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The Progressive Insurance Automotive X PRIZE (PIAXP or AXP) was a set of competitions, programs and events, from the X Prize Foundation, to "inspire a new generation of super-efficient vehicles that help break America's addiction to oil and stem the
effects of climate change The effects of climate change impact the physical environment, ecosystems and human societies. The environmental effects of climate change are broad and far-reaching. They affect the water cycle, oceans, sea and land ice (glaciers), sea level ...
."
Progressive Insurance The Progressive Corporation is an American insurance company, the third largest insurance carrier and the No. 1 commercial auto insurer in the United States. The company was co-founded in 1937 by Jack Green and Joseph M. Lewis, and is headquar ...
was the title sponsor of the prize, the centerpiece of which is the Competition Division, within which a 10-million-dollar purse was divided between the winners of three competitions. The essence of each competition was to design, build and race super-efficient vehicles that achieved 100
MPGe Miles per gallon gasoline equivalent (MPGe or MPGge) is a measure of the average distance traveled per unit of energy consumed. MPGe is used by the United States Environmental Protection Agency (EPA) to compare energy consumption of alternative ...
(2.35 liter/100 kilometer) efficiency, produced less than 200 grams/mile well-to-wheel CO2 equivalent
emissions Emission may refer to: Chemical products * Emission of air pollutants, notably: **Flue gas, gas exiting to the atmosphere via a flue ** Exhaust gas, flue gas generated by fuel combustion ** Emission of greenhouse gases, which absorb and emit rad ...
, and could be manufactured for the mass market. Within the Competition Division, there are two vehicle classes: Mainstream and Alternative. The mainstream class had a prize of $5 million. The alternate class had two separate prizes of $2.5 million, one for side-by-side seating and one for tandem seating. The PIAXP has an Educational Program, funded by a $3.5 million grant from the
United States Department of Energy The United States Department of Energy (DOE) is an executive department of the U.S. federal government that oversees U.S. national energy policy and manages the research and development of nuclear power and nuclear weapons in the United Stat ...
, to engage students and the public in learning about advanced vehicle technologies, energy efficiency,
climate change In common usage, climate change describes global warming—the ongoing increase in global average temperature—and its effects on Earth's climate system. Climate change in a broader sense also includes previous long-term changes to E ...
, alternative fuels, and the science, technology, engineering, and math behind efficient vehicle development.


History

The X Prize Foundation began work on the development of a competition to spur innovation in the automotive industry in 2005 and on 6 March 2006 announced that Mark Goodstein would join the Foundation as an executive director of the new prize. A little more than year later, on 12 April 2007, the Foundation formally announced the creation of the prize at the 2007 New York Auto Show and set the purse at $10 million for a car that could get and be sold for a reasonable price. In the subsequent year, the X Prize Foundation solidified sponsorship for the prize and on 20 March 2008 announced that Progressive Insurance would be the Title Sponsor of the Prize and fund the $10 million purse. From that point onward, it was known as the Progressive Insurance Automotive X Prize (PIAXP). At the 12 April 2007 announcement of the creation of the X Prize, the Foundation released draft Competition Guidelines, which were open for public comment from 2 April to 31 May 2007. The latest guidelines were published on 10 January 2009. The competition guidelines are the product of hundreds of volunteers of the AXP and world-class advisors. On 7 April 2009, the X Prize Foundation announced that 111 teams had registered by the February 2009 deadline. By 20 October 2009, the design judging had winnowed the number of teams down to 43, with some publicly, and others quietly, withdrawing. The formal vehicle competition events began on 26 April 2010, and consisted of the remaining four stages: Shakedown (26 April – 7 May 2010), Knockout ( 16–30 June 2010), Finals ( 19–30 July 2010) and Validation (August 2010).


Winners

The winners of the competition were announced on 16 September 2010. * Team Edison2 won the $5 million Mainstream competition with its four-passenger Very Light Car, obtaining 102.5 
Mpge Miles per gallon gasoline equivalent (MPGe or MPGge) is a measure of the average distance traveled per unit of energy consumed. MPGe is used by the United States Environmental Protection Agency (EPA) to compare energy consumption of alternative ...
or just below 69 MPG running on
E85 E85 is an abbreviation typically referring to an ethanol fuel blend of 85% ethanol fuel and 15% gasoline or other hydrocarbon by volume. In the United States, the exact ratio of fuel ethanol to hydrocarbon may vary according to ASTM 5798 that ...
fuel. * Team Li-Ion Motors won the $2.5 million Alternative Side-by-Side competition with their aerodynamic Wave-II electric vehicle achieving 187 MPGe. * Team X-Tracer Switzerland won the $2.5 million Alternative Tandem competition with their 205.3 MPGe faired electric motorcycle.


Vehicle requirements

Within the Competition Division, there are two vehicle classes—Mainstream and Alternative—both of which have the same requirements for fuel economy and
emissions Emission may refer to: Chemical products * Emission of air pollutants, notably: **Flue gas, gas exiting to the atmosphere via a flue ** Exhaust gas, flue gas generated by fuel combustion ** Emission of greenhouse gases, which absorb and emit rad ...
, but differing design constraints. The Alternative class is further divided into tandem and side-by-side classes. Vehicles in the Mainstream Class must meet specifications that are derived from typical small, five-passenger, economy mixed-use vehicles. The Alternative Class has fewer performance and design restrictions and provides an outlet for innovation. Both classes allow entries that are modifications of an existing popular vehicle, provided that all PIAXP requirements are met. Vehicles in both classes must have a fuel economy of 100
MPGe Miles per gallon gasoline equivalent (MPGe or MPGge) is a measure of the average distance traveled per unit of energy consumed. MPGe is used by the United States Environmental Protection Agency (EPA) to compare energy consumption of alternative ...
(21 kWh or 2.35 liters of petrol/100 kilometer) and produce less than 200 grams/mile CO2 emissions (measured well-to-wheel). For electric vehicles, the CO2 emissions requirement is a more binding constraint. Because CO2 emissions will be calculated assuming a national average of electricity sources projected to 2014, an all-electric car will have to achieve 114 MPGe in order to produce less than 200 grams/mile CO2 emissions. Further, electricity consumption is measured at the "plug" side of the battery charging device, so it would have to achieve 114 MPGe, assuming 100% efficient battery charging. If the charger were 85% efficient, this requirement would grow to 134 MPGe. In the other words, efficiency of electric cars should be not 21 but 16 kWh/100 km. Vehicles in both classes also must have features expected of a modern automobile including an enclosed cabin with windshield and windows, operating windshield wipers, washers, headlights, horn, indicators, brake lights, reflective devices, rear and side-view mirrors, and seat belts. They must have the usual automotive controls, including accelerator pedal, brake pedal, steering mechanism (not necessarily a wheel) and indicators. They must be "highway capable", which is defined as the ability to maintain on a four percent uphill grade and to accelerate from to in less than 9 seconds. They must be able to brake from 60 to 0 mph in less than , meet existing noise standards and use tires that meet automotive or motorcycle (alternative class only and only if the vehicle is otherwise eligible to be classified as a motorcycle) standards. Both must meet the same set of static and dynamic stability requirements. The mainstream vehicle must seat at least four adults with at least two side-by-side front seats, have at least of useful cargo space in one contiguous location not counting the passenger seats, accelerate from 0 to in 15 seconds or less, and be able to drive without refueling or recharging. The mainstream vehicle must have four or more wheels. The alternate class vehicle must seat at least two people, accelerate from 0 to in 18 seconds or less, and be able to drive without refueling or recharging. The alternative vehicle has no minimum number of wheels, but it must remain upright when stopped with no driver inputs. While the main focus of PIAXP is fuel economy and carbon emissions, not safety, the vehicles must be "production capable". Therefore, the entries must either be fully compliant with the
Federal Motor Vehicle Safety Standards The Federal Motor Vehicle Safety Standards (FMVSS) are U.S. federal vehicle regulations specifying design, construction, performance, and durability requirements for motor vehicles and regulated automobile safety-related components, systems, and d ...
(FMVSS) and other applicable
National Highway Traffic Safety Administration The National Highway Traffic Safety Administration (NHTSA ) is an agency of the U.S. federal government, part of the Department of Transportation. It describes its mission as "Save lives, prevent injuries, reduce vehicle-related crashes" rela ...
(NHTSA) requirements or compliance has to be "designed in". For example, allowance for airbags in the designs is considered acceptable without actually installing the airbags. Teams are also required to submit a
business plan A business plan is a formal written document containing the goals of a business, the methods for attaining those goals, and the time-frame for the achievement of the goals. It also describes the nature of the business, background information on t ...
which clearly demonstrates an ability to produce 10,000 vehicles per year. Note that teams are not required to be under-taking this plan, but the plan has to exist and the car has to be designed such that this plan is feasible. With the lack of mainstream entrants from established automobile companies, a Demonstration Division was created so that automakers could at least display and promote their highest efficiency vehicles alongside the main competition. However, there were too few entrants by 1 March registration deadline, and this division was canceled. The only confirmed entrant was the Tesla Roadster, which had dropped out of the main competition. Vehicles in the Demonstration Division would have met the same requirements as Mainstream Class vehicles in the Competition Division, except for
MPGe Miles per gallon gasoline equivalent (MPGe or MPGge) is a measure of the average distance traveled per unit of energy consumed. MPGe is used by the United States Environmental Protection Agency (EPA) to compare energy consumption of alternative ...
and CO2 emissions. There was no Alternative Class equivalent in the Demonstration Division. These vehicles would have been stock vehicles, i.e., vehicles identical to those for sale or pre-production prototypes of vehicles intended for sales. Vehicles in the Demonstration Division would have been tested in the same way as Competition Division vehicles and would have participated in the PIAXP competition events under the same rules in order to demonstrate and showcase their capabilities and performance.


Competition events

The competition timeline was finalized as follows:


Design judging

Accepted teams must provide evidence that their vehicles are production capable, by providing a detailed Data Submissions covering four areas: * Safety and Emissions: Vehicles must be designed so that, in production, they meet U.S. safety standards (FMVSS) and U.S. emission standards. * Manufacturability and Cost: Vehicles must be capable of being manufactured in quantities of 10,000 per year with production costs within levels consistent with that production volume. * Features: Vehicles must have the features expected by consumers for vehicles within the projected prices range. * Business Plan: There must be a credible plan to manufacture, sell and support 10,000 vehicles (or conversions) per year by 2014. The plan must address required fuel infrastructure if it does not already exist. Those that pass this hurdle will be invited to bring their vehicles to the competition events. The design judging was closed in October 2009, with 43 teams remaining.


Shakedown stages

The first three stages will be a "shake-down" period and performance in these stages will not count to final scores. The first step of the competition will be the review of technical reports, technical inspection of the vehicles and performance testing of safety elements to eliminate unsafe vehicles. The two-week shakedown took place at the
Michigan International Speedway Michigan International Speedway (MIS) is a moderate-banked D-shaped speedway located off U.S. Highway 12 on more than approximately south of the village of Brooklyn, in the scenic Irish Hills area of southeastern Michigan. The track is ...
, from 26 April to 7 May 2010. Those that pass the initial technical and safety inspections and tests will participate in the remaining competition events. These include stage races, additional active safety performance tests and a dynamometer test.


Knockout stage

The next stage will be a "knockout" qualifying event. To advance, vehicles must pass active safety performance tests, meet acceptable emission levels and demonstrate at least 67 MPGe on a test track. These were held at the
Michigan International Speedway Michigan International Speedway (MIS) is a moderate-banked D-shaped speedway located off U.S. Highway 12 on more than approximately south of the village of Brooklyn, in the scenic Irish Hills area of southeastern Michigan. The track is ...
from 20 to 29 June 2010. After this stage, only 15 vehicles from 12 teams remained in the competition.


Finals stage

The final stages will determine the winning teams. To complete the race successfully, vehicles must maintain a minimum average speed (maximum allowable time) while meeting PIAXP requirements for fuel economy (90 MPGe) and emissions. The finals also include a tie breaking race; the vehicle with the best overall time while still meeting requirements will take the purse. The final stages are scheduled for 19–30 July 2010 at the
Michigan International Speedway Michigan International Speedway (MIS) is a moderate-banked D-shaped speedway located off U.S. Highway 12 on more than approximately south of the village of Brooklyn, in the scenic Irish Hills area of southeastern Michigan. The track is ...
.


Validation stage

The few remaining teams were validated on
dynamometer A dynamometer or "dyno" for short, is a device for simultaneously measuring the torque and rotational speed (RPM) of an engine, motor or other rotating prime mover so that its instantaneous power may be calculated, and usually displayed by the ...
s under laboratory conditions at the EPA Labs in
Ann Arbor, Michigan Ann Arbor is a city in the U.S. state of Michigan and the county seat of Washtenaw County, Michigan, Washtenaw County. The 2020 United States census, 2020 census recorded its population to be 123,851. It is the principal city of the Ann Arbor ...
and
Argonne National Laboratory Argonne National Laboratory is a science and engineering research United States Department of Energy National Labs, national laboratory operated by University of Chicago, UChicago Argonne LLC for the United States Department of Energy. The facil ...
in
Chicago, Illinois (''City in a Garden''); I Will , image_map = , map_caption = Interactive Map of Chicago , coordinates = , coordinates_footnotes = , subdivision_type = Country , subdivision_name ...
. This stage is scheduled for August 2010. The validation results count toward 50% of the final efficiency figures, which together must exceed 100 MPGe. Edison2 was an exception. The engines in both Very Light Cars failed before validation. Edison2 was allowed to circumvent the rules governing procedures and provided independent third-party validation reports instead of undergoing the same validation testing as other finalist teams.


Educational program

The
United States Department of Energy The United States Department of Energy (DOE) is an executive department of the U.S. federal government that oversees U.S. national energy policy and manages the research and development of nuclear power and nuclear weapons in the United Stat ...
joined the PIAXP as a sponsor, funding an educational program targeted to young people. The first component of the Education Program is a web site created in partnership with Discovery Education, www.FuelOurFutureNow.com, featuring activities for K-12 students, as well as videos, virtual labs, and interactive resources intended for use in school and in the home.


Competing teams

Although 111 teams registered for the PAIXP and paid the registration fee, by 20 October 2009, the number of teams had decreased to 43, sponsoring 53 vehicles between them. These remaining teams represented 10 countries (some entries listed two countries of origin) with 28 coming from the United States and 7 from the state of California. Of the 53 vehicles, 28 were in the Alternative Classes and 25 in the Mainstream Class. By 15 April, only 30 teams remained. After the shakedown completed in May, 22 teams remained. A sample of the teams is shown below.


Mainstream

* American HyPower – The "Zams" is a modified 2009 Toyota Prius. The all volunteer team based in Centennial, CO is composed of aerospace, electrical, and chemical engineers as well as entrepreneurs. It focuses on improving fuel efficiency through the introduction of hydrogen and a proprietary fuel augmentation device. In addition, aerodynamic modifications were made to the stock vehicle which alone, significantly improve fuel efficiency. * BITW Technologies- Demonstrated the use of Bio-Diesel as a renewable resource and curb our use of petroleum from other countries. * Edison2 – Developers of
the Very Light Car The Very Light Car prototype The Very Light Car (VLC) is a prototype design for 2- and 4-passenger automobiles emphasizing low weight and overall efficiency. It was originally developed by the Edison2 team for the Automotive X Prize competition. ...
, this Lynchburg, Va team of experts from auto endurance racing emphasize low weight and low aerodynamic drag as the key to automotive efficiency, and are entered in both alternative classes and the mainstream class. * Engineer – Entered the "Hybrid Steam Vehicle" * Global E – Entered two vehicles: the "Pulse" is a four-seat hatchback electric vehicle and the "G1" is a hybrid electric vehicle entered into the "alternate:side-by-side" category. * Illuminati Motor Works – The
Seven 7 is a number, numeral, and glyph. 7 or seven may also refer to: * AD 7, the seventh year of the AD era * 7 BC, the seventh year before the AD era * The month of July Music Artists * Seven (Swiss singer) (born 1978), a Swiss recording artist ...
is an electric vehicle with a custom designed aerodynamic body, designed by a group of volunteers from Illinois. * Liberty Motors Group – "The Liberator" is a modified 2008 Hyundai Sonata. * Team FourSight – The "FourSight" is a modified Honda Insight converted to a diesel hybrid. * West Philly Hybrid X – The "EVX Focus" is a modified Ford Focus


Alternative (Side by Side)

* amp – amp'd Sky, an electric conversion of a
Saturn Sky The Saturn Sky is a roadster that was produced by Saturn, and was initially released in the first quarter of 2006 as a 2007 model. It uses the ''Kappa'' automobile platform shared with the Pontiac Solstice. The Sky concept was shown at the 2005 ...
*
Aptera Motors Aptera Motors (formerly Accelerated Composites) is an American startup high-efficiency car company based in Carlsbad, California. The original company, Aptera Motors, Inc., was founded in 2005 and liquidated in 2011. In 2019, Aptera Motors w ...
– This company was founded by Steve Fambro and Chris Anthony. They developed a three-wheeled vehicle, the
Aptera 2 Series The Aptera 2 Series (formerly the Aptera Typ-1) was a high-efficiency three-wheeled passenger car designed by Aptera Motors that failed to reach production. The first model of the 2 Series slated for production was the Aptera 2e (formerly Typ-1 ...
. The initial model was to be all electric, but eventually prototyped as a plug-in hybrid version. The shape of the car is credited to Jason Hill, a designer who worked on the body of the
Porsche Carrera GT The Porsche Carrera GT (Project Code 980) is a mid-engine sports car that was manufactured by German automobile manufacturer Porsche from 2004 to 2006. ''Sports Car International'' named the Carrera GT number one on its list of Top Sports Cars ...
, and to Aptera's own aerodynamicist, Miles Wheeler. The design was inspired by modern composite aircraft and is legally classified as a motorcycle. * Li-ion Motors – The Wave II is a battery electric vehicle with a custom battery management system and an aerodynamic composite fairing. * Optamotive – E-Rex, an electric conversion of the
Campagna T-Rex The Campagna T-Rex is a two-seat, three-wheeled motor vehicle created by Campagna Motors, located in Quebec, Canada. It is powered by an in-line 6-cylinder engine from BMW. Although it used to be registered as a motorcycle, it is now largely consi ...
* Raceabout – A custom designed electric sports car from Helsinki Polytechnic in Helsinki, Finland. * SABA Motors – The company was founded by Simon Saba, and is headquartered in
San Jose, California San Jose, officially San José (; ; ), is a major city in the U.S. state of California that is the cultural, financial, and political center of Silicon Valley and largest city in Northern California by both population and area. With a 2020 popul ...
. The SABA Carbon Zero Roadster is a four-wheeled, all-electric, two-passenger automobile, which weighs 1,900 lbs. The vehicle's battery pack contains 112 cells, and utilizes
Lithium iron phosphate Lithium iron phosphate or lithium ferro-phosphate (LFP) is an inorganic compound with the formula . It is a gray, red-grey, brown or black solid that is insoluble in water. The material has attracted attention as a component of lithium iron phosp ...
chemistry. The company claims performance of 0–60 in under five seconds, a top speed of 105 mph, and a range of up to 140 miles. *
Tata Motors Tata Motors Limited is an Indian multinational automotive manufacturing company, headquartered in Mumbai, India, which is part of the Tata Group. The company produces passenger cars, trucks, vans, coaches, buses. Formerly known as Tata En ...
Tata Indica The Tata Indica is a supermini car launched by the Indian manufacturer Tata Motors in 1998. It was the first Indian hatchback with a diesel engine. It was the first passenger hatchback from Tata Motors, with previous models being station wagons an ...
Vista EV X. Tata plans to sell this model in India in 2011. * Team EVX – an electric conversion of the
Smart Car Smart (stylized as smart) is a German automotive marque. Smart Automobile Co., Ltd. is a joint venture established by Mercedes-Benz AG and Zhejiang Geely Holding Group in 2019 and aimed at producing Smart-badged cars in China to be marketed glob ...
* TW4XP – a human-electric hybrid derived from the
Twike The Twike (a portmanteau of the words ''twin'' and ''bike'') is a human-electric hybrid vehicle (HEHV) designed to carry two passengers and cargo. Essentially a velomobile with an electrical hybrid engine, it can be driven in electric-only mode ...
* West Philadelphia High School – The only high school entrant is fielding two hybrid vehicle conversions: a
Ford Focus The Ford Focus is a compact car (C-segment in Europe) manufactured by Ford Motor Company since 1998. It was created under Alexander Trotman's Ford 2000 plan, which aimed to globalize model development and sell one compact vehicle worldwide. The ...
(gas PHEV) and a
Factory Five Racing Factory Five Racing, Inc. (F.F.R.) is an American automobile company that designs and manufactures assembly kits, chassis, bodies and related components for replicars and sports cars. Current models The "kit cars" are designed and manufactured b ...
GTM (biodiesel HEV). *
Western Washington University Western Washington University (WWU or Western) is a public university in Bellingham, Washington. The northernmost university in the contiguous United States, WWU was founded in 1893 as the state-funded New Whatcom Normal School, succeeding a pri ...
– Of more than five dozen entrants in the competition this is only one of three university-based teams. They are based at WWU's
Bellingham, Washington Bellingham ( ) is the most populous city in, and county seat of Whatcom County in the U.S. state of Washington. It lies south of the U.S.–Canada border in between two major cities of the Pacific Northwest: Vancouver, British Columbia (locat ...
campus. Their group of students at Western's Vehicle Research Institute have what's been described by Automobile Magazine as having "very possibly the best school in the country for total car design." * ZAP – The American/Chinese company have developed a three-wheeled vehicle, the ZAP Alias, a 100% plug-in electric roadster, announced by the company to be produced in China by Jonway Automobile Co. Ltd. Aerodynamic contours shape, wide stance with double-wishbone suspension, an AC24LS, air-cooled, AC induction motor running at 216 volts.


Alternative (Tandem)

* Commuter Cars – A production vehicle from this company has been sold to actor
George Clooney George Timothy Clooney (born May 6, 1961) is an American actor and filmmaker. He is the recipient of List of awards and nominations received by George Clooney, numerous accolades, including a British Academy Film Awards, British Academy Film A ...
. The car, a
Commuter Cars Tango The Commuter Cars ''Tango'' is a prototype ultra-narrow electric sports car designed and built by Commuter Cars, an electric car company based out of Spokane, Washington. History Commuter Cars was founded in Spokane, Washington, by Rick Woodb ...
, is known for its ultra-narrow profile. The Tango's narrow track is offset by its low center of gravity. The battery pack that supplies power for this all electric vehicle weighs in at and is placed low in the vehicle. The car is high performance. It accelerates to 60 miles per hour in four seconds and will reach a top speed of . * Future Vehicle Technologies – This Canadian company has developed the eVaro, a two-person in-line three-wheeled series-hybrid vehicle which was recently certified to have a mileage of 275 MPGe in city driving and 165 MPGe in freeway driving. * Spira4u – This lightweight two-seater has a soft foam fairing designed primarily for safety and efficiency. * X-Tracer Team Switzerland – An aerodynamically faired electric
feet forwards motorcycle A feet first (FF) motorcycle is a class of motorcycle design which positions the rider with their feet ahead, like a car, rather than below and astride, as with conventional bikes. As there are other types of motorcycle (e.g. choppers) that have a ...
with outrigger wheels which deploy when stopped and retract at speed.


See also

* List of motor vehicle awards * Ansari X Prize *
Electric vehicle An electric vehicle (EV) is a vehicle that uses one or more electric motors for propulsion. It can be powered by a collector system, with electricity from extravehicular sources, or it can be powered autonomously by a battery (sometimes cha ...
*
Fuel efficiency Fuel efficiency is a form of thermal efficiency, meaning the ratio of effort to result of a process that converts chemical potential energy contained in a carrier (fuel) into kinetic energy or work. Overall fuel efficiency may vary per device, wh ...
*
PACE Award Pace or paces may refer to: Business *Pace (transit), a bus operator in the suburbs of Chicago, US *Pace Airlines, an American charter airline *Pace Foods, a maker of a popular brand of salsa sold in North America, owned by Campbell Soup Company ...
*
Plug-in hybrid A plug-in hybrid electric vehicle (PHEV) is a hybrid electric vehicle whose battery pack can be recharged by plugging a charging cable into an external electric power source, in addition to internally by its on-board internal combustion engin ...


References


External links


Progressive Automotive PRIZE homepage


Illinois Country Living magazine, March 2008 issue focuses on Illuminati Motor Works and the AXP. *
Edmunds Edmunds may refer to: People *Edmunds (given name) *Edmunds (surname) Places * Edmunds Center, an arena in Deland, Florida * Edmunds County, South Dakota Companies * Edmunds (company), provider of automotive information See also * Edmonds (dis ...

Multimillion-Dollar Automotive X Prize Aims for Vehicles That Make 100-Plus MPG
April 2007 {{Challenges by the X PRIZE Foundation X Prizes Challenge awards Motor vehicle awards Progressive Corporation