UNI Financial Cooperation
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UNI Financial Cooperation
Caisse populaire acadienne ltée, operating as UNI Financial Cooperation (french: UNI Coopération financière), is a Francophone credit union (french: caisse populaire) based in New Brunswick, Canada whose members are primarily Acadians. UNI's administrative headquarters are in Caraquet on the Acadian Peninsula. The Fédération des caisses populaires acadiennes (the Fédération) was founded on December 3, 1946, shortly after the New Brunswick Credit Union League, created in 1938 as part of the popular Antigonish Movement, was divided into two separate entities. Factors that have contributed to the Mouvement's success were the catastrophic economic situation during the Great Depression, the minority status of the Acadians, and the dedication of its proponents, who included Livain Chiasson and first president, Martin J. Légère. In 2014, the Mouvement des caisses populaires acadiennes (the Mouvement), comprising the Fédération, its supporting institutions and subsidiaries, ...
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Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative to credit unions and were two and a ha ...
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Farmers' Bank Of Rustico
The Farmers' Bank of Rustico operated in the village of South Rustico, Prince Edward Island, from 1864 to 1894. It is often considered to have been the first community-based bank in Canada. Founded and managed under the leadership of Father Georges-Antoine Belcourt (1803-1874), the Farmer's Bank of Rustico was established on April 21, 1863. The bank received Royal Assent for its act of incorporation at the Court of Windsor on April 7, 1864." The first president was farmer Jerome Doiron, and the first cashier was Marinus Blanchard, a local school teacher. The Farmers' Bank "was the precursor of the North American credit union movement through its influence upon the pioneer credit union organizer, Alphonse Desjardins of Quebec." Like the later credit unions, the Farmers' Bank accepted deposits and provided loans, primarily for less than 1 year. It showed that villagers could successfully operate a financial institution without the assistance of banking experts. However, ther ...
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Credit Union National Association
The Credit Union National Association, commonly known as CUNA (pronounced "Cue-Nuh"), is a national trade association for both state- and federally chartered credit unions located in the United States. CUNA provides member credit unions with trade association services, such as lobbying, regulatory advocacy, professional development, and professional services management. The organization operates out of its headquarters in Washington, D.C., and an operations center in Madison, Wisconsin. CUNA's president and chief executive officer Jim Nussle has led the organization since September 2014. Services and support CUNA is supported through dues paid by credit unions through their local league dues and fees generated from services provided. CUNA has previously operated a for-profit "CUNA Services Corp." However, many of the pass-through services, such as credit card processing and individual retirement account (IRA) administration, have been sold to other vendors. CUNA also houses ei ...
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Petit-Rocher, New Brunswick
Petit-Rocher is a formerly incorporated Canadian village in Gloucester County, New Brunswick. Sitting on both Chaleur Bay and Nepisiguit Bay 20 km northwest of Bathurst, Petit-Rocher's residents are 89% Francophone. On 1 January 2023, Petit-Rocher amalgamated with Beresford, Nigadoo, Pointe-Verte and all or part of ten local service districts to form the new town of Belle-Baie. The community's name remains in use by the province's 911 system. History The village was founded in 1797 by Acadian settlers. The name literally means 'little rock', and is pronounced by most anglophones in the region as ''Petty Roche''. The name of the village is reputed to derive from the fact that the village's founders disembarked on a small rock. The village was named ''Little Roche'' from 1850 to 1854, then ''Madisco'' until 1870, and then ''Petit Rocher''. The hyphenated form ''Petit-Rocher'' was adopted in 2009. Some old maps have the name ''Petite Roche'' (1812) and ''Sainte Roque ...
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Department Of Fisheries (New Brunswick)
The Department of Fisheries is a department in the Government of New Brunswick, Canada. It is responsible for management of the Province's fisheries. From 1882, fisheries was the responsibility of the Department of Agriculture until 1963 when the government of Premier Louis Robichaud created a separate Department of Fisheries and appointed Ernest Richard its minister. The department would be renamed the Department of Fisheries & Aquaculture which in 2000 was merged with the Department of Agriculture and Rural Development to become the Department of Agriculture, Fisheries and Aquaculture. This department lasted until October 3, 2006 when Premier Shawn Graham split the departments into the Department of Agriculture and Aquaculture and reestablished the separate Department of Fisheries. Ministers {{DEFAULTSORT:Department Of Fisheries (New Brunswick) Fisheries New Brunswick Ministries established in 1963 New Brunswick New Brunswick (french: Nouveau-Brunswick, , locally ) ...
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Caisse Populaire Village Historique Acadien
Caisse, a French word, may refer to: *Caisse Desjardins, an association of credit unions in Quebec *Caisse d'Epargne-Illes Balears, a road-bicycle racing team * Caisse de dépôt et placement du Québec, a public pension fund in Quebec *Caisse nationale suisse d'assurance en cas d'accidents, a Swiss insurer *Caisse de Stabilisation des Prix du Coton, a Chadian government agency *Mouvement des caisses populaires acadiennes, a credit union in the Canadian province of New Brunswick See also *Caïssa, a neoclassical goddess of chess *Kaissa, a chess program developed in the Soviet Union in the 1960s *Kaïssa Kaïssa is a Cameroon born world musician. She moved to Paris with her family at thirteen and to New York City in 1996. Kaissa worked on stage and/or in studio with Salif Keita, Manu Dibango, Kofi Olomide, Papa Wemba, Cesária Évora, Martha Wa ..., a Cameroon born world musician. * Caisson (other) {{disambig ...
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Agricultural Engineering
Agricultural engineering, also known as agricultural and biosystems engineering, is the field of study and application of engineering science and designs principles for agriculture purposes, combining the various disciplines of mechanical, civil, electrical, food science, environmental, software, and chemical engineering to improve the efficiency of farms and agribusiness enterprises as well as to ensure sustainability of natural and renewable resources. An agricultural engineer is an engineer with an agriculture background. Agricultural engineers make the engineering designs and plans in an agricultural project, usually in partnership with an agriculturist who is more proficient in farming and agricultural science. History The first use of agricultural engineering was the introduction of irrigation in large scale agriculture in the Nile and the Euphrates rivers before 2000 B.C. Large irrigation structures were also present in Baluchistan and India before Christian era. In S ...
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Cooperation
Cooperation (written as co-operation in British English) is the process of groups of organisms working or acting together for common, mutual, or some underlying benefit, as opposed to working in competition for selfish benefit. Many animal and plant species cooperate both with other members of their own species and with members of other species (symbiosis or mutualism). Among humans Humans cooperate for the same reasons as other animals: immediate benefit, genetic relatedness, and reciprocity, but also for particularly human reasons, such as honesty signaling (indirect reciprocity), cultural group selection, and for reasons having to do with cultural evolution. Language allows humans to cooperate on a very large scale. Certain studies have suggested that fairness affects human cooperation; individuals are willing to punish at their own cost (''altruistic punishment'') if they believe that they are being treated unfairly. Sanfey, et al. conducted an experiment where 19 ind ...
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Antigonish, Nova Scotia
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Desjardins Group
The Desjardins Group (french: Mouvement Desjardins) is a Canadian financial service cooperative and the largest federation of credit unions (french: caisses populaires) in North America. It was founded in 1900 in Lévis, Quebec by Alphonse Desjardins. While its legal headquarters remains in Lévis, most of the executive management, including the CEO, is based in Montreal. As of 2017, Desjardins Group consists of 293 local credit unions operating 1,032 points of service and serving more than seven million members and clients, mostly in the provinces of Quebec and Ontario. In addition to retail banking, the Group has over twenty subsidiaries offering products and services related to insurance ( Desjardins Financial Security, Desjardins General Insurance), real estate (Complexe Desjardins), venture capital funds (Desjardins Venture Capital), and brokerage (Desjardins Securities). The Desjardins Group, through subsidiary Développement international Desjardins, is also active in ...
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