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The Umweltbank AG is a German direct bank that exclusively finances ecological loan projects with its customer deposits. Corporate philosophy The Umweltbank has the objective of contributing to the protection of the environment through its business activities in every respect anchored in its statutes. Business model With its customer deposits, the bank exclusively finances ecological lending projects in the fields of Solar power, solar, ecological mortgages, wind and hydropower projects, biomass projects and organic farming. The Umweltbank defines these financing priorities by the following positive and exclusion criteria: Positive criteria: * Energy saving measures * Regenerative energy production * Decentralized energy production, combined heat and power * Environmentally friendly construction * Ecological agriculture and ecological forestry * Recycling/circular economy * Pollutant reduction and elimination * Sustainable business Exclusion criteria: * Large power plants (Lign ...
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Umweltbank Logo
The Umweltbank AG is a German direct bank that exclusively finances ecological loan projects with its customer deposits. Corporate philosophy The Umweltbank has the objective of contributing to the protection of the environment through its business activities in every respect anchored in its statutes. Business model With its customer deposits, the bank exclusively finances ecological lending projects in the fields of Solar power, solar, ecological mortgages, wind and hydropower projects, biomass projects and organic farming. The Umweltbank defines these financing priorities by the following positive and exclusion criteria: Positive criteria: * Energy saving measures * Regenerative energy production * Decentralized energy production, combined heat and power * Environmentally friendly construction * Ecological agriculture and ecological forestry * Recycling/circular economy * Pollutant reduction and elimination * Sustainable business Exclusion criteria: * Large power plants (Lign ...
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Circular Economy
A circular economy (also referred to as circularity and CE) is a model of production and consumption, which involves sharing, leasing, reusing, repairing, refurbishing and recycling existing materials and products as long as possible. CE aims to tackle global challenges as climate change, biodiversity loss, waste, and pollution by emphasizing the design-based implementation of the three base principles of the model. The three principles required for the transformation to a circular economy are: eliminating waste and pollution, circulating products and materials, and the regeneration of nature. CE is defined in contradistinction to the traditional linear economy. The idea and concepts of circular economy (CE) have been studied extensively in academia, business, and government over the past ten years. CE has been gaining popularity since it helps to minimize emissions and consumption of raw materials, open up new market prospects and principally, increase the sustainability of co ...
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Carbon Dioxide
Carbon dioxide (chemical formula ) is a chemical compound made up of molecules that each have one carbon atom covalently double bonded to two oxygen atoms. It is found in the gas state at room temperature. In the air, carbon dioxide is transparent to visible light but absorbs infrared radiation, acting as a greenhouse gas. It is a trace gas in Earth's atmosphere at 421 parts per million (ppm), or about 0.04% by volume (as of May 2022), having risen from pre-industrial levels of 280 ppm. Burning fossil fuels is the primary cause of these increased CO2 concentrations and also the primary cause of climate change.IPCC (2022Summary for policy makersiClimate Change 2022: Mitigation of Climate Change. Contribution of Working Group III to the Sixth Assessment Report of the Intergovernmental Panel on Climate Change Cambridge University Press, Cambridge, United Kingdom and New York, NY, USA Carbon dioxide is soluble in water and is found in groundwater, lakes, ice caps, ...
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Company Register
A company register is a register of organizations in the jurisdiction they operate under. A statistical business register has a different purpose than a company register. While a commercial/trade register serves a purpose of protection, accountability and control, a statistical register plays a central part in a system of official economic statistics at a national statistics office. Company registers by country Each country's company register has different registrar types, contents, purpose, and public availability. Botswana Companies and Intellectual Property Authority is responsible for registering companies in Botswana. Canada The Director General of Corporations Canada is responsible for federally-incorporated corporations. Each province has a registrar who is responsible for provincially-incorporated corporations. Czech Republic You can apply for the company's entry into the Commercial Register kept by an applicable court. Business companies that have their reg ...
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Banking License
A banking licence is a legal prerequisite for a financial institution that wants to carry on a banking business. Under the laws of most jurisdictions, a business is not permitted to carry words like a ''bank'', ''insurance'', ''national'' in their name, unless it holds a corresponding licence. Depending to their banking regulations, jurisdictions may offer different types of banking licences, such as * full banking licenses for general banking activities, such as taking deposits from the general public * international banking licences (offshore banking licences), which prohibits any local business activities * non-banking financial institution (NBFI) is an institution that provides financial services but has to comply with fewer regulations than one with a full banking licence. License issuance Licenses are typically issued by a national banking regulator to applicant corporations that meet its banking requirements. The requirements may include minimum capital requirements, ...
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Umweltbank
The Umweltbank AG is a German direct bank that exclusively finances ecological loan projects with its customer deposits. Corporate philosophy The Umweltbank has the objective of contributing to the protection of the environment through its business activities in every respect anchored in its statutes. Business model With its customer deposits, the bank exclusively finances ecological lending projects in the fields of Solar power, solar, ecological mortgages, wind and hydropower projects, biomass projects and organic farming. The Umweltbank defines these financing priorities by the following positive and exclusion criteria: Positive criteria: * Energy saving measures * Regenerative energy production * Decentralized energy production, combined heat and power * Environmentally friendly construction * Ecological agriculture and ecological forestry * Recycling/circular economy * Pollutant reduction and elimination * Sustainable business Exclusion criteria: * Large power plants (Lign ...
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Free Float
In the context of stock markets, the public float or free float represents the portion of shares of a corporation that are in the hands of public investors as opposed to locked-in shares held by promoters, company officers, controlling-interest investors, or governments. This number is sometimes seen as a better way of calculating market capitalization, because it provides a more accurate reflection (than entire market capitalization) of what public investors consider the company to be worth. In this context, the ''float'' may refer to all the shares outstanding that can be publicly traded. Calculating public float The float is calculated by subtracting the locked-in shares from outstanding shares. For example, a company may have 10 million outstanding shares, with 3 million of them in a locked-in position; this company's float would be 7 million (multiplied by the share price). Stocks with smaller floats tend to be more volatile than those with larger floats. In general, the la ...
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Human Rights
Human rights are Morality, moral principles or Social norm, normsJames Nickel, with assistance from Thomas Pogge, M.B.E. Smith, and Leif Wenar, 13 December 2013, Stanford Encyclopedia of PhilosophyHuman Rights Retrieved 14 August 2014 for certain standards of human behaviour and are regularly protected in Municipal law, municipal and international law. They are commonly understood as inalienable,The United Nations, Office of the High Commissioner of Human RightsWhat are human rights? Retrieved 14 August 2014 fundamental rights "to which a person is inherently entitled simply because she or he is a human being" and which are "inherent in all human beings",Burns H. Weston, 20 March 2014, Encyclopædia Britannicahuman rights Retrieved 14 August 2014. regardless of their age, ethnic origin, location, language, religion, ethnicity, or any other status. They are applicable everywhere and at every time in the sense of being Universality (philosophy), universal, and they are Egalitari ...
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Corruption
Corruption is a form of dishonesty or a criminal offense which is undertaken by a person or an organization which is entrusted in a position of authority, in order to acquire illicit benefits or abuse power for one's personal gain. Corruption may involve many activities which include bribery, influence peddling and the embezzlement and it may also involve practices which are legal in many countries. Political corruption occurs when an office-holder or other governmental employee acts with an official capacity for personal gain. Corruption is most common in Kleptocracy, kleptocracies, oligarchy, oligarchies, narco-states, and mafia states. Corruption and crime are endemic sociological occurrences which appear with regular frequency in virtually all countries on a global scale in varying degrees and proportions. Each individual nation allocates domestic resources for the control and regulation of corruption and the deterrence of crime. Strategies which are undertaken in order to c ...
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Genetic Engineering
Genetic engineering, also called genetic modification or genetic manipulation, is the modification and manipulation of an organism's genes using technology. It is a set of technologies used to change the genetic makeup of cells, including the transfer of genes within and across species boundaries to produce improved or novel organisms. New DNA is obtained by either isolating and copying the genetic material of interest using recombinant DNA methods or by artificially synthesising the DNA. A construct is usually created and used to insert this DNA into the host organism. The first recombinant DNA molecule was made by Paul Berg in 1972 by combining DNA from the monkey virus SV40 with the lambda virus. As well as inserting genes, the process can be used to remove, or "knock out", genes. The new DNA can be inserted randomly, or targeted to a specific part of the genome. An organism that is generated through genetic engineering is considered to be genetically modified (GM) an ...
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Nuclear Power
Nuclear power is the use of nuclear reactions to produce electricity. Nuclear power can be obtained from nuclear fission, nuclear decay and nuclear fusion reactions. Presently, the vast majority of electricity from nuclear power is produced by nuclear ''fission'' of uranium and plutonium in nuclear power plants. Nuclear ''decay'' processes are used in niche applications such as radioisotope thermoelectric generators in some space probes such as ''Voyager 2''. Generating electricity from fusion power, ''fusion'' power remains the focus of international research. Most nuclear power plants use thermal reactors with enriched uranium in a Nuclear fuel cycle#Once-through nuclear fuel cycle, once-through fuel cycle. Fuel is removed when the percentage of neutron poison, neutron absorbing atoms becomes so large that a nuclear chain reaction, chain reaction can no longer be sustained, typically three years. It is then cooled for several years in on-site spent fuel pools before being tr ...
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