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Československá Obchodnà Banka
Československá obchodnà banka, a.s. (ČSOB) is one of the largest commercial banks operating in the Czech Republic. It is a universal bank that offers a full range of banking services to individuals and companies. It operates 280 ČSOB branded branches, and 3,300 Česká pošta (Czech postal company) branches under the brand name Poštovnà spořitelna. The bank is owned by Belgium-based KBC Bank. Until 2008 ČSOB also operated in Slovakia, but in 2008 a new company Československá obchodná banka, a.s. (ČSOB Slovakia) was created under direct control of KBC Bank. Czech ČSOB holds a 47% minority stake in Slovak ČSOB. Since 2011, the bank has sponsored the Czech ice hockey club HC Pardubice, which took the name ''HC ČSOB Pojišťovna Pardubice''. History ČSOB was established in 1964 in the former Czechoslovakia as the sole bank providing foreign trade, financing and convertible currency operations. After 1989, ČSOB expanded its activity to include services for ent ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Prague
Prague ( ; ) is the capital and List of cities and towns in the Czech Republic, largest city of the Czech Republic and the historical capital of Bohemia. Prague, located on the Vltava River, has a population of about 1.4 million, while its Prague metropolitan area, metropolitan area is home to approximately 2.3 million people. Prague is a historical city with Romanesque architecture, Romanesque, Czech Gothic architecture, Gothic, Czech Renaissance architecture, Renaissance and Czech Baroque architecture, Baroque architecture. It was the capital of the Kingdom of Bohemia and residence of several Holy Roman Emperors, most notably Charles IV, Holy Roman Emperor, Charles IV (r. 1346–1378) and Rudolf II, Holy Roman Emperor, Rudolf II (r. 1575–1611). It was an important city to the Habsburg monarchy and Austria-Hungary. The city played major roles in the Bohemian Reformation, Bohemian and the Protestant Reformations, the Thirty Years' War and in 20th-century history a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Istrobanka
Istrobanka was a universal commercial bank based in Slovakia established in September 1992. History Istrobanka's founding shareholder was Slovenská Poisťovňa (the Slovak Insurance Company). In 1993 the city of Bratislava, the capital city of Slovakia, became another shareholder. GiroCredit Bank AG of Austria became a third shareholder in 1994. Effective March 2002, the Austrian bank BAWAG became the principal shareholder of Istrobanka, holding 100% of the shares. In July 2008 BAWAG formalized sale of Istrobanka to the Belgian group KBC Bank KBC Group N.V. is a Belgian universal multi-channel bank-insurer, focusing on private clients and small and medium-sized enterprises in Belgium, Bulgaria, Czech Republic, Hungary, and Slovakia. It was created in 1998 through the merger of Kredi ... NV, making KBC the fourth largest bank in the Slovak market through its partnership with ČSOB. Branches About 60 branches and sub-branches of Istrobanka were located throughout Slovakia. ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Society
A building society is a financial institution owned by its members as a mutual organization, which offers banking institution, banking and related financial services, especially savings and mortgage loan, mortgage lending. They exist in the United Kingdom, Australia and New Zealand, and formerly in Ireland and several Commonwealth countries, including South Africa as mutual banks. They are similar to credit unions, but rather than promoting thrift and offering unsecured and business loans, the purpose of a building society is to provide home mortgages to members. Borrowers and depositors are society members, setting policy and appointing directors on a one-member, one-vote basis. Building societies often provide other retail banking services, such as current accounts, credit cards and personal loans. The term "building society" first arose in the 19th century in Kingdom of Great Britain, Great Britain from cooperative banking, cooperative savings groups. In the United Kingdom, bu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Retail Bank
Retail banking, also known as consumer banking or personal banking, is the provision of services by a bank to the general public, rather than to companies, corporations or other banks, which are often described as wholesale banking (corporate banking). Banking services which are regarded as retail include provision of savings account, savings and transactional accounts, Mortgage loan, mortgages, personal loans, debit cards, and credit cards. Retail banking is also distinguished from investment banking or commercial banking. It may also refer to a division or department of a bank which deals with individual customers. In the U.S., the term ''commercial bank'' is used for a ''normal'' bank to distinguish it from an investment banking, investment bank. After the Great Depression, the Glass–Steagall Act restricted normal banks to banking activities, and investment banks to capital market activities. That distinction was repealed in the 1990s. Commercial bank can also refer to a b ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mortgage Bank
A mortgage bank is a bank that specializes in originating and/or servicing mortgage loans. In the United States, a mortgage bank is a state-licensed banking entity that makes mortgage loans directly to consumers. The difference between a mortgage banker and a mortgage broker is that the mortgage banker funds loans with its own capital. Generally, a mortgage bank originates a loan and places it on a pre-established warehouse line of credit until the loan can be sold to an investor, which are typically large institutions. The credit risk is typically absorbed by the Agencies, which include Fannie Mae, Freddie Mac, and Ginnie Mae. The process of selling a loan from the mortgage bank to another investor is referred to as selling the loan on the secondary market. This is in contrast to the primary market, which for mortgages typically refers to the bank buying the mortgage deed of trust from the homeowner for the face amount of the loan, adjusted for discount points and other price ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Slovenia
Slovenia, officially the Republic of Slovenia, is a country in Central Europe. It borders Italy to the west, Austria to the north, Hungary to the northeast, Croatia to the south and southeast, and a short (46.6 km) coastline within the Adriatic Sea to the southwest, which is part of the Mediterranean Sea. Slovenia is mostly mountainous and forested, covers , and has a population of approximately 2.1 million people. Slovene language, Slovene is the official language. Slovenia has a predominantly temperate continental climate, with the exception of the Slovene Littoral and the Julian Alps. Ljubljana, the capital and List of cities and towns in Slovenia, largest city of Slovenia, is geographically situated near the centre of the country. Other larger urban centers are Maribor, Ptuj, Kranj, Celje, and Koper. Slovenia's territory has been part of many different states: the Byzantine Empire, the Carolingian Empire, the Holy Roman Empire, the Kingdom of Hungary, the Republic of Venice ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Consul (representative)
A consul is an official representative of a government who resides in a foreign country to assist and protect citizens of the consul's country, and to promote and facilitate commercial and diplomatic relations between the two countries. A consul is generally part of a government's diplomatic corps or Diplomatic service, foreign service, and thus enjoys certain privileges and protections in the host state, albeit without full diplomatic immunity. Unlike an ambassador, who serves as the single representative of one government to another, a state may appoint several consuls in a foreign nation, typically in major cities; consuls are usually tasked with providing assistance in bureaucratic issues to both citizens of their own country traveling or living abroad and to the citizens of the country in which the consul resides who wish to travel to or trade with the consul's country. Origin and history Antecedent: the classical Greek ''proxenos'' In classical Greece, some of the f ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Košice
Košice is the largest city in eastern Slovakia. It is situated on the river Hornád at the eastern reaches of the Slovak Ore Mountains, near the border with Hungary. With a population of approximately 230,000, Košice is the second-largest city in Slovakia, after the capital Bratislava. Being the economic and cultural centre of eastern Slovakia, Košice is the seat of the Košice Region and Košice Self-governing Region, it belongs to the :sk:Košicko-prešovská aglomerácia, Košice-Prešov agglomeration, and is home to the Constitutional Court of Slovakia, Slovak Constitutional Court, three universities, various dioceses, and many museums, galleries, and theatres. In 2013, Košice was the European Capital of Culture, together with Marseille, France. Košice is an important industrial centre of Slovakia, and the U. S. Steel Košice, s.r.o., U.S. Steel Košice steel mill is the largest employer in the city. The town has extensive railway connections and an Košice Internationa ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Czech National Bank
The Czech National Bank, (, ÄŒNB) is the central bank and financial market supervisor in the Czech Republic, headquartered in Prague. It is a member of the European System of Central Banks. It was established on from the division of the State Bank of Czechoslovakia as part of the process of dissolution of Czechoslovakia, together with the National Bank of Slovakia. In accordance with its primary objective, the CNB sets monetary policy, issues banknotes and coins and manages the circulation of the Czech koruna, the payment system and settlement between banks. It also performs supervision of the banking sector, the capital market, the insurance industry, pension funds, credit unions and electronic money institutions, as well as foreign exchange supervision. Overview of the Czech National Bank Mission The primary objective of CNB as stated in the Act on the Czech National Bank and the Constitution of the Czech Republic is price stability. The secondary objective is to support ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bausparkasse Schwäbisch Hall
Bausparkasse Schwäbisch Hall AG () is a building society in Germany, active abroad with subsidiaries in Eastern Europe and China. It has more than 10 million customers. Shareholders are the cooperative central bank DZ Bank (96.8 percent) in Frankfurt am Main and around 600 cooperative banks. The building society has its headquarters in the city of Schwäbisch Hall in Baden-Württemberg. It is part of the German Cooperative Financial Group which has around 11,000 branches and approximately 3,400 employees. History Today's Bausparkasse Schwäbisch Hall AG was founded in 1931 in Cologne as a German building society AG, construction savings and debt relief fund by members of the local Chamber of Crafts. After the transfer of the business office to Berlin in 1936, the German Central Cooperative Fund and most of the Central Commercial Funds participated in the company, which was meanwhile called ''Gesellschaft für zweitstelligen Grundkredit'', ''Deutscher Bausparer Aktiengesellsc ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Travel Insurance
Travel insurance is an insurance product for covering unexpected losses incurred while travelling, either internationally or domestically. Basic policies generally only cover emergency medical expenses while overseas, while comprehensive policies typically include coverage for trip cancellation, lost luggage, flight delays, Liability insurance, public liability, and other expenses. The United States Travel Insurance market valued at over $4B, protecting around 77 million people through around 49 million plans in 2022, according to the United States Travel Insurance Association. Policy purchase Cost calculation Travel insurance, are risk-based, and take into account a range of factors to determine whether a traveler can purchase a policy and what the premium will be. This generally includes destination countries or regions, the duration of the trip, the age of the travelers, and any optional benefits that they require coverage for such as pre-existing medical conditions, advent ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
KBC Bank Ireland
KBC Bank Ireland plc was a bank in Ireland with offices in Dublin, Cork (city), Cork, Limerick, Galway, Waterford and Belfast. It was established in 1972 as ''Irish Intercontinental Bank''. In 1978 KBC Bank, which is headquartered in Brussels, acquired a 75% interest. KBC Bank acquired a full 100% shareholding in IIB in 1999, and in 2000 the bank's name changed to IIB Bank. On 27 October 2008, the 30th anniversary of KBC's majority ownership, the bank was renamed KBC Bank Ireland plc. KBC Bank Ireland provided a wide range of banking services including Corporate, Commercial and Business Banking, Private Banking and Treasury & Capital Markets. Its Mortgage loan, mortgage division, KBC Homeloans, was a leading mortgage provider in Ireland. KBC began operating a branch network in 2012 with a further build-out in 2014. This followed the exit of Halifax Ireland and Danske Bank from the Irish retail market, with some branches being located in former locations of those banks. KBC init ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
