1906 San Francisco Earthquake And Fire
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At 05:12 Pacific Standard Time on Wednesday, April 18, 1906, the coast of
Northern California Northern California (colloquially known as NorCal) is a geographic and cultural region that generally comprises the northern portion of the U.S. state of California. Spanning the state's northernmost 48 counties, its main population centers incl ...
was struck by a major earthquake with an estimated moment magnitude of 7.9 and a maximum Mercalli intensity of XI (''Extreme''). High-intensity shaking was felt from Eureka on the North Coast to the Salinas Valley, an agricultural region to the south of the San Francisco Bay Area. Devastating fires soon broke out in San Francisco and lasted for several days. More than 3,000 people died, and over 80% of the city was destroyed. The events are remembered as one of the worst and deadliest earthquakes in the history of the United States. The death toll remains the greatest loss of life from a natural disaster in California's history and high on the lists of American disasters.


Tectonic setting

The San Andreas Fault is a continental transform fault that forms part of the tectonic boundary between the
Pacific Plate The Pacific Plate is an oceanic tectonic plate that lies beneath the Pacific Ocean. At , it is the largest tectonic plate. The plate first came into existence 190 million years ago, at the triple junction between the Farallon, Phoenix, and Iza ...
and the North American Plate. The
strike-slip In geology, a fault is a planar fracture or discontinuity in a volume of rock across which there has been significant displacement as a result of rock-mass movements. Large faults within Earth's crust result from the action of plate tectonic ...
fault is characterized by mainly lateral motion in a
dextral Sinistral and dextral, in some scientific fields, are the two types of chirality ("handedness") or relative direction. The terms are derived from the Latin words for "left" (''sinister'') and "right" (''dexter''). Other disciplines use different ...
sense, where the western (Pacific) plate moves northward relative to the eastern (North American) plate. This fault runs the length of California from the Salton Sea in the south to Cape Mendocino in the north, a distance of about . The maximum observed surface displacement was about 20 feet (6 m); geodetic measurements show displacements of up to 28 feet (8.5 m).


Earthquake

The 1906 earthquake preceded the development of the Richter magnitude scale by three decades. The most widely accepted estimate for the magnitude of the quake on the modern moment magnitude scale is 7.9; values from 7.7 to as high as 8.3 have been proposed. According to findings published in the '' Journal of Geophysical Research'', severe deformations in the
Earth's crust Earth's crust is Earth's thin outer shell of rock, referring to less than 1% of Earth's radius and volume. It is the top component of the lithosphere, a division of Earth's layers that includes the crust and the upper part of the mantle. The ...
took place both before and after the earthquake's impact. Accumulated strain on the faults in the system was relieved during the earthquake, which is the supposed cause of the damage along the segment of the San Andreas plate boundary. The 1906 rupture propagated both northward and southward for a total of . Shaking was felt from Oregon to Los Angeles, and as far inland as central Nevada.Christine Gibson
"Our 10 Greatest Natural Disasters," ''American Heritage'', Aug./Sept. 2006.
A strong foreshock preceded the main shock by about 20 to 25 seconds. The strong shaking of the main shock lasted about 42 seconds. There were decades of minor earthquakes – more than at any other time in the historical record for northern California – before the 1906 quake. Previously interpreted as precursory activity to the 1906 earthquake, they have been found to have a strong seasonal pattern and are now believed to be caused by large seasonal sediment loads in coastal bays that overlie faults as a result of the erosion caused by
hydraulic mining Hydraulic mining is a form of mining that uses high-pressure jets of water to dislodge rock material or move sediment.Paul W. Thrush, ''A Dictionary of Mining, Mineral, and Related Terms'', US Bureau of Mines, 1968, p.560. In the placer mining of ...
in the later years of the
California Gold Rush The California Gold Rush (1848–1855) was a gold rush that began on January 24, 1848, when gold was found by James W. Marshall at Sutter's Mill in Coloma, California. The news of gold brought approximately 300,000 people to California fro ...
. For years, the epicenter of the quake was assumed to be near the town of Olema, in the Point Reyes area of
Marin County Marin County is a county located in the northwestern part of the San Francisco Bay Area of the U.S. state of California. As of the 2020 census, the population was 262,231. Its county seat and largest city is San Rafael. Marin County is acros ...
, due to local earth displacement measurements. In the 1960s, a seismologist at UC Berkeley proposed that the epicenter was more likely offshore of San Francisco, to the northwest of the Golden Gate. The most recent analyses support an offshore location for the epicenter, although significant uncertainty remains. An offshore epicenter is supported by the occurrence of a local tsunami recorded by a tide gauge at the
San Francisco Presidio The Presidio of San Francisco (originally, El Presidio Real de San Francisco or The Royal Fortress of Saint Francis) is a park and former U.S. Army post on the northern tip of the San Francisco Peninsula in San Francisco, California, and is pa ...
; the wave had an amplitude of approximately and an approximate period of 4045 minutes. Analysis of triangulation data before and after the earthquake strongly suggests that the rupture along the San Andreas Fault was about in length, in agreement with observed intensity data. The available seismological data support a significantly shorter rupture length, but these observations can be reconciled by allowing propagation at speeds above the S-wave velocity ( supershear). Supershear propagation has now been recognized for many earthquakes associated with strike-slip faulting. Recently, using old photographs and eyewitness accounts, researchers were able to estimate the location of the hypocenter of the earthquake as offshore from San Francisco or near
San Juan Bautista San Juan Bautista is the Spanish-language name of Saint John the Baptist. It may refer to: Places Bolivia *San Juan Bautista, Bolivia, Jesuit mission ruins near the village of San Juan de Taperas Chile *San Juan Bautista, Chile, Juan Fernández ...
, confirming previous estimates.


Intensity

The most important characteristic of the shaking intensity noted in
Andrew Lawson Andrew Cowper Lawson (July 25, 1861 – June 16, 1952) was a Scots-Canadian geologist who became professor of geology at the University of California, Berkeley. He was the editor and co-author of the 1908 report on the 1906 San Francisco earthq ...
's 1908 report was the clear
correlation In statistics, correlation or dependence is any statistical relationship, whether causal or not, between two random variables or bivariate data. Although in the broadest sense, "correlation" may indicate any type of association, in statistics ...
of intensity with underlying geologic conditions. Areas situated in sediment-filled valleys sustained stronger shaking than nearby bedrock sites, and the strongest shaking occurred in areas of former bay where
soil liquefaction Soil liquefaction occurs when a cohesionless saturated or partially saturated soil substantially loses strength and stiffness in response to an applied stress such as shaking during an earthquake or other sudden change in stress condition, in ...
had occurred. Modern seismic-zonation practice accounts for the differences in seismic hazard posed by varying geologic conditions. The shaking intensity as described on the Modified Mercalli intensity scale reached XI (''Extreme'') in San Francisco and areas to the north like Santa Rosa where destruction was devastating.


Aftershocks

The main shock was followed by many aftershocks and some remotely triggered events. As with the
1857 Fort Tejon earthquake The 1857 Fort Tejon earthquake occurred at about 8:20 a.m. (Pacific time) on January 9 in central and Southern California. One of the largest recorded earthquakes in the United States, with an estimated moment magnitude of 7.9, it ruptured ...
, there were fewer aftershocks than would have been expected for a shock of that size. Very few of them were located along the trace of the 1906 rupture, tending to concentrate near the ends of the rupture or on other structures away from the San Andreas Fault, such as the Hayward Fault. The only aftershock in the first few days of near M 5 or greater occurred near Santa Cruz at 14:28 PST on April 18, with a magnitude of about 4.9 . The largest aftershock happened at 01:10 PST on April 23, west of Eureka with an estimated magnitude of about 6.7 , with another of the same size more than three years later at 22:45 PST on October 28 near Cape Mendocino. Remotely triggered events included an earthquake swarm in the Imperial Valley area, which culminated in an earthquake of about 6.1 at 16:30 PST on April 18, 1906. Another event of this type occurred at 12:31 PST on April 19, 1906, with an estimated magnitude of about 5.0 , and an epicenter beneath Santa Monica Bay.


Damage

Early death counts ranged from 375 to over 500. However, hundreds of fatalities in
Chinatown A Chinatown () is an ethnic enclave of Chinese people located outside Greater China, most often in an urban setting. Areas known as "Chinatown" exist throughout the world, including Europe, North America, South America, Asia, Africa and Austra ...
went ignored and unrecorded. The total number of deaths is still uncertain, but various reports presented a range of 700–3,000+. In 2005, the city's Board of Supervisors voted unanimously in support of a resolution written by novelist James Dalessandro ("1906") and city historian Gladys Hansen ("Denial of Disaster") to recognize the figure of 3,000 plus as the official total. Most of the deaths occurred within San Francisco, but 189 were reported elsewhere in the Bay Area; nearby cities such as Santa Rosa and San Jose also suffered severe damage. In Monterey County, the earthquake permanently shifted the course of the Salinas River near its mouth. Where previously the river emptied into Monterey Bay between Moss Landing and
Watsonville Watsonville is a city in Santa Cruz County, California, located in the Monterey Bay Area of the Central Coast of California. The population was 52,590 according to the 2020 census. Predominantly Latino and Democratic, Watsonville is a self-d ...
, it was diverted south to a new channel just north of
Marina A marina (from Spanish , Portuguese and Italian : ''marina'', "coast" or "shore") is a dock or basin with moorings and supplies for yachts and small boats. A marina differs from a port in that a marina does not handle large passenger ships o ...
. Between 227,000 and 300,000 people were left homeless out of a population of about 410,000; half of those who evacuated fled across the bay to
Oakland Oakland is the largest city and the county seat of Alameda County, California, United States. A major West Coast port, Oakland is the largest city in the East Bay region of the San Francisco Bay Area, the third largest city overall in the Bay A ...
and Berkeley. Newspapers described
Golden Gate Park Golden Gate Park, located in San Francisco, California, United States, is a large urban park consisting of of public grounds. It is administered by the San Francisco Recreation & Parks Department, which began in 1871 to oversee the development ...
, the Presidio, the Panhandle and the beaches between Ingleside and North Beach as covered with makeshift tents. More than two years later, many of these refugee camps were still in operation. The earthquake and fire left long-standing and significant pressures on the development of California. At the time of the disaster, San Francisco had been the ninth-largest city in the United States and the largest on the
West Coast West Coast or west coast may refer to: Geography Australia * Western Australia *Regions of South Australia#Weather forecasting, West Coast of South Australia * West Coast, Tasmania **West Coast Range, mountain range in the region Canada * Britis ...
. Over a period of 60 years, the city had become the financial, trade, and cultural center of the West, operating the busiest port on the West Coast. It was the "gateway to the Pacific", through which growing U.S. economic and military power was projected into the Pacific and Asia. Over 80% of the city was destroyed by the earthquake and fire. Though San Francisco rebuilt quickly, the disaster diverted trade, industry, and population growth south to Los Angeles, which during the 20th century became the largest and most important urban area in the West. Many of the city's leading poets and writers retreated to Carmel-by-the-Sea where, as "The Barness", they established the arts colony reputation that continues today. The 1908 Lawson Report, a study of the 1906 quake led and edited by Professor Andrew Lawson of the University of California, showed that the same San Andreas Fault which had caused the disaster in San Francisco ran close to Los Angeles as well. The earthquake was the first natural disaster of its magnitude to be documented by photography and motion picture footage and occurred at a time when the science of seismology was blossoming.


Other cities

Although the impact of the earthquake on San Francisco was the most famous, the earthquake also inflicted considerable damage on several other cities. These include San Jose and Santa Rosa, the entire downtown of which was essentially destroyed.


Fires

As damaging as the earthquake and its aftershocks were, the fires that burned out of control afterward were even more destructive. It has been estimated that up to 90% of the total destruction was the result of the subsequent fires. Within three days, over 30 fires, caused by ruptured gas mains, destroyed approximately 25,000 buildings on 490 city blocks. The fires cost an estimated $350 million at the time (equivalent to $ billion in ). Some of the fires were started when San Francisco Fire Department firefighters, untrained in the use of
dynamite Dynamite is an explosive made of nitroglycerin, sorbents (such as powdered shells or clay), and Stabilizer (chemistry), stabilizers. It was invented by the Swedish people, Swedish chemist and engineer Alfred Nobel in Geesthacht, Northern Germa ...
, attempted to demolish buildings to create firebreaks. The dynamited buildings often caught fire. The city's fire chief,
Dennis T. Sullivan Dennis T. Sullivan (1852 - 1906) was the Chief of the San Francisco Fire Department in 1906. He was mortally wounded during the 1906 San Francisco earthquake, when a neighboring building collapsed onto the fire station that housed the Chief's of ...
, who would have been responsible for coordinating firefighting efforts, had died from injuries sustained in the initial quake. In total, the fires burned for four days and nights. Most of the destruction in the city was attributed to the fires, since widespread practice by insurers was to
indemnify In contract law, an indemnity is a contractual obligation of one party (the ''indemnitor'') to compensate the loss incurred by another party (the ''indemnitee'') due to the relevant acts of the indemnitor or any other party. The duty to indemni ...
San Francisco properties from fire but not from earthquake damage. Some property owners deliberately set fire to damaged properties to claim them on their insurance. Captain Leonard D. Wildman of the U.S. Army Signal Corps reported that he "was stopped by a fireman who told me that people in that neighborhood were firing their houses...they were told that they would not get their insurance on buildings damaged by the earthquake unless they were damaged by fire". One landmark building lost in the fire was the Palace Hotel, subsequently rebuilt, which had many famous visitors including royalty and celebrated performers. It was constructed in 1875 primarily financed by Bank of California co-founder
William Ralston William "Billy" Chapman Ralston (January 12, 1826 – August 27, 1875) was a San Francisco businessman and financier, and the founder of the Bank of California. Biography William Chapman Ralston was born at Wellsville, Ohio, son of Robert Ralsto ...
, the "man who built San Francisco". In April 1906, the tenor
Enrico Caruso Enrico Caruso (, , ; 25 February 1873 – 2 August 1921) was an Italian operatic first lyrical tenor then dramatic tenor. He sang to great acclaim at the major opera houses of Europe and the Americas, appearing in a wide variety of roles (74) ...
and members of the Metropolitan Opera Company came to San Francisco to give a series of performances at the Grand Opera House. The night after Caruso's performance in ''
Carmen ''Carmen'' () is an opera in four acts by the French composer Georges Bizet. The libretto was written by Henri Meilhac and Ludovic Halévy, based on the Carmen (novella), novella of the same title by Prosper Mérimée. The opera was first perfo ...
'', the tenor was awakened in the early morning in his Palace Hotel suite by a strong jolt. Clutching an autographed photo of President Theodore Roosevelt, Caruso made an effort to get out of the city, first by boat and then by train, and vowed never to return to San Francisco. Caruso died in 1921, having remained true to his word. The Metropolitan Opera Company lost all of its traveling sets and costumes in the earthquake and ensuing fires. Some of the greatest losses from fire were in scientific laboratories. Alice Eastwood, the curator of botany at the California Academy of Sciences in San Francisco, is credited with saving nearly 1,500 specimens, including the entire type specimen collection for a newly discovered and extremely rare species, before the remainder of the largest botanical collection in the western United States was destroyed in the fire. The entire laboratory and all the records of Benjamin R. Jacobs, a biochemist who was researching the nutrition of everyday foods, were destroyed. The original California flag used in the 1846
Bear Flag Revolt The California Republic ( es, La República de California), or Bear Flag Republic, was an unrecognized breakaway state from Mexico, that for 25 days in 1846 militarily controlled an area north of San Francisco, in and around what is now Son ...
at Sonoma, which at the time was being stored in a state building in San Francisco, was also destroyed in the fire.


Response

The city's fire chief, Dennis T. Sullivan, was gravely injured when the earthquake first struck and later died from his injuries. The interim fire chief sent an urgent request to the Presidio, a United States Army post on the edge of the stricken city, for dynamite. General Frederick Funston had already decided that the situation required the use of federal troops. Telephoning a San Francisco Police Department officer, he sent word to Mayor Eugene Schmitz of his decision to assist and then ordered federal troops from nearby Angel Island to mobilize and enter the city. Explosives were ferried across the bay from the California Powder Works in what is now Hercules. During the first few days, soldiers provided valuable services like patrolling streets to discourage looting and guarding buildings such as the
U.S. Mint The United States Mint is a bureau of the Department of the Treasury responsible for producing coinage for the United States to conduct its trade and commerce, as well as controlling the movement of bullion. It does not produce paper money; that ...
, post office, and county jail. They aided the fire department in dynamiting to demolish buildings in the path of the fires. The Army also became responsible for feeding, sheltering, and clothing the tens of thousands of displaced residents of the city. Under the command of Funston's superior, Major General Adolphus Greely, Commanding Officer of the Pacific Division, over 4,000 federal troops saw service during the emergency. Police officers, firefighters, and soldiers would regularly commandeer passing civilians for work details to remove rubble and assist in rescues. On July 1, 1906, non-military authorities assumed responsibility for relief efforts, and the Army withdrew from the city. On April 18, in response to riots among evacuees and looting, Mayor Schmitz issued and ordered posted a proclamation that "The Federal Troops, the members of the Regular Police Force and all Special Police Officers have been authorized by me to kill any and all persons found engaged in Looting or in the Commission of Any Other Crime". Accusations of soldiers engaging in looting also surfaced. Retired Captain Edward Ord of the 22nd Infantry Regiment was appointed a special police officer by Schmitz and liaised with Greely for relief work with the 22nd Infantry and other military units involved in the emergency. Ord later wrote a long letter to his mother on April 20 regarding Schmitz's "Shoot-to-Kill" order and some "despicable" behavior of certain soldiers of the 22nd Infantry who were looting. He also made it clear that the majority of soldiers served the community well.


Aftermath

Property losses from the disaster have been estimated to be more than $400 million in 1906 dollars. This is equivalent to $ in dollars. An insurance industry source tallies insured losses at $235 million, the equivalent to $ in dollars. Political and business leaders strongly downplayed the effects of the earthquake, fearing loss of outside investment in the city which was badly needed to rebuild. In his first public statement, California Governor George Pardee emphasized the need to rebuild quickly: "This is not the first time that San Francisco has been destroyed by fire, I have not the slightest doubt that the City by the Golden Gate will be speedily rebuilt, and will, almost before we know it, resume her former great activity". The earthquake is not even mentioned in the statement. Fatality and monetary damage estimates were manipulated. Almost immediately after the quake (and even during the disaster), planning and reconstruction plans were hatched to quickly rebuild the city. Rebuilding funds were immediately tied up by the fact that virtually all the major banks had been sites of the conflagration, requiring a lengthy wait of seven to ten days before their fire-proof vaults could cool sufficiently to be safely opened. The Bank of Italy (now Bank of America) had evacuated its funds and was able to provide liquidity in the immediate aftermath. Its president also immediately chartered and financed the sending of two ships to return with shiploads of lumber from Washington and Oregon mills which provided the initial reconstruction materials and surge. Eleven days after the earthquake a rare Sunday baseball game was played in New York City (which would not allow regular Sunday baseball until 1919) between the Highlanders (soon to be the Yankees) and the Philadelphia Athletics to raise money for quake survivors. William James, the pioneering American psychologist, was teaching at
Stanford Stanford University, officially Leland Stanford Junior University, is a private research university in Stanford, California. The campus occupies , among the largest in the United States, and enrolls over 17,000 students. Stanford is considere ...
at the time of the earthquake and traveled into San Francisco to observe first-hand its aftermath. He was most impressed by the positive attitude of the survivors and the speed with which they improvised services and created order out of chaos. This formed the basis of the chapter "On some Mental Effects of the Earthquake" in his book ''Memories and Studies''. H. G. Wells had just arrived in New York on his first visit to America when he learned of the San Francisco earthquake. What struck him about the reaction of those around him was that "it does not seem to have affected any one with a sense of final destruction, with any foreboding of irreparable disaster. Every one is talking of it this afternoon, and no one is in the least degree dismayed. I have talked and listened in two clubs, watched people in cars and in the street, and one man is glad that Chinatown will be cleared out for good; another's chief solicitude is for
Millet Millets () are a highly varied group of small-seeded grasses, widely grown around the world as cereal crops or grains for fodder and human food. Most species generally referred to as millets belong to the tribe Paniceae, but some millets al ...
's 'Man with the Hoe.' 'They'll cut it out of the frame,' he says, a little anxiously. 'Sure.' But there is no doubt anywhere that San Francisco can be rebuilt, larger, better, and soon. Just as there would be none at all if all this New York that has so obsessed me with its limitless bigness was itself a blazing ruin. I believe these people would more than half like the situation."


Reconstruction

The earthquake was crucial in the development of the University of California, San Francisco and its medical facilities. Until 1906, the school faculty had provided care at the City-County Hospital (now the
San Francisco General Hospital The Priscilla Chan and Mark Zuckerberg San Francisco General Hospital and Trauma Center (ZSFG) is a Public hospital in San Francisco, California, under the purview of the city's Department of Public Health. It serves as the only Level I Trauma Ce ...
), but did not have a hospital of its own. Following the 1906 San Francisco earthquake, more than 40,000 people were relocated to a makeshift tent city in Golden Gate Park and were treated by the faculty of the Affiliated Colleges. This brought the school, which until then was located on the western outskirts of the city, in contact with significant population and fueled the commitment of the school towards civic responsibility and health care, increasing the momentum towards the construction of its own health facilities. In April 1907, one of the buildings was renovated for outpatient care with 75 beds. This created the need to train nursing students, and the UC Training School for Nurses was established, adding a fourth professional school to the Affiliated Colleges. The grandeur of citywide reconstruction schemes required investment from Eastern monetary sources, hence the spin and de-emphasis of the earthquake, the promulgation of the tough new building codes, and subsequent reputation sensitive actions such as the official low death toll. One of the more famous and ambitious plans came from famed urban planner Daniel Burnham. His bold plan called for, among other proposals, Haussmann-style avenues, boulevards,
arterial thoroughfares An arterial road or arterial thoroughfare is a high-capacity urban road that sits below freeways/motorways on the road hierarchy in terms of traffic flow and speed. The primary function of an arterial road is to deliver traffic from collector roa ...
that radiated across the city, a massive civic center complex with classical structures, and what would have been the largest urban park in the world, stretching from Twin Peaks to Lake Merced with a large atheneum at its peak. But this plan was dismissed during the aftermath of the earthquake. For example, real estate investors and other land owners were against the idea because of the large amount of land the city would have to purchase to realize such proposals. While the original street grid was restored, many of Burnham's proposals inadvertently saw the light of day, such as a neoclassical civic center complex, wider streets, a preference of arterial thoroughfares, a subway under Market Street, a more people-friendly Fisherman's Wharf, and a monument to the city on
Telegraph Hill A telegraph hill is a hill or other natural elevation that is chosen as part of an optical telegraph system. Telegraph Hill may also refer to: England * A high point in the Haldon Hills, Devon * Telegraph Hill, Dorset, a hill in the Dorset Dow ...
, Coit Tower. City fathers likewise attempted at the time to eliminate the Chinese population and export Chinatown (and other poor populations) to the edge of the county where the Chinese could still contribute to the local taxbase. The Chinese occupants had other ideas and prevailed instead. Chinatown was rebuilt in the newer, modern, Western form that exists today. The destruction of
City Hall In local government, a city hall, town hall, civic centre (in the UK or Australia), guildhall, or a municipal building (in the Philippines), is the chief administrative building of a city, town, or other municipality. It usually houses ...
and the Hall of Records enabled thousands of Chinese immigrants to claim residency and citizenship, creating a backdoor to the Chinese Exclusion Act, and bring in their relatives from China. The earthquake was also responsible for the development of the Pacific Heights neighborhood. The immense power of the earthquake had destroyed almost all of the mansions on Nob Hill except for the James C. Flood Mansion. Others that had not been destroyed were dynamited by the Army forces aiding the firefighting efforts in attempts to create firebreaks. As one indirect result, the wealthy looked westward where the land was cheap and relatively undeveloped, and where there were better views. Constructing new mansions without reclaiming and clearing rubble simply sped attaining new homes in the tent city during the reconstruction. Reconstruction was swift, and largely completed by 1915, in time for the 1915 Panama–Pacific International Exposition which celebrated the reconstruction of the city and its "rise from the ashes". Since 1915, the city has officially commemorated the disaster each year by gathering the remaining survivors at Lotta's Fountain, a fountain in the city's financial district that served as a meeting point during the disaster for people to look for loved ones and exchange information.


Housing

The Army built 5,610
redwood Sequoioideae, popularly known as redwoods, is a subfamily of coniferous trees within the family Family (from la, familia) is a Social group, group of people related either by consanguinity (by recognized birth) or Affinity (law), affini ...
and
fir Firs (''Abies'') are a genus of 48–56 species of evergreen coniferous trees in the family (biology), family Pinaceae. They are found on mountains throughout much of North America, North and Central America, Europe, Asia, and North Africa. The ...
"relief houses" to accommodate 20,000 displaced people. The houses were designed by John McLaren, and were grouped in eleven camps, packed close to each other and rented to people for two dollars per month until rebuilding was completed. They were painted navy blue, partly to blend in with the site and partly because the military had large quantities of navy blue paint on hand. The camps had a peak population of 16,448 people, but by 1907 most people had moved out. The camps were then re-used as garages, storage spaces or shops. The cottages cost on average $100 to build. The $2 monthly rents went towards the full purchase price of $50. Most of the shacks have been destroyed, but a small number survived. One of the modest homes was purchased in 2006 for more than $600,000. The last official refugee camp was closed on June 30, 1908. A 2017 study found that the fire had the effect of increasing the share of land used for nonresidential purposes: "Overall, relative to unburned blocks, residential land shares on burned blocks fell while nonresidential land shares rose by 1931. The study also provides insight into what held the city back from making these changes before 1906: the presence of old residential buildings. In reconstruction, developers built relatively fewer of these buildings, and the majority of the reduction came through single-family houses. Also, aside from merely expanding nonresidential uses in many neighborhoods, the fire created economic opportunities in new areas, resulting in clusters of business activity that emerged only in the wake of the disaster. These effects of the fire still remain today, and thus large shocks can be sufficient catalysts for permanently reshaping urban settings."


Relief

During the first few days after news of the disaster reached the rest of the world, relief efforts reached over $5,000,000.Morris, Charles ed. ''The San Francisco Calamity by Earthquake and Fire''. Intro by Roger W. Lotchin. Philadelphia : J.C. Winston Co., 1906; Urbana : University of Illinois Press, 2002. London raised hundreds of thousands of dollars. Individual citizens and businesses donated large sums of money for the relief effort:
Standard Oil Standard Oil Company, Inc., was an American oil production, transportation, refining, and marketing company that operated from 1870 to 1911. At its height, Standard Oil was the largest petroleum company in the world, and its success made its co-f ...
and Andrew Carnegie each gave $100,000; the Dominion of Canada made a special appropriation of $100,000; and even the
Bank of Canada The Bank of Canada (BoC; french: Banque du Canada) is a Crown corporation and Canada's central bank. Chartered in 1934 under the ''Bank of Canada Act'', it is responsible for formulating Canada's monetary policy,OECD. OECD Economic Surveys: Ca ...
in Ottawa gave $25,000. The U.S. government quickly voted for one million dollars in relief supplies which were immediately rushed to the area, including supplies for food kitchens and many thousands of tents that city dwellers would occupy the next several years. These relief efforts were not enough to get families on their feet again, and consequently the burden was placed on wealthier members of the city, who were reluctant to assist in the rebuilding of homes they were not responsible for. All residents were eligible for daily meals served from a number of communal soup kitchens, and citizens as far away as Idaho and Utah were known to send daily loaves of bread to San Francisco as relief supplies were coordinated by the railroads.


Insurance payments

Insurance companies, faced with staggering claims of $250 million, paid out between $235 million and $265 million on policyholders' claims, often for fire damage only, since shake damage from earthquakes was excluded from coverage under most policies.Aetna At-A-Glance: Aetna History
", Aetna company information
At least 137 insurance companies were directly involved and another 17 as reinsurers. Twenty companies went bankrupt. Lloyd's of London reports having paid all claims in full, more than $50 million, thanks to the leadership of
Cuthbert Heath Cuthbert Eden Heath OBE, DL (23 March 1859 – 8 March 1939) was a British insurance businessman, underwriter, broker, and syndicate owner at Lloyd's of London from 1880 until 1939. A relentless innovator and novel risk-taker, he has been call ...
. Insurance companies in
Hartford, Connecticut Hartford is the capital city of the U.S. state of Connecticut. It was the seat of Hartford County until Connecticut disbanded county government in 1960. It is the core city in the Greater Hartford metropolitan area. Census estimates since the ...
, report paying every claim in full, with the
Hartford Fire Insurance Company The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company. The Hartford is a Fortune 500 company headquartered in its namesake city of Hartford, Connecticut. It was ranke ...
paying over $11 million and Aetna Insurance Company almost $3 million. The insurance payments heavily affected the international financial system. Gold transfers from European insurance companies to policyholders in San Francisco led to a rise in interest rates, subsequently to a lack of available loans and finally to the Knickerbocker Trust Company crisis of October 1907 which led to the
Panic of 1907 The Panic of 1907, also known as the 1907 Bankers' Panic or Knickerbocker Crisis, was a financial crisis that took place in the United States over a three-week period starting in mid-October, when the New York Stock Exchange fell almost 50% from ...
. After the 1906 earthquake, global discussion arose concerning a legally flawless exclusion of the earthquake hazard from fire insurance contracts. It was pressed ahead mainly by re-insurers. Their aim: a uniform solution to insurance payouts resulting from fires caused by earthquakes. Until 1910, a few countries, especially in Europe, followed the call for an exclusion of the earthquake hazard from all fire insurance contracts. In the U.S., the question was discussed differently. But the traumatized public reacted with fierce opposition. On August 1, 1909, the California Senate enacted the California Standard Form of Fire Insurance Policy, which did not contain any earthquake clause. Thus the state decided that insurers would have to pay again if another earthquake was followed by fires. Other earthquake-endangered countries followed the California example.


Centennial commemorations

The 1906 Centennial Alliance was set up as a clearing-house for various centennial events commemorating the earthquake. Award presentations, religious services, a
National Geographic ''National Geographic'' (formerly the ''National Geographic Magazine'', sometimes branded as NAT GEO) is a popular American monthly magazine published by National Geographic Partners. Known for its photojournalism, it is one of the most widely ...
TV movie, a projection of fire onto the Coit Tower, memorials, and lectures were part of the commemorations. The USGS Earthquake Hazards Program issued a series of Internet documents, and the tourism industry promoted the 100th anniversary as well. Eleven survivors of the 1906 earthquake attended the centennial commemorations in 2006, including Irma Mae Weule (1899–2008), who was the oldest survivor of the quake at the time of her death in August 2008, aged 109. Vivian Illing (1900–2009) was believed to be the second-oldest survivor at the time of her death, aged 108, leaving Herbert Hamrol (1903–2009) as the last known remaining survivor at the time of his death, aged 106. Another survivor, Libera Armstrong (1902–2007), attended the 2006 anniversary but died in 2007, aged 105. Shortly after Hamrol's death, two additional survivors were discovered. William Del Monte, then 103, and Jeanette Scola Trapani (1902–2009), 106, stated that they stopped attending events commemorating the earthquake when it became too much trouble for them. Del Monte and another survivor, Rose Cliver (1902–2012), then 106, attended the earthquake reunion celebration on April 18, 2009, the 103rd anniversary of the earthquake. Nancy Stoner Sage (1905–2010) died, aged 105, in Colorado just three days short of the 104th anniversary of the earthquake on April 18, 2010. Del Monte attended the event at Lotta's Fountain in 2010. 107-year-old George Quilici (1905–2012) died in May 2012, and 113-year-old Ruth Newman (1901–2015) in July 2015. William Del Monte (1906–2016), who died 11 days shy of his 110th birthday, was thought to be the last survivor. In 2005 the National Film Registry added '' San Francisco Earthquake and Fire, April 18, 1906'', a newsreel documentary made soon after the earthquake, to its list of American films worthy of preservation.


Panoramas


In popular culture

* Will Irwin, '' The City That Was'', a series of 1906 articles for '' The Sun'', in New York City, and later as a booklet. * The earthquake is shown towards the end of MGM's 1936 film ''San Francisco'' * The earthquake is a major event in Tony Kushner's play '' Angels in America''. * The earthquake is depicted near the beginning of the 1932 film '' Frisco Jenny''.


See also

* Arnold Genthe, earthquake photographer *
George R. Lawrence George Raymond Lawrence (February 24, 1868 – December 15, 1938) was a commercial photographer of northern Illinois. After years of experience building Kite flying, kites and balloons for aerial panoramic photography, Lawrence turned to aviation ...
, earthquake photographer * Committee of Fifty (1906) *
Earthquake engineering Earthquake engineering is an interdisciplinary branch of engineering that designs and analyzes structures, such as buildings and bridges, with earthquakes in mind. Its overall goal is to make such structures more resistant to earthquakes. An earth ...
* List of earthquakes in 1906 *
List of earthquakes in California The earliest known California earthquake was documented in 1769 by the Spanish explorers and Catholic missionaries of the Portolá expedition as they traveled northward from San Diego along the Santa Ana River near the present site of Los Angeles ...
*
List of earthquakes in the United States The following is a list of notable earthquakes and tsunamis which had their epicenter in areas that are now part of the United States with the latter affecting areas of the United States. Those in ''italics'' were not part of the United States whe ...
* List of disasters in the United States by death toll * List of fires


Notes


References

* ''Double Cone Quarterly'', Fall Equinox, volume VII, Number 3 (2004). * * * * * * * * * * * * Winchester, Simon, ''A Crack in the Edge of the World: America and the Great California Earthquake of 1906''. HarperCollins Publishers, New York, 2005. * ;Contemporary disaster accounts * * * * * London, Jack
"The Story of An Eyewitness"
London's report from the scene. Originally published in '' Collier's Magazine'', May 5, 1906. * * *


External links


The Great 1906 San Francisco Earthquake
– United States Geological Survey *
The 1906 Earthquake and Fire
National Archives
Before and After the Great Earthquake and Fire: Early Films of San Francisco, 1897–1916
American Memory at the Library of Congress
A geologic tour of the San Francisco earthquake, 100 years later
American Geological Institute
The Great 1906 Earthquake and Fire
Virtual Museum of the City of San Francisco website
The Great 1906 Earthquake and Fire
Bancroft Library The Bancroft Library in the center of the campus of the University of California, Berkeley, is the university's primary special-collections library. It was acquired from its founder, Hubert Howe Bancroft, in 1905, with the proviso that it retai ...

Mark Twain and the San Francisco Earthquake
– Shapell Manuscript Foundation
Several videos of the aftermath
Internet Archive
''San Francisco Earthquake and Fire, April 18, 1906''

Seismographs of the earthquake taken from the Lick Observatory from the Lick Observatory Records Digital Archive, UC Santa Cruz Library's Digital Collections


– The Virtual Museum of the City of San Francisco

– Photographic account of earthquake and fire aftermath from well-known North Beach photographer

– USGS * {{DEFAULTSORT:1906 San Francisco Earthquake San Francisco earthquake, 1906
1906 Events January–February * January 12 – Persian Constitutional Revolution: A nationalistic coalition of merchants, religious leaders and intellectuals in Persia forces the shah Mozaffar ad-Din Shah Qajar to grant a constitution, ...
San Francisco, 1906 Fires in California San Francisco earthquake 1900s in San Francisco 1906 natural disasters in the United States 1906 tsunamis April 1906 events Supershear earthquakes Articles containing video clips