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Occupy Homes
Occupy Homes or Occupy Our Homes is part of the Occupy movement which attempts to prevent the foreclosure of people's homes. Protesters delay foreclosures by camping out on the foreclosed property. They also stage protests at the banks responsible for the 2010 United States foreclosure crisis, ongoing foreclosure crisis, sometimes blocking their entrances. It has been compared to the direct action taken by people to prevent home foreclosures during the Great Depression in the United States. History The late-2000s financial crisis resulted in the collapse of some large financial institutions, the bailout of banks by national governments, and downturns in stock markets around the world. In many areas, the housing market also suffered, resulting in numerous evictions and foreclosures; in the U.S., 3.6 million homes have been foreclosed since August 2007. In 2008, a federal law termed the Troubled Asset Relief Program (TARP) was passed to spend 700 billion dollars to bail out banks. T ...
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Occupy Wall Street March 2012 Foreclosure Banner
Occupy may refer to: * Occupy (book), ''Occupy'' (book), a 2012 short study of the Occupy movement by Noam Chomsky * Occupy movement, an international protest that began in New York See also

* * Occupancy, a piece of property used to shelter something * Occupation (other), various meanings {{Disambiguation ...
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Rachel Maddow
Rachel Anne Maddow (, ; born April 1, 1973) is an American television news program host and liberal political commentator. Maddow hosts ''The Rachel Maddow Show'', a weekly television show on MSNBC, and serves as the cable network's special event co-anchor. Her syndicated talk radio program of the same name aired on Air America Radio from 2005 to 2010. Maddow has received multiple Emmy Awards for her broadcasting work and in 2021 received a Grammy Award for Best Spoken Word Album for her book '' Blowout'' (2019). Maddow holds a bachelor's degree in public policy from Stanford University and a doctorate in political science from the University of Oxford and is the first openly lesbian anchor to host a major prime-time news program in the United States. Early life and education Maddow was born in Castro Valley, California. Her father, Robert B. Maddow, is a former United States Air Force captain who resigned his commission the year before her birth and then worked as a lawyer f ...
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Foreclosure Rescue
Foreclosure rescue in the United States is where a mortgage that is in arrears and where the lender is at the stage of foreclosing on the loan agrees to stop the foreclosure in exchange for funds received through loan modification or from a government grant. It may also refer to funds that allow the homeowner to repurchase the property at or after foreclosure. Legitimate foreclosure rescue can give the homeowner a realistic opportunity to regain their ability to get out of the situation and make regular timely payments again. However the fact that homeowners are often desperate at this stage has meant that foreclosure rescue has been the target for a scam known as the foreclosure rescue scheme. Homeowners have been advised to confirm any scheme is legitimate before they engage in foreclosure rescue. Foreclosure rescue came to prominence in 2007 as a result of the US subprime mortgage crisis which cause large numbers of mortgages to go into default. In response the US governm ...
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Subprime Mortgage Crisis
The United States subprime mortgage crisis was a multinational financial crisis that occurred between 2007 and 2010 that contributed to the Financial crisis of 2007–2008, 2007–2008 global financial crisis. It was triggered by a large decline in US home prices after the collapse of a 2000s United States housing bubble, housing bubble, leading to Mortgage loan, mortgage delinquencies, foreclosures, and the devaluation of Mortgage-backed security, housing-related securities. Declines in residential investment preceded the Great Recession and were followed by reductions in household spending and then business investment. Spending reductions were more significant in areas with a combination of high household debt and larger housing price declines. The housing bubble preceding the crisis was financed with Mortgage-backed security, mortgage-backed securities (MBSes) and collateralized debt obligations (CDOs), which initially offered higher interest rates (i.e. better returns) than go ...
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Astra Taylor
Astra Taylor (born September 30, 1979) is a Canadian-American documentary filmmaker, writer, activist, and musician. She is a fellow of the Shuttleworth Foundation for her work on challenging predatory practices around debt. Life Born in Winnipeg, Manitoba, Taylor grew up in Athens, Georgia,http://www.hiddendriver.com/about Astra Taylor's official bio, accessed February 8, 2009 and was unschooled until age 13 when she enrolled in ninth grade. At 16 she abandoned high school to attend classes at the University of Georgia; at the university she studied Deleuze and Guattari under Ronald L. Bogue. She has described herself as a "teenage Deleuzian." Taylor enrolled at Brown University, where she attended classes for a year before dropping out. Reflecting on her decision to leave, Taylor stated "Why had I felt compelled to enroll in an Ivy League school, to excel by the standards of conventional education and choose a 'difficult' major, instead of making my own way? What was I afra ...
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Robo-signing
The 2010 United States foreclosure crisis, sometimes referred to as Foreclosure-gate or Foreclosuregate, refers to a widespread epidemic of improper foreclosures initiated by large banks and other lenders. The foreclosure crisis was extensively covered by news outlets beginning in October 2010, and several large banks—including Bank of America, JP Morgan, Wells Fargo, and Citigroup—responded by halting their foreclosure proceedings temporarily in some or all states. The foreclosure crisis caused significant investor fear in the U.S. A 2014 study published in the ''American Journal of Public Health'' linked the foreclosure crisis to an increase in suicide rates. One out of every 248 households in the United States received a foreclosure notice in September 2012, according to RealtyTrac. Robo-signing controversy "Robo-signing" is a term used by consumer advocates to describe the rubber-stamp process of mass production of false and forged execution of mortgage assignments, ...
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Andrew Breitbart
Andrew James Breitbart (; February 1, 1969 – March 1, 2012) was an American conservative journalist, and political commentator who was the founder of ''Breitbart News'' and a co-founder of ''HuffPost''. After helping in the early stages of ''HuffPost'' and the Drudge Report, Breitbart created ''Breitbart News'', a far-rightMultiple sources: * * * * * * * * * * * * news and opinion website. He played central roles in the Anthony Weiner sexting scandal, the firing of Shirley Sherrod, and the ACORN 2009 undercover videos controversy. Commenters such as Nick Gillespie and Conor Friedersdorf have credited Breitbart with changing how people wrote about politics by "show nghow the Internet could be used to route around information bottlenecks imposed by official spokesmen and legacy news outlets". Early life Breitbart was born to Irish American parents in Los Angeles on February 1, 1969. According to his birth certificate, his biological father was a folk singer. When he was three we ...
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Vincent Fort
Vincent D. Fort (born April 28, 1956) is an American politician who served as a member of the Georgia State Senate for the 39th district from 1996 to 2017. He represented part of Fulton County for the 39th district. His district includes part of Atlanta and East Point. Fort was an unsuccessful candidate in the 2017 Atlanta mayoral election. Early life and education Fort was born on April 28, 1956 in New Britain, Connecticut. He received his Bachelor of Arts degree in American history from Central Connecticut State College and a Master of Arts in African-American history from Atlanta University, where he wrote his thesis on an oral history of the sit-in movement during the civil rights era at the Atlanta University Center. He also completed doctorate coursework at Emory University. Career Fort has been described as a career educator and was previously a professor at Morris Brown College and Morehouse College, two historically black colleges in Atlanta. Georgia State Senate ...
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Staff Sergeant
Staff sergeant is a rank of non-commissioned officer used in the armed forces of many countries. It is also a police rank in some police services. History of title In origin, certain senior sergeants were assigned to administrative, supervisory, or other specialist duties as part of the staff of a British Army regiment. As such they held seniority over sergeants who were members of a battalion or company, and were paid correspondingly increased wages. Their seniority was indicated by a crown worn above the three sergeant's stripes on their uniform rank markings. National variations Australia In the Australian Army and Cadets, the rank of staff sergeant is being phased out. It was usually held by the company quartermaster sergeant or the holders of other administrative roles. Staff sergeants are always addressed as "Staff Sergeant" or "Staff", never as "Sergeant" as it degrades their rank. "Chief" is another nickname though this is only used for the company chief clerk (in s ...
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Occupy Atlanta
Occupy Atlanta has included protests and demonstrations. Occupy Atlanta began on October 6, 2011 in Woodruff Park, located in downtown Atlanta, Georgia. As part of the Occupy movement, it is inspired by Occupy Wall Street which began in New York City on September 17. As of June 2012, Occupy Atlanta had continued to engage in organized meetings, events and actions. Statement of purpose On December 10, 2011, the group adopted the following statement of purpose: Potential speech by Congressman John Lewis On Friday, October 6, 2011, the protestors at Occupy Atlanta did not reach a consensus on allotting time for U.S. Rep. and Civil Rights Movement icon John Lewis to address the crowd. The main argument against allowing Rep. Lewis to speak was that no one person is inherently more valuable than anyone else, and that allowing a speech at that time was not part of that day's agenda. He was invited to speak at time later in the day, during the "other business" part of the process, ...
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Predatory Lending
Predatory lending refers to unethical practices conducted by lending organizations during a loan origination process that are unfair, deceptive, or fraudulent. While there are no internationally agreed legal definitions for predatory lending, a 2006 audit report from the office of inspector general of the US Federal Deposit Insurance Corporation (FDIC) broadly defines predatory lending as "imposing unfair and abusive loan terms on borrowers", though "unfair" and "abusive" were not specifically defined. Though there are laws against some of the specific practices commonly identified as predatory, various federal agencies use the phrase as a catch-all term for many specific illegal activities in the loan industry. Predatory lending should not be confused with predatory mortgage servicing which is mortgage practices described by critics as unfair, deceptive, or fraudulent practices during the loan or mortgage servicing process, post loan origination. One less contentious definition of ...
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Real Estate Bubble
A real-estate bubble or property bubble (or housing bubble for residential markets) is a type of economic bubble that occurs periodically in local or global real-estate markets, and typically follow a land boom. A land boom is the rapid increase in the market price of real property such as housing until they reach unsustainable levels and then decline. This period, during the run up to the crash, is also known as froth. The questions of whether real estate bubbles can be identified and prevented, and whether they have broader macroeconomic significance, are answered differently by schools of economic thought, as detailed below. Bubbles in housing markets are more critical than stock market bubbles. Historically, equity price busts occur on average every 13 years, last for 2.5 years, and result in about 4 percent loss in GDP. Housing price busts are less frequent, but last nearly twice as long and lead to output losses that are twice as large (IMF World Economic Outlook, 2003). A ...
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