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Visa Delta
Visa Debit is a major brand of debit card issued by Visa in many countries around the world. Numerous banks and financial institutions issue Visa Debit cards to their customers for access to their bank accounts. In many countries the Visa Debit functionality is often incorporated on the same plastic card that allows access to ATM and any domestic networks like EFTPOS or Interac. Usage In many countries the Visa Debit functionality has been added to existing ATM cards to allow customers to use the card for internet and point of sales transactions. Australia Bendigo Bank issued the first Visa Debit card in 1982, more than two decades before Mastercard Debit, or widespread Visa Debit use in Australia. Today it is in wide issuance, and domestically switches over local networks, though for new banks, connection to Visa is permitted. Canada In Canada, virtually all domestic debit card transactions are processed over the Interac network, though several financial institutions have al ...
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Visa
Visa most commonly refers to: *Visa Inc., a US multinational financial and payment cards company ** Visa Debit card issued by the above company ** Visa Electron, a debit card ** Visa Plus, an interbank network *Travel visa, a document that allows entry to a country Visa or VISA may also refer to: Film and television * ''Visa'' (film), a 1983 Malayalam film * "The Visa", a 1993 episode of the television sitcom ''Seinfeld'' Music * ''Visa'' (album), a 2014 album by Vladislav Delay * Visa, a Swedish song type within the Swedish ballad tradition * V.I.S.A., a French record label * "Visa", a 1980 solo by Duncan Mackay * "Visa", a song by M.I.A. from '' AIM'' * "Visa", a composition by Charlie Parker, which he recorded in 1949 * "Visa", a song by Tulisa from ''The Female Boss'' * "Visa para un sueño", a song by Juan Luis Guerra y 4:40 from the album ''Ojalá Que Llueva Café'', 1989 Places * Vişa, a river in Romania * Sirsa Air Force Station (ICAO code), India * Visa village, J ...
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Canadian Imperial Bank Of Commerce
The Canadian Imperial Bank of Commerce (CIBC; french: Banque canadienne impériale de commerce) is a Canadian multinational banking and financial services corporation headquartered at CIBC Square in the Financial District of Toronto, Ontario. The Canadian Imperial Bank of Commerce was formed through the 1961 merger of the Canadian Bank of Commerce (founded in 1867) and the Imperial Bank of Canada (founded in 1873), in the largest merger between chartered banks in Canadian history. It is one of two "Big Five" banks founded in Toronto, the other being the Toronto-Dominion Bank. The bank has four strategic business units: Canadian Personal and Business Banking, Canadian Commercial Banking and Wealth Management, U.S. Commercial Banking and Wealth Management, and Capital Markets. It has international operations in the United States, the Caribbean, Asia, and United Kingdom. Globally, CIBC serves more than eleven million clients, and has over 40,000 employees. The company ranks at n ...
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Consorsbank
Consorsbank is a brand of ''BNP Paribas S.A. Niederlassung Deutschland'' with its seat in Nürnberg. Activities As a direct bank, Consorsbank offers its full range of products online. They include a current account, with two free debit cards (one V PAY and one Visa Debit card). Customers can additionally request for a yearly fee a Visa credit card (Visa Card Gold), which offers them credit and additional benefits such as free ATM withdrawals and payments worldwide, mobile phone insurance and travel insurance. Consorsbank's saving products include a money market account, saving plans and time deposits. Additionally Consorsbank offers an online trading platform that lets them trade on financial products from various global markets. History In December 2014 Cortal Consors Cortal Consors SA was a European broker in personal investing and online trading. Formed by a merger of French company Cortal and German company Consors, they launched a 2003 rebranding campaign. Cor ...
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Debit MasterCard
Debit Mastercard is a brand of debit cards provided by Mastercard. They use the same systems as standard Mastercard credit cards but they do not use a line of credit to the customer, instead relying on funds that the customer has in their bank account. Algeria Several banks offer Credit and Debit Mastercard in Algeria (Algeria Gulf Bank, Banque de Développement Local, Crédit Populaire Agricole). Argentina In 2011, Banco de Córdoba started offering Debit Mastercard to its clients, as a direct competitor to the Visa Débito card. However, this would not be a direct replacement of all Maestro cards in the Argentine market, since it will be analyzed with each bank. Australia In Australia, the Debit Mastercard is the main competitor to the Visa Debit cards provided by Visa Inc. The Debit Mastercard was first launched in Australia by Westpac in 2006 as an alternative card for the bank's Cirrus cardholders. The Commonwealth Bank, ME Bank and Westpac are notable for b ...
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V-Pay
V Pay is a Single Euro Payments Area (SEPA) debit card for use in Europe, issued by Visa Europe. It uses the EMV chip and PIN system and may be co-branded with various national debit card schemes such as the German Girocard or Italy's PagoBancomat. Overview The V Pay debit card system competes with the Mastercard Maestro debit card product. However, unlike Mastercard Maestro, V Pay cards cannot be used in non-EMV environments, limiting its acceptance to those countries and merchants that use this system. Also unlike Mastercard Maestro, which is issued and accepted globally, V Pay is designed as a specifically European product, and is not issued or accepted outside European countries except for some islands which are part of European countries, such as Saint Martin. However, some cards are co-branded with the Visa Electron system, which allows using them outside Europe. V Pay cards began to be accepted at merchants in France and Greece in 2005, and acceptance had since expanded ...
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Maestro (debit Card)
Mastercard Maestro is a brand of debit cards and prepaid cards owned by Mastercard that was introduced in 1991. Maestro is accepted at around fifteen million point of sale outlets in 93 countries. Starting July 1, 2023, Mastercard will phase out Maestro across Europe. European banks and other card issuers will be required to replace expired or lost Maestro cards with Debit Mastercard. Functionality Maestro debit cards are obtained from associate banks and are linked to the cardholder's savings account, current account or any of several other types of accounts, while prepaid cards do not require a bank account to operate. Maestro cards can be used at point of sale (POS) and ATMs. Payments are made by swiping cards through the payment terminal, insertion into a chip and PIN device or by a contactless reader. The payment is authorized by the card issuer to ensure that the cardholder has sufficient funds in their account to make the purchase. The cardholder then confirms the ...
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Girocard
girocard is an interbank network and debit card service connecting virtually all German ATMs and banks. It is based on standards and agreements developed by the German Banking Industry Committee. German girocards are usually co-branded with Mastercard's Maestro/Cirrus or Visa's V Pay logo, allowing cardholders to use them in other European countries. As another co-badging option, combined girocard/ JCB cards were introduced in 2016. The German Savings Banks Association has announced that upcoming Sparkassen-Cards will also function as full Debit Mastercard cards in addition to girocards and will have a 16-digit Mastercard number. Some banks are phasing out girocards. DKB, for instance, has announced that instead of a girocard and a Visa credit card, it will soon be issuing its customers a single Visa Debit card. History Originally, German banks formed an interbank network connecting virtually all German ATMs. The network used Eurocheque guarantee cards as ATM cards and did n ...
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VISA Card Issued By ING-DiBa In Germany
Visa most commonly refers to: *Visa Inc., a US multinational financial and payment cards company ** Visa Debit card issued by the above company ** Visa Electron, a debit card ** Visa Plus, an interbank network *Travel visa, a document that allows entry to a country Visa or VISA may also refer to: Film and television * ''Visa'' (film), a 1983 Malayalam film * "The Visa", a 1993 episode of the television sitcom ''Seinfeld'' Music * ''Visa'' (album), a 2014 album by Vladislav Delay * Visa, a Swedish song type within the Swedish ballad tradition * V.I.S.A., a French record label * "Visa", a 1980 solo by Duncan Mackay * "Visa", a song by M.I.A. from '' AIM'' * "Visa", a composition by Charlie Parker, which he recorded in 1949 * "Visa", a song by Tulisa from ''The Female Boss'' * "Visa para un sueño", a song by Juan Luis Guerra y 4:40 from the album ''Ojalá Que Llueva Café'', 1989 Places * Vişa, a river in Romania * Sirsa Air Force Station (ICAO code), India * Visa village, J ...
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Macleans
''Maclean's'', founded in 1905, is a Canadian news magazine reporting on Canadian issues such as politics, pop culture, and current events. Its founder, publisher John Bayne Maclean, established the magazine to provide a uniquely Canadian perspective on current affairs and to "entertain but also inspire its readers". Rogers Media, the magazine's publisher since 1994 (after the company acquired Maclean-Hunter Publishing), announced in September 2016 that ''Maclean's'' would become a monthly beginning January 2017, while continuing to produce a weekly issue on the Texture app. In 2019, the magazine was bought by its current publisher, St. Joseph Communications."Toronto Life owner St. Joseph Communications to buy Rogers maga ...
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The Canadian Press
The Canadian Press (CP; french: La Presse canadienne, ) is a Canadian national news agency headquartered in Toronto, Ontario. Established in 1917 as a vehicle for the time's Canadian newspapers to exchange news and information, The Canadian Press has been a private, not-for-profit cooperative owned and operated by its member newspapers for most of its history. In mid-2010, however, it announced plans to become a for-profit business owned by three media companies once certain conditions were met. Over the years, The Canadian Press and its affiliates have adapted to reflect changes in the media industry, including technological changes and the growing demand for rapid news updates. It currently offers a wide variety of text, audio, photographic, video and graphic content to websites, radio, television, and commercial clients in addition to newspapers and its longstanding ally, the Associated Press (AP), a global news service based in the United States. History Initially, Canada ...
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Canadian Federation Of Independent Business
The Canadian Federation of Independent Business (CFIB) is a non-profit business organization representing the interests and concerns of over 110,000 Canadian owners of small and mid-size enterprises (SMEs) to all three levels of government. Their areas of concerns include tax policy,"CFIB Tax Research Program - www.cfib-fcei.ca"
labour policies"Minimum Wage: Reframing the Debate" February 2011

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Toronto-Dominion Bank
Toronto-Dominion Bank (french: links=no, Banque Toronto-Dominion), doing business as TD Bank Group (french: links=no, Groupe Banque TD), is a Canadian Multinational corporation, multinational banking and financial services corporation headquartered in Toronto, Ontario. The bank and its subsidiaries are commonly known as simply TD and trading under the name ''Toronto-Dominion Bank.'' The bank was created on February 1, 1955, through the merger of the Bank of Toronto and The Dominion Bank, which were founded in 1855 and 1869; respectively. It is one of two Big Five (banks), Big Five banks of Canada founded in Toronto, the other being the Canadian Imperial Bank of Commerce. The TD Bank Society for Worldwide Interbank Financial Telecommunication, SWIFT code is TDOMCATTTOR and the TD institution number is 004. In 2021, according to Standard & Poor's, TD Bank Group was the largest bank in Canada by total assets and also by market capitalization, a top-10 bank in North America, and the ...
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