|
PA-DSS
The Payment Application Data Security Standard (PA-DSS), formerly referred to as the Payment Application Best Practices (PABP), is the global security standard created by the Payment Card Industry Security Standards Council (PCI SSC). PA-DSS was implemented in an effort to provide the definitive data standard for software vendors that develop payment applications. The standard aims to prevent developed payment applications for third parties from storing prohibited secure data including magnetic stripe, CVV2, or PIN. In that process, the standard also dictates that software vendors develop payment applications that are compliant with the Payment Card Industry Data Security Standards (PCI DSS). Ultimately PA-DSS and its validation program will be incorporated into the PCI Software Security Framework. It is planned that PA-DSS will be retired in late 2022 once the expiry dates of payment applications validated to PA-DSS v3.2 is reached. Requirements For a payment application to b ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
PCI DSS
The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard used to handle credit cards from major card brands. The standard is administered by the Payment Card Industry Security Standards Council and its use is mandated by the card brands. The standard was created to better control cardholder data and reduce credit card fraud. Validation of compliance is performed annually or quarterly, by a method suited to the volume of transactions handled: * Self-Assessment Questionnaire (SAQ) * Firm-specific Internal Security Assessor (ISA) * External Qualified Security Assessor (QSA) History Originally, the major card brands started five different security programs: *Visa's Cardholder Information Security Program * MasterCard's Site Data Protection * American Express's Data Security Operating Policy *Discover's Information Security and Compliance * JCB's Data Security Program The intentions of each were roughly similar: to create an additional level ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Payment Card Industry Security Standards Council
The Payment Card Industry Security Standards Council (PCI SSC) was formed by American Express, Discover Financial Services, JCB International, MasterCard and Visa Inc. on September 7, 2006, with the goal of managing the ongoing evolution of the Payment Card Industry Data Security Standard. The Payment Card Industry Data Security Standard (PCI DSS) consists of twelve significant requirements including multiple sub-requirements, which contain numerous directives against which businesses may measure their own payment card security policies, procedures and guidelines. To address rising cybersecurity risks to the payment ecosystem, the PCI SSC currently manages 15 standards for payment security, which are variously applicable to payment card issuers, merchants and service providers, vendors and solution providers, and acquirers and processors. More recently, the PCI SSC has collaborated witEMVCo to provide the security requirements, testing procedures and assessor training to support ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Software
Software is a set of computer programs and associated documentation and data. This is in contrast to hardware, from which the system is built and which actually performs the work. At the lowest programming level, executable code consists of machine language instructions supported by an individual processor—typically a central processing unit (CPU) or a graphics processing unit (GPU). Machine language consists of groups of binary values signifying processor instructions that change the state of the computer from its preceding state. For example, an instruction may change the value stored in a particular storage location in the computer—an effect that is not directly observable to the user. An instruction may also invoke one of many input or output operations, for example displaying some text on a computer screen; causing state changes which should be visible to the user. The processor executes the instructions in the order they are provided, unless it is instructed ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Magnetic Stripe
The term digital card can refer to a physical item, such as a memory card on a camera, or, increasingly since 2017, to the digital content hosted as a virtual card or cloud card, as a digital virtual representation of a physical card. They share a common purpose: Identity Management, Credit card, or Debit card. A non-physical digital card, unlike a Magnetic stripe card can can emulate (imitate) any kind of card. Other common uses include loyalty card and health insurance card; physical driver's license and Social Security card are still mandated by some government agencies. A smartphone or smartwatch can store content from the card issuer; discount offers and news updates can be transmitted wirelessly, via Internet These virtual cards are used in very high volumes by the mass transit sector, replacing paper based tickets and earlier MagStrip cards. History Magnetic recording on steel tape and wire was invented by Valdemar Poulsen in Denmark around 1900 for recording aud ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
CVV2
The card security code is located on the back of Visa, Discover Card">Discover, Diners Club, and JCB credit or debit cards and is typically a separate group of three digits to the right of the signature strip file:CIDSampleAmex.png, On American Express cards, the card security code is a printed, not embossed, group of four digits on the front towards the right A card security code (CSC; also known as CVC, CVV, or #Naming, several other names) is a series of numbers that, in addition to the bank card number, is printed (not embossed) on a card. The CSC is used as a security feature for card not present transactions, where a personal identification number (PIN) cannot be manually entered by the cardholder (as they would during point-of-sale or card present transactions). It was instituted to reduce the incidence of credit card fraud. These codes are in slightly different places for different card issuers. The CSC for Visa, Mastercard, and Discover credit cards is a three-digit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Personal Identification Number
A personal identification number (PIN), or sometimes redundantly a PIN number or PIN code, is a numeric (sometimes alpha-numeric) passcode used in the process of authenticating a user accessing a system. The PIN has been the key to facilitating the private data exchange between different data-processing centers in computer networks for financial institutions, governments, and enterprises. PINs may be used to authenticate banking systems with cardholders, governments with citizens, enterprises with employees, and computers with users, among other uses. In common usage, PINs are used in ATM or POS transactions, secure access control (e.g. computer access, door access, car access), internet transactions, or to log into a restricted website. History The PIN originated with the introduction of the automated teller machine (ATM) in 1967, as an efficient way for banks to dispense cash to their customers. The first ATM system was that of Barclays in London, in 1967; it accepted ch ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
PCI Software Security Framework
PCI may refer to: Business and economics * Payment card industry, businesses associated with debit, credit, and other payment cards ** Payment Card Industry Data Security Standard, a set of security requirements for credit card processors * Provincial Competitiveness Index, a governance index of Vietnamese provinces * Ceridian-UCLA Pulse of Commerce Index, a U.S. economic indicator based on trucking fuel consumption * Per capita income * Equitable PCI Bank, a Philippine bank Science and technology * Panel call indicator, telephone signalling system * Pavement condition index, used in transportation civil engineering * Picocurie (pCi), a unit of radioactivity * Peripheral Component Interconnect, a computer bus ** PCI-X (PCI eXtended), a computer bus ** PCI Express (PCIe), a computer bus * Projects of Common Interest, a category of EU projects for interconnecting energy infrastructures * Protocol-control information, in telecommunication * Pulverized coal injection method, in bl ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Qualified Security Assessor
Qualified Security Assessor (QSA) is a designation conferred by the PCI Security Standards Council to those individuals that meet specific information security education requirements, have taken the appropriate training from the PCI Security Standards Council, are employees of a Qualified Security Assessor (QSA) company approved PCI security and auditing firm, and will be performing PCI compliance assessments as they relate to the protection of credit card data. The term QSA can be implied to identify an individual qualified to perform payment card industry The payment card industry (PCI) denotes the debit, credit, prepaid, e-purse, ATM, and POS cards and associated businesses. Overview The payment card industry consists of all the organizations which store, process and transmit cardholder data, ... compliance auditing and consulting or the firm itself. QSA companies are sometimes differentiated from QSA individuals by the initialism 'QSAC'. The primary goal of an individua ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Visa Inc
Visa Inc. (; stylized as ''VISA'') is an American multinational financial services corporation headquartered in San Francisco, California. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. Visa is one of the world's most valuable companies. Visa does not issue cards, extend credit or set rates and fees for consumers; rather, Visa provides financial institutions with Visa-branded payment products that they then use to offer credit, debit, prepaid and cash access programs to their customers. In 2015, the Nilson Report, a publication that tracks the credit card industry, found that Visa's global network (known as VisaNet) processed 100 billion transactions during 2014 with a total volume of US$6.8 trillion. This article is authored by a ''Forbes'' staff member. Visa was founded in 1958 by Bank of America (BofA) as the BankAmericard credit card program. Available through ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United States House Of Representatives
The United States House of Representatives, often referred to as the House of Representatives, the U.S. House, or simply the House, is the Lower house, lower chamber of the United States Congress, with the United States Senate, Senate being the Upper house, upper chamber. Together they comprise the national Bicameralism, bicameral legislature of the United States. The House's composition was established by Article One of the United States Constitution. The House is composed of representatives who, pursuant to the Uniform Congressional District Act, sit in single member List of United States congressional districts, congressional districts allocated to each U.S. state, state on a basis of population as measured by the United States Census, with each district having one representative, provided that each state is entitled to at least one. Since its inception in 1789, all representatives have been directly elected, although universal suffrage did not come to effect until after ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Homeland Security
Homeland security is an American national security term for "the national effort to ensure a homeland that is safe, secure, and resilient against terrorism and other hazards where American interests, aspirations, and ways of life can thrive" to the "national effort to prevent terrorist attacks within the United States, reduce the vulnerability of the U.S. to terrorism, and minimize the damage from attacks that do occur." According to an official work published by the Congressional Research Service in 2013, the "Homeland security" term's definition has varied over time. Homeland security is not constrained to terrorist incidents. Terrorism is violent, criminal acts committed by individuals and/or groups to further ideological goals stemming from influences, such as those of a political, religious, social, racial, or environmental nature. Within the US, an all-hazards approach exists regarding homeland security endeavors. In this sense, homeland security encompasses both natural d ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Yvette Clarke
Yvette Diane Clarke (born November 21, 1964) is an American politician serving as the U.S. representative for New York's 9th congressional district since 2013. A member of the Democratic Party, she first entered Congress in 2007, representing New York's 11th congressional district until redistricting. Clarke represented the 40th district in Brooklyn on the New York City Council from 2002 to 2006. Early life and education Clarke was born in Flatbush, Brooklyn, on November 21, 1964, to Lesley Clarke and former city councilwoman Una Clarke, both immigrants from Jamaica. She graduated from Edward R. Murrow High School and earned a scholarship to enroll at Oberlin College in Ohio, which she attended from 1982 to 1986.Celeste Katz, New York Daily NewsDaily Politics: Yvette's Education, August 23, 2006 While studying at Oberlin, she spent a summer interning in the Washington, D.C. office of Representative Major Owens, where she told ''Roll Call'' that she worked on legislative issues ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
.svg "Click for more on -> Software")
_speaking.JPG "Click for more on -> Yvette Clarke")