American National Bank of Texas (ANBTX^SM) is an independently owned

community bank A community bank is a depository institution that is typically locally owned and operated. Community banks tend to focus on the needs of the businesses and families where the bank holds branches and offices. Lending decisions are made by people w ...

with 28 branches in

North Texas North Texas (also commonly called North Central Texas) is a term used primarily by residents of Dallas, Fort Worth, and surrounding areas to describe much of the north central portion of the U.S. state of Texas. Residents of the Dallas–Fort Wor ...

, providing personal and business banking services. ANBTX also offers asset management, financial planning, investment services, and trust and estate services through ANBTX Wealth Management. Founded in 1875, ANBTX reports over $5.1 billion in total assets, and ranks as the 21st largest bank based in

Texas Texas (, ; Spanish language, Spanish: ''Texas'', ''Tejas'') is a state in the South Central United States, South Central region of the United States. At 268,596 square miles (695,662 km2), and with more than 29.1 million residents in 2 ...

, according to size of total assets as of June 30, 2022. ANBTX is a member of the

Federal Deposit Insurance Corporation The Federal Deposit Insurance Corporation (FDIC) is one of two agencies that supply deposit insurance to depositors in American depository institutions, the other being the National Credit Union Administration, which regulates and insures cred ...

(FDIC), and participates in the Deposit Insurance Fund (DIF). The bank is headquartered in

Terrell, Texas Terrell is a city in Kaufman County, Texas, United States. As of the 2020 census, the city population was 17,465. Terrell is located about east of Dallas. History Terrell developed as a railroad town, beginning in 1873 with construction here ...

, with locations in Collin, Dallas, Hunt, Johnson, Kaufman, Rockwall, Tarrant, and Van Zandt counties. Robert A. Hulsey has been president and CEO of ANBTX since 1989.

Charter

Formerly named American National Bank of Terrell, the bank’s current charter dates to July 1, 1981, as a

commercial bank A commercial bank is a financial institution which accepts deposits from the public and gives loans for the purposes of consumption and investment to make profit. It can also refer to a bank, or a division of a large bank, which deals with cor ...

, with a federal charter supervised by the

Office of the Comptroller of the Currency The Office of the Comptroller of the Currency (OCC) is an independent bureau within the United States Department of the Treasury that was established by the National Currency Act of 1863 and serves to charter, regulate, and supervise all nation ...

(OCC).

History and predecessors

The predecessor of ANBTX—Waters, Bivins & Corley Bank—was the first bank founded in Terrell on November 22, 1875. The bank’s building was destroyed by a fire in 1882, but bank records and securities were protected in the bank’s vault. The bank relocated to Moore Avenue in Terrell; today that location houses the Terrell banking center for ANBTX. After some early partners joined and left the bank, the bank merged with Harris Bank and renamed itself Harris National Bank in 1895. In 1903, the bank changed its name to the American National Bank of Terrell. In 1930, the American National Bank of Terrell merged with federally chartered local bank First National Bank. In 1995, American National Bank of Terrell changed its name to its current name, American National Bank of Texas.

Major acquisitions

The Bank of Van Zandt: ANBTX merged with The Bank of Van Zandt, located in Canton, TX, in 1999. The merger increased ANBTX assets to more than $650 million at the time. Branches of Benchmark Bank: ANBTX acquired five branch locations of Benchmark Bank in October 2002, in Quinlan, Greenville, Royse City, and Lone Oak, TX. Sleeper, Sewell & Co.: Acquired by ANBTX in 2005, Sleeper Sewell offers personal and commercial insurance, group and individual health coverage, and risk management services. It currently operates as a division of ANBTX Insurance Services Inc., which is a wholly owned subsidiary of ANBTX. Sleeper Sewell was founded in 1962 by Dwight Sleeper and is headquartered in Dallas. Citizens National Bank: ANBTX expanded operations into

Tarrant County Tarrant County is located in the U.S. state of Texas. As of 2020, it had a population of 2,110,640. It is Texas' third-most populous county and the 15th-most populous in the United States. Its county seat is Fort Worth. Tarrant County, one of 2 ...

by purchasing Bryant-Irvin Bancshares and its subsidiary Citizens National Bank in 2008. Citizens National Bank based in Fort Worth, TX, reported $140 million in total assets at the time of the acquisition. Dallas National Bank: In 2008, ANBTX acquired Dallas National Bank and its holding company DNB Bancshares. Dallas National Bank had $85 million in assets at the time of the acquisition. The purchase increased the number of ANBTX locations to 28.

Media recognition

The

Dallas Morning News ''The Dallas Morning News'' is a daily newspaper serving the Dallas–Fort Worth area of Texas, with an average print circulation of 65,369. It was founded on October 1, 1885 by Alfred Horatio Belo as a satellite publication of the ''Galvesto ...

has named ANBTX on its annual “Top 100 Places to Work” list from 2009 to 2022. This is the thirteenth time ANBTX has achieved this significant recognition as a top employer in the Dallas-Fort Worth Metroplex. The newspaper conducts employee surveys, studies employee turnover rates and uses other statistical measures to compile its annual list. In 2012, ANBTX was named as one of the “Top 10 Best Companies for Employee Financial Security” by Principal Financial Services. An independent panel from the employee benefits and human resources industries judged entries and selected the 10 companies for the award, working with the public opinion and market research firm of Mathew Greenwald & Associates.

Timeline

*November 22, 1875: Waters, Bivins & Corley Bank opens *1882: Fire destroys its building; records and securities protected in bank’s vault; bank reopens *1887: Name changes to The Harris Bank *1895: Name changes to The Harris National Bank *1903: Name changes to The American National Bank of Terrell *1913: Walter P. Allen named president *1930: Merges with federally chartered The First National Bank; retains name American National Bank of Terrell *1943: Ben L. Gill Jr. named president *1967: Riter C. Hulsey named president *1989: Robert A. Hulsey named president and CEO; acquires Independent Bank with locations in Rockwall and Wylie, TX *April 19, 1990: Acquires First State Bank of Crandall (TX) *1994: Acquires First National Bank of Allen (TX) *February 1, 1995: Name changes to The American National Bank of Texas (ANBTX) *1997: Acquires branches of Bank of America in Greenville and Wills Point, TX *June 1, 1999: Acquires The Bank of Van Zandt *2000: Launches website *2002: Acquires five branches of Benchmark Bank (in Quinlan, Greenville, Royse City, Lone Oak); acquires Jefferson Heritage Bank in Rockwall; acquires Union Planters Bank in Rowlett, TX *2006: Acquires Sleeper, Sewell & Company *February 23, 2008: Acquires Bryant-Irvin Bancshares, Inc. and its subsidiary, Citizens National Bank *June 6, 2008: Acquires Dallas National Bank *2009–2022: Named a Top 100 Places to Work by Dallas Morning News *2013: Sleeper Sewell Insurance Services Inc. acquires Planned Benefits Services, Inc. *September 7, 2018: Acquires G-6 Corporation and its subsidiary, First State Bank in Mesquite *2018: Sells ANBTX Insurance Services, a wholly-owned subsidiary, to DMS Insurance Holdings, LLC

Locations

As of November 2022, ANBTX reported having locations in the following

markets: *

Allen, Texas Allen is a city in Collin County in the U.S. state of Texas, and a northern suburb of Dallas. According to the 2020 U.S. census its population was 104,627, up from 84,246 in 2010. Allen is located approximately twenty miles (32.2 km) north ...

Burleson, Texas Burleson ( ) is a city in Johnson and Tarrant counties in the U.S. state of Texas. It is a suburb of Fort Worth. As of the 2010 census it had a population of 36,690, and in 2019 it had an estimated population of 48,225. History The Missouri– ...

Canton, Texas Canton is a city in and the county seat of Van Zandt County in East Texas, United States. It is located about 40 miles west of Tyler. As of the 2020 census, the city had a population of 4,229. The city sustained severe damage on April 29, ...

Crandall, Texas Crandall is a city in Kaufman County, Texas, United States. Its population was 3,860 in 2020. It is part of the Dallas-Fort Worth metroplex. Crandall is named after Cornelius F. Crandall, who had previously founded Crandall, Indiana Geography ...

Dallas, Texas Dallas () is the third largest city in Texas and the largest city in the Dallas–Fort Worth metroplex, the fourth-largest metropolitan area in the United States at 7.5 million people. It is the largest city in and seat of Dallas County w ...

Forney, Texas Forney is a city in Kaufman County, Texas, United States, and has been named by the Texas Legislature as the "Antique Capital of Texas". It is part of the Dallas–Fort Worth metroplex. Its population was 14,661 at the 2010 census, up from 5,5 ...

Fort Worth, Texas Fort Worth is the fifth-largest city in the U.S. state of Texas and the 13th-largest city in the United States. It is the county seat of Tarrant County, covering nearly into four other counties: Denton, Johnson, Parker, and Wise. According ...

Greenville, Texas Greenville is a city in Hunt County, Texas, United States, about northeast of Dallas. It is the county seat and largest city of Hunt County. As of the 2010 census, the city population was 25,557, and in 2019, its estimated population was 28,827. ...

Heath, Texas Heath is a city in Rockwall and Kaufman counties, Texas, United States. The population was 6,921 at the 2010 census, up from 4,149 at the 2000 census. It is part of the Dallas–Fort Worth metroplex. History A proposition was placed on the Nove ...

Hurst, Texas Hurst is a city in the U.S. state of Texas located in the densely populated portion of northeastern Tarrant County and is part of the Dallas–Fort Worth metropolitan area. It is considered a Dallas and Fort Worth suburb and is part of the Mid-Ci ...

Kaufman, Texas Kaufman is a city in and the county seat of Kaufman County, Texas, United States. Its population was 6,797 at the 2020 census. History Kaufman was founded as "Kings Fort", named after Dr. William P. King, who established the fort in 1840 after pu ...

Mansfield, Texas Mansfield is a suburban city in the U.S. state of Texas, and is part of the Dallas–Fort Worth metroplex area. The city is located mostly in Tarrant county, with small parts in Ellis and Johnson counties. Its location is approximately 30 miles f ...

McKinney, Texas McKinney is a city in and the county seat of Collin County, Texas. It is Collin County's third-largest city, after Plano and Frisco. A suburb of the Dallas–Fort Worth metroplex, McKinney is about north of Dallas. The U.S. Census Bureau l ...

Mesquite, Texas Mesquite is a suburban city located east of the city of Dallas, Texas, in the United States. Most of the city is located in Dallas County, though a small portion extends into Kaufman County. As of 2019 census estimates, the population was 140 ...

Plano, Texas Plano ( ) is a city in Collin County, Texas, Collin County and Denton County, Texas, United States. It had a population of 285,494 at the 2020 United States census, 2020 census. It is a principal city of the Dallas–Fort Worth metroplex. Hist ...

Quinlan, Texas Quinlan is a rural city in the southern part of Hunt County, Texas, United States, within the Dallas–Fort Worth metropolitan area. As of the 2010 census, it had a population of 1,394. It is west of Lake Tawakoni. History The city of Quinlan b ...

Rockwall, Texas Rockwall is a city in Rockwall County, Texas, United States, which is part of the Dallas/Fort Worth metroplex. It is the county seat of Rockwall County. The U.S. Census Bureau estimate's As of the 2020 census, Rockwall's population is 47,251. ...

Rowlett, Texas Rowlett (, traditionally ) is a city in Dallas and Rockwall counties in the U.S. state of Texas, and an eastern suburb of Dallas. The total population estimate is 73,270 in 2021. It is a growing, upscale community with nearly $1.5 billion in dev ...

Royse City, Texas Royse City is a city in Rockwall County in the U.S. state of Texas. It also extends into Collin and Hunt counties. The population was 2,957 at the 2000 census, rising to 9,349 in 2010. The estimated population in 2018 was 12,998. In 2020, its po ...

Sachse, Texas Sachse ( ) is a city in Collin and Dallas counties in the U.S. state of Texas and is part of the DFW metroplex. An eastern suburb of Dallas, the city population was 20,329, as of the 2010 census with an estimated population of 26,046 people toda ...

Seagoville, Texas Seagoville ( ) is a city in Dallas County, Texas, United States, and a suburb of Dallas. A small portion of Seagoville extends into Kaufman County. The population was 14,835 at the 2010 census. The city is located along U.S. Highway 175, from dow ...

Wills Point, Texas Wills Point is a city in Van Zandt County, Texas, United States. The population was 3,524 at the 2010 census. History Founded in 1873, Wills Point gets its name from an early American settler, William Wills, who had arrived in the area ''circa'' ...

Wylie, Texas Wylie is a city and northeastern suburb of Dallas, that was once solely located in Collin County, Texas, Collin County, but now extends into neighboring Dallas County, Texas, Dallas and Rockwall County, Texas, Rockwall counties in the U.S. state o ...

References

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External links

Official website
Companies based in Texas Banks based in Texas Banks based in the Dallas–Fort Worth metroplex Banks established in 1875 American companies established in 1875 1875 establishments in Texas