Slave Insurance In The United States
Slave insurance in the United States became an increasingly significant industry after the Act Prohibiting Importation of Slaves, a federal law which took effect in 1808, prevented any new slaves from being imported to the U.S. Existing slaves, especially skilled workers, therefore became more valuable, and were often rented out to businesses; slave owners insured against the death or loss of these rented-out slaves. Industries which rented insured skilled slaves from their owners included blacksmithing, carpentry, railroad construction, coal mining, and steamboat operations, and insured rented slaves also included firemen and cooks. Chinese slaves, called "coolies", were also insured. The subject of slave insurance in the United States has become a matter of historical and legislative interest. In the history of slavery in the United States, a number of insurance companies wrote policies insuring slave owners against the loss, damage, or death of their slaves. The fact that a numb ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Act Prohibiting Importation Of Slaves
The Act Prohibiting Importation of Slaves of 1807 (, enacted March 2, 1807) is a United States federal law that provided that no new slaves were permitted to be imported into the United States. It took effect on January 1, 1808, the earliest date permitted by the United States Constitution. This legislation was promoted by President Thomas Jefferson, who called for its enactment in his 1806 State of the Union Address. He and others had promoted the idea since the 1770s. It reflected the force of the general trend toward abolishing the international slave trade which Virginia, followed by all the other states, had prohibited or restricted since then. South Carolina, however, had reopened its trade. Congress first regulated against the trade in the Slave Trade Act of 1794. The 1794 Act ended the legality of American ships participating in the trade. The 1807 law did not change that—it made all importation from abroad, even on foreign ships, a federal crime. The domestic slave ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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California Department Of Insurance
The California Department of Insurance (CDI), established in 1868, is the agency charged with overseeing insurance regulations, enforcing statutes mandating consumer protections, educating consumers, and fostering the stability of insurance markets in California. The CDI has authority over how the insurance industry conducts business within California, and licenses and regulates the rates and practices of insurance companies, agents, and brokers in the state. CDI has over 1,300 employees charged with the responsibility of protecting consumer interests. Its budget is primarily derived from funds generated by license fees, assessments, and Proposition 103 recoupment fees. The CDI licenses over 1,500 insurance companies and more than 320,000 insurance agents and insurance brokers in the state of California, United States. The current California Insurance Commissioner is Ricardo Lara. History In the early 1900s, the California State Legislature transformed the CDI into a law en ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Types Of Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by o ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Insurance In The United States
Insurance in the United States refers to the market for risk in the United States, the world's largest insurance market by premium volume. According to Swiss Re, of the $6.287 trillion of global direct premiums written worldwide in 2020, $2.530 trillion (40.3%) were written in the United States. Insurance, generally, is a contract in which the insurer agrees to compensate or indemnify another party (the insured, the policyholder or a beneficiary) for specified loss or damage to a specified thing (e.g., an item, property or life) from certain perils or risks in exchange for a fee (the insurance premium). For example, a property insurance company may agree to bear the risk that a particular piece of property (e.g., a car or a house) may suffer a specific type or types of damage or loss during a certain period of time in exchange for a fee from the policyholder who would otherwise be responsible for that damage or loss. That agreement takes the form of an insurance policy. Histor ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Slavery In The United States
The legal institution of human chattel slavery, comprising the enslavement primarily of Africans and African Americans, was prevalent in the United States of America from its founding in 1776 until 1865, predominantly in the South. Slavery was established throughout European colonization in the Americas. From 1526, during early colonial days, it was practiced in what became Britain's colonies, including the Thirteen Colonies that formed the United States. Under the law, an enslaved person was treated as property that could be bought, sold, or given away. Slavery lasted in about half of U.S. states until abolition. In the decades after the end of Reconstruction, many of slavery's economic and social functions were continued through segregation, sharecropping, and convict leasing. By the time of the American Revolution (1775–1783), the status of enslaved people had been institutionalized as a racial caste associated with African ancestry. During and immediately ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Journal Of The Early Republic
The ''Journal of the Early Republic'' is a quarterly peer-reviewed academic journal which focuses on the early culture and history of the United States from 1776–1861. The journal is published by the University of Pennsylvania Press The University of Pennsylvania Press (or Penn Press) is a university press affiliated with the University of Pennsylvania located in Philadelphia, Pennsylvania. The press was originally incorporated with the Commonwealth of Pennsylvania on 26 M ... on behalf of the Society for Historians of the Early American Republic. The first issue published, Vol. 1, No. 1, was released in 1981. As of date, the current editors-in-chief are Andrew Shankman and Johann Neem. References {{reflist History of the United States journals Quarterly journals English-language journals Publications established in 1980 University of Pennsylvania Press academic journals Academic journals associated with learned and professional societies ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Zong Massacre
The ''Zong'' massacre was a mass killing of more than 130 African enslaved people by the crew of the British slaver ship ''Zong'' on and in the days following 29 November 1781. The William Gregson slave-trading syndicate, based in Liverpool, owned the ship as part of the Atlantic slave trade. As was common business practice, they had taken out insurance on the lives of the enslaved Africans as cargo. According to the crew, when the ship ran low on drinking water following navigational mistakes, the crew threw enslaved Africans overboard. After the slaver ship reached port at Black River, Jamaica, ''Zong''s owners made a claim to their insurers for the loss of the enslaved Africans. When the insurers refused to pay, the resulting court cases (''Gregson v Gilbert'' (1783) 3 Doug. KB 232) held that in some circumstances, the murder of enslaved Africans was legal and that insurers could be required to pay for those who had died. The jury found for the slavers but at a subsequent ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Sklavenkasse
The term Sklavenkasse (slave fund) was a travel and ransom insurance scheme designated to pay ransom for European seafarers who had been captured by Barbary Pirates in the Mediterranean and off the coasts of Western Europe and sold into the Barbary slave trade. Several North German free imperial cities set up their own slave funds which existed until the mid 19th century. The earliest slave funds were created in the 17th century by members of the Hanseatic League. Later, in the middle of the 18th century, seafarers and shipowners in neighbouring Denmark-Norway had to make compulsory contributions to a ransom insurance. The individual premiums were based on the seamen's rank and income. Hamburg Slave Fund The Free City of Hamburg's slave fund was created in 1624 by the Hamburg Admiralty, Hamburg's former harbour authority. The scheme was financed by all seamen embarking in Hamburg who, depending on their rank, had to pay a certain amount of their wages into the scheme. The asse ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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NAACP
The National Association for the Advancement of Colored People (NAACP) is a civil rights organization in the United States, formed in 1909 as an interracial endeavor to advance justice for African Americans by a group including W. E. B. Du Bois, Mary White Ovington, Moorfield Storey and Ida B. Wells. Leaders of the organization included Thurgood Marshall and Roy Wilkins. Its mission in the 21st century is "to ensure the political, educational, social, and economic equality of rights of all persons and to eliminate race-based discrimination". National NAACP initiatives include political lobbying, publicity efforts and litigation strategies developed by its legal team. The group enlarged its mission in the late 20th century by considering issues such as police misconduct, the status of black foreign refugees and questions of economic development. Its name, retained in accordance with tradition, uses the once common term ''colored people,'' referring to those with ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Jesse Jackson
Jesse Louis Jackson (né Burns; born October 8, 1941) is an American political activist, Baptist minister, and politician. He was a candidate for the Democratic presidential nomination in 1984 and 1988 and served as a shadow U.S. senator for the District of Columbia from 1991 to 1997. He is the founder of the organizations that merged to form Rainbow/PUSH. Former U.S. Representative Jesse Jackson Jr. is his eldest son. Jackson hosted ''Both Sides with Jesse Jackson'' on CNN from 1992 to 2000. Early life and education Jackson was born in Greenville, South Carolina, to Helen Burns (1924–2015), a 16-year-old high school student, and her 33-year-old married neighbor, Noah Louis Robinson (1908–1997). His ancestry includes Cherokee, enslaved African-Americans, Irish planters, and a Confederate sheriff. Robinson was a former professional boxer who was an employee of a textile brokerage and a well-known figure in the black community. One year after Jesse's birth, his mother ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Tom Hayden
Thomas Emmet Hayden (December 11, 1939October 23, 2016) was an American social and political activist, author, and politician. Hayden was best known for his role as an anti-war, civil rights, and intellectual activist in the 1960s, authoring the ''Port Huron Statement'' and standing trial in the Chicago Seven case. In later years, he ran for political office numerous times, winning seats in both the California Assembly and California Senate. At the end of his life he was the director of the Peace and Justice Resource Center in Los Angeles County. He was married to Jane Fonda for 17 years, and is the father of actor Troy Garity. Early life and activism Thomas Emmet Hayden was born in Royal Oak, Michigan, to parents of Irish ancestry, Genevieve Isabelle (née Garity) and John Francis Hayden. His father was a former Marine who worked for Chrysler as an accountant and was also a violent alcoholic. When Hayden was 10, his parents divorced, and his mother raised him. Hayden attende ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Foreign Policy
A State (polity), state's foreign policy or external policy (as opposed to internal or domestic policy) is its objectives and activities in relation to its interactions with other states, unions, and other political entities, whether bilaterally or through multilateralism, multilateral platforms.Foreign policy ''Encyclopedia Britannica'' (published January 30, 2020). The ''Encyclopedia Britannica'' notes that a government's foreign policy may be influenced by "domestic considerations, the policies or behaviour of other states, or plans to advance specific geopolitical designs." History The idea of long-term management of relationships followed the development of professional diplomatic corps that managed diplomacy. In the 18th century, due to extreme turbulence in History of Europe# ...[...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |