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Rabobank
Rabobank (; full name: ''Coöperatieve Rabobank U.A.'') is a Dutch multinational banking and financial services company headquartered in Utrecht, Netherlands. The group comprises 89 local Dutch Rabobanks (2019), a central organisation (Rabobank Nederland), and many specialised international offices and subsidiaries. Food and agribusiness constitute the primary international focus of the Rabobank Group. Rabobank is the second-largest bank in the Netherlands in terms of total assets. A 2013 scandal resulted in a $1 billion fine for unscrupulous trading practices, which included the manipulation of LIBOR currency rates worldwide. Chief Executive Piet Moerland resigned immediately as a result. In terms of Tier 1 capital, the organisation is among the 30 largest financial institutions in the world. As of December 2014, total assets amount to €681 billion with a net profit of €1.8 billion. ''Global Finance'' ranks Rabobank 25th in its survey of "the world's safest banks". His ...
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Rabobank Pinautomaat
Rabobank (; full name: ''Coöperatieve Rabobank U.A.'') is a Dutch multinational banking and financial services company headquartered in Utrecht, Netherlands. The group comprises 89 local Dutch Rabobanks (2019), a central organisation (Rabobank Nederland), and many specialised international offices and subsidiaries. Food and agribusiness constitute the primary international focus of the Rabobank Group. Rabobank is the second-largest bank in the Netherlands in terms of total assets. A 2013 scandal resulted in a $1 billion fine for unscrupulous trading practices, which included the manipulation of LIBOR currency rates worldwide. Chief Executive Piet Moerland resigned immediately as a result. In terms of Tier 1 capital, the organisation is among the 30 largest financial institutions in the world. As of December 2014, total assets amount to €681 billion with a net profit of €1.8 billion. ''Global Finance'' ranks Rabobank 25th in its survey of "the world's safest banks". Hist ...
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Wiebe Draijer
Wiebe Draijer (born 27 August 1965) is a Dutch engineer, civil servant and management consultant who served as Chairman of the Social and Economic Council from 2012 to 2014. Since 1 October 2014, he has been CEO of the Rabobank. Youth and education Born and growing up in Enschede, Draijer wanted to be a reporter, but an uncle advised him to complete a professional study before trying his hand at journalism. Following this advice Draijer studied mechanical engineering at the Delft University of Technology from 1983 to 1989. During his time as a student he also worked as a freelance reporter for ''NRC Handelsblad''. From 1987 to 1989 he completed a traineeship and a year as a researcher at Philips Research Laboratories. Career McKinsey & Company Having completed his university education, he joined McKinsey & Company as a fellow. Augmenting his earlier education with an MBA at INSEAD in Fontainebleau, he was promoted to country managing partner for the Netherlands in 2004 and for th ...
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Utrecht
Utrecht ( , , ) is the List of cities in the Netherlands by province, fourth-largest city and a List of municipalities of the Netherlands, municipality of the Netherlands, capital and most populous city of the Provinces of the Netherlands, province of Utrecht (province), Utrecht. It is located in the eastern corner of the Randstad conurbation, in the very centre of mainland Netherlands, about 35 km south east of the capital Amsterdam and 45 km north east of Rotterdam. It has a population of 361,966 as of 1 December 2021. Utrecht's ancient city centre features many buildings and structures, several dating as far back as the High Middle Ages. It has been the religious centre of the Netherlands since the 8th century. It was the most important city in the Netherlands until the Dutch Golden Age, when it was surpassed by Amsterdam as the country's cultural centre and most populous city. Utrecht is home to Utrecht University, the largest university in the Netherlands, as well as seve ...
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Utrecht (city)
Utrecht ( , , ) is the fourth-largest city and a municipality of the Netherlands, capital and most populous city of the province of Utrecht. It is located in the eastern corner of the Randstad conurbation, in the very centre of mainland Netherlands, about 35 km south east of the capital Amsterdam and 45 km north east of Rotterdam. It has a population of 361,966 as of 1 December 2021. Utrecht's ancient city centre features many buildings and structures, several dating as far back as the High Middle Ages. It has been the religious centre of the Netherlands since the 8th century. It was the most important city in the Netherlands until the Dutch Golden Age, when it was surpassed by Amsterdam as the country's cultural centre and most populous city. Utrecht is home to Utrecht University, the largest university in the Netherlands, as well as several other institutions of higher education. Due to its central position within the country, it is an important hub for both rail and road ...
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Rabobank Bestuurscentrum
The Rabobank Bestuurscentrum or Rabotoren (English: ''Rabobank Executive Centre'' or ''Rabotower'') is a skyscraper in the Dutch city of Utrecht, built between 2007 and 2011 and designed by the architectural firm . At , it is the highest office building in the city, and the second highest building overall after the Dom Tower The Dom Tower (Cathedral Tower, Dutch: ''Domtoren'') of Utrecht is the tallest church tower in the Netherlands, at 112.5 metres (368 feet) in height. It is considered the symbol of Utrecht. The tower was part of St. Martin's Cathedral, als .... References External links Buildings and structures in Utrecht (city) Towers in Utrecht (province) Skyscraper office buildings in the Netherlands {{Netherlands-struct-stub ...
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Friedrich Wilhelm Raiffeisen
Friedrich Wilhelm Raiffeisen (30 March 1818 – 11 March 1888) was a German mayor and cooperative pioneer. Several credit union systems and cooperative banks have been named after Raiffeisen, who pioneered rural credit unions. Life Friedrich Wilhelm Raiffeisen was born March 30, 1818 at Hamm/Sieg (Westerwald). He was the seventh of nine children. His father Gottfried Friedrich Raiffeisen was a farmer and also served as the mayor of Hamm. His family’s origins trace back to the 16th century in the Swabian-Franconian region. The family of his mother, Amalie Christiane Susanna Maria, born Lantzendörffer, came from the “ Siegerland”."Internationale Raiffeisen-Union"
.Accessed: 18-04-2011.
Leaving school at the age of 14 he received three years of education from a local

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LIBOR
The London Inter-Bank Offered Rate is an interest-rate average calculated from estimates submitted by the leading banks in London. Each bank estimates what it would be charged were it to borrow from other banks. The resulting average rate is usually abbreviated to Libor () or LIBOR, or more officially to ICE LIBOR (for Intercontinental Exchange LIBOR). It was formerly known as BBA Libor (for British Bankers' Association Libor or the trademark bba libor) before the responsibility for the administration was transferred to Intercontinental Exchange. It is the primary benchmark, along with the Euribor, for short-term interest rates around the world. Libor was phased out at the end of 2021, and market participants are being encouraged to transition to risk-free interest rates. As of late 2022, parts of it have been discontinued, and the rest is scheduled to end within 2023; the Secured Overnight Financing Rate (SOFR) is its replacement. Libor rates are calculated for five currenci ...
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Cooperative
A cooperative (also known as co-operative, co-op, or coop) is "an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs and aspirations through a jointly owned and democratically-controlled enterprise".Statement on the Cooperative Identity.
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Cooperatives are democratically controlled by their members, with each member having one vote in electing the board of directors. Cooperatives may include: * businesses owned and managed by the people who consume th ...
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Catholic Church
The Catholic Church, also known as the Roman Catholic Church, is the largest Christian church, with 1.3 billion baptized Catholics worldwide . It is among the world's oldest and largest international institutions, and has played a prominent role in the history and development of Western civilization.O'Collins, p. v (preface). The church consists of 24 ''sui iuris'' churches, including the Latin Church and 23 Eastern Catholic Churches, which comprise almost 3,500 dioceses and eparchies located around the world. The pope, who is the bishop of Rome, is the chief pastor of the church. The bishopric of Rome, known as the Holy See, is the central governing authority of the church. The administrative body of the Holy See, the Roman Curia, has its principal offices in Vatican City, a small enclave of the Italian city of Rome, of which the pope is head of state. The core beliefs of Catholicism are found in the Nicene Creed. The Catholic Church teaches that it is the on ...
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Protestantism
Protestantism is a branch of Christianity that follows the theological tenets of the Protestant Reformation, a movement that began seeking to reform the Catholic Church from within in the 16th century against what its followers perceived to be growing errors, abuses, and discrepancies within it. Protestantism emphasizes the Christian believer's justification by God in faith alone (') rather than by a combination of faith with good works as in Catholicism; the teaching that salvation comes by divine grace or "unmerited favor" only ('); the priesthood of all faithful believers in the Church; and the ''sola scriptura'' ("scripture alone") that posits the Bible as the sole infallible source of authority for Christian faith and practice. Most Protestants, with the exception of Anglo-Papalism, reject the Catholic doctrine of papal supremacy, but disagree among themselves regarding the number of sacraments, the real presence of Christ in the Eucharist, and matters of ecclesiast ...
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Pillarisation
Pillarisation (from the nl, verzuiling) is the politico-denominational segregation of a society into groups by religion and associated political beliefs. These societies were (and in some areas, still are) vertically divided into two or more groups known as pillars (Dutch: ''zuilen''). The best-known examples of this have historically occurred in the Netherlands and Belgium. Each pillar may have its own social institutions and social organizations. These may include its own newspapers, broadcasting organisations, political parties, trade unions, farmers' associations, banks, stores, schools, hospitals, universities, scouting organisations and sports clubs. Such segregation means that many people have little or no personal contact with members of other pillars. Netherlands The Netherlands had at least three pillars, namely Protestant, Catholic and social-democratic. Pillarisation was originally initiated by Abraham Kuyper and his Christian Democratic and neo-Calvinist ('' ...
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Shylock
Shylock is a fictional character in William Shakespeare's play ''The Merchant of Venice'' (c. 1600). A Venetian Jewish moneylender, Shylock is the play's principal antagonist. His defeat and conversion to Christianity form the climax of the story. Shylock's characterisation is composed of stereotypes, for instance greediness and vengefulness, although there were no practising Jews who lived in England during Shakespearean England. Jews were expelled from the country in 1290 by Edward I in the Edict of Expulsion; this was not reversed until the Cromwell Era. Name Shylock is not a Jewish name. However, some scholars believe it probably derives from the biblical name Shalah, which is (''Šélaḥ'') in Hebrew. Shalah is the grandson of Shem and the father of Eber, biblical progenitor of Hebrew peoples. All the names of Jewish characters in the play derive from minor figures listed in genealogies in the Book of Genesis. It is possible that Shakespeare originally intended t ...
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