António Horta-Osório (banker)
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António Horta-Osório (banker)
Sir António Mota de Sousa Horta-Osório (born 28 January 1964) is a Portuguese-British banker who has been a prominent figure in the financial services industry for over 30 years, with a successful international career in banking covering commercial and retail banking, asset management, and investment banking. In 2021, he was knighted by Queen Elizabeth II for his work in banking and voluntary services in the fields of mental health and culture. Early life Family He is the son of António Lino de Sousa Horta Osório and Adélia Maria Mendonça Mota, maternal grandson of Carlos Cecílio Nunes Góis Mota, and paternal grandson of António Sarmento de Sousa Horta Osório. Married to Ana Cristina Costa Pinto Horta Osório. Education António Horta-Osório holds a degree in Business Management and Administration from the Portuguese Catholic University in Lisbon, an MBA from INSEAD, and an Advanced Management Program from Harvard Business School. He has been awarded honorary doct ...
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Lisbon
Lisbon ( ; ) is the capital and largest city of Portugal, with an estimated population of 567,131, as of 2023, within its administrative limits and 3,028,000 within the Lisbon Metropolitan Area, metropolis, as of 2025. Lisbon is mainland Europe's westernmost capital city (second overall after Reykjavík, Reykjavik), and the only one along the Atlantic coast, the others (Reykjavik and Dublin) being on islands. The city lies in the western portion of the Iberian Peninsula, on the northern shore of the River Tagus. The western portion of its metro area, the Portuguese Riviera, hosts the westernmost point of Continental Europe, culminating at Cabo da Roca. Lisbon is one of the List of oldest continuously inhabited cities, oldest cities in the world and the second-oldest European capital city (after Athens), predating other modern European capitals by centuries. Settled by pre-Celtic tribes and later founded and civilized by the Phoenicians, Julius Caesar made it a municipium ...
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Banco Totta & Açores
Banco Santander Totta S.A., also known as Banco Santander (Portugal), is a subsidiary of Spanish bank Banco Santander in Portugal. Founded in 1988, it is currently the largest private bank in Portugal. In 2000, the then Banco Totta was acquired by Santander Group, later changing its name to Banco Santander Totta. In 2004 the bank absorbed sister company Crédito Predial Português. In Portugal, the Banco Santander Totta has 670 branches (2017) of which 280 offer accessibility for people with reduced mobility and 1,898 ATM installed, which can be used by customers and non-customers, complying with the accessibility regulations. The bank currently has 6,781 employees and 4.7 million customers of which 558 thousand digital customers. In December 2015, the Banco Santander Totta purchased Banco Internacional do Funchal for 150 million euros. In June 2017, Banco Santander bought the Banco Popular Español Banco Popular Español, S.A. () was the sixth largest banking group in Spain ...
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Sick Leave
Sick leave (or paid sick days or sick pay) is paid time off from work that workers can use to stay home to address their health needs without losing pay. It differs from paid vacation time or time off work to deal with personal matters, because sick leave is intended for health-related purposes. Sick leave can include a mental health day and taking time away from work to go to a scheduled doctor's appointment. Some policies also allow paid sick time to be used to care for sick family members, or to address health and safety needs related to domestic violence or sexual assault. Menstrual leave is another type of time off work for a health-related reason, but it is not always paid. In most nations, some or all employers are required to pay their employees for some time away from work when they are ill. Most European, many Latin American, a few African, and a few Asian countries have legal requirements for paid sick leave for employees. In nations without laws mandating paid ...
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Evening Standard
The ''London Standard'', formerly the ''Evening Standard'' (1904–2024) and originally ''The Standard'' (1827–1904), is a long-established regional newspaper published weekly and distributed free newspaper, free of charge in London, England. It is printed in Tabloid (newspaper format), tabloid format, and also has an online edition. In October 2009, after being bought by Russian businessman Alexander Lebedev, the paper ended a 180-year history of print circulation, paid circulation and multiple editions every day, and became a free newspaper publishing a single print edition every weekday, doubling its circulation as part of a change in its business plan. On 29 May 2024, the newspaper announced that it would reduce print publication to once weekly, after nearly 200 years of daily publication, as it had become unprofitable. Daily publication ended on 19 September 2024. The first weekly edition was published on 26 September 2024 under the new name of ''The London Standard' ...
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Lloyds Banking Group
Lloyds Banking Group plc is a British financial institution formed through the acquisition of HBOS by Lloyds TSB in 2009. It is one of the UK's largest financial services organisations, with 30 million customers and 65,000 employees. Lloyds Bank was founded in 1765 but the wider Group's heritage extends over 320 years, dating back to the founding of the Bank of Scotland by the Parliament of Scotland in 1695. The Group's headquarters are located at 25 Gresham Street in the City of London, while its registered office is on The Mound in Edinburgh. It also operates office sites in Birmingham, Bristol, West Yorkshire and Glasgow. The Group also has overseas operations in the US and Europe. Its headquarters for business in the European Union is in Berlin, Germany. The business operates under a number of distinct brands, including Lloyds Bank, Halifax, Bank of Scotland and Scottish Widows. Former Chief Executive António Horta-Osório told ''The Banker'', "We will keep the d ...
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Wallace Collection
The Wallace Collection is a museum in London occupying Hertford House in Manchester Square, the former townhouse (Great Britain), townhouse of the Seymour family, Marquess of Hertford, Marquesses of Hertford. It is named after Sir Richard Wallace, 1st Baronet, Sir Richard Wallace, who built the extensive collection, along with the Marquesses of Hertford, in the 18th and 19th centuries. The collection features Fine art, fine and decorative arts from the 15th to the 19th centuries with important holdings of French 18th-century paintings, furniture, arms and armour, porcelain and Old Master paintings arranged into 25 galleries. It is open to the public and entry is free. It was established in 1897 from the private collection mainly created by Richard Seymour-Conway, 4th Marquess of Hertford (1800–1870), who left both it and the house to his illegitimate son Sir Richard Wallace (1818–1890), whose widow Julie Amelie Charlotte Castelnau bequeathed the entire collection to the nat ...
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Confederation Of British Industry
The Confederation of British Industry (CBI) is a British business interest group, which says it represents 190,000 businesses. The CBI has been described by the ''Financial Times'' as "Britain's biggest business lobby group". Incorporated by royal charter, its mission is to promote the conditions in which businesses of all sizes and sectors in the UK can compete and prosper for the benefit of all. In 2023, the association was shaken by numerous accusations of sexual misconduct in the organisation. Membership The CBI's membership includes companies from the FTSE 100, mid-caps, SMEs, privately owned businesses, trade associations, universities and other public bodies. The CBI has members in many sectors: agriculture, automotive, aerospace, construction, creative, education, financial services, IT, manufacturing, professional services, retail, transport, tourism and utilities. The CBI is made up of around 1,500 direct members and 188,500 indirect members. The indirect members a ...
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Bank Of England
The Bank of England is the central bank of the United Kingdom and the model on which most modern central banks have been based. Established in 1694 to act as the Kingdom of England, English Government's banker and debt manager, and still one of the bankers for the government of the United Kingdom, it is the world's second oldest central bank. The bank was privately owned by stockholders from its foundation in 1694 until it was nationalised in 1946 by the Attlee ministry. In 1998 it became an independent public organisation, wholly owned by the Treasury Solicitor on behalf of the government, with a mandate to support the economic policies of the government of the day, but independence in maintaining price stability. In the 21st century the bank took on increased responsibility for maintaining and monitoring financial stability in the UK, and it increasingly functions as a statutory Financial regulation, regulator. The bank's headquarters have been in London's main financial di ...
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Alliance & Leicester
Alliance & Leicester plc was a British bank and former building society, formed by the merger in 1985 of the Alliance Building Society and the Leicester Building Society. The business Demutualisation, demutualised in the middle of 1997, when it was floated on the London Stock Exchange. It was listed in the FTSE 250 Index, and had been listed in the FTSE 100 Index from April 1997 until June 2008. After running into difficulty during the 2008 financial crisis, the bank was acquired by the Santander Group in October 2008, and transferred its business into Santander UK plc in May 2010. It was fully integrated and rebranded as Santander by the end of 2011. The bank's international subsidiary based in Douglas, Isle of Man, Alliance & Leicester International, continued to use the name Alliance & Leicester, until it was fully merged into Santander UK in May 2013. History Early history The Alliance & Leicester Building Society was formed by the merger of the Alliance Building Socie ...
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Bradford & Bingley
Bradford & Bingley plc was a British bank with headquarters in the West Yorkshire town of Bingley. The bank was formed in December 2000 by demutualisation of the Bradford & Bingley Building Society following a vote of the building society's members, who swapped their nominal share of the building society for at least 250 shares of the newly formed bank. In 2008, partly due to the subprime mortgage crisis, the bank was nationalised and in effect split into two parts; the mortgage book and investment portfolios remained with the now publicly owned Bradford & Bingley plc, and the deposits and branch network (and a licence to use the B&B name for those aspects) was sold to Abbey National, itself owned by the Spanish Santander Group. The branch network was rebranded Santander UK, Santander on 11 January 2010 and the Bradford & Bingley name mainly relates to the nationalised section of the bank. From 2010, the brand has been used under licence for insurance products by BGL Group. H ...
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Building Society
A building society is a financial institution owned by its members as a mutual organization, which offers banking institution, banking and related financial services, especially savings and mortgage loan, mortgage lending. They exist in the United Kingdom, Australia and New Zealand, and formerly in Ireland and several Commonwealth countries, including South Africa as mutual banks. They are similar to credit unions, but rather than promoting thrift and offering unsecured and business loans, the purpose of a building society is to provide home mortgages to members. Borrowers and depositors are society members, setting policy and appointing directors on a one-member, one-vote basis. Building societies often provide other retail banking services, such as current accounts, credit cards and personal loans. The term "building society" first arose in the 19th century in Kingdom of Great Britain, Great Britain from cooperative banking, cooperative savings groups. In the United Kingdom, bu ...
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Santander UK
Santander UK plc (, ) is a British bank, wholly owned by Banco Santander, a Spanish bank. Santander UK plc manages its affairs autonomously, with its own local management team, responsible solely for its performance. Santander UK is one of the leading personal financial services companies in the United Kingdom, and one of the largest providers of mortgages and savings in the United Kingdom. As of May 2025, the bank has 18,000 employees and 14 million active customers, 64 corporate business centres. The bank, with its head office in London's Regent's Place, was established on 11 January 2010, when Abbey National plc was combined with the savings business and branches of Bradford & Bingley plc, and renamed Santander UK plc. Alliance & Leicester plc merged into the renamed business in May 2010. History Establishment The bank has its origins in three constituent companies— Abbey National, Alliance & Leicester and Bradford & Bingley—all former mutual building so ...
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