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VyStar Credit Union
VyStar Credit Union is a member-owned financial cooperative that is headquartered in Jacksonville, Florida. It offers a comprehensive selection of products, including deposit and loan services for consumers and businesses, as well as investments, insurance, retirement planning and financial counseling. Founded in 1952 as Jax Navy Federal Credit Union, VyStar is the largest mortgage lender and the fourth-largest financial institution in Northeast Florida. It is regulated by the Florida Office of Financial Regulation and federally insured by the National Credit Union Share Insurance (NCUSIF) offered by the National Credit Union Administration (NCUA). History Originally named Jax Navy Federal Credit Union, VyStar was chartered in April 1952 by 12 founding members with $60 at Naval Air Station Jacksonville. The mission of the founding members was to provide civil service and military personnel and their families a safe place to save and borrow money. One year later, 1,100 members had ...
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Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ...
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United States Dollar
The United States dollar ( symbol: $; code: USD; also abbreviated US$ or U.S. Dollar, to distinguish it from other dollar-denominated currencies; referred to as the dollar, U.S. dollar, American dollar, or colloquially buck) is the official currency of the United States and several other countries. The Coinage Act of 1792 introduced the U.S. dollar at par with the Spanish silver dollar, divided it into 100 cents, and authorized the minting of coins denominated in dollars and cents. U.S. banknotes are issued in the form of Federal Reserve Notes, popularly called greenbacks due to their predominantly green color. The monetary policy of the United States is conducted by the Federal Reserve System, which acts as the nation's central bank. The U.S. dollar was originally defined under a bimetallic standard of (0.7735 troy ounces) fine silver or, from 1837, fine gold, or $20.67 per troy ounce. The Gold Standard Act of 1900 linked the dollar solely to gold. From 1934, it ...
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Orange Park High School
Orange Park High School is a high school located in Orange Park, Florida. It is a part of the Clay County School District. The school opened as a junior-senior high school in Fall 1959, although it went only to 10th grade, so that the first graduating class was not until Spring 1962. The school celebrated its 50th anniversary in 2011, the 50th anniversary of the first 12th-grade class (1961-1962 school year). The athletic teams are known as the Raiders. In the 2018–2019 school year the school had 1,623 students. School Data *The year of 2007-2008 had approximately 2,538 students and OPHS statistics indicated that 87% were college bound. *The school has 164 classrooms. *Most notable catchphrase- "Swords Up" (2017-N/A) *Matthew Boyack - Founder of 'Boyacklandia' *Lankford's stomping grounds Athletic achievements Football *The 1992 football team was undefeated in the regular season, were ranked #1 in the state for most of the season, and were ranked as high as No. 15 in the ...
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Jean Ribault High School
Jean Ribault High School is a public high school located in North Jacksonville, Florida. It is part of Duval County Public Schools. Improvement Ribault was one of 16 schools nationwide selected by the College Board for inclusion in the EXCELerator ''School Improvement Model'' program beginning the 2007-2008 school year. The project was funded by the Bill & Melinda Gates Foundation. Athletics *The boys basketball team has won 4 State championships (1989, 1990, 1994, 1995). *3rd Most Tournament Games Played 163––Miami, 123 wins, 40 losses. 125––Malone, 87 wins, 38 losses. 105––Ribault (Jacksonville), 74 wins, 31 losses *3rd Most Tournament Games Won 123––Miami, 163 games. 87––Malone, 125 games. 74––Ribault (Jacksonville), 105 games *The girls' basketball team has won 12 State championships (1988, 1993, 1994, 1999, 2000, 2001, 2002, 2003, 2013, 2014, 2016 and 2017), the highest total in the state. The team also has the highest state totals for consecut ...
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Samuel W
Samuel ''Šəmūʾēl'', Tiberian: ''Šămūʾēl''; ar, شموئيل or صموئيل '; el, Σαμουήλ ''Samouḗl''; la, Samūēl is a figure who, in the narratives of the Hebrew Bible, plays a key role in the transition from the biblical judges to the United Kingdom of Israel under Saul, and again in the monarchy's transition from Saul to David. He is venerated as a prophet in Judaism, Christianity, and Islam. In addition to his role in the Hebrew scriptures, Samuel is mentioned in Jewish rabbinical literature, in the Christian New Testament, and in the second chapter of the Quran (although Islamic texts do not mention him by name). He is also treated in the fifth through seventh books of '' Antiquities of the Jews'', written by the Jewish scholar Josephus in the first century. He is first called "the Seer" in 1 Samuel 9:9. Biblical account Family Samuel's mother was Hannah and his father was Elkanah. Elkanah lived at Ramathaim in the district of Zuph. His geneal ...
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Pedro Menendez High School
, motto_translation = Not for school, but for life, we learn. , address = 600 State Road 206 West. , city = St. Augustine , state = Florida , zipcode = 32086 , country = United States , coordinates = , number = 401 , district = St. Johns County School District , superintendent = Dr. Joseph G. Joyner , principal = Dr. Clay Carmichael , dean = Yanetta Arnold, Kevin Leonard , type = Public school , enrollment = 1,324 (2018-19) , ratio = 21.02 , staff = 63 (FTE) , grades = 9 - 12 , campus_size = , campus_type = Rural , hours_in_day = 9:20 a.m. - 3:50 p.m. , rival = St. Augustine High School , nickname = Falcons , school_colours = Royal Blue and Vegas Gold , established = , status = Open , website = Pedro Menendez High School ...
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Fleming Island High School
Fleming Island High School (FIHS) is a public senior high school located in Fleming Island, Florida Fleming Island is an unincorporated community and census-designated place (CDP) in Clay County, Florida, United States. It is located southwest of downtown Jacksonville, on the western side of the St. Johns River, off US 17. As of the 2010 censu ... and is part of the Clay County School District. The school opened in 2003 and has an enrollment of approximately 2,000 students. The team name is the Golden Eagles and the school colors are green and gold. In 2013 FIHS made '' U.S. News & World Report''s list of Best High Schools. Notable alumni * Ian Silberman - offensive guard who is currently a free agent. * Zane Comer - creative director References External linksFleming Island High SchoolFleming Island High School Athletics
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WTLV
WTLV (channel 12) is a television station in Jacksonville, Florida, United States, affiliated with NBC. It is owned by Tegna Inc. alongside Orange Park–licensed ABC affiliate WJXX (channel 25). Both stations share studios on East Adams Street (near TIAA Bank Field) in downtown Jacksonville, while WTLV's transmitter is located on Anders Boulevard in the city's Killarney Shores section. History The station first signed on the air on September 1, 1957, as WFGA-TV (which stood for "We're Florida and Georgia"). Founded by the Florida-Georgia Television Company, it was originally a primary NBC affiliate with a secondary affiliation with ABC. It was the first television station in the United States that was designed for color broadcasting, and many of the country's color commercials were filmed at the station. Two years later, WFGA donated tower space, money and transmitting facilities to the market's National Educational Television (NET) member station WJCT (channel 7, now a PB ...
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VyStar Tower
VyStar Tower (originally American Heritage Life Building) is a skyscraper in the downtown area of Jacksonville, Florida, at the northwest corner of Independent Drive and Laura Street. Standing tall, it is the city's sixth tallest building. It was formerly known as the SunTrust Tower, Jacksonville Center and the Humana Building, among other names. Completed in 1989, the building was designed in the postmodern style by the Jacksonville firm KBJ Architects. In 2018, it was announced that VyStar Credit Union, the second largest credit union in Florida, and sixteenth largest in the country, was purchasing the building for its new headquarters. The deal was finalized in late 2019, after the lease of the former tenant, Suntrust, had expired. VyStar completed construction of its sign atop the building in August 2019. On July 1, 2020, VyStar finished the installation of electric blue LED edge lighting on the top tiers of the tower to accompany the VyStar sign. The project was comp ...
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Naval Air Station Jacksonville
Naval Air Station Jacksonville (NAS Jacksonville) is a large naval air station located approximately eight miles (13 km) south of the central business district of Jacksonville, Florida, United States., effective 2007-10-25 Location NAS Jacksonville is located in Duval County, Florida, within the city limits of Jacksonville. The base sits on a piece of land between the St. Johns River and Ortega River historically called Black Point. The airbase is part of the overall Jacksonville Naval Complex, a collection of Navy Bases in the Jacksonville Metropolitan Area that include Naval Station Mayport, the former Naval Air Station Cecil Field (now Cecil Airport), Naval Outlying Landing Field Whitehouse, and the Pinecastle Range Complex. It also neighbors a small ghost town called Yukon. History During World War I, the area now occupied by NAS Jacksonville, often referred to colloquially as "NAS Jax", was named ''Camp Joseph E. Johnston'', and was commissioned on October 15, 1917. T ...
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National Credit Union Administration
The National Credit Union Administration (NCUA) is a government-backed insurer of credit unions in the United States, one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the Federal Deposit Insurance Corporation, which insures commercial banks and savings institutions. The NCUA is an independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions. With the backing of the full faith and credit of the U.S. government, the NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 124 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. Besides the Share Insurance Fund, the NCUA operates three other funds: the NCUA Operating Fund, the Central Liquidity Facility (CLF), and the Community Development Revolving Loan Fund (CDRLF). The NCUA Operating Fun ...
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Mortgage
A mortgage loan or simply mortgage (), in civil law jurisdicions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is " secured" on the borrower's property through a process known as mortgage origination. This means that a legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or " repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word ''mortgage'' is derived from a Law French term used in Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure. A mortgage can also be described as "a borrower giving consideration in the form ...
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