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Skipton Building Society
The Skipton Building Society was established in 1853 in Skipton, North Yorkshire, where it remains headquartered. It is the UK's 4th largest building society and has over 1 million members and 100 branches. Its most important subsidiary is the Connells estate agency which operates nationally out of over 500 branches. History The First Hundred Years The inaugural meeting of the Skipton Building Society took place in the Town Hall in May 1853. The initiative came from George Kendall, then a 23-year-old timber merchant, described as “a prominent Skipton townsman”. Kendall’s motivation appeared to be the advantage a building society would bring to the district and he sought out other local dignitaries in support. After the first Secretary’s short tenure, Samuel Farey was appointed to the position. At the time, Farey was a 30-year-old schoolteacher although in later years he became a substantial mill owner. The Centenary brochure credited Farey with laying “the firm fou ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mutual Organization
A mutual organization, or mutual society is an organization (which is often, but not always, a company or business) based on the principle of mutuality and governed by private law. Unlike a true cooperative, members usually do not contribute to the capital of the company by direct investment, but derive their right to profits and votes through their customer relationship. A mutual organization or society is often simply referred to as ''a mutual''. A mutual exists with the purpose of raising funds from its membership or customers (collectively called its ''members''), which can then be used to provide common services to all members of the organization or society. A mutual is therefore owned by, and run for the benefit of, its members – it has no external shareholders to pay in the form of dividends, and as such does not usually seek to maximize and make large profits or capital gains. Mutuals exist for the members to benefit from the services they provide and often do not pa ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Skipton Building Society - 11 Bond Street - Geograph
Skipton (also known as Skipton-in-Craven) is a market town and civil parish in the Craven district of North Yorkshire, England. Historically in the East Division of Staincliffe Wapentake in the West Riding of Yorkshire, it is on the River Aire and the Leeds and Liverpool Canal to the south of the Yorkshire Dales. It is situated north-west of Leeds and west of York. At the 2011 Census, the population was 14,623. The town was listed in the 2018 ''Sunday Times'' report on Best Places to Live in northern England. History The name Skipton means 'sheep-town', a northern dialect form of ''Shipton''. Its name derives from the Old English ''sceap'' (sheep) and ''tun'' (town or village).The name is recorded in the ''Domesday Book'' of 1086. It was important during the English Civil War and was the site of prisoner of war camps during the First and Second World Wars. Skipton Castle was built in 1090 as a wooden motte-and-bailey by Robert de Romille, a Norman baron. In the 12th c ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Organizations Established In 1853
An organization or organisation (Commonwealth English; see spelling differences), is an entity—such as a company, an institution, or an association—comprising one or more people and having a particular purpose. The word is derived from the Greek word ''organon'', which means tool or instrument, musical instrument, and organ. Types There are a variety of legal types of organizations, including corporations, governments, non-governmental organizations, political organizations, international organizations, armed forces, charities, not-for-profit corporations, partnerships, cooperatives, and educational institutions, etc. A hybrid organization is a body that operates in both the public sector and the private sector simultaneously, fulfilling public duties and developing commercial market activities. A voluntary association is an organization consisting of volunteers. Such organizations may be able to operate without legal formalities, depending on jurisdiction, includin ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banks Established In 1853
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the anc ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
British Companies Established In 1853
British may refer to: Peoples, culture, and language * British people, nationals or natives of the United Kingdom, British Overseas Territories, and Crown Dependencies. ** Britishness, the British identity and common culture * British English, the English language as spoken and written in the United Kingdom or, more broadly, throughout the British Isles * Celtic Britons, an ancient ethno-linguistic group * Brittonic languages, a branch of the Insular Celtic language family (formerly called British) ** Common Brittonic, an ancient language Other uses *''Brit(ish)'', a 2018 memoir by Afua Hirsch *People or things associated with: ** Great Britain, an island ** United Kingdom, a sovereign state ** Kingdom of Great Britain (1707–1800) ** United Kingdom of Great Britain and Ireland (1801–1922) See also * Terminology of the British Isles * Alternative names for the British * English (other) * Britannic (other) * British Isles * Brit (other) * B ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Societies Of England
A building, or edifice, is an enclosed structure with a roof and walls standing more or less permanently in one place, such as a house or factory (although there's also portable buildings). Buildings come in a variety of sizes, shapes, and functions, and have been adapted throughout history for a wide number of factors, from building materials available, to weather conditions, land prices, ground conditions, specific uses, prestige, and aesthetic reasons. To better understand the term ''building'' compare the list of nonbuilding structures. Buildings serve several societal needs – primarily as shelter from weather, security, living space, privacy, to store belongings, and to comfortably live and work. A building as a shelter represents a physical division of the human habitat (a place of comfort and safety) and the ''outside'' (a place that at times may be harsh and harmful). Ever since the first cave paintings, buildings have also become objects or canvasses of much artistic ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Data Protection Act 1998
The Data Protection Act 1998 (DPA, c. 29) was an Act of Parliament of the United Kingdom designed to protect personal data stored on Computer, computers or in an organised paper filing system. It enacted provisions from the European Union (EU) Data Protection Directive 1995 on the protection, processing, and movement of data. Under the 1998 DPA, individuals had legal rights to control information about themselves. Most of the Act did not apply to domestic use,''Data Protection Act 1998''Part IV (Exemptions), Section 36, Office of Public Sector Information, accessed 6 September 2007 such as keeping a personal address book. Anyone holding personal data for other purposes was legally obliged to comply with this Act, subject to some exemptions. The Act defined eight data protection principles to ensure that information was processed lawfully. It was superseded by the Data Protection Act 2018 (DPA 2018) on 23 May 2018. The DPA 2018 supplements the EU General Data Protection Regulation ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Information Commissioner's Office
The Information Commissioner's Office (ICO) is a non-departmental public body which reports directly to the Parliament of the United Kingdom and is sponsored by the Department for Digital, Culture, Media and Sport (DCMS). It is the independent regulatory office (national data protection authority) dealing with the Data Protection Act 2018 and the General Data Protection Regulation, the Privacy and Electronic Communications (EC Directive) Regulations 2003 across the UK; and the Freedom of Information Act 2000 and the Environmental Information Regulations 2004 in England, Wales and Northern Ireland and, to a limited extent, in Scotland. Role of the Information Commissioner The Information Commissioner is an independent official appointed by the Crown. The Commissioner's decisions are subject to appeal to an independent tribunal and the courts. The Commissioner's mission is to "uphold information rights in the public interest, promoting openness by public bodies and data priva ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Chesham Building Society
The Chesham Building Society was a building society based in the market town of Chesham in Buckinghamshire, England which merged with the Skipton Building Society in June 2010. Prior to the merger it was the 37th largest building society in the United Kingdom based on its total assets of £231 million. It was a member of the Building Societies Association. Their logo was a stylised chess piece, a pun on the name of the River Chess, the local river. History Founded in 1845 it was the world's oldest (surviving) building society - many early societies were wound up after all members had a house. The Society promoted itself as offering a more personal service due to their focus on the locality of their main target customers, including the residents of Chesham, hence the original slogan was "Far better for being near to you". The Society had branches in Aylesbury, Little Chalfont, an agency in Tring and the branch/head office in Chesham. Merger with Skipton Building Society On 2 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Scarborough Building Society
Scarborough Building Society was a UK building society, which had its headquarters in Scarborough, North Yorkshire, Scarborough, North Yorkshire, England. Scarborough Building Society was formed in May 1846 - It was a member of the Building Societies Association. On 30 March 2009 the building society merged with the Skipton Building Society and now operates under the Skipton brand. History The Society was founded as 'The Scarborough and North and East Yorkshire Permanent Building and Investment Society' and it wasn't until 1903 that the current name was adopted. The Society's initial objectives were to provide a safe haven for investors' money - and the finance to enable people to build or buy their own homes. The original investment rate was 5% and the first mortgage was for £120. In 1939 the Society opened its first Head Office, when York House was built in York Place, Scarborough, providing both office accommodation and a full branch. York Place remained in the business as ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Crunch
A credit crunch (also known as a credit squeeze, credit tightening or credit crisis) is a sudden reduction in the general availability of loans (or credit) or a sudden tightening of the conditions required to obtain a loan from banks. A credit crunch generally involves a reduction in the availability of credit independent of a rise in official interest rates. In such situations, the relationship between credit availability and interest rates changes. Credit becomes less available at any given official interest rate, or there ceases to be a clear relationship between interest rates and credit availability (i.e. credit rationing occurs). Many times, a credit crunch is accompanied by a flight to quality by lenders and investors, as they seek less risky investments (often at the expense of small to medium size enterprises). Causes A credit crunch is often caused by a sustained period of careless and inappropriate lending which results in losses for lending institutions and investor ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Connells Group
Connells Limited, trading as Connells Group, is a British estate agency and property services company headquartered in Leighton Buzzard, and a subsidiary of Skipton Building Society. History In 1936 the first Connells estate agency branch was opened in Luton, Bedfordshire. Connells acquired Sequence estate agency in 2003', increasing its estate agency network to around 500 branches. In the same year, Connells acquired estate agency Sharman Quinney. In 2008 Connells Group sold its remaining 18% stake in Rightmove plc. In 2010 Skipton Building Society acquired nearly 100% of Connells Group. In the same year, Connells Group acquired a major shareholding in Vibrant Energy Matters. In 2011 Connells Group acquired a shareholding in the conveyancing and remortgaging panel management services provider LMS Group. In the same year, Connells acquired independent estate agency Burchell Edwards including conveyancing firm Be Legal. In 2012 Connells acquired a 25% strategic stake in res ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
