Österreichischer Sparkassenverband
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Österreichischer Sparkassenverband
The ''Österreichischer Sparkassenverband'' (ÖSPV) is the national representative body of the Sparkassengruppe Österreich, acting as a trade association. History The first regional association of savings banks in Austria was created in 1899 in Lower Austria, followed by the other crown lands until all were covered by 1905. Also in 1905, the was established in Vienna. It and operated under that name until Anschluss in 1938. It was reformed in 1946 as the , and adopted its current name in 2000. From 1947, it has been a sub-organization of the Austrian Economic Chamber. Overview The Sparkassenverband is registered as an Austrian eingetragener Verein and is a member of the European Savings Banks Group and of the World Savings Banks Institute as well as the . It publishes a periodical every two months, . Membership The association's members are Erste Group Bank, Erste Bank Österreich, Die Zweite Sparkasse, 46 local savings banks outside of Vienna, and seven associations () ...
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Sparkassengruppe Österreich
The ''Sparkassengruppe Österreich'' () brings together all savings banks () in Austria. Tracing its origins to 1819, it serves around 4 million customers in 797 branches with more than 15,500 employees, with a customer share in Austria around 31.2% as of December 2022. The group has a complex decentralized structure but relies critically on Erste Group Bank AG, which owns the main local savings bank in Vienna, operates central functions, owns and manages subsidiaries outside of Austria, and consolidates group accounts. The Österreichischer Sparkassenverband acts as the group's national representative body. In 2020 the group had total assets of €277 billion, ahead of Raiffeisen Bank International (€166 billion), UniCredit Bank Austria (€119 billion), and BAWAG, BAWAG Group (€53 billion), making it one of the largest Austrian banking groups. Since the entry into force of European Banking Supervision in late 2014, the entire Sparkassengruppe Österreich has been directly su ...
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Die Zweite Sparkasse
Zweite Wiener Vereins-Sparkasse (abbreviated: Zweite Sparkasse, also: Die Zweite) is an Austrian bank based in Vienna's Leopoldstadt district (2nd municipal district). It is a socially oriented bank ran exclusively by volunteers from ''Erste Bank'' and the ''Sparkassen'' group, and does not aim for any profits. History The Zweite Sparkasse was founded on the initiative of and with funds from the ERSTE Foundation. The Articles of Association dated 15 May 2006 were adopted at the founding meeting and approved by the Financial Market Authority in September of the same year. On 21 October 2006, the incorporation under company law was entered in the Commercial Register of the Commercial Court of Vienna. On 21 November 2006, the first branch in Vienna-Leopoldstadt, which is also the company's headquarters, was opened in the presence of Federal President Heinz Fischer. On 4 October 2006 the Zweite Sparkasse commenced operations and registered its first customers. At the end of 2007, the ...
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Carinthia
Carinthia ( ; ; ) is the southernmost and least densely populated States of Austria, Austrian state, in the Eastern Alps, and is noted for its mountains and lakes. The Lake Wolayer is a mountain lake on the Carinthian side of the Carnic Main Ridge, near the Plöcken Pass.The main language is Austrian German, with its non-standard dialects belonging to the Southern Bavarian group; Carinthian dialect group, Carinthian Slovene dialects, forms of a South Slavic languages, Slavic language that predominated in the southeastern part of the region up to the first half of the 20th century, are now spoken by Carinthian Slovenes, a small minority in the area. Carinthia's main Industry (economics), industries are tourism, electronics, engineering, forestry, and agriculture. Name The etymology of the name "Carinthia", similar to Carnia or Carniola, has not been conclusively established. The ''Ravenna Cosmography'' (about AD 700) referred to a Slavic settlement of the Eastern Alps, S ...
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Styria
Styria ( ; ; ; ) is an Austrian Federal states of Austria, state in the southeast of the country. With an area of approximately , Styria is Austria's second largest state, after Lower Austria. It is bordered to the south by Slovenia, and clockwise, from the southwest, by the other Austrian states of Carinthia, Salzburg (federal state), Salzburg, Upper Austria, Lower Austria, and Burgenland. The state's capital is Graz, the second largest city in Austria after only Vienna. Name The March of Styria derived its name from the original seat of its ruling Otakars, Otakar dynasty: Steyr, in today's Upper Austria, which in turn derives its name from the namesake river of Steyr, stemming from the Celtic Stiria. In the native German the area is still called "Steiermark", while in English the Latin name "Styria" is used. Until the late 19th century however, the German name "Steyer", a slightly modernized spelling of Steyr, was also common. The ancient link between the city of Steyr and S ...
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Vorarlberg
Vorarlberg ( ; ; , , or ) is the westernmost States of Austria, state () of Austria. It has the second-smallest geographical area after Vienna and, although it also has the second-smallest population, it is the state with the second-highest population density (also after Vienna). It borders three countries: Germany (Bavaria and Baden-Württemberg via Lake Constance), Switzerland (Grisons and Canton of St. Gallen, St. Gallen), and Liechtenstein. The only Austrian state that shares a border with Vorarlberg is Tyrol (state), Tyrol, to the east. The capital of Vorarlberg is Bregenz (29,698 inhabitants), although Dornbirn (49,845 inhabitants) and Feldkirch, Vorarlberg, Feldkirch (34,192 inhabitants) have List of cities and towns in Austria, larger populations. Vorarlberg is also the only state in Austria where the local dialect is not Austro-Bavarian dialects, Austro-Bavarian, but rather an Alemannic dialects, Alemannic dialect; it therefore has much more in common culturally with (hi ...
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Tyrol
Tyrol ( ; historically the Tyrole; ; ) is a historical region in the Alps of Northern Italy and western Austria. The area was historically the core of the County of Tyrol, part of the Holy Roman Empire, Austrian Empire and Austria-Hungary, from its formation in the 12th century until 1919. In 1919, following World War I and the dissolution of Austria-Hungary, it was divided into two modern administrative parts through the Treaty of Saint-Germain-en-Laye (1919), Treaty of Saint-Germain-en-Laye: * State of Tyrol (state), Tyrol: Formed through the merger of North Tyrol, North and East Tyrol, as part of Austria. * Region of Trentino-Alto Adige: At that time still with Souramont (Cortina d'Ampezzo, Livinallongo del Col di Lana and Colle Santa Lucia) and the municipalities Valvestino, Magasa, Lombardy, Magasa, and Pedemonte. This was seized in 1918 by the Kingdom of Italy, and since 1946 has been part of the Italy, Italian Republic. With the founding of the European region Tyrol- ...
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Salzburg
Salzburg is the List of cities and towns in Austria, fourth-largest city in Austria. In 2020 its population was 156,852. The city lies on the Salzach, Salzach River, near the border with Germany and at the foot of the Austrian Alps, Alps mountains. The town occupies the site of the Roman settlement of ''Iuvavum''. Founded as an episcopal see in 696, it became a Prince-Archbishopric of Salzburg, seat of the archbishop in 798. Its main sources of income were salt extraction, trade, as well as gold mining. The Hohensalzburg Fortress, fortress of Hohensalzburg, one of the largest medieval fortresses in Europe, dates from the 11th century. In the 17th century, Salzburg became a centre of the Counter-Reformation, with monasteries and numerous Baroque churches built. Salzburg has an extensive cultural and educational history, being the birthplace of Wolfgang Amadeus Mozart and being home to three universities and a large student population. Today, along with Vienna and the Tyrol (st ...
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Upper Austria
Upper Austria ( ; ; ) is one of the nine States of Austria, states of Austria. Its capital is Linz. Upper Austria borders Germany and the Czech Republic, as well as the other Austrian states of Lower Austria, Styria, and Salzburg (state), Salzburg. With an area of and 1.49 million inhabitants, Upper Austria is the fourth-largest Austrian state by land area and the third-largest by population. History Origins For a long period of the Middle Ages, much of what would become Upper Austria constituted :de:Traungau, Traungau, a region of the Duchy of Bavaria. In the mid-13th century, it became known as the Principality above the Enns River ('), this name being first recorded in 1264. (At the time, the term "Upper Austria" also included German Tyrol, Tyrol and various scattered Habsburg possessions in southern Germany.) Early modern era In 1490, the area was given a measure of independence within the Holy Roman Empire, with the status of a principality. By 1550, there was a Protestanti ...
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Erste Bank Österreich
Erste Group Bank AG (shortened version Erste Group) is an Austrian financial service provider. It is one of the largest financial service providers in Central and Eastern Europe serving more than 16 million clients in over 2,000 branches in seven countries. Erste Group is headquartered in Vienna and operates as a universal bank. Erste Group is the central entity of the Sparkassengruppe Österreich (Austrian Savings Banks Group) and the Österreichischer Sparkassenverband. It has been designated as a Significant Institution since the entry into force of European Banking Supervision in late 2014, and as a consequence is directly supervised by the European Central Bank. The main shareholder of Erste Group is the non-profit ERSTE Foundation. In 1997, Erste Group went public and today the company is listed on the exchanges of Vienna, Prague and Bucharest and included in the indices ''CEETX'', Austrian Traded Index, ATX and PX Index, PX. History The origins of Erste Group are in t ...
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