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Pegadaian
PT Pegadaian (Persero) is an Indonesian state-owned pawnbroker operated as a subsidiary of Bank Rakyat Indonesia. Formerly a pawnbroking monopoly, its monopoly was legalized in a Dutch East Indies government decree. Several savings and loan co-operatives ''de facto'' also offer pawnbroking services. History As a state-owned enterprise, Pegadaian has a long history which began in the 18th century when Dutch East India Company (VOC), established a Bank van Lening. Then the Dutch East Indian government issued State Gazette no. 131 of 12 March 1901 that principally govern that establishment of pawnshop was monopolized and only government runs such business. In accordance with this law, the first Pegadaian was established in Sukabumi, West Java on 1 April 1901. In the early days of the government of the Republic of Indonesia, the office was moved to the Pegadaian Karanganyar, Kebumen because of the increasingly heated war. Dutch Military Aggression II forced office of Pegada ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Sawahlunto IMG 0728
Sawahlunto ( Jawi: ) is a city in Western Sumatra province, Indonesia, and lies 90 kilometres (a 2-hour drive) from Padang, the provincial capital. Sawahlunto is known as the site for the oldest coal mining site in Southeast Asia. Sawahlunto is geographically located in a narrow valley along the Bukit Barisan mountains, and surrounded by several hills, namely Bukit Polan, Bukit Pari, and Bukit Mato. The town has a land area of 273.45 sq. km, and had a population of 56,866 at the 2010 Census, 60,136 at the 2015 Census and 65,138 at the 2020 Census. Sawahlunto is one of the mining towns in West Sumatra. It was first established as a town in 1882 by the Dutch along with coal mining operations. Coal was discovered in the mid-19th century by Ir. de Greve. It was then suggested to the Dutch that coal should be mined in the area because coal was needed for industry and transportation. After the discovery of coal the area was frequently visited by geologists. Coal mining was pioneer ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank Rakyat Indonesia
PT Bank Rakyat Indonesia (Persero) Tbk ( 'Indonesian People's Bank', commonly known as BRI) is one of the largest banks in Indonesia. It specialises in small scale and microfinance style borrowing from and lending to its approximately 30 million retail clients through its over 4,000 branches, units and rural service posts. It also has a comparatively small, but growing, corporate business. As of 2010, it is the second largest bank in Indonesia by asset. BRI is the oldest bank in Indonesia, tracing back since 1895. It is currently 53% government owned operating company (Persero) and has been government-owned for the entire period since the war of independence (1945 to 1949) to November 2003, when 30% of its shares were sold through an IPO. History BRI was founded in 1895, during the Dutch colonial period as ''De Poerwokertosche Hulp en Spaarbank der Inlandsche Hoofden'' (Help and Savings Bank for Purwokerto's Aristocrats) by Raden Bei Aria Wirjaatmadja in Purwokerto, Centr ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Pawnbroker
A pawnbroker is an individual or business (pawnshop or pawn shop) that offers secured loans to people, with items of personal property used as collateral. The items having been ''pawned'' to the broker are themselves called ''pledges'' or ''pawns'', or simply the collateral. While many items can be pawned, pawnshops typically accept jewelry, musical instruments, home audio equipment, computers, video game systems, coins, gold, silver, televisions, cameras, power tools, firearms, and other relatively valuable items as collateral. If an item is pawned for a loan (colloquially "hocked" or "popped"), within a certain contractual period of time the pawner may redeem it for the amount of the loan plus some agreed-upon amount for interest. In the United States the amount of time, and rate of interest, is governed by law and by the state commerce department policies. They have the same license as a bank, which is highly regulated. If the loan is not paid (or extended, if applica ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Pawnbroker
A pawnbroker is an individual or business (pawnshop or pawn shop) that offers secured loans to people, with items of personal property used as collateral. The items having been ''pawned'' to the broker are themselves called ''pledges'' or ''pawns'', or simply the collateral. While many items can be pawned, pawnshops typically accept jewelry, musical instruments, home audio equipment, computers, video game systems, coins, gold, silver, televisions, cameras, power tools, firearms, and other relatively valuable items as collateral. If an item is pawned for a loan (colloquially "hocked" or "popped"), within a certain contractual period of time the pawner may redeem it for the amount of the loan plus some agreed-upon amount for interest. In the United States the amount of time, and rate of interest, is governed by law and by the state commerce department policies. They have the same license as a bank, which is highly regulated. If the loan is not paid (or extended, if applica ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Subsidiary
A subsidiary, subsidiary company or daughter company is a company owned or controlled by another company, which is called the parent company or holding company. Two or more subsidiaries that either belong to the same parent company or having a same management being substantially controlled by same entity/group are called sister companies. The subsidiary can be a company (usually with limited liability) and may be a government- or state-owned enterprise. They are a common feature of modern business life, and most multinational corporations organize their operations in this way. Examples of holding companies are Berkshire Hathaway, Jefferies Financial Group, The Walt Disney Company, Warner Bros. Discovery, or Citigroup; as well as more focused companies such as IBM, Xerox, and Microsoft. These, and others, organize their businesses into national and functional subsidiaries, often with multiple levels of subsidiaries. Details Subsidiaries are separate, distinct legal entities f ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Kebumen Regency
Kebumen Regency ( jv, ꦏꦼꦧꦸꦩꦺꦤ꧀, Kêbumèn) is a regency in the southern part of the Indonesian province of Central Java. It covers an area of 1,281.115 km2 and had a population of 1,159,926 at the 2010 Census and 1,350,438 at the 2020 Census. Its capital is the large town of Kebumen. There is an area in this regency which is used for geology research, namely Karangsambung. Van Der Wijck Fortress The fortress is located in Gombong City about 21 kilometers west of Kebumen or 100 kilometers from Borobudur. was built in 1818, by Dutch East India Company (VOC) to conquer Diponegoro war, there were many troops come to the location and make the fortress as office of military concentration. In 1844–1848 the fortress is built in the office location for preparation to clash with Yogyakarta Sultanate and named the fortress as Fort (Generaal) Cochius. In 1856 the fortress is used as Pupillenshool for European youngster who born in Indonesia (formerly Hindia Belanda). ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Operation Kraai
Operation Kraai (Operation Crow) was a Dutch military offensive against the ''de facto'' Republic of Indonesia in December 1948 after negotiations failed. With the advantage of surprise the Dutch managed to capture the Indonesian Republic's temporary capital, Yogyakarta, and seized Indonesian leaders such as ''de facto'' Republican President Sukarno. This apparent military success was however followed by guerrilla warfare, while the violation of the Renville Agreement ceasefire diplomatically isolated the Dutch, leading to the Dutch–Indonesian Round Table Conference and recognition of the United States of Indonesia. Referred as the second by the Dutch, it is more commonly known in Indonesian history books and military records as ''Agresi Militer Belanda II'' (Dutch Military Aggression II).Zweers (1995) Background The second was aimed at forcing the republic to co-operate with the Dutch government in the implementation of the federalist policy as stipulated in the Lingga ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Magelang
Magelang () is one of six cities in Central Java that are administratively independent of the regencies in which they lie geographically. Each of these cities is governed by a mayor rather than a ''bupati''. Magelang city covers an area of 18.12 km2 and has a population of 118,227 at the 2010 census and 121,526 at the 2020 census. It is located in the middle of the Magelang Regency, between Mount Merbabu and Mount Sumbing in Central Java Province, Indonesia, and lies 43 km north of Yogyakarta, 15 km north of Mungkid and 75 km south of Semarang, the capital of Central Java. History Magelang was established on 11 April 907. Magelang was then known as a village called ''Mantyasih'', which is now known as ''Meteseh''. There are three stele of historical importance in Magelang, namely Poh, Gilikan and Mantyasih, all of which are written on a plate of copper. ''Poh'' and ''Mantyasih'' were written under the rule of King Balitung of Mataram Kingdom. In those st ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Regulation
Regulation is the management of complex systems according to a set of rules and trends. In systems theory, these types of rules exist in various fields of biology and society, but the term has slightly different meanings according to context. For example: * in biology, gene regulation and metabolic regulation allow living organisms to adapt to their environment and maintain homeostasis; * in government, typically regulation means stipulations of the delegated legislation which is drafted by subject-matter experts to enforce primary legislation; * in business, industry self-regulation occurs through self-regulatory organizations and trade associations which allow industries to set and enforce rules with less government involvement; and, * in psychology, self-regulation theory is the study of how individuals regulate their thoughts and behaviors to reach goals. Social Regulation in the social, political, psychological, and economic domains can take many forms: legal restriction ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Entrepreneur
Entrepreneurship is the creation or extraction of economic value. With this definition, entrepreneurship is viewed as change, generally entailing risk beyond what is normally encountered in starting a business, which may include other values than simply economic ones. An entrepreneur is an individual who creates and/or invests in one or more businesses, bearing most of the risks and enjoying most of the rewards.The process of setting up a business is known as entrepreneurship. The entrepreneur is commonly seen as an innovator, a source of new ideas, goods, services, and business/or procedures. More narrow definitions have described entrepreneurship as the process of designing, launching and running a new business, which is often similar to a small business, or as the "capacity and willingness to develop, organize and manage a business venture along with any of its risks to make a profit." The people who create these businesses are often referred to as entrepreneurs. While de ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
West Java
West Java ( id, Jawa Barat, su, ᮏᮝ ᮊᮥᮜᮧᮔ᮪, romanized ''Jawa Kulon'') is a province of Indonesia on the western part of the island of Java, with its provincial capital in Bandung. West Java is bordered by the province of Banten and the country's capital region of Jakarta to the west, the Java Sea to the north, the province of Central Java to the east and the Indian Ocean to the south. With Banten, this province is the native homeland of the Sundanese people, the second-largest ethnic group in Indonesia. West Java was one of the first eight provinces of Indonesia formed following the country's independence proclamation and was later legally re-established on 14 July 1950. In 1966, the city of Jakarta was split off from West Java as a 'special capital region' (), with a status equivalent to that of a province, while in 2000 the western parts of the province were in turn split away to form a separate Banten province. Even following these split-offs, West Java is ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Low-income Groups
Income is the Consumption (economics), consumption and saving opportunity gained by an entity within a specified timeframe, which is generally expressed in monetary terms. Income is difficult to define conceptually and the definition may be different across fields. For example, a person's income in an economic sense may be different from their income as defined by law. An extremely important definition of income is Haig–Simons income, which defines income as ''Consumption + Change in net worth'' and is widely used in economics. For households and individuals in the United States, income is defined by tax law as a sum that includes any wage, salary, profit (accounting), profit, interest payment, Renting, rent, or other form of earnings received in a calendar year.Case, K. & Fair, R. (2007). ''Principles of Economics''. Upper Saddle River, NJ: Pearson Education. p. 54. Discretionary income is often defined as gross income minus taxes and other deductions (e.g., mandatory pensio ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
