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The Bank Of Edwardsville
The Bank of Edwardsville is a traditional American bank founded in 1868 and located in Edwardsville, Illinois. It was acquired by First Busey Corporation, the holding company of Busey Bank, in early 2019. The clients' deposits are insured by FDIC and they can use 19 bank offices located in Alton, Belleville, Bethalto, Collinsville, Glen Carbon, Granite City, Swansea, St. Louis, etc. The services include: *personal savings and checking accounts *money market accounts *Christmas Club accounts *consumer loan Credit (from Latin verb ''credit'', meaning "one believes") is the Trust (social sciences), trust which allows one Party (law), party to provide money or resources to another party wherein the second party does not reimburse the first party im ...s, etc. References External links Homepage Banks based in Illinois Banks established in 1868 1868 establishments in Illinois {{US-bank-stub ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Collinsville, Illinois
Collinsville is a city located mainly in Madison County, and partially in St. Clair County, Illinois. As of the 2010 census, the city had a population of 25,579, an increase from 24,707 in 2000. Collinsville is approximately from St. Louis, Missouri and is considered part of that city's Metro-East area. It is the site of the Brooks Catsup Bottle Water Tower, the world's largest ketchup bottle, and is the world's horseradish capital. Cahokia Mounds State Historic Site, a National Historic Landmark and UNESCO World Heritage Site, extends beyond the boundaries of the city toward the west. This prehistoric urban complex is estimated to have had a population of thousands at its peak, long before European exploration in the area. Monks Mound, the largest man-made earthwork in North America, is part of this complex. Geography Collinsville is located at (38.674398, -89.995402), approximately 12 miles due east of St Louis. The 90W longitude line passes through Collinsville. Accordin ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banks Based In Illinois
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Consumer Loan
Credit (from Latin verb ''credit'', meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date. In other words, credit is a method of making reciprocity formal, legally enforceable, and extensible to a large group of unrelated people. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower. Etymology The term "credit" was first used in English in the 1520s. The term came "from Middle French crédit (15c.) "belief, trust," from Italian credito, from Latin creditum "a loan, thing entrusted to another," from past ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Money Market
The money market is a component of the economy that provides short-term funds. The money market deals in short-term loans, generally for a period of a year or less. As short-term securities became a commodity, the money market became a component of the financial market for assets involved in short-term borrowing, lending, buying and selling with original maturities of one year or less. Trading in money markets is done over the counter and is wholesale. There are several money market instruments in most Western countries, including treasury bills, commercial paper, banker's acceptances, deposits, certificates of deposit, bills of exchange, repurchase agreements, federal funds, and short-lived mortgage- and asset-backed securities. The instruments bear differing maturities, currencies, credit risks, and structures. A market can be described as a money market if it is composed of highly liquid, short-term assets. Money market funds typically invest in government securities, ce ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Checking Account
A transaction account, also called a checking account, chequing account, current account, demand deposit Demand deposits or checkbook money are funds held in demand accounts in commercial banks. These account balances are usually considered money and form the greater part of the narrowly defined money supply of a country. Simply put, these are depo ... account, or share draft account at credit unions, is a deposit account held at a bank or other financial institution. It is available to the account owner "on demand" and is available for frequent and immediate access by the account owner or to others as the account owner may direct. Access may be in a variety of ways, such as cash withdrawals, use of debit cards, cheques (checks) and electronic transfer. In economic terms, the funds held in a transaction account are regarded as liquidity, liquid funds. In accounting terms, they are considered as cash and cash equivalents, cash. Transaction accounts are known by a variety of des ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Swansea, Illinois
Swansea is a village in St. Clair County, Illinois. It is a part of the St. Louis metropolitan area and Metro East in southern Illinois. It is surrounded by the communities of Fairview Heights, Belleville, O’Fallon, and Shiloh. The population was 13,430 at the 2010 census, an increase from 10,579 in 2000. History In the late 19th century the area that is now Swansea was a mix of farming and commerce. It was home to underground coal mines, foundries, brickyards, and the Gundlach Drill Works, manufacturers of the most efficient grain drills of that era. The early residents were fiercely independent and bent on conducting their own affairs. When the municipality that sat on their doorstep reached out to annex their lands and businesses they decided to start their own community. On November 27, 1886, a group of 35 area residents petitioned the county government "that they are desirous of having said territory organized as a village...That the name of the proposed village ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Granite City, Illinois
Granite City is a city in Madison County, Illinois, United States, within the Greater St. Louis metropolitan area. The population was 27,549 at the 2020 census, making it the third-largest city in the Metro East and Southern Illinois regions, behind Belleville and O'Fallon. Officially founded in 1896, Granite City was named by the Niedringhaus brothers, William and Frederick, who established it as a steel making company town for the manufacture of kitchen utensils made to resemble granite. History Early settlement The area was settled much earlier than Granite City's official founding. In the early 19th century, settlers began to farm the rich fertile grounds to the east of St. Louis. Around 1801, the area saw the establishment of Six Mile Settlement, a farming area that occupied the area of present-day Granite City, six miles (10 km) from St. Louis. Soon after, around 1806, the National Road was to be constructed through the area, but it was never completed. By 1817, ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Glen Carbon
Glen Carbon is a village in Madison County, Illinois, United States, northeast of St. Louis. The population was 13,842 at the 2020 census. History In 1801, Colonel Samuel Judy received a military grant for of land near the base of the bluffs, just north of Judy Creek, and became one of the first permanent settlers of Madison County. The land was called Goshen Settlement, after the biblical land of Goshen. It was renamed Glen Carbon to reflect its coal mining heritage. Glen Carbon was incorporated as a village in 1892. It operated many coal mines until the last one shut down in 1934. Another industry was the St. Louis brick company, which burned down in the 1930s; then, right after being rebuilt, it burned down and was never rebuilt again. Glen Carbon residents served during World War I. The city's Doughboy statue, which honors the sacrifice made by two of its residents, has been selected as part of a national competition for restoration as part of the nation's World War I cent ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bethalto
Bethalto is a village located in Madison County, Illinois, United States. Bethalto, like the rest of Madison County, is part of the Illinois Metro East portion of the Greater St. Louis metropolitan area. Early in its history, the village was a railway town along the Terre Haute and Alton Railroad. In the 19th century, industry in the town included milling of grain from local farms and coal mining. In the early 20th century, the railroad was rerouted to go through nearby Edwardsville. By the mid 20th century, the rail industry had pulled out entirely and the village became known as a bedroom town. At the 2020 census, the population of Bethalto was 9,310. History Toponymy The name Bethalto is commonly believed to be derived from Bethel (the original name of the town) and nearby Alton. The name Bethel came from the first church located in the area, with the Post Office Department requiring it to change its name to avoid confusion with the Clay County village of Bethel. E ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Edwardsville, Illinois
Edwardsville is a city in and the county seat of Madison County, Illinois, and is a suburb of St. Louis St. Louis () is the second-largest city in Missouri, United States. It sits near the confluence of the Mississippi and the Missouri Rivers. In 2020, the city proper had a population of 301,578, while the bi-state metropolitan area, which e .... As of the 2020 United States Census, 2020 census, the population was 26,808. The city was named in honor of Ninian Edwards, then Governor of the Illinois Territory. Southern Illinois University Edwardsville, the Edwardsville Arts Center, the ''Edwardsville Journal'', the ''Madison County Record'', and the ''Edwardsville Intelligencer'' are based here. Edwardsville High School and Metro-East Lutheran High School serve students in the area. Edwardsville also serves as the headquarters for Prairie Farms Dairy one of the largest dairy cooperatives in the United States and ranked in the top 10 of the largest privately held companies ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Belleville, Illinois
Belleville is a city and the county seat of St. Clair County, Illinois, coterminous with the now defunct Belleville Township. It is also the seat of the Roman Catholic Diocese of Belleville and the National Shrine of Our Lady of the Snows. The population was 44,478 according to the Census Bureau's 2010 data, making it the largest city in the state south of Springfield. Belleville is the eighth-most populated city in the state outside the Chicago metropolitan area, and the most-populated city in southern Illinois and in the Metro-East region of the St. Louis Metropolitan Area. Due to its proximity to Scott Air Force Base, the population receives a boost from military and federal civilian personnel, defense contractors, and military retirees. History George Blair named the city of Belleville in 1814. Because Blair donated an acre of his land for the town square and an additional adjoining the square for the new county seat, the legislature transferred the county seat from th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
