Provident Financial
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Provident Financial
Provident Financial plc is specialist bank for UK adults who are not served by mainstream lenders. Based in Bradford, England, it specialises in credit cards, online loans and consumer vehicle finance. It is listed on the London Stock Exchange. History The company was established in Bradford in 1880 by Joshua Kelley Waddilove to provide affordable credit to families in West Yorkshire as the Provident Cloth and Supply Company. The Company was first listed on the London Stock Exchange in 1962. Provident Financial Group were one of the first financial institutions to enter into estate agency in the UK, establishing Whitegate Estate Agency in two cities 1978, and by the end of the year was operating in eight Yorkshire towns. The chain grew to 19 branches by the end of 1979, 22 branches by the end of 1980 and 23 branches by the end of 1982. Innovations brought to the market place included seven day opening, computerised mailing lists, a "No Sale - No Fee" guarantee and an all includ ...
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Vanquis Bank
Vanquis Bank is a subsidiary of the Provident Financial Group. Established in 2007, it offers credit building credit cards under the Visa brand for UK residents with a limited or uneven credit history. It also offers a fixed rate bond service, launched in 2011. History Vanquis was set up by Provident Financial and licensed for consumer credit by the OFT in 2002. It received authorisation from the Financial Services Authority the following year. Initially conceived as a pilot scheme from Provident, it received approval from the parent group to expand in 2004 and relocated to the current Head Office location in London in 2005. Following extensive marketing and advertising, increased business volumes resulted in the customer services department moving to larger premises at Chatham in 2008, in part of what used to be the Chatham Naval Dockyards. In 2009 Vanquis rebranded, launched new credit cards and won the Credit Provider of the Year at the Credit Today Awards, something it woul ...
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Bradford
Bradford is a city and the administrative centre of the City of Bradford district in West Yorkshire, England. The city is in the Pennines' eastern foothills on the banks of the Bradford Beck. Bradford had a population of 349,561 at the 2011 census; the second-largest population centre in the county after Leeds, which is to the east of the city. It shares a continuous built-up area with the towns of Shipley, Silsden, Bingley and Keighley in the district as well as with the metropolitan county's other districts. Its name is also given to Bradford Beck. It became a West Riding of Yorkshire municipal borough in 1847 and received its city charter in 1897. Since local government reform in 1974, the city is the administrative centre of a wider metropolitan district, city hall is the meeting place of Bradford City Council. The district has civil parishes and unparished areas and had a population of , making it the most populous district in England. In the century leadin ...
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Citizen's Advice Bureau
Citizens AdviceCitizens Advice is the operating name of The National Association of Citizens Advice Bureaux which is the umbrella charity for a wider network of local advice centres. The abbreviation CitA is sometimes used to refer to this national Citizens Advice organization. Citizens Advice does not use an apostrophe in its title something the organisation dropped during the 1980s. However it appears in earlier usage for instance Margaret Brassnett's 1964 publication ''The Story of the Citizens' Advice Bureau''. (previously Citizens Advice BureauThe abbreviation CABx, short for Citizens Advice Bureaux, is sometimes used to refer collectively to local Citizens Advice offices. and also known as Cyngor ar BopethCyngor ar Bopeth translates as 'advice on everything' in Welsh language, Welsh) is an independent organisation specialising in confidential information and advice to assist people with legal, debt, consumer, housing and other problems in the United Kingdom. The twin aims of ...
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