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Celestrium
Balfour is an American producer of Class ring, high school, college, military, and championship rings, and well as yearbooks, Cap and gown, caps and gowns, and graduation announcements. Founded in 1913 as the L.G. Balfour Company, Balfour is an operating unit of Commemorative Brands, Inc., a subsidiary of American Achievement Corporation. History Fraternity and sorority jewelry Lloyd Garfield "Bally" Balfour was a native of Kentucky, where he earned his B.A. degree at the University of Louisville. He went on to obtain an Bachelor of Laws, LL.B. degree from Indiana University, where he became a member of Sigma Chi fraternity in 1907. Business was of greater attraction to Balfour rather than the legal profession, and he spent five years as a traveling representative for a maker of fraternity jewelry. During that time Balfour noticed several trends in the business, including lack of standardization, poor workmanship, inferior materials, and fictitious guarantees. These issues drove ...
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Privately Held Company
A privately held company (or simply a private company) is a company whose shares and related rights or obligations are not offered for public subscription or publicly negotiated in the respective listed markets, but rather the company's stock is offered, owned, traded, exchanged privately, or over-the-counter. In the case of a closed corporation, there are a relatively small number of shareholders or company members. Related terms are closely-held corporation, unquoted company, and unlisted company. Though less visible than their publicly traded counterparts, private companies have major importance in the world's economy. In 2008, the 441 largest private companies in the United States accounted for ($1.8 trillion) in revenues and employed 6.2 million people, according to ''Forbes''. In 2005, using a substantially smaller pool size (22.7%) for comparison, the 339 companies on '' Forbes'' survey of closely held U.S. businesses sold a trillion dollars' worth of goods and service ...
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White Gold
Pure gold is slightly reddish yellow in color, but colored gold in various other colors can be produced by alloying gold with other elements. Colored golds can be classified in three groups: * Alloys with silver and copper in various proportions, producing white, yellow, green and red golds. These are typically malleable alloys. * Intermetallic compounds, producing blue and purple golds, as well as other colors. These are typically brittle, but can be used as gems and inlays. * Surface treatments, such as oxide layers. Pure 100% (in practice, 99.9% or better) gold is 24 karat by definition, so all colored golds are less pure than this, commonly 18K (75%), 14K (58.5%), 10K (41.6%), or 9K (37.5%). Alloys White gold White gold is an alloy of gold and at least one white metal (usually nickel, silver, or palladium). Like yellow gold, the purity of white gold is given in karats. White gold's properties vary depending on the metals used and their proportions. As a result, w ...
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York Rite
The York Rite, sometimes referred to as the American Rite, is one of several Rites of Freemasonry. It is named for, but not practiced in York, Yorkshire, England. A Rite is a series of progressive degrees that are conferred by various Masonic organizations or bodies, each of which operates under the control of its own central authority. The York Rite specifically is a collection of separate Masonic Bodies and associated Degrees that would otherwise operate independently. The three primary bodies in the York Rite are the Chapter of Royal Arch Masons, Council of Royal & Select Masters or Council of Cryptic Masons, and the Commandery of Knights Templar, each of which are governed independently but are all considered to be a part of the York Rite. There are also other organizations that are considered to be directly associated with the York Rite, or require York Rite membership to join such as the York Rite Sovereign College but in general the York Rite is considered to be made ...
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Chelsea, Massachusetts
Chelsea is a city in Suffolk County, Massachusetts, United States, directly across the Mystic River from the city of Boston. As of the 2020 census, Chelsea had a population of 40,787. With a total area of just 2.46 square miles, Chelsea is the smallest city in Massachusetts in terms of total area. It is the second most densely populated city in Massachusetts, behind Somerville, and is the city with the second-highest percentage of Latino residents in Massachusetts, behind Lawrence. History The area of Chelsea was first called ''Winnisimmet'' possibly meaning "good spring nearby" or "swamp hill" by the Naumkeag tribe, who lived there for thousands of years prior to European colonization in the 1600s. Samuel Maverick became the first European to settle permanently in Winnisimmet in 1624 and his palisaded trading post is considered the first permanent settlement by Boston Harbor. In 1635, Maverick sold all of Winnisimmet, except for his house and farm, to Richard Bellingh ...
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AT&T
AT&T Inc. is an American multinational telecommunications holding company headquartered at Whitacre Tower in Downtown Dallas, Texas. It is the world's largest telecommunications company by revenue and the third largest provider of mobile telephone services in the U.S. , AT&T was ranked 13th on the ''Fortune'' 500 rankings of the largest United States corporations, with revenues of $168.8 billion. During most of the 20th century, AT&T had a monopoly on phone service in the United States. The company began its history as the American District Telegraph Company, formed in St. Louis in 1878. After expanding services to Arkansas, Kansas, Oklahoma and Texas, through a series of mergers, it became Southwestern Bell Telephone Company in 1920, which was then a subsidiary of American Telephone and Telegraph Company. The latter was a successor of the original Bell Telephone Company founded by Alexander Graham Bell in 1877. The American Bell Telephone Company formed the American ...
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Bank Of New England
The Bank of New England Corporation was a regional banking institution based in Boston, Massachusetts, which was seized by the Federal Deposit Insurance Corporation (FDIC) in 1991 as a result of heavy losses in its loan portfolio and was placed into Chapter 7 liquidation. At the time, it was the 33rd largest bank in the United States, and its federal seizure bailout was the second largest on record. At its peak, it had been the 18th largest bank and had over 470 branch offices. The liquidation company was named Recoll Management Corporation and its bankruptcy estate has continued to exist to pay out claims against the company. As of 2016, most of what was once Bank of New England is now part of Bank of America. Formation and interstate growth The Bank of New England Corporation was formed as the first interstate regional bank in the United States in 1985 as a result of a merger between the (old) Bank of New England Corporation and CBT Corporation. CBT was the parent of Connectic ...
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Michigan
Michigan () is a state in the Great Lakes region of the upper Midwestern United States. With a population of nearly 10.12 million and an area of nearly , Michigan is the 10th-largest state by population, the 11th-largest by area, and the largest by area east of the Mississippi River.''i.e.'', including water that is part of state territory. Georgia is the largest state by land area alone east of the Mississippi and Michigan the second-largest. Its capital is Lansing, and its largest city is Detroit. Metro Detroit is among the nation's most populous and largest metropolitan economies. Its name derives from a gallicized variant of the original Ojibwe word (), meaning "large water" or "large lake". Michigan consists of two peninsulas. The Lower Peninsula resembles the shape of a mitten, and comprises a majority of the state's land area. The Upper Peninsula (often called "the U.P.") is separated from the Lower Peninsula by the Straits of Mackinac, a channel tha ...
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Detroit
Detroit ( , ; , ) is the largest city in the U.S. state of Michigan. It is also the largest U.S. city on the United States–Canada border, and the seat of government of Wayne County. The City of Detroit had a population of 639,111 at the 2020 census, making it the 27th-most populous city in the United States. The metropolitan area, known as Metro Detroit, is home to 4.3 million people, making it the second-largest in the Midwest after the Chicago metropolitan area, and the 14th-largest in the United States. Regarded as a major cultural center, Detroit is known for its contributions to music, art, architecture and design, in addition to its historical automotive background. '' Time'' named Detroit as one of the fifty World's Greatest Places of 2022 to explore. Detroit is a major port on the Detroit River, one of the four major straits that connect the Great Lakes system to the Saint Lawrence Seaway. The City of Detroit anchors the second-largest regional eco ...
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Federal Trade Commission
The Federal Trade Commission (FTC) is an independent agency of the United States government whose principal mission is the enforcement of civil (non-criminal) antitrust law and the promotion of consumer protection. The FTC shares jurisdiction over federal civil antitrust enforcement with the Department of Justice Antitrust Division. The agency is headquartered in the Federal Trade Commission Building in Washington, DC. The FTC was established in 1914 with the passage of the Federal Trade Commission Act, signed in response to the 19th-century monopolistic trust crisis. Since its inception, the FTC has enforced the provisions of the Clayton Act, a key antitrust statute, as well as the provisions of the FTC Act, et seq. Over time, the FTC has been delegated with the enforcement of additional business regulation statutes and has promulgated a number of regulations (codified in Title 16 of the Code of Federal Regulations). The broad statutory authority granted to the FTC prov ...
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Jostens
Jostens is an American manufacturer of memorabilia. The company is primarily known for its production of yearbooks and class rings for various high schools and colleges as well as championship rings for sports. Jostens also produced photobook products for Disney's PhotoPass photography service offered at Disney theme parks and resorts. As well as its headquarters near Minneapolis and operational offices in Owatonna, Minn., Jostens has facilities in Clarksville, Tenn.; Denton, Texas; Eagan, Minn.; Laurens, S.C.; Sedalia, Mo.; Shelbyville, Tenn.; the Dominican Republic; and Mexico. History Otto Josten founded the company as a watch-repair business in Owatonna in 1897. Jostens (then called "Josten's" — the apostrophe was later dropped) began manufacturing emblems and awards for nearby schools and in 1906, the year of incorporation, Josten added class rings to his product line, to be sold to schools throughout the Midwest. Jostens created the American Yearbook Company in 1950, l ...
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Alloy
An alloy is a mixture of chemical elements of which at least one is a metal. Unlike chemical compounds with metallic bases, an alloy will retain all the properties of a metal in the resulting material, such as electrical conductivity, ductility, opacity, and luster, but may have properties that differ from those of the pure metals, such as increased strength or hardness. In some cases, an alloy may reduce the overall cost of the material while preserving important properties. In other cases, the mixture imparts synergistic properties to the constituent metal elements such as corrosion resistance or mechanical strength. Alloys are defined by a metallic bonding character. The alloy constituents are usually measured by mass percentage for practical applications, and in atomic fraction for basic science studies. Alloys are usually classified as substitutional or interstitial alloys, depending on the atomic arrangement that forms the alloy. They can be further classified as hom ...
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Chromium
Chromium is a chemical element with the symbol Cr and atomic number 24. It is the first element in group 6. It is a steely-grey, lustrous, hard, and brittle transition metal. Chromium metal is valued for its high corrosion resistance and hardness. A major development in steel production was the discovery that steel could be made highly resistant to corrosion and discoloration by adding metallic chromium to form stainless steel. Stainless steel and chrome plating ( electroplating with chromium) together comprise 85% of the commercial use. Chromium is also greatly valued as a metal that is able to be highly polished while resisting tarnishing. Polished chromium reflects almost 70% of the visible spectrum, and almost 90% of infrared light. The name of the element is derived from the Greek word χρῶμα, ''chrōma'', meaning color, because many chromium compounds are intensely colored. Industrial production of chromium proceeds from chromite ore (mostly FeCr2O4) to produce ...
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