Atlantic Money
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Atlantic Money
Atlantic Money is a London-headquartered financial technology company that offers international money transfers for a fixed fee. The firm was founded in 2020 and officially launched in 2022 by two Americans, Neeraj Baid and Patrick Kavanagh, both early employees of the listed US financial services company Robinhood. Funding Atlantic Money received seed funding of $7.5M over two phases in 2022 from venture capital firms including Kleiner Perkins, Wise-backer Index Ventures, Coinbase-backer Ribbit, Amplo, Harry Stebbings’ 20VC, Nordstar, Elefund, Susa Ventures, Webull founder Anquan Wang and Robinhood founders Vladimir Tenev and Baiju Bhatt. Business model Atlantic Money operates on a fixed-fee model for international money transfers, which differs from the percentage-based fees often used by competitors. The company charges a flat fee of £3 or €3 for transfers up to £1 million or €1 million, respectively. Activities Published applications Atlantic Money h ...
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London
London is the Capital city, capital and List of urban areas in the United Kingdom, largest city of both England and the United Kingdom, with a population of in . London metropolitan area, Its wider metropolitan area is the largest in Western Europe, with a population of 14.9 million. London stands on the River Thames in southeast England, at the head of a tidal estuary down to the North Sea, and has been a major settlement for nearly 2,000 years. Its ancient core and financial centre, the City of London, was founded by the Roman Empire, Romans as Londinium and has retained its medieval boundaries. The City of Westminster, to the west of the City of London, has been the centuries-long host of Government of the United Kingdom, the national government and Parliament of the United Kingdom, parliament. London grew rapidly 19th-century London, in the 19th century, becoming the world's List of largest cities throughout history, largest city at the time. Since the 19th cen ...
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Harry Stebbings
Harry Stebbings (born 1996) is a British venture capitalist known for starting "The Twenty Minute VC" podcast. In 2020, he launched his own venture capital fund called 20VC. He is a recipient of the Forbes 30 Under 30 Europe list recognition. Career Stebbings started ''The Twenty Minute VC'' podcast with $50 and not a single contact in the venture capital industry. The first episode was an interview with Guy Kawasaki, released on 10 January 2015. In May 2017, Stebbings left his job at venture capital firm ''Atomico'' after six months working there. Stebbings stepped down as partner at ''Stride.VC'', a firm he co-founded with Fred Destin in 2018 with . Stebbings launched his venture capital fund, ''20VC fund'', in May 2020. In June 2021, Stebbings raised a further in funding. The fund focuses on investments in Europe and North America. One of its largest investments to date is in mobile games company Tripledot Studios. Other notable investments include Pachama, Nex Health, ...
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Foreign Exchange Companies
A non-bank foreign exchange company also known as foreign exchange broker or simply forex broker is a company that offers currency exchange and international payments to private individuals and companies. The term is typically used for currency exchange companies that offer physical delivery rather than speculative trading. i.e. there is a physical delivery of currency to a bank account. Foreign exchange companies are normally distinct from money transfer companies or remittance companies and bureaux de change as they typically perform high-value transfers unlike their money transfer counterparts that focus on high-volume low-value transfers generally by economic migrants back to their home country or to provide cash for travelers. The transactions offered by foreign exchange companies are usually either spot transactions or forward transactions. Some foreign exchange companies, such as Moneycorp and Global Reach, offer foreign exchange options for business clients too. Given ...
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Online Remittance Providers
In computer technology and telecommunications, online indicates a state of connectivity, and offline indicates a disconnected state. In modern terminology, this usually refers to an Internet connection, but (especially when expressed as "on line" or "on the line") could refer to any piece of equipment or functional unit that is connected to a larger system. Being online means that the equipment or subsystem is connected, or that it is ready for use. "Online" has come to describe activities and concepts that take place on the Internet, such as online identity, online predator and online shop. A similar meaning is also given by the prefixes cyber and e, as in words ''cyberspace'', ''cybercrime'', ''email'', and ''e-commerce''. In contrast, "offline" can refer to either computing activities performed while disconnected from the Internet, or alternatives to Internet activities (such as shopping in brick-and-mortar stores). The term "offline" is sometimes used interchangeably with ...
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Competition And Markets Authority
The Competition and Markets Authority (CMA) is the principal competition regulator in the United Kingdom. It is a non-ministerial government department in the United Kingdom, responsible for promoting competitive markets and tackling unfair behaviour. The CMA launched in shadow form on 1 October 2013 and began operating fully on 1 April 2014, when it assumed many of the functions of the previously existing Competition Commission and Office of Fair Trading, which were abolished. The CMA also has consumer protection responsibilities and took on new digital markets regulation responsibilities in late 2024 under the Digital Markets, Competition and Consumers Act 2024. The CMA alongside the European Commission, the United States Department of Justice and the Federal Trade Commission, is a globally important antitrust agency. History On 15 March 2012, the UK Government's Department for Business, Innovation and Skills (BIS) announced proposals for strengthening competition in the U ...
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Europe
Europe is a continent located entirely in the Northern Hemisphere and mostly in the Eastern Hemisphere. It is bordered by the Arctic Ocean to the north, the Atlantic Ocean to the west, the Mediterranean Sea to the south, and Asia to the east. Europe shares the landmass of Eurasia with Asia, and of Afro-Eurasia with both Africa and Asia. Europe is commonly considered to be Boundaries between the continents#Asia and Europe, separated from Asia by the Drainage divide, watershed of the Ural Mountains, the Ural (river), Ural River, the Caspian Sea, the Greater Caucasus, the Black Sea, and the waterway of the Bosporus, Bosporus Strait. "Europe" (pp. 68–69); "Asia" (pp. 90–91): "A commonly accepted division between Asia and Europe ... is formed by the Ural Mountains, Ural River, Caspian Sea, Caucasus Mountains, and the Black Sea with its outlets, the Bosporus and Dardanelles." Europe covers approx. , or 2% of Earth#Surface, Earth's surface (6.8% of Earth's land area), making it ...
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SWIFT
Swift or SWIFT most commonly refers to: * SWIFT, an international organization facilitating transactions between banks ** SWIFT code * Swift (programming language) * Swift (bird), a family of birds It may also refer to: Organizations * SWIFT, an international organization facilitating transactions between banks * Swift Engineering, an American engineering firm * Swift & Company, a meat processing company * Swifts (aerobatic team), a Russian aerobatic team Transportation companies * Swift Cooper, a British racing car manufacturer * Swift Leisure, a British manufacturer of caravans * Swift Motor Company, of Coventry, England * Swift Transportation, a US trucking company Places * River Swift, a river in England * Swift, Illinois, an unincorporated community in northeastern Illinois * Swift County, Minnesota, a county in west-central Minnesota * Swift, Minnesota, an unincorporated community in northern Minnesota * Swift, Missouri, a ghost town in southeastern Missou ...
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Android (operating System)
Android is an operating system based on a modified version of the Linux kernel and other open-source software, open-source software, designed primarily for touchscreen-based mobile devices such as smartphones and tablet computer, tablets. Android has historically been developed by a consortium of developers known as the Open Handset Alliance, but its most widely used version is primarily developed by Google. First released in 2008, Android is the world's Usage share of operating systems, most widely used operating system; the latest version, released on June 10, 2025, is Android 16. At its core, the operating system is known as the Android Open Source Project (AOSP) and is free and open-source software (FOSS) primarily licensed under the Apache License. However, most devices run the proprietary software, proprietary Android version developed by Google, which ships with additional proprietary closed-source software pre-installed, most notably Google Mobile Services (GMS), which ...
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Baiju Bhatt
Baiju Prafulkumar Bhatt (born 1984/1985) is an American entrepreneur. He is the founder of Aetherflux, a space-based solar energy company, and the co-founder and former co-chief executive officer of Robinhood, a US-based financial services company. Early life and education Bhatt, the son of Gujarati immigrants from India, grew up in Poquoson, Virginia. His father worked at NASA’s Langley Research Center, sparking an interest in space during Bhatt's youth. He earned a bachelor's degree in physics from Stanford University, where he also completed a master's degree in mathematics in 2008. Bhatt and Vlad Tenev, the other co-founder of Robinhood, met during their time at Stanford. Career Robinhood In 2013, Bhatt co-founded the zero-commission stock trading platform Robinhood with Vlad Tenev. In 2015, Robinhood launched a mobile app, of which Bhatt focused on the product and design elements. Bhatt emphasized the importance of user research and he and team members would approach ...
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Vladimir Tenev
Vladimir Tenev (; born 13 February 1987) is a Bulgarian-American entrepreneur who is the co-founder (with Baiju Bhatt) and CEO of Robinhood, a US-based financial technology services company. Early life Tenev was born in Bulgaria, and his parents migrated to the U.S. when he was five. His parents both worked for the World Bank. He attended Thomas Jefferson High School for Science and Technology in Fairfax County, Virginia. He earned a degree in mathematics from Stanford University, where he met Baiju Bhatt. He studied for a mathematics PhD at UCLA, but dropped out to work with Bhatt. Career In 2010, Tenev and Bhatt started a high-frequency trading software company called Celeris. By January 2011 they abandoned it to create Chronos Research, which sold low-latency software to other trading firms and banks. In 2013, Tenev and Bhatt co-founded the trading platform Robinhood. In 2015, Robinhood launched its mobile app to the public. Following a funding round in May 2018 which i ...
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Webull
Webull Corporation, often stylized as simply Webull, is a US-based financial services holding company headquartered in St. Petersburg, Florida. It provides an electronic trading platform of the same name. The platform is accessible via its mobile app and through desktop and offers commission-free and low-cost trading of stocks, exchange traded funds (ETFs), options, margins, fixed income, cryptocurrency and futures. Webull was founded in 2016 by Wang Anquan and began operations under Hunan Fumi Information Technology, a Chinese holding company. Wang hired Anthony Denier as CEO of the U.S. Webull brokerage that same year. Hunan Fumi Information Technology received backing from Xiaomi, Shunwei Capital, and other private equity investors in China. In May 2017, Webull Financial LLC was established and, in January 2018, the Delaware-based LLC became a broker-dealer registered with the U.S. Securities and Exchange Commission (SEC), FINRA, and all 53 states and territories within t ...
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Coinbase
Coinbase Global, Inc. is an American cryptocurrency exchange. It was founded in 2012 by Brian Armstrong and Fred Ehrsam. Coinbase has over 100 million users, and is the largest U.S. based cryptocurrency exchange as well as the world's biggest bitcoin custodian, as of 2024. The company operates in more than 100 countries and holds over $400 billion in assets, including nearly 12 percent of all bitcoin in existence and 11 percent of all staked Ether. Coinbase offers a range of cryptocurrency products and services tailored for retail investors, institutional clients, businesses, and software developers. It operates as a remote-first company with no physical headquarters. History 2012–2019: founding and early years Coinbase was founded in June 2012 by Brian Armstrong, a former Airbnb engineer. Armstrong enrolled in the Y Combinator startup incubator program and received a US$150,000 cash infusion. Fred Ehrsam, a former Goldman Sachs trader, later joined as a co-fo ...
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