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Rogue Credit Union
Rogue Credit Union, formerly Rogue Federal Credit Union, is an American Oregon State chartered credit union and financial holding company headquartered in Medford, Oregon, United States. As of 2022, the credit union's assets are $3.70 billion USD. Rogue Credit Union's branch network serves Southwest Oregon counties of Coos, Curry, Douglas, Jackson, Josephine, Malheur and Klamath County, as well as Payette County in Idaho and Del Norte County, California. History Rogue Credit Union was founded as Jackson County Teachers Federal Credit Union (JCTFCU) in 1956 by 10 Southern Oregon teachers. Membership was originally open to public school employees in Jackson County, employees of the credit union, members of their immediate families, and organizations to which these people belonged. Jackson County Teachers Federal Credit Union changes its name to Jackson Public Service Federal Credit Union expanding membership for city, county, state, and school employees. The name was chan ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Chetco Federal Credit Union
Rogue Credit Union, formerly Rogue Federal Credit Union, is an American Oregon State chartered credit union and financial holding company headquartered in Medford, Oregon, United States. As of 2022, the credit union's assets are $3.70 billion USD. Rogue Credit Union's branch network serves Southwest Oregon counties of Coos, Curry, Douglas, Jackson, Josephine, Malheur and Klamath County, as well as Payette County in Idaho and Del Norte County, California. History Rogue Credit Union was founded as Jackson County Teachers Federal Credit Union (JCTFCU) in 1956 by 10 Southern Oregon teachers. Membership was originally open to public school employees in Jackson County, employees of the credit union, members of their immediate families, and organizations to which these people belonged. Jackson County Teachers Federal Credit Union changes its name to Jackson Public Service Federal Credit Union expanding membership for city, county, state, and school employees. The name was chan ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Not-for-profit
A nonprofit organization (NPO) or non-profit organisation, also known as a non-business entity, not-for-profit organization, or nonprofit institution, is a legal entity organized and operated for a collective, public or social benefit, in contrast with an entity that operates as a business aiming to generate a profit for its owners. A nonprofit is subject to the non-distribution constraint: any revenues that exceed expenses must be committed to the organization's purpose, not taken by private parties. An array of organizations are nonprofit, including some political organizations, schools, business associations, churches, social clubs, and consumer cooperatives. Nonprofit entities may seek approval from governments to be tax-exempt, and some may also qualify to receive tax-deductible contributions, but an entity may incorporate as a nonprofit entity without securing tax-exempt status. Key aspects of nonprofits are accountability, trustworthiness, honesty, and openness to eve ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Online Banking
Online banking, also known as internet banking, web banking or home banking, is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website. The online banking system will typically connect to or be part of the core banking system operated by a bank to provide customers access to banking services in addition to or in place of traditional branch banking. Online banking significantly reduces the banks' operating cost by reducing reliance on a branch network and offers greater convenience to some customers by lessening the need to visit a branch bank as well as the convenience of being able to perform banking transactions even when branches are closed. Internet banking provides personal and corporate banking services offering features such as viewing account balances, obtaining statements, checking recent transactions, transferring money between accounts, and ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Roseburg, Oregon
Roseburg is a city in the U.S. state of Oregon. It is in the Umpqua River Valley in southern Oregon and is the county seat and most populous city of Douglas County. Founded in 1851, the population was 23,683 at the 2020 census, making it the principal city of the Roseburg, Oregon Micropolitan Statistical Area. The community developed along both sides of the South Umpqua River and is traversed by Interstate 5. Traditionally a lumber industry town, Roseburg was the original home of Roseburg Forest Products, which is now based in nearby Springfield. Natural resources Waterfalls near Roseburg include Susan Creek Falls and Fall Creek Falls. Roseburg's primary industries include timber and tourism, and the region is home to many vineyards and more than 30 wineries. The Oregon Department of Fish & Wildlife lists more than 50 areas for fishing for salmon, steelhead, bass, bluegill and trout in the Roseburg area. History Modern-day Roseburg is located on the lands of numerous I ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Umpqua Community College
Umpqua Community College (UCC) is a public community college near Roseburg, Oregon. The college has sixteen campus buildings located on bordering the North Umpqua River. The campus also features a track, tennis courts, and an outdoor pool. In 2009, a vineyard was added to the campus. About 3,300 full-time students and 16,000 part-time students attend UCC. Umpqua Community College serves the greater Douglas County region with the exception of Reedsport and its immediate area along the Oregon Coast. History In the late 1950s, interested community members formed a committee, sponsored by the American Association of University Women, to explore the idea of establishing a community college in Douglas County. After visiting other campuses, the group wrote a report, and in 1960 the Chamber of Commerce formed an Education Committee with Wayne Crooch as its chair. In February 1960, the Roseburg School Board was asked to approve a program of lower-division college courses. The request ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
2015 Umpqua Community College Shooting
The Umpqua Community College shooting occurred on October 1, 2015, at the UCC campus near Roseburg, Oregon, United States. Chris Harper-Mercer, a 26-year-old student who was enrolled at the school, fatally shot an assistant professor and eight students in a classroom, and injured eight others. Roseburg police detectives responded to the incident and engaged Harper-Mercer in a brief shootout. After being wounded, he committed suicide by shooting himself in the head. The mass shooting was the deadliest in Oregon's modern history. Shooting At 10:38 a.m. PDT, the first 9-1-1 call was made from Snyder Hall on the school campus reporting gunfire. Students reported that the shooting began in Classroom 15, where English and writing classes are conducted. Harper-Mercer, who was a student in the writing class, entered the hallway and fired a warning shot. Some witnesses said he then forced fellow students to the center of the classroom. Before he opened fire on the other stude ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Checking Account
A transaction account, also called a checking account, chequing account, current account, demand deposit account, or share draft account at credit unions, is a deposit account held at a bank or other financial institution. It is available to the account owner "on demand" and is available for frequent and immediate access by the account owner or to others as the account owner may direct. Access may be in a variety of ways, such as cash withdrawals, use of debit cards, cheques (checks) and electronic transfer. In economic terms, the funds held in a transaction account are regarded as liquid funds. In accounting terms, they are considered as cash. Transaction accounts are known by a variety of descriptions, including a current account (British English), chequing account or checking account when held by a bank, share draft account when held by a credit union in North America. In the United Kingdom, Hong Kong, India and a number of other countries, they are commonly called current or ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mergers And Acquisitions
Mergers and acquisitions (M&A) are business transactions in which the ownership of companies, other business organizations, or their operating units are transferred to or consolidated with another company or business organization. As an aspect of strategic management, M&A can allow enterprises to grow or downsize, and change the nature of their business or competitive position. Technically, a is a legal consolidation of two business entities into one, whereas an occurs when one entity takes ownership of another entity's share capital, equity interests or assets. A deal may be euphemistically called a ''merger of equals'' if both CEOs agree that joining together is in the best interest of both of their companies. From a legal and financial point of view, both mergers and acquisitions generally result in the consolidation of assets and liabilities under one entity, and the distinction between the two is not always clear. In most countries, mergers and acquisitions must c ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Southern Oregon
Southern Oregon is a region of the U.S. state of Oregon south of Lane County and generally west of the Cascade Range, excluding the southern Oregon Coast. Counties include Douglas, Jackson Jackson may refer to: People and fictional characters * Jackson (name), including a list of people and fictional characters with the surname or given name Places Australia * Jackson, Queensland, a town in the Maranoa Region * Jackson North, Qu ..., Klamath, and Josephine. It includes the Southern Oregon American Viticultural Area, which consists of the Umpqua and Rogue River drainages. As of 2015, the population in the four counties is about 471,000, and in the greater, seven-county definition, it is about 564,000. Counties Always included: * Jackson County: population 212,567 * Douglas County: population 107,685 * Josephine County: population 84,745 * Klamath County: population 66,016 Total population: 471,013 Sometimes included: * Coos County: population 63,121 * Curry Co ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Holding Company
A bank holding company is a company that controls one or more banks, but does not necessarily engage in banking itself. The compound bancorp (''banc''/''bank'' + '' corp ration') is often used to refer to these companies as well. United States In the United States, a bank holding company, as provided by the Bank Holding Company Act of 1956 ( '' et seq.''), is broadly defined as "any company that has control over a bank". All bank holding companies in the US are required to register with the Board of Governors of the Federal Reserve System. Regulation The Federal Reserve Board of Governors, under Regulation Y () has responsibility for regulating and supervising bank holding company activities, such as establishing capital standards, approving mergers and acquisitions and inspecting the operations of such companies. This authority applies even though a bank owned by a holding company may be under the primary supervision of the Office of the Comptroller of the Currency or the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative to credit unions and were two and a ha ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Credit Union Administration
The National Credit Union Administration (NCUA) is a government-backed insurer of credit unions in the United States, one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the Federal Deposit Insurance Corporation, which insures commercial banks and savings institutions. The NCUA is an independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions. With the backing of the full faith and credit of the U.S. government, the NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 124 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. Besides the Share Insurance Fund, the NCUA operates three other funds: the NCUA Operating Fund, the Central Liquidity Facility (CLF), and the Community Development Revolving Loan Fund (CDRLF). The NCUA Operating F ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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