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Scratchcard
A scratchcard (also called a scratch off, scratch ticket, scratcher, scratchum, scratch-it, scratch game, scratch-and-win, instant game, instant lottery, scratchie, lot scrots, or scritchies) is a card designed for competitions, often made of thin cardstock or plastic to conceal PINs, where one or more areas contain concealed information which can be revealed by scratching off an opaque covering. Applications include cards sold for gambling (especially lottery games and quizzes), free-of-charge cards for quizzes, fraudulent free cards encouraging calls to premium rate phone services, and to conceal confidential information such as PINs for telephone calling cards (otherwise known as recharge cards) and other prepaid services. In some cases, the entire scratchable area needs to be scratched to see whether a prize has been won—the card is printed either to be a winner or not—or to reveal the secret code; the result does not depend upon what portions are scratched off. In ...
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Gambling
Gambling (also known as betting or gaming) is the wagering of something of Value (economics), value ("the stakes") on a Event (probability theory), random event with the intent of winning something else of value, where instances of strategy (game theory), strategy are discounted. Gambling thus requires three elements to be present: consideration (an amount wagered), risk (chance), and a prize. The outcome of the wager is often immediate, such as a single roll of dice, a spin of a roulette wheel, or a horse crossing the finish line, but longer time frames are also common, allowing wagers on the outcome of a future sports contest or even an entire sports season. The term "gaming" in this context typically refers to instances in which the activity has been specifically permitted by law. The two words are not mutually exclusive; ''i.e.'', a "gaming" company offers (legal) "gambling" activities to the public and may be regulated by one of many gaming control boards, for example, the ...
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Latex
Latex is an emulsion (stable dispersion) of polymer microparticles in water. Latexes are found in nature, but synthetic latexes are common as well. In nature, latex is found as a milky fluid found in 10% of all flowering plants (angiosperms). It is a complex emulsion that coagulates on exposure to air, consisting of proteins, alkaloids, starches, sugars, oils, tannins, resins, and gums. It is usually exuded after tissue injury. In most plants, latex is white, but some have yellow, orange, or scarlet latex. Since the 17th century, latex has been used as a term for the fluid substance in plants, deriving from the Latin word for "liquid". It serves mainly as defense against herbivorous insects. Latex is not to be confused with plant sap; it is a distinct substance, separately produced, and with different functions. The word latex is also used to refer to natural latex rubber, particularly non- vulcanized rubber. Such is the case in products like latex gloves, latex ...
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John Koza
John R. Koza is a computer scientist and a former adjunct professor at Stanford University, most notable for his work in pioneering the use of genetic programming for the optimization of complex problems. Koza co-founded Scientific Games Corporation, a company which builds computer systems to run state lotteries in the United States. John Koza is also credited with being the creator of the ' scratch card' with the help of retail promotions specialist Daniel Bower. Koza was born in 1944 and earned a bachelor's degree in computer science from the University of Michigan, being the second person to ever earn a bachelor's degree in computer science. He earned a doctoral degree in computer science from the University of Michigan in 1972. Koza was featured in Popular Science for his work on evolutionary programming that alters its own code to find far more complex solutions. The machine, which he calls the "invention machine", has created antennae, circuits, and lenses, and has rece ...
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Scratch Game
Scratch or scratching may refer to: Science and technology * Scratch (programming language), an educational programming language developed by MIT Media Lab * Scratch space, space on the hard disk drive that is dedicated for only temporary storage * Scratching, a technique used in recrystallization * Scratch reflex, a response to activation of sensory neurons * "Scratches", a synonym for mud fever, an infection occurring in horses Arts, entertainment, and media Fictional characters * Scratch (robot), in the TV show ''Adventures of Sonic the Hedgehog'' * Scratch, a fictional character from the ''Gobots'' series * Scratch, a fictional character (who is the titular ghost) in the animated series television '' The Ghost and Molly McGee'' Films * ''Scratch'' (2001 film), a documentary about disc jockeys and hip-hop culture * ''Scratch'' (2008 film), a Polish drama film * ''Scratch'' (2010 film), a short film produced by Breakthru Films * ''Scratch'' (2015 film), a Canadia ...
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Uniform Commercial Code
The Uniform Commercial Code (UCC), first published in 1952, is one of a number of Uniform Acts that have been established as law with the goal of harmonizing the laws of sales and other commercial transactions across the United States through UCC adoption by all 50 states, the District of Columbia, and the Territories of the United States. While largely successful at achieving this ambitious goal, some U.S. jurisdictions (e.g., Louisiana and Puerto Rico) have not adopted all of the articles contained in the UCC, while other U.S. jurisdictions (e.g., American Samoa) have not adopted any articles in the UCC. Also, adoption of the UCC often varies from one U.S. jurisdiction to another. Sometimes this variation is due to alternative language found in the official UCC itself. At other times, adoption of revisions to the official UCC contributes to further variation. Additionally, some jurisdictions deviate from the official UCC by tailoring the language to meet their unique needs an ...
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Statistics
Statistics (from German: '' Statistik'', "description of a state, a country") is the discipline that concerns the collection, organization, analysis, interpretation, and presentation of data. In applying statistics to a scientific, industrial, or social problem, it is conventional to begin with a statistical population or a statistical model to be studied. Populations can be diverse groups of people or objects such as "all people living in a country" or "every atom composing a crystal". Statistics deals with every aspect of data, including the planning of data collection in terms of the design of surveys and experiments.Dodge, Y. (2006) ''The Oxford Dictionary of Statistical Terms'', Oxford University Press. When census data cannot be collected, statisticians collect data by developing specific experiment designs and survey samples. Representative sampling assures that inferences and conclusions can reasonably extend from the sample to the population as a whole. An ex ...
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Sweepstakes
A sweepstake is a type of contest where a prize or prizes may be awarded to a winner or winners. Sweepstakes began as a form of lottery that were tied to products sold. In response, the FCC and FTC refined U.S. broadcasting laws (creating the anti-lottery laws). Under these laws sweepstakes became strictly "No purchase necessary to enter or win" and "A purchase will not increase your chances of winning", especially since many sweepstakes companies skirted the law by stating only "no purchase necessary to enter", removing the consideration (one of the three legally required elements of gambling) to stop abuse of sweepstakes. Today, sweepstakes in the United States are used as marketing promotions to reward existing consumers and to draw attention to a product. By definition, the winner is determined by pure random chance rather than skill. Marketing Sweepstakes with large grand prizes tend to attract more entries regardless of the odds of winning. Therefore, the value of smal ...
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Litter
Litter consists of waste products that have been discarded incorrectly, without consent, at an unsuitable location. Litter can also be used as a verb; to litter means to drop and leave objects, often man-made, such as aluminum cans, paper cups, food wrappers, cardboard boxes or plastic bottles on the ground, and leave them there indefinitely or for other people to dispose of as opposed to disposing of them correctly. Large and hazardous items of rubbish such as tires, electrical appliances, electronics, batteries and large industrial containers are sometimes dumped in isolated locations, such as national forests and other public lands. It is a human impact on the environment and remains a serious environmental problem in many countries. Litter can exist in the environment for long periods of time before decomposition and be transported over large distances into the world's oceans. Litter can affect the quality of life. Cigarette butts are the most littered item in the ...
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Bearer Instrument
A bearer instrument is a document that entitles the holder of the document to rights of ownership or title to the underlying property, such as shares or bonds. Unlike normal registered instruments, no record is kept of who owns bearer instruments or of transactions involving transfer of ownership, enabling the owner, as well as a purchaser, to deal with the property anonymously. Whoever physically holds the bearer document is assumed to be the owner of the property, and the rights arising therefrom, such as dividends. Bearer instruments are used especially by investors and corporate officers who wish to retain anonymity. The OECD in a 2003 report concluded that the use of bearer shares is "perhaps the single most important (and perhaps the most widely used) mechanism" to protect the anonymity of a ship's beneficial owner.OECD 2003, p. 8. Physically possessing a bearer share accords ownership of the corporation, which in turn owns the asset. There is no requirement for reporting t ...
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Online Scratch Card
Online scratch cards are the on-line version of the lottery scratch cards that are usually purchased at stands. Online scratch cards are played by clicking on designated areas to reveal information used to determine the card’s prize value. The company providing the game is responsible for determining the chance of winning. Online scratch cards are sanctioned by the National Lottery in the United Kingdom. Types of card The cards can be divided into two groups: web-based scratch cards and download-based scratch cards; some companies offer both. Web-based online scratch cards These are the most common form. For these, the website users may directly play without loading any software to the local computer. Games are presented in the browser plugin Flash and require browser support for this plugin. The latest technology also allows for non-lottery usage such as virtual fundraisers where the online scratch card is used to attract attention to a cause and to act as a vehicle for dona ...
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Pull-tab
A pull-tab is a gambling ticket for a pull-tab game. Other names for the game include Break-Opens, Nevada Tickets, Cherry Bells, Lucky 7s, Pickle Cards, Instant Bingo, Bowl Games, or Popp-Opens. Physical pull-tab tickets are multi-layered paper tickets containing symbols hidden behind perforated tabs. The player opens the perforated windows on the ticket to reveal a winning combination. The player turns in the winning ticket for a prize. Electronic analogues have also been created. Description A game manager operates the game by selling tickets and distributing prizes. The tickets may be provided by mechanical pull-tab dispensers. Several different games may be offered for sale at any one time; each may have different prices and payouts. Pull-tabs are typically sold for 25¢, 50¢, $1, $2, $3, and $5 and have prizes as high as $5,000. Pull tab games are relatively unique among wagering games in that each game, when new, has a predetermined quantity of tickets/chances, which ...
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Bingo Card
Bingo or B-I-N-G-O may refer to: Arts and entertainment Gaming * Bingo, a game using a printed card of numbers ** Bingo (British version), a game using a printed card of 15 numbers on three lines; most commonly played in the UK and Ireland ** Bingo (American version), a game using a printed card of numbers in a five-by-five grid; most commonly played in the US and Canada * ''Bingo'' (card game), named by analogy to the game ''Bingo'' * Bingo (''Scrabble''), a term used in the game ''Scrabble'' in North America, for playing all seven of one's tiles Characters * Bingo, a character on the 1968–1970 television series '' The Banana Splits'' * Bingo "Bet-it-all" Beaver, one of the main characters from '' The Get Along Gang'' * Bingo Brown, the preteen protagonist of four novels by Betsy Byars * Bingo Little, a character in a number of books by comic author P. G. Wodehouse * Bingo Long, the title character of '' The Bingo Long Traveling All-Stars & Motor Kings'' (1976), a basebal ...
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