The Ramsey Show
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The Ramsey Show
''The Ramsey Show'' (formerly known as ''The Dave Ramsey Show'') is a three-hour self-syndicated radio program and podcast, hosted by the eponymous finance author and speaker Dave Ramsey, that airs Monday through Friday from 2-5 PM ET. It is broadcast from Franklin, Tennessee. Ramsey takes live calls on the theme of finance, and occasionally money-related Christian philosophy as it pertains to tithing, etc. During the show, he discusses life and money-related issues with callers. He is known for his complete disdain of debt collectors, calling them (among other things) "scum" and dishonest, and urging his listeners not to deal with them unless necessary, and then to get everything in writing, especially involving offers to reduce debts. One notable difference between his and other financial shows is that Ramsey attempts to go beyond mathematical mechanics and reach his callers on an emotional and spiritual level. ''The Ramsey Show'' has a channel on iHeartRadio and Sirius XM. ...
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United States
The United States of America (U.S.A. or USA), commonly known as the United States (U.S. or US) or America, is a country primarily located in North America. It consists of 50 states, a federal district, five major unincorporated territories, nine Minor Outlying Islands, and 326 Indian reservations. The United States is also in free association with three Pacific Island sovereign states: the Federated States of Micronesia, the Marshall Islands, and the Republic of Palau. It is the world's third-largest country by both land and total area. It shares land borders with Canada to its north and with Mexico to its south and has maritime borders with the Bahamas, Cuba, Russia, and other nations. With a population of over 333 million, it is the most populous country in the Americas and the third most populous in the world. The national capital of the United States is Washington, D.C. and its most populous city and principal financial center is New York City. Paleo-Americ ...
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WWTN
WWTN (99.7 MHz) is a commercial FM radio station serving the Nashville, Tennessee media market. The station is owned by Cumulus Media and is marketed as SuperTalk 99.7 WTN (the first W is eliminated for simplicity). WWTN operates at 100,000 watts, the maximum for non-grandfathered FM stations and is a Class C0 station. WWTN is licensed to the city of Hendersonville, Tennessee, which is approximately 15 miles (24 km) northeast of Nashville. Its antenna (395 meters/1296 feet in height above average terrain) is located approximately 25 miles (40 km) SSE of Nashville in Rutherford County, Tennessee, between the cities of Murfreesboro and Franklin. The station's studios are in the Music Row district of Nashville. History On June 20, 1962, the station first signed on the air as WMSR-FM, licensed to the city of Manchester, Tennessee. It began focusing on the Nashville market in the early 1990s. Manchester is nearly halfway between Nashville and Chattanooga, but the Cumbe ...
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Mass Media In Nashville, Tennessee
Mass is an intrinsic property of a body. It was traditionally believed to be related to the quantity of matter in a physical body, until the discovery of the atom and particle physics. It was found that different atoms and different elementary particles, theoretically with the same amount of matter, have nonetheless different masses. Mass in modern physics has multiple definitions which are conceptually distinct, but physically equivalent. Mass can be experimentally defined as a measure of the body's inertia, meaning the resistance to acceleration (change of velocity) when a net force is applied. The object's mass also determines the strength of its gravitational attraction to other bodies. The SI base unit of mass is the kilogram (kg). In physics, mass is not the same as weight, even though mass is often determined by measuring the object's weight using a spring scale, rather than balance scale comparing it directly with known masses. An object on the Moon would weigh less t ...
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IHeartMedia Radio Stations
iHeartMedia, Inc., formerly CC Media Holdings, Inc., is an American mass media corporation headquartered in San Antonio, Texas. It is the holding company of iHeartCommunications, Inc. (formerly Clear Channel Communications, Inc.), a company founded by Lowry Mays and B. J. "Red" McCombs in 1972, and later taken private by Bain Capital and Thomas H. Lee Partners through a leveraged buyout in 2008. As a result of this buyout, Clear Channel Communications, Inc., began to operate as a wholly owned subsidiary of CC Media Holdings, Inc. On September 16, 2014, CC Media Holdings, Inc. was rebranded iHeartMedia, Inc., and Clear Channel Communications, Inc., became iHeartCommunications, Inc. Overview iHeartMedia, Inc. specializes in radio broadcasting, podcasting, digital and live events through division iHeartMedia (sans "Inc." suffix; formerly Clear Channel Media and Entertainment, Clear Channel Radio, et al.) and subsidiary iHeartMedia and Entertainment, Inc. (formerly Clear Channel ...
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Mortgage Loan
A mortgage loan or simply mortgage (), in civil law jurisdicions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is " secured" on the borrower's property through a process known as mortgage origination. This means that a legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or " repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word ''mortgage'' is derived from a Law French term used in Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure. A mortgage can also be described as "a borrower giving consideration in the form ...
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Debt
Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor. Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase. The debt may be owed by sovereign state or country, local government, company, or an individual. Commercial debt is generally subject to contractual terms regarding the amount and timing of repayments of principal and interest. Loans, bonds, notes, and mortgages are all types of debt. In financial accounting, debt is a type of financial transaction, as distinct from equity. The term can also be used metaphorically to cover moral obligations and other interactions not based on a monetary value. For example, in Western cultures, a person who has been helped by a second person is sometimes said to owe a "debt of gratitude" to the second person. Etymology The English term "debt" was first used in the late 13th century. The term "debt" comes ...
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Debt-snowball Method
The debt snowball method is a debt-reduction strategy, whereby one who owes on more than one account pays off the accounts starting with the smallest balances first, while paying the minimum payment on larger debts. Once the smallest debt is paid off, one proceeds to the next larger debt, and so forth, proceeding to the largest ones last. This method is sometimes contrasted with the debt stacking method, also called the debt avalanche method, where one pays off accounts on the highest interest rate first. The debt-snowball method is most often applied to repaying revolving credit such as credit cards. Under the method, extra cash is dedicated to paying debts with the smallest amount owed. Methodology The basic steps in the debt snowball method are as follows: # List all debts in ascending order from smallest balance to largest. This is the method's most distinctive feature, in that the order is determined by amount owed, not the rate of interest charged. However, if two debts ...
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WLAC
WLAC (1510 AM) – branded ''Talkradio 98.3 & 1510'' – is a commercial talk radio radio station licensed to serve Nashville, Tennessee. Owned by iHeartMedia, the station covers the Nashville metropolitan area. The WLAC studios are located in Nashville's Music Row district, while it transmits from a three-tower facility in the city's Northside neighborhood. In addition to a standard analog transmission, WLAC broadcasts an HD Radio signal utilizing the in-band on-channel standard, is simulcast over a digital subchannel of WSIX-FM, WRVW, and on FM translator W252CM (98.3 FM), and is available online via iHeartRadio. WLAC operates around the clock at 50,000 watts, the highest power authorized for AM stations in the United States. It is one of two clear-channel stations in Tennessee, the other being WSM in Nashville. A single tower radiates the transmitter's full power during the day to most of Middle Tennessee. At night, power is fed to all three towers in a directional patter ...
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Westwood One
Westwood One is an American radio network There are two types of radio network currently in use around the world: the one-to-many (simplex communication) broadcast network commonly used for public information and mass-media entertainment, and the two-way radio ( duplex communication) type ... owned by Cumulus Media. The company broadcast syndication, syndicates talk, music, and sports programming. The company takes its name from an earlier network also named Westwood One (1976–2011), Westwood One, a company founded in 1978. The company was, at various times, managed by CBS Radio, the radio arm of CBS Corporation and Viacom (2005–present), Viacom. It was later purchased by the private equity firm The Gores Group before merging with Dial Global in 2011. In December 2013, Dial Global was, in turn, acquired by Cumulus Media. Prior to the sale's completion, Dial Global re-assumed the Westwood One name. After the completion of the purchase, Westwood One was merged into the Cumu ...
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Radio Syndication
Broadcast syndication is the practice of leasing the right to broadcasting television shows and radio programs to multiple television stations and radio stations, without going through a broadcast network. It is common in the United States where broadcast programming is scheduled by television networks with local independent affiliates. Syndication is less widespread in the rest of the world, as most countries have centralized networks or television stations without local affiliates. Shows can be syndicated internationally, although this is less common. Three common types of syndication are: ''first-run'' syndication, which is programming that is broadcast for the first time as a syndicated show and is made specifically to sell directly into syndication; ''off-network'' syndication (colloquially called a "rerun"), which is the licensing of a program whose first airing was on network TV or in some cases, first-run syndication;Campbell, Richard, Christopher R. Martin, and Bettina ...
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ITunes Store
The iTunes Store is a digital media store operated by Apple Inc. It opened on April 28, 2003, as a result of Steve Jobs' push to open a digital marketplace for music. As of April 2020, iTunes offered 60 million songs, 2.2 million apps, 25,000 TV shows, and 65,000 films. When it opened, it was the only legal digital catalog of music to offer songs from all five major record labels. The iTunes Store is available on most Apple devices, including the Mac (inside the Music app), the iPhone, the iPad, the iPod touch, and the Apple TV, as well as on Windows (inside iTunes). Video purchases from the iTunes Store are viewable on the Apple TV app on Roku and Amazon Fire TV devices and certain smart televisions. While initially a dominant player in digital media, by the mid-2010s, streaming media services were generating more revenue than the buy-to-own model used by the iTunes Store. Apple now operates its own subscription-based streaming music service, Apple Music alongside the ...
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