URM Stores

	URM Stores URM Stores, Inc. (formerly United Retail Merchants) of Spokane, Washington is an American retailers' cooperative serving independent supermarkets in Idaho, Montana, Oregon, and Washington (state), Washington. It was founded in 1921 and is a member of Retailer Owned Food Distributors & Associates. It is an owner of Western Family Foods. It purchased Rosauers Supermarket in 2000. Its affiliated supermarkets include Family Foods, Harvest Foods, Rosauers, Yoke's Fresh Market, and Super 1 Foods. Data Breach In the fall of 2013, URM stores suffered a large scale data breach, resulting in the theft of magnetic stripe track data from payment cards. Washington state credit unions alone reported US $687,598.48 in total losses as a result of this breach. To reduce the costs to banks resulting from future data skimming/breach attacks, beginning in October 2015 United States merchants will be liable for fraud losses if their payment systems are not enabled to accept EMV cards, which are desi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu]
	Retailers' Cooperative A retailers' cooperative is a type of cooperative which employs economies of scale on behalf of its retailer members. Retailers' cooperatives use their purchasing power to acquire discounts from manufacturers and often share marketing expenses. A retailers' cooperative is essentially a group of independently owned businesses that pool their resources to purchase in bulk, usually by establishing a central buying organization, and engage in joint promotion efforts. It is common for locally owned grocery stores, hardware stores, and pharmacies to participate in retailers' cooperatives. A consumers' cooperative, sometimes referred to as a retail cooperative, should be distinguished from a retailers' cooperative. Governance and operation Retailers' cooperatives are governed by democratic member control, which generally means one vote per member. Some firms, such as E. Leclerc, are able to make decisions in this fashion, with each member business only receiving one vote. For many retail ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu]
picture info	Supermarkets Of The United States This is a list of supermarket companies in the United States of America and the names of supermarkets which are owned or franchised by these companies. For supermarkets worldwide, see List of supermarkets. National chains * Ahold Delhaize – Operates under the following brands: *Food Lion (Delaware, Georgia, Kentucky, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia and West Virginia) Kroger – Besides the parent company, stores operate under these brands: Safeway (Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Iowa, Indiana, Kansas, Kentucky, District of Columbia, Virginia, West Virginia, New Jersey, New York, North Carolina, South Carolina, Tennessee, Virginia, Ohio, Oklahoma, Oregon, Colorado, Florida, Idaho, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, South Dakota, Texas, Utah, Washington, Wisconsin, Wyoming, Maryland, Massac ... [...More Info...] [...Related Items...] OR:** [Wikipedia] [Google] [Baidu]
picture info	Economy Of The Northwestern United States An economy is an area of the production, distribution and trade, as well as consumption of goods and services. In general, it is defined as a social domain that emphasize the practices, discourses, and material expressions associated with the production, use, and management of scarce resources'. A given economy is a set of processes that involves its culture, values, education, technological evolution, history, social organization, political structure, legal systems, and natural resources as main factors. These factors give context, content, and set the conditions and parameters in which an economy functions. In other words, the economic domain is a social domain of interrelated human practices and transactions that does not stand alone. Economic agents can be individuals, businesses, organizations, or governments. Economic transactions occur when two groups or parties agree to the value or price of the transacted good or service, commonly expressed in a certain currency. Howev ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu]
picture info	Companies Based In Spokane, Washington A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial pe ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu]
picture info	Retail Companies Established In 1921 Retail is the sale of goods and services to consumers, in contrast to wholesaling, which is sale to business or institutional customers. A retailer purchases goods in large quantities from manufacturers, directly or through a wholesaler, and then sells in smaller quantities to consumers for a profit. Retailers are the final link in the supply chain from producers to consumers. Retail markets and shops have a very ancient history, dating back to antiquity. Some of the earliest retailers were itinerant peddlers. Over the centuries, retail shops were transformed from little more than "rude booths" to the sophisticated shopping malls of the modern era. In the digital age, an increasing number of retailers are seeking to reach broader markets by selling through multiple channels, including both bricks and mortar and online retailing. Digital technologies are also affecting the way that consumers pay for goods and services. Retailing support services may also include the provision of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu]
	American Companies Established In 1921 American(s) may refer to: * American, something of, from, or related to the United States of America, commonly known as the "United States" or "America" Americans, citizens and nationals of the United States of America American ancestry, people who self-identify their ancestry as "American" American English, the set of varieties of the English language native to the United States Native Americans in the United States, indigenous peoples of the United States * American, something of, from, or related to the Americas, also known as "America" ** Indigenous peoples of the Americas * American (word), for analysis and history of the meanings in various contexts Organizations * American Airlines, U.S.-based airline headquartered in Fort Worth, Texas * American Athletic Conference, an American college athletic conference * American Recordings (record label), a record label previously known as Def American * American University, in Washington, D.C. Sports teams Soccer * Ba ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu]
	Retailer Owned Food Distributors & Associates Background Retailer Owned Food Distributors and Associates (known as ROFDA), in the spirit of co-opetition, is an organization of wholesale food distributors that are owned by their U.S. retail independent retail grocer members. There are three categories of relationships in ROFDA. In addition to the Members, there are a select number of Associates and Suppliers who provide ROFDA Members with goods and services. ROFDA operates as a cooperative. ROFDA's focus is to create benefits for the independent retail grocer member-owners through sharing information; leveraging collective resources and developing tools to assist them in competing against big-box stores. According to research commissioned by th National Grocers Associationand its sponsors, the independent grocery channel makes up 1 percent of the U.S. economy. Categories of relationships Retailer Owned Food Distributors and Associates recognizes three categories of relationships: Regular members This category is made ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu]