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SpareBank 1
SpareBank 1 is a Norwegian alliance and brand name for a group of savings banks. The alliance is organised through the holding company ''SpareBank 1 Gruppen AS'' owned by the participating banks. In total the alliance is Norway's second largest bank with total assets of NOK 625 billion, 352 branches and 6300 employees. The alliance has its head office in Oslo, Norway. The banks in the SpareBank 1 Alliance distribute SpareBank 1 groups' products and collaborate in key areas such as brands, work processes, expertise development, IT operations and system development. Companies in the group include the mutual fund company ODIN Forvaltning, the life insurance company ''SpareBank 1 Livsforsikring'', the insurance company ''SpareBank 1 Skadeforsikring'', the credit card company ''SpareBank 1 Medlemskort'', ''SpareBank 1 Utvikling'', the commercial bank ''Bank 1 Oslo'', the car finance company ''SpareBank 1 Bilplan'' (19.9%) and the securities company ''First Securities'' (24.5%). Histo ...
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Sparebanken Hedmark
SpareBank 1 Østlandet is the fourth largest Norway, Norwegian savings bank and is based in eastern Norway. The bank´s major market is in the counties of Innlandet, Oslo and Viken. The company head office is situated in Hamar, and the bank has 37 branches in its market area. SpareBank 1 Østlandet is part of the SpareBank 1 alliance. SpareBank 1 Østlandet´s equity certificate was listed at Oslo Stock Exchange at the 13th of June 2017 with the ticker SPOL. SpareBank 1 Østlandet was the first Norwegian bank to share its profit by paying customer dividends. Member of the business alliance, alliance Sparebank 1, SpareBank 1 holding 12,4 % ownership of Sparebank 1 Gruppen AS, 2019. Subsidiaries: * Estate agency (EiendomsMegler 1 Innlandet AS) * Estate agency (EiendomsMegler 1 Oslo Akershus AS) * Leasing and asset financing (SpareBank 1 Finans Østlandet AS) * Accounting and consultancy chain (TheVIT AS) History The bank has its roots back to 1845, and today's modern bank is a re ...
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Aksjeselskap
''Aksjeselskap'' is the Norwegian term for a stock-based company. It is usually abbreviated AS, historically often written as A/S. An AS is always a limited company, i.e. the owners cannot be held liable for any debt beyond the stock capital. Public companies are called Allmennaksjeselskap (ASA), while companies without limited liability are called '' Ansvarlig selskap'' (ANS). All AS companies must have a stock capital of at least NOK 30,000. In addition, they must have a board of directors, depending on the size of turnover, balance sheet total or number of employees, an auditor. They may appoint a managing director (MD) or chief executive (CEO). If the company has assets exceeding NOK 3 million, the board must have at least three members and cannot be chaired by the MD/CEO. Practically all Norwegian companies have a fiscal year from January to December, but some foreign subsidiaries may have a different fiscal year, as is allowed, to match the parent corporation. The ASA ...
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ODIN Forvaltning
ODIN Fund Management is one of the largest Norwegian mutual fund A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. The term is typically used in the United States, Canada, and India, while similar structures across the globe include the SICAV i ...s managers, established in 1990 under the name Independent Fund Management. The name was changed to ODIN Forvaltning in 1992. The equity funds ODIN Norge and ODIN Norden are among the top ten of Norwegian funds, both in terms of number of retail customers and assets under management, and both have been cited as previously delivering impressive returns by domestic media, alongside several of their smaller funds. The company is one of the largest fund managers in Norway, which from 2012 to 2015 increased total assets from NOK 25 to 40 billion. References External links * http://www.odinfundmanagement.com/ SpareBank 1 Investment management companies of Norway 199 ...
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SpareBank 1 Ringerike Hadeland
SpareBank 1 Ringerike Hadeland is a Norwegian savings bank, headquartered in Hønefoss, Norway. The bank's main market is Ringerike (municipality), Ringerike in Buskerud and the Hadeland district of Oppland. The history of the bank goes back to 4 August 1833 with the establishment of Ringerikes Sparebank. References

{{Authority control Banks of Norway SpareBank 1 Companies based in Buskerud Banks established in 2010 Companies listed on the Oslo Stock Exchange Norwegian companies established in 2010 ...
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SpareBank 1 Østfold Akershus
SpareBank 1 Østfold Akershus is a Norwegian savings bank, headquartered in Moss, Norway. The banks main market is Østfold and Akershus. The history of the bank can be traced back to 1835. References

{{DEFAULTSORT:SpareBank 1 Ostfold Akershus Banks of Norway SpareBank 1 Companies based in Østfold Banks established in 2011 Companies listed on the Oslo Stock Exchange ...
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SpareBank 1 BV
SpareBank 1 BV was a Norwegian savings bank, headquartered in Sandefjord, Norway. The banks main market was Buskerud and Vestfold Vestfold is a traditional region, a former county and a current electoral district in Eastern Norway. In 2020 the county became part of the much larger county of Vestfold og Telemark. Located on the western shore of the Oslofjord, it bordered t .... The banks history can be traced back to 1883 with the establishment of Sandsvær Sparebank. Sparebank 1 BV was merged with Sparebank 1 Telemark on 1 June 2021. References {{Authority control SpareBank 1 Banks of Norway Companies based in Sandefjord Banks established in 2008 Companies listed on the Oslo Stock Exchange ...
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Labor Union
A trade union (labor union in American English), often simply referred to as a union, is an organization of workers intent on "maintaining or improving the conditions of their employment", ch. I such as attaining better wages and benefits (such as holiday, health care, and retirement), improving working conditions, improving safety standards, establishing complaint procedures, developing rules governing status of employees (rules governing promotions, just-cause conditions for termination) and protecting the integrity of their trade through the increased bargaining power wielded by solidarity among workers. Trade unions typically fund their head office and legal team functions through regularly imposed fees called ''union dues''. The delegate staff of the trade union representation in the workforce are usually made up of workplace volunteers who are often appointed by members in democratic elections. The trade union, through an elected leadership and bargaining committee, b ...
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Akershus
Akershus () is a traditional region and current electoral district in Norway, with Oslo as its main city and traditional capital. It is named after the Akershus Fortress in Oslo. From the middle ages to 1919, Akershus was a fief and main county that included most of Eastern Norway, and from the 17th century until 2020, Akershus also had a more narrow meaning as a (sub) county that included most of the Greater Oslo Region. After 2020 the former county of Akershus was merged into Viken along with the former counties of Østfold and Buskerud. In 2022 the Storting voted to dissolve Viken and reestablish Akershus county. Originally Akershus was one of four main fiefs in Norway and included almost all of Eastern Norway. The original Akershus became a main county (''Stiftamt'' or ''Stift'') in 1662 and was sometimes also known as ''Christiania Stift''. It included several subcounties (''Amt'' or ''Underamt''); in 1682 its most central areas, consisting of modern Oslo and Akershus, beca ...
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Real Estate Agent
A real estate agent or real estate broker is a person who represents sellers or buyers of real estate or real property. While a broker may work independently, an agent usually works under a licensed broker to represent clients. Brokers and agents are licensed by the state to negotiate sales agreements and manage the documentation required for closing real estate transactions. Buyers and sellers are generally advised to consult a licensed real estate professional for a written definition of an individual state's laws of agency. Many states require written disclosures to be signed by all parties outlining the duties and obligations. Generally, real estate brokers or agents fall into four categories of representation: *Seller's agents, commonly called "listing brokers" or "listing agents", are contracted by owners to assist with marketing property for sale or lease. *Buyer's agents are brokers or salespersons who assist buyers by helping them purchase property. *Dual agents help ...
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FöreningsSparbanken
Swedbank AB () is a Nordic- Baltic banking group based in Stockholm, Sweden, offering retail banking, asset management, financial, and other services. In 2019 Swedbank had 900,000 private and 130,000 corporate clients and a 60% market share of Estonia’s payments.Swedbank chief sacked amid money laundering scandal
Guardian 28.3.2019


History

The first Swedish savings bank was founded in Gothenburg in 1820. In 1992, a number of local savings banks merged to create Sparbanken Sverige ("Savings Bank Sweden"). In 1995, this bank was listed on the



Sweden
Sweden, formally the Kingdom of Sweden,The United Nations Group of Experts on Geographical Names states that the country's formal name is the Kingdom of SwedenUNGEGN World Geographical Names, Sweden./ref> is a Nordic country located on the Scandinavian Peninsula in Northern Europe. It borders Norway to the west and north, Finland to the east, and is connected to Denmark in the southwest by a bridgetunnel across the Öresund. At , Sweden is the largest Nordic country, the third-largest country in the European Union, and the fifth-largest country in Europe. The capital and largest city is Stockholm. Sweden has a total population of 10.5 million, and a low population density of , with around 87% of Swedes residing in urban areas in the central and southern half of the country. Sweden has a nature dominated by forests and a large amount of lakes, including some of the largest in Europe. Many long rivers run from the Scandes range through the landscape, primarily ...
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Life Insurance
Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person (often the policyholder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policyholder typically pays a premium, either regularly or as one lump sum. The benefits may include other expenses, such as funeral expenses. Life policies are legal contracts and the terms of each contract describe the limitations of the insured events. Often, specific exclusions written into the contract limit the liability of the insurer; common examples include claims relating to suicide, fraud, war, riot, and civil commotion. Difficulties may arise where an event is not clearly defined, for example, the insured knowingly incurred a risk by consenting to an experimental m ...
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