Office De La Protection Du Consommateur
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Office De La Protection Du Consommateur
The Consumer Protection Act (french: Loi sur la protection du consommateur) is a Quebec law which gives protections to consumers in dealing with merchants and businesses. It requires merchants to deal honestly in all matters of advertising, and in fair contracts. Aims and objectives of the Act The Act applies to all contracts made in Quebec between a consumer and a merchant, in its capacity of conducting its business. The contract can be either for a product or a service. The main purpose of the act is to level out inequalities in bargaining power between the consumer and the merchant. The law annuls any contract term that contravenes this (similarly to, say, the Unfair Terms in Consumer Contracts Regulations 1999 in the United Kingdom). History and context of adoption The emergence of consumerism In the 1960s, consumerism became prominent in the United States, after its industrialisation. Market economies flourished. The consumer movement was a response in Europe, and in ...
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29th Quebec Legislature
The 29th National Assembly of Quebec was the provincial legislature in Quebec, Canada that was elected in the 1970 Quebec general election. It sat for four sessions, from 9 June 1970 to 19 December 1970; from 23 February 1971 to 24 December 1971; from 7 March 1972 to 14 March 1973; and from 15 March 1973 to 25 September 1973. The governing Quebec Liberal Party was led by Premier Robert Bourassa; the official opposition Union Nationale was led by Jean-Jacques Bertrand and later by Gabriel Loubier. The events of the October Crisis took place during this mandate. Seats per political party * After the 1970 elections Member list This was the list of members of the National Assembly of Quebec that were elected in the 1970 election: Other elected MNAs Other MNAs were elected during this mandate in by-elections * Jean Cournoyer, Quebec Liberal Party, Chambly, February 8, 1971 * Donald Gallienne, Quebec Liberal Party, Duplessis, October 11, 1972 * Michel Gratton, Quebec Li ...
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Legal Right
Some philosophers distinguish two types of rights, natural rights and legal rights. * Natural rights are those that are not dependent on the laws or customs of any particular culture or government, and so are ''universal'', ''fundamental rights, fundamental'' and ''inalienable'' (they cannot be repealed by human laws, though one can forfeit their enjoyment through one's actions, such as by violating someone else's rights). Natural law is the law of natural rights. * Legal rights are those bestowed onto a person by a given legal system (they can be modified, repealed, and restrained by human laws). The concept of positive law is related to the concept of legal rights. Natural law first appeared in ancient Greek philosophy, and was referred to by Roman philosopher Cicero. It was subsequently alluded to in the Bible, and then developed in the Middle Ages by Catholic philosophers such as Albert the Great and his pupil Thomas Aquinas. During the Age of Enlightenment, the concept of ...
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Damages (law)
At common law, damages are a remedy in the form of a monetary award to be paid to a claimant as compensation for loss or injury. To warrant the award, the claimant must show that a breach of duty has caused foreseeable loss. To be recognised at law, the loss must involve damage to property, or mental or physical injury; pure economic loss is rarely recognised for the award of damages. Compensatory damages are further categorized into special damages, which are economic losses such as loss of earnings, property damage and medical expenses, and general damages, which are non-economic damages such as pain and suffering and emotional distress. Rather than being compensatory, at common law damages may instead be nominal, contemptuous or exemplary. History Among the Saxons, a monetary value called a ''weregild'' was assigned to every human being and every piece of property in the Salic Code. If property was stolen or someone was injured or killed, the guilty person had to pay the wer ...
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Civil Code Of Quebec
The ''Civil Code of Quebec'' (CCQ, french: Code civil du Québec) is the civil code in force in the Canadian province of Quebec, which came into effect on January 1, 1994. It replaced the ''Civil Code of Lower Canada'' (french: Code civil du Bas-Canada) enacted by the Legislative Assembly of the Province of Canada in 1865, which had been in force since August 1, 1866. Scope The Code's scope is summarized in its preliminary provision: The Civil Code is in essence a body of rules and regulations that, in all matters treated by or in the spirit or vein of its provisions, sets forth the ''jus commune'', or the law that applies to all of Quebec, either in express or implied terms. For the matters handled by the Code, it acts as the foundation of all other adjacent laws, although other laws may supplement the Code or make exceptions to it.'' As the cornerstone of Quebec's legal system, the Civil Code is frequently amended in order to keep in step with the demands of modern society. ...
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Hawker (trade)
A hawker is a vendor of merchandise that can be easily transported; the term is roughly synonymous with costermonger or peddler. In most places where the term is used, a hawker sells inexpensive goods, handicrafts, or food items. Whether stationary or mobile, hawkers often advertise by loud street cries or chants, and conduct banter with customers, to attract attention and enhance sales. Definition A hawker is a type of street vendor; “a person who travels from place-to-place selling goods.” Synonyms include huckster, peddler, chapman or in Britain, costermonger. However, hawkers are distinguished from other types of street vendors in that they are mobile. In contrast, peddlers, for example, may take up a temporary pitch in a public place. Similarly, hawkers tend to be associated with the sale of non-perishable items such as brushes and cookware while costermongers are exclusively associated with the sale of fresh produce. When accompanied by a demonstration or detailed expl ...
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Itinerant Trader
An itinerant is a person who travels habitually. Itinerant may refer to: *"Travellers" or itinerant groups in Europe *Itinerant preacher, also known as itinerant minister *Travelling salespeople, see door-to-door, hawker, and peddler *Travelling showpeople, see Carny (US), Showmen (UK) *The Peredvizhniki or Itinerants, a school of nineteenth-century Russian painters *Vagrancy (people) *People experiencing long-term homelessness * Mendicant *Eyre (legal term) or "itinerant justice" ** Justice in Eyre *"Itinerant court" of Charlemagne (and later Carolingian emperors), see Government of the Carolingian Empire * Migrant worker See also *Nomadism (habitual travelling for pasture) *Transhumance *Gypsy (term) *Gypsy (other) Gypsy is an English name for the Romani people. Gypsy or gypsies or The Gypsies may also refer to: Computing and technology * Gypsy (database), a database of Mobile Genetic Elements * Gypsy (software), a word processing program Films * ''Gyp ...
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Advertising To Children
Advertising to children refers to the act of advertising products or services to children as defined by national laws and advertising standards. Scope and form Advertising to children can take place on traditional media such as television, radio, print, new media, internet and other electronic media. The use of packaging, in-store advertising, event sponsorship, and promotions can also be classified as advertising. The United Nations Educational, Scientific and Cultural Organization (UNESCO) defines early childhood as ages 0–8 years. For the purposes of advertising law, the definition of a child varies from one jurisdiction to another. However, the age of 12 is commonly used as a cut-off point. This cut-off point is made in consideration of the widespread academic view that by age 12 children have developed their behavior as consumers, can effectively recognize advertising, and are able to adopt critical attitudes towards it. History In the 20th century, the compulsory educa ...
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Interest Rate
An interest rate is the amount of interest due per period, as a proportion of the amount lent, deposited, or borrowed (called the principal sum). The total interest on an amount lent or borrowed depends on the principal sum, the interest rate, the compounding frequency, and the length of time over which it is lent, deposited, or borrowed. The annual interest rate is the rate over a period of one year. Other interest rates apply over different periods, such as a month or a day, but they are usually annualized. The interest rate has been characterized as "an index of the preference . . . for a dollar of present ncomeover a dollar of future income." The borrower wants, or needs, to have money sooner rather than later, and is willing to pay a fee—the interest rate—for that privilege. Influencing factors Interest rates vary according to: * the government's directives to the central bank to accomplish the government's goals * the currency of the principal sum lent or borrowed * ...
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Closed-end Leasing
Closed-end leasing is a contract-based system governed by law in the U.S. and Canada. It allows a person the use of property for a fixed term, and the right to buy that property for the agreed residual value when the term expires. Closed-end leases are so called because they run for a fixed term, and the lessor and lessee agree in the lease contract what the residual value of the property being leased will be. In most cases (particularly in retail motor vehicle leases), the lessee has an option to purchase the property for the agreed residual value at the end of the lease term. Closed-end leases are not used for property which increases in value. In most cases, when a closed-end lease is entered, the lessor does not already own the property being leased. Rather, the lessor agrees to purchase the property for a certain amount (the "capitalized cost") from a third party, such as a car dealer. The lessee will often be required to offer money up front as an offset against the cap ...
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Credit Card
A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt (i.e., promise to the card issuer to pay them for the amounts plus the other agreed charges). The card issuer (usually a bank or credit union) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance. There are two credit card groups: consumer credit cards and business credit cards. Most cards are plastic, but some are metal cards (stainless steel, gold, palladium, titanium), and a few gemstone-encrusted metal cards. A regular credit card is different from a charge card, which requires the balance to be repaid in full each month or at the end of each statement cycle. In contrast, credit cards allow the consumers to build a continuing balance of debt, subject to interest being charged. A credit car ...
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Caveat Vendor
Caveat may refer to Latin phrases: * ''Caveat lector'' ("let the reader beware") * '' Caveat emptor'' ("let the buyer beware") * '' Caveat venditor'' ("let the seller beware") Other: * CAVEAT, a Canadian lobby group * ''Caveat'', an album by Nuclear Death * ''Caveat'' (film), a 2020 horror film * Caveat, a rural locality west of Mansfield, Australia * Caveat (horse) ( fl. 1983) * Classified information in the United States#Handling caveats * A moratorium on probate, especially in Common Law jurisdictions See also * Paulette Caveat, attempt to enjoin development in northern Canada * Patent caveat, former type patent-related action *National caveats {{Short description, Restrictions on use of force placed by NATO on members A national caveat is a restriction that North Atlantic Treaty Organization (NATO) members place on the use of their forces. NATO General Bantz J. Craddock, NATO's Supreme Al ..., restrictions on military operations put in place by NATO member countries re ...
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