Student Price Card
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Student Price Card
The Student Price Card, also known as SPC Card, is a student loyalty discount program in Canada offering discounts and deals on items such as fashion, food, shoes, and travel and more. Students show their SPC Card at participating locations to receive instant savings every time they shop. Offers vary by participating partner locations. The program's membership include elementary through post-secondary level students throughout Canada. The program has a reported 1,100,000 members and 450+ participating retail chains. Banking partner Since August 2019CIBCis the banking partner for SPC. Students with an eligible bank account or credit product receive free SPC membership. The company previously partnered with BMO Bank of Montreal for a BMO SPC MasterCard, offering either Air Miles or cash back for credit card purchases, in addition to no annual fee and a free S SPC membership. The credit card can no longer be used for SPC benefits after November 30, 2019. In popular culture On ...
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Vaughan
Vaughan () (2021 population 323,103) is a city in Ontario, Canada. It is located in the Regional Municipality of York, just north of Toronto. Vaughan was the fastest-growing municipality in Canada between 1996 and 2006 with its population increasing by 80.2% during this time period and having nearly doubled in population since 1991. It is the fifth-largest city in the Greater Toronto Area, and the 17th-largest city in Canada. Toponymy The township was named after Benjamin Vaughan, a British commissioner who signed a peace treaty with the United States in 1783. History In the late pre-contact period, the Huron-Wendat people populated what is today Vaughan. The Skandatut ancestral Wendat village overlooked the east branch of the Humber River (Pine Valley Drive) and was once home to approximately 2,000 Huron in the sixteenth century. The site is close to a Huron ossuary (mass grave) uncovered in Kleinburg in 1970, and one kilometre north of the Seed-Barker Huron site. The first ...
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Canada
Canada is a country in North America. Its ten provinces and three territories extend from the Atlantic Ocean to the Pacific Ocean and northward into the Arctic Ocean, covering over , making it the world's second-largest country by total area. Its southern and western border with the United States, stretching , is the world's longest binational land border. Canada's capital is Ottawa, and its three largest metropolitan areas are Toronto, Montreal, and Vancouver. Indigenous peoples have continuously inhabited what is now Canada for thousands of years. Beginning in the 16th century, British and French expeditions explored and later settled along the Atlantic coast. As a consequence of various armed conflicts, France ceded nearly all of its colonies in North America in 1763. In 1867, with the union of three British North American colonies through Confederation, Canada was formed as a federal dominion of four provinces. This began an accretion of provinces an ...
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Discounts And Allowances
Discounts and allowances are reductions to a basic price of goods or services. They can occur anywhere in the distribution channel, modifying either the manufacturer's list price (determined by the manufacturer and often printed on the package), the retail price (set by the retailer and often attached to the product with a sticker), or the list price (which is quoted to a potential buyer, usually in written form). There are many purposes for discounting, including to increase short-term sales, to move out-of-date stock, to reward valuable customers, to encourage distribution channel members to perform a function, or to otherwise reward behaviors that benefit the discount issuer. Some discounts and allowances are forms of sales promotion. Many are price discrimination methods that allow the seller to capture some of the consumer surplus. Types The most common types of discounts and allowances are listed below. Dealing with payment Prompt payment discount ''Trade discounts ...
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Retail Chains
A chain store or retail chain is a retail outlet in which several locations share a brand, central management and standardized business practices. They have come to dominate the retail and dining markets and many service categories, in many parts of the world. A franchise retail establishment is one form of chain store. In 2005, the world's largest retail chain, Walmart, became the world's largest corporation based on gross sales. History In 1792, Henry Walton Smith and his wife Anna established W.H. Smith as a news vending business in London that would become a national concern in the mid-19th century under the management of their grandson William Henry Smith. The world's oldest national retail chain, the firm took advantage of the railway boom during the Industrial Revolution by opening news-stands at railway stations beginning in 1848. The firm, now called WHSmith, had more than 1,400 locations as of 2017. In the U.S., chain stores likely began with J. Stiner & Company, ...
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Bank Of Montreal
The Bank of Montreal (BMO; french: Banque de Montréal, link=no) is a Canadian multinational investment bank and financial services company. The bank was founded in Montreal, Quebec, in 1817 as Montreal Bank; while its head office remains in Montreal, the operational headquarters and executive offices have been located in Toronto, Ontario since 1977. One of the Big Five banks in Canada, it is the fourth-largest bank in Canada by market capitalization and assets, and one of the eight largest banks in North America and the top 50 in the world. It is commonly known by its ticker symbol BMO (pronounced ), on both the Toronto Stock Exchange and the New York Stock Exchange. In October 2021, it had CA$634 billion in assets under administration (AUA). The Bank of Montreal swift code is BOFMCAM2 and the institution number is 001. On 23 June 1817, John Richardson and eight merchants signed the Articles of Association to establish the Montreal Bank in a rented house in Montreal, Quebec ...
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Air Miles
Air Miles is a group of loyalty programs operated by different companies in each region where the brand operates. The programs are available in Canada, the Netherlands and the Middle East. Points are earned on purchases at participating merchants and can be redeemed against flights with specific airlines. History The Air Miles concept was created by Sir Keith Mills, and began operating in the UK in November 1988. British company Loyalty Management Group (LMG) operated the program and licensed the rights to it in other countries to other operators. LMG was later acquired by Canadian firm Group Aeroplan, now Aimia, which retains the intellectual property associated with the Air Miles name and logo internationally, and is the majority partner in the Air Miles program in the Middle East. In all other countries in which Air Miles programs operate, Aimia is the licensor and is not involved in program operation. In Canada, Air Miles competes directly with Aimia's former program, A ...
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Drake (musician)
Aubrey Drake Graham ( ; born October 24, 1986) is a Canadian rapper and singer. An influential figure in contemporary popular music, Drake has been credited for popularizing singing and R&B sensibilities in hip hop. He gained recognition by starring as Jimmy Brooks in the CTV teen drama series '' Degrassi: The Next Generation'' (2001–08) and subsequently pursued a career in music releasing his debut mixtape '' Room for Improvement'' in 2006. He released the mixtapes ''Comeback Season'' (2007) and '' So Far Gone'' (2009) before signing with Young Money Entertainment. Drake's first three albums, ''Thank Me Later'' (2010), '' Take Care'' (2011) and ''Nothing Was the Same'' (2013), were all critical successes and propelled him to the forefront of hip hop. His fourth album, ''Views'' (2016), saw exploration of dancehall and stood atop the ''Billboard'' 200 for 13 non-consecutive weeks, making it the first album by a male artist to do so in over a decade, and featured the cha ...
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For All The Dogs
''For All the Dogs'' is the eighth studio album by Canadian rapper Drake. It was released through OVO Sound and Republic Records on October 6, 2023. The album features guest appearances from Teezo Touchdown, 21 Savage, J. Cole, Yeat, SZA, PartyNextDoor, Chief Keef, Bad Bunny, Sexyy Red, and Lil Yachty. Production was handled by Drake, Teezo Touchdown, and Lil Yachty themselves, along with 40, Sango, Oz, Bnyx, Southside, Boi-1da, Vinylz, Tay Keith, FnZ, Jahaan Sweet, the late DJ Screw, Stwo, Gordo, Justin Raisen, and the Alchemist, among others. The ''Scary Hours'' edition of the album was released on November 17, 2023, containing six additional tracks. The album was supported by five singles: " Slime You Out", " 8AM in Charlotte", " Rich Baby Daddy", "First Person Shooter" and " You Broke My Heart" for the ''Scary Hours'' edition. It follows both of Drake's albums that were released in 2022: his seventh studio album, ''Honestly, Nevermind'', and his collaborative studio al ...
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Companies Based In Vaughan
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial pe ...
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Customer Loyalty Programs In Canada
In sales, commerce, and economics, a customer (sometimes known as a client, buyer, or purchaser) is the recipient of a good, service, product or an idea - obtained from a seller, vendor, or supplier via a financial transaction or exchange for money or some other valuable consideration. Etymology and terminology Early societies relied on a gift economy based on favours. Later, as commerce developed, less permanent human relations were formed, depending more on transitory needs rather than enduring social desires. Customers are generally said to be the purchasers of goods and services, while clients are those who receive personalized advice and solutions. Although such distinctions have no contemporary semantic weight, agencies such as law firms, film studios, and health care providers tend to prefer ''client'', while grocery stores, banks, and restaurants tend to prefer '' customer'' instead. Clients The term client is derived from Latin ''clients'' or ''care'' meaning " ...
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