular protagonist of ''Randal’s Friends'', or ''RANFREN'' for short Places *Randal, Iran, a village in Gilan Province, Iran *Randal Tyson Track Center, a 5,500-seat indoor track in Fayetteville, Arkansas, USA * Randal, a hamlet of le Vrétot, a French commune in Normandy Other *Randal Óg CLG, a Gaelic Athletic Association club, founded in 1953. *"Lord Randall" or "Lord Randal", a British ballad See also *Randall (other) Randall may refer to the following: Places United States *Randall, California, former na ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
David Uejio
David Uejio is an American government official who is the chief strategy officer at the Consumer Financial Protection Bureau. His nomination to serve as assistant secretary of housing and urban development for fair housing and equal opportunity was returned to the President in January of 2022 and renominated the next day. He previously served as acting director of the Consumer Financial Protection Bureau (CFPB) since January 20, 2021. Education A third-generation Japanese American (''sansei''), Uejio received his Bachelor of Arts degree in history from the University of California, Santa Barbara (UCSB). In 2004, Uejio received a Masters of Public Policy degree from the University of Minnesota's Humphrey School of Public Affairs. Career Uejio began his career in government at the National Institutes of Health (NIH), serving as a public management fellow from 2006 to 2008 and as assistant to the director from 2008 to 2012. In 2015, Uejio served as a senior strategist in the Of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Martin J
Martin may refer to: Places * Martin City (other) * Martin County (other) * Martin Township (other) Antarctica * Martin Peninsula, Marie Byrd Land * Port Martin, Adelie Land * Point Martin, South Orkney Islands Australia * Martin, Western Australia * Martin Place, Sydney Caribbean * Martin, Saint-Jean-du-Sud, Haiti, a village in the Sud Department of Haiti Europe * Martin, Croatia, a village in Slavonia, Croatia * Martin, Slovakia, a city * Martín del Río, Aragón, Spain * Martin (Val Poschiavo), Switzerland England * Martin, Hampshire * Martin, Kent * Martin, East Lindsey, Lincolnshire, hamlet and former parish in East Lindsey district * Martin, North Kesteven, village and parish in Lincolnshire in North Kesteven district * Martin Hussingtree, Worcestershire * Martin Mere, a lake in Lancashire ** WWT Martin Mere, a wetland nature reserve that includes the lake and surrounding areas * Martin Mill, Kent North America Canada * Rural Municipality of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Michael J
Michael may refer to: People * Michael (given name), a given name * Michael (surname), including a list of people with the surname Michael Given name "Michael" * Michael (archangel), ''first'' of God's archangels in the Jewish, Christian and Islamic religions * Michael (bishop elect), English 13th-century Bishop of Hereford elect * Michael (Khoroshy) (1885–1977), cleric of the Ukrainian Orthodox Church of Canada * Michael Donnellan (1915–1985), Irish-born London fashion designer, often referred to simply as "Michael" * Michael (footballer, born 1982), Brazilian footballer * Michael (footballer, born 1983), Brazilian footballer * Michael (footballer, born 1993), Brazilian footballer * Michael (footballer, born February 1996), Brazilian footballer * Michael (footballer, born March 1996), Brazilian footballer * Michael (footballer, born 1999), Brazilian footballer Rulers =Byzantine emperors= *Michael I Rangabe (d. 844), married the daughter of Emperor Nikephoros I * M ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Strong Authentication
Strong authentication is a notion with several definitions. Strong (customer) authentication definitions Strong authentication is often confused with two-factor authentication (more generally known as multi-factor authentication), but strong authentication is not necessarily multi-factor authentication. Soliciting multiple answers to challenge questions may be considered strong authentication but, unless the process also retrieves 'something you have' or 'something you are', it would not be considered multi-factor authentication. The FFIEC issued supplemental guidance on this subject in August 2006, in which they clarified, "By definition true multifactor authentication requires the use of solutions from two or more of the three categories of factors. Using multiple solutions from the same category ... would not constitute multifactor authentication." Another commonly found class of definitions relates to a cryptographic process, or more precisely, authentication based on a ch ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Device Fingerprint
A device fingerprint or machine fingerprint is information collected about the software and hardware of a remote computing device for the purpose of identification. The information is usually assimilated into a brief identifier using a fingerprinting algorithm. A browser fingerprint is information collected specifically by interaction with the web browser of the device. Device fingerprints can be used to fully or partially identify individual devices even when persistent cookies (and zombie cookies) cannot be read or stored in the browser, the client IP address is hidden, or one switches to another browser on the same device. This may allow a service provider to detect and prevent identity theft and credit card fraud, but also to compile long-term records of individuals' browsing histories (and deliver targeted advertising or targeted exploits) even when they are attempting to avoid tracking – raising a major concern for internet privacy advocates. History Basic web browser c ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Biometrics
Biometrics are body measurements and calculations related to human characteristics. Biometric authentication (or realistic authentication) is used in computer science as a form of identification and access control. It is also used to identify individuals in groups that are under surveillance. Biometric identifiers are the distinctive, measurable characteristics used to label and describe individuals. Biometric identifiers are often categorized as physiological characteristics which are related to the shape of the body. Examples include, but are not limited to fingerprint, palm veins, face recognition, DNA, palm print, hand geometry, iris recognition, retina, odor/scent, voice, shape of ears and gait. Behavioral characteristics are related to the pattern of behavior of a person, including but not limited to mouse movement, typing rhythm, gait, signature, behavioral profiling, and credentials. Some researchers have coined the term behaviometrics to describe the latter class ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Multi-factor Authentication
Multi-factor authentication (MFA; encompassing two-factor authentication, or 2FA, along with similar terms) is an electronic authentication method in which a user is granted access to a website or application only after successfully presenting two or more pieces of evidence (or factors) to an authentication mechanism: knowledge (something only the user knows), possession (something only the user has), and inherence (something only the user is). MFA protects user data—which may include personal identification or financial assets—from being accessed by an unauthorized third party that may have been able to discover, for example, a single password. A ''third-party authenticator'' (TPA) app enables two-factor authentication, usually by showing a randomly generated and frequently changing code to use for authentication. Factors Authentication takes place when someone tries to log into a computer resource (such as a network, device, or application). The resource requires the u ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
