Roger Jones (physicist And Entrepreneur)
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Roger Jones (physicist And Entrepreneur)
Roger D. Jones (born 1953) is an American physicist and entrepreneur. He currently is a Research Fellow at the European Centre for Living Technology at the University of Venice, Italy. Scientific Interests Jones, trained in physics at Dartmouth College, worked as a staff physicist at Los Alamos National Laboratory from 1979 to 1995. His primary research interests were in plasma physics, laser fusion, and machine learning. Jones's current interests are in molecular computation in biological systems and serious gaming. He is currently involved in a European-Union project to personalize treatment for diabetic kidney disease. Startups Jones, along with other Santa Fe scientists and entrepreneurs such as Doyne Farmer, Norman Packard, Stuart Kauffman, John Casti, and David Weininger, founded several high-technology startup companies in the emerging Santa Fe technology community, dubbed by Wired Magazine as the "Info Mesa". Much of the effort of these startups focused on finance an ...
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University Of Venice
Ca' Foscari University of Venice ( it, Università Ca' Foscari Venezia, simply Università Ca' Foscari) is a public university in Venice, Italy. Since its foundation in 1868, it has been housed in the Venetian Gothic palace of Ca' Foscari, from which it takes its name. The palace stands on the Grand Canal, between the Rialto and San Marco, in the sestiere of Dorsoduro. Ca' Foscari became a full-fledged university in 1968. It currently has eight departments and almost 21,000 students. Ca' Foscari's teaching and research is centred around economics & business, humanities, and modern languages. In 2017 Ca' Foscari's economics department was ranked as Italy's 3rd best, surpassed by University of Bologna and University of Padua, while it in general ranked of 5th out of 89 universities. History Ca' Foscari was founded as the "Regia Scuola Superiore di Commercio" (Royal High School of Commerce) by a Royal Decree dated 6 August 1868, and teaching commenced in December of the same year ...
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Citibank
Citibank, N. A. (N. A. stands for " National Association") is the primary U.S. banking subsidiary of financial services multinational Citigroup. Citibank was founded in 1812 as the City Bank of New York, and later became First National City Bank of New York. The bank has 2,649 branches in 19 countries, including 723 branches in the United States and 1,494 branches in Mexico operated by its subsidiary Banamex. The U.S. branches are concentrated in six metropolitan areas: New York, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami. It was founded as City Bank of New York and became National City Bank of New York. It has had an important role in war bonds. It has had a role in international events including the U.S. invasion of Haiti. History Early history The City Bank of New York was founded on June 16, 1812. The first president of the City Bank was the statesman and retired Colonel, Samuel Osgood. After Osgood's death in August 1813, William Few beca ...
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Real-estate
Real estate is property consisting of land and the buildings on it, along with its natural resources such as crops, minerals or water; immovable property of this nature; an interest vested in this (also) an item of real property, (more generally) buildings or housing in general."Real estate": Oxford English Dictionary online: Retrieved September 18, 2011 In terms of law, ''real'' is in relation to land property and is different from personal property while ''estate'' means the "interest" a person has in that land property. Real estate is different from personal property, which is not permanently attached to the land, such as vehicles, boats, jewelry, furniture, tools and the rolling stock of a farm. In the United States, the transfer, owning, or acquisition of real estate can be through business corporations, individuals, nonprofit corporations, fiduciaries, or any legal entity as seen within the law of each U.S. state. History of real estate The natural right of a person t ...
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Social Network
A social network is a social structure made up of a set of social actors (such as individuals or organizations), sets of dyadic ties, and other social interactions between actors. The social network perspective provides a set of methods for analyzing the structure of whole social entities as well as a variety of theories explaining the patterns observed in these structures. The study of these structures uses social network analysis to identify local and global patterns, locate influential entities, and examine network dynamics. Social networks and the analysis of them is an inherently interdisciplinary academic field which emerged from social psychology, sociology, statistics, and graph theory. Georg Simmel authored early structural theories in sociology emphasizing the dynamics of triads and "web of group affiliations". Jacob Moreno is credited with developing the first sociograms in the 1930s to study interpersonal relationships. These approaches were mathematically formalize ...
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Credit Score
A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. Lenders also use credit scores to determine which customers are likely to bring in the most revenue. Credit scoring is not limited to banks. Other organizations, such as mobile phone companies, insurance companies, landlords, and government departments employ the same techniques. Digital finance companies such as online lenders also use alternative data sources to calculate the creditworthiness of borrowers. By country Australia In Australia, cre ...
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Fair Isaac
FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is a data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States. In 2013, lenders purchased more than 10 billion FICO scores and about 30 million American consumers accessed their scores themselves. The company reported a revenue of $1.29 billion dollars for the fiscal year of 2020. History FICO was founded in 1956 as Fair, Isaac and Company by engineer William R. "Bill" Fair and mathematician Earl Judson Isaac. The two met while working at the Stanford Research Institute in Menlo Park, California. Selling its first credit scoring system two years after the company's creation,
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Dotcom Boom
The dot-com bubble (dot-com boom, tech bubble, or the Internet bubble) was a stock market bubble in the late 1990s, a period of massive growth in the use and adoption of the Internet. Between 1995 and its peak in March 2000, the Nasdaq Composite stock market index rose 400%, only to fall 78% from its peak by October 2002, giving up all its gains during the bubble. During the dot-com crash, many online shopping companies, such as Pets.com, Webvan, and Boo.com, as well as several communication companies, such as Worldcom, NorthPoint Communications, and Global Crossing, failed and shut down. Some companies that survived, such as Amazon, lost large portions of their market capitalization, with Cisco Systems alone losing 80% of its stock value. Background Historically, the dot-com boom can be seen as similar to a number of other technology-inspired booms of the past including railroads in the 1840s, automobiles in the early 20th century, radio in the 1920s, television in the 1940 ...
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Robert Hecht-Nielsen
Robert Hecht-Nielsen (July 18, 1947–May 25, 2019) was an American computer scientist, neuroscientist, entrepreneur and professor of electrical and computer engineering at the University of California, San Diego. He co-founded HNC Software Inc. (NASDAQ: HNCS) in 1986 which went on to develop the pervasive card fraud detection system, Falcon®. He became a vice president of R&D at Fair Isaac Corporation when it acquired the company in 2002. Artificial Neural Networks As a pioneer in the field of artificial neural networks, he authored the first textbook on the subject, ''Neurocomputing,'' in 1989. Hecht-Nielsen was awarded the INNS Gabor Award and INNS Neural Networks Pioneer Award for his significant contributions to the field. He was among the core group of researchers who proved that neural networks are universal function approximators. Confabulation Theory In March, 2005, he held an event to announce "the fundamental mechanism of cognition" dubbeConfabulation Theory whi ...
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Personal Bankruptcy
Personal bankruptcy law allows, in certain jurisdictions, an individual to be declared bankrupt. Virtually every country with a modern legal system features some form of debt relief for individuals. Personal bankruptcy is distinguished from corporate bankruptcy. By country The DICE report 2006 of Munich's ifo Economic Research compared international personal bankruptcy in selected OECD-countries. United States In the United States, the same chapters of the Bankruptcy Code are applied in both personal and corporate bankruptcies. Most individuals who enter bankruptcy do so under Chapter 13 (a "reorganization" plan) or Chapter 7 (a "liquidation" of debtor's assets). More rarely, personal bankruptcy proceedings are carried out under Chapter 11. The ultimate goal of personal bankruptcy, from the viewpoint of the debtor, is receiving a discharge. Canada The concept behind bankruptcy in Canada is that an individual assigns (surrender) everything they own to a trustee in bankruptcy in ...
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Customer Behavior
Consumer behavior is the study of individuals, groups, or organizations and all the activities associated with the Purchasing, purchase, Utility, use and disposal of goods and services. Consumer behaviour consists of how the consumer's emotions, attitudes, and Preference (economics), preferences affect buying behaviour. Consumer behaviour emerged in the 1940–1950s as a distinct sub-discipline of marketing, but has become an interdisciplinary social science that blends elements from psychology, sociology, Social Anthropology, social anthropology, anthropology, ethnography, ethnology, marketing, and economics (especially behavioural economics). The study of consumer behaviour formally investigates individual qualities such as demographics, personality lifestyles, and behavioural variables (such as usage rates, usage occasion, Brand loyalty, loyalty, brand advocacy, and willingness to provide Referral marketing, referrals), in an attempt to understand people's wants and Consump ...
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Santa Fe Institute
The Santa Fe Institute (SFI) is an independent, nonprofit theoretical research institute located in Santa Fe, New Mexico, United States and dedicated to the multidisciplinary study of the fundamental principles of complex adaptive systems, including physical, computational, biological, and social systems. The institute is ranked 24th among the world's "Top Science and Technology Think Tanks" and 24th among the world's "Best Transdisciplinary Research Think Tanks" according to the 2020 edition of the ''Global Go To Think Tank Index Reports'', published annually by the University of Pennsylvania. The institute consists of a small number of resident faculty and postdoctoral researchers, a large group of external faculty whose primary appointments are at other institutions, and a number of visiting scholars. The institute is advised by a group of eminent scholars, including several Nobel Prize-winning scientists. Although theoretical scientific research is the institute's primary focu ...
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