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NFU Mutual
NFU Mutual (NFUM) is a UK insurance composite, its directors and executives are directly answerable to customers/ policyholders (who own the business) for conduct of business as NFUM is and mutual and so has no shareholders to hold it to account. The full name of the organisation is National Farmers' Union Mutual Insurance Society Limited. The Financial Services Compensation Scheme covers protection for consumers should the business fail and be unable to meet its obligations. The business is authorised and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, with complaints oversight available via the Financial Ombudsman Service. NFU Mutual Risk Management Services Limited are not regulated. Currently, headquarters are in the village of Tiddington, Warwickshire. History The Midlands Farmers' Mutual Insurance Society Ltd formed in 1910 by seven farmers in Warwickshire. John William Lowe was the first Chair. James Robertson Black was th ...
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Mutual Organization
A mutual organization, or mutual society is an organization (which is often, but not always, a company or business) based on the principle of mutuality and governed by private law. Unlike a true cooperative, members usually do not contribute to the capital of the company by direct investment, but derive their right to profits and votes through their customer relationship. A mutual organization or society is often simply referred to as ''a mutual''. A mutual exists with the purpose of raising funds from its membership or customers (collectively called its ''members''), which can then be used to provide common services to all members of the organization or society. A mutual is therefore owned by, and run for the benefit of, its members – it has no external shareholders to pay in the form of dividends, and as such does not usually seek to maximize and make large profits or capital gains. Mutuals exist for the members to benefit from the services they provide and often do not pa ...
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Financial Conduct Authority
The Financial Conduct Authority (FCA) is a financial regulation, financial regulatory body in the United Kingdom, but operates independently of the UK Government, and is financed by charging fees to members of the financial services industry. The FCA regulates financial firms providing services to consumers and maintains the integrity of the financial markets in the United Kingdom. It focuses on the regulation of conduct by both retail and wholesale financial services firms.Archived here.
Like its predecessor the Financial Services Authority, FSA, the FCA is structured as a company limited by guarantee. The FCA works alongside the Prudential Regulation Authority (United Kingdom), Prudential Regulation Authority and the Financial Policy Committee to set regulatory requirements f ...
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House Of Lords Judicial Committee
Whilst the House of Lords of the United Kingdom is the upper chamber of Parliament and has government ministers, it for many centuries had a judicial function. It functioned as a court of first instance for the trials of peers, for impeachments, and as a court of last resort in the United Kingdom and prior, the Kingdom of Great Britain and the Kingdom of England. Appeals were technically not to the House of Lords, but rather to the King-in-Parliament. In 1876, the Appellate Jurisdiction Act devolved the appellate functions of the House to an Appellate Committee, composed of Lords of Appeal in Ordinary (informally referred to as Law Lords). They were then appointed by the Lord Chancellor in the same manner as other judges. During the 20th and early 21st century, the judicial functions were gradually removed. Its final trial of a peer was in 1935, and in 1948, the use of special courts for such trials was abolished. The procedure of impeachment became seen as obsolete. In 2009, th ...
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Loan
In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations, etc. The recipient (i.e., the borrower) incurs a debt and is usually liable to pay interest on that debt until it is repaid as well as to repay the principal amount borrowed. The document evidencing the debt (e.g., a promissory note) will normally specify, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and the date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower. The interest provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice, any material object might be lent. Ac ...
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Prime Minister Of Northern Ireland
The prime minister of Northern Ireland was the head of the Government of Northern Ireland between 1921 and 1972. No such office was provided for in the Government of Ireland Act 1920; however, the Lord Lieutenant of Ireland, as with governors-general in other Westminster Systems such as in Canada, chose to appoint someone to head the executive even though no such post existed in statute law. The office-holder assumed the title ''prime minister'' to draw parallels with the prime minister of the United Kingdom. On the advice of the new prime minister, the lord lieutenant then created the ''Department of the Prime Minister''. The office of Prime Minister of Northern Ireland was suspended in 1972 and then abolished in 1973, along with the contemporary government, when direct rule of Northern Ireland was transferred to London. The Government of Ireland Act provided for the appointment of the executive committee of the Privy Council of Northern Ireland by the governor. No parliament ...
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Basil Brooke, 1st Viscount Brookeborough
Basil Stanlake Brooke, 1st Viscount Brookeborough, (9 June 1888 – 18 August 1973), styled Sir Basil Brooke, 5th Baronet between 1907 and 1952, was an Ulster Unionist Party (UUP) politician and paramilitary leader who became the third Prime Minister of Northern Ireland in May 1943, holding office until March 1963. Lord Brookeborough had previously held several ministerial positions in the Government of Northern Ireland, and has been described as "perhaps the last Unionist leader to command respect, loyalty and affection across the social and political spectrum". Equally well, he has also been described as one of the most hard-line anti-Catholic leaders of the UUP, and is legacy involves founding his own paramilitary group, which fed in to the reactivation of the Ulster Volunteers (UVF). Early life Basil Stanlake Brooke was born on 9 June 1888 at Colebrooke Park, his family's neo-Classical ancestral seat on (what was then) the several-thousand acre Colebrooke Estate, just ...
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Basil Brooke, 1st Viscount Brookeborough (cropped)
Basil Stanlake Brooke, 1st Viscount Brookeborough, (9 June 1888 – 18 August 1973), styled Sir Basil Brooke, 5th Baronet, between 1907 and 1952, and commonly referred to as Lord Brookeborough, was an Ulster Unionist Party (UUP) politician who served as the third Prime Minister of Northern Ireland from May 1943, until March 1963. Lord Brookeborough had previously held several ministerial positions in the Government of Northern Ireland, and has been described as "perhaps the last Unionist leader to command respect, loyalty and affection across the social and political spectrum". Equally well, he has also been described as one of the most hard-line anti-Catholic leaders of the UUP, and his legacy involves founding his own paramilitary group, which fed in to the reactivation of the Ulster Volunteers (UVF). Early life Basil Stanlake Brooke was born on 9 June 1888 at Colebrooke Park, his family's neo-Classical ancestral seat on (what was then) the several-thousand acre Colebrooke ...
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River Avon At Stratford-upon-Avon, Warwickshire - Geograph
A river is a natural flowing watercourse, usually freshwater, flowing towards an ocean, sea, lake or another river. In some cases, a river flows into the ground and becomes dry at the end of its course without reaching another body of water. Small rivers can be referred to using names such as creek, brook, rivulet, and rill. There are no official definitions for the generic term river as applied to geographic features, although in some countries or communities a stream is defined by its size. Many names for small rivers are specific to geographic location; examples are "run" in some parts of the United States, "burn" in Scotland and northeast England, and "beck" in northern England. Sometimes a river is defined as being larger than a creek, but not always: the language is vague. Rivers are part of the water cycle. Water generally collects in a river from precipitation through a drainage basin from surface runoff and other sources such as groundwater recharge, springs, an ...
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World War I
World War I (28 July 1914 11 November 1918), often abbreviated as WWI, was one of the deadliest global conflicts in history. Belligerents included much of Europe, the Russian Empire, the United States, and the Ottoman Empire, with fighting occurring throughout Europe, the Middle East, Africa, the Pacific, and parts of Asia. An estimated 9 million soldiers were killed in combat, plus another 23 million wounded, while 5 million civilians died as a result of military action, hunger, and disease. Millions more died in genocides within the Ottoman Empire and in the 1918 influenza pandemic, which was exacerbated by the movement of combatants during the war. Prior to 1914, the European great powers were divided between the Triple Entente (comprising France, Russia, and Britain) and the Triple Alliance (containing Germany, Austria-Hungary, and Italy). Tensions in the Balkans came to a head on 28 June 1914, following the assassination of Archduke Franz Ferdin ...
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National Farmers' Union Of England And Wales
The National Farmers' Union (NFU) is a member organisation/industry association for farmers in England and Wales. It is the largest farmers' organisation in the countries, and has over 300 branch offices. History On 10 December 1908, a meeting was held in an ante-room at the Smithfield Show to discuss whether a national organisation should be formed to represent the interests of farmers. The outcome was the National Farmers' Union (NFU). The first President, Colin Campbell, worked to get new branches off the ground, encourage membership and establish the NFU's credibility with Government, at a time when farming was going through the longest and deepest depression in its history, as imports of cheap grain and frozen meat flooded in from abroad. At the 1918 general election, the union ran six candidates, none of whom were elected. In 1922, it sponsored three unsuccessful candidates under its own name, and four successful Conservative Party candidates. It again sponsored Conse ...
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Chairperson
The chairperson, also chairman, chairwoman or chair, is the presiding officer of an organized group such as a board, committee, or deliberative assembly. The person holding the office, who is typically elected or appointed by members of the group, presides over meetings of the group, and conducts the group's business in an orderly fashion. In some organizations, the chairperson is also known as ''president'' (or other title). In others, where a board appoints a president (or other title), the two terms are used for distinct positions. Also, the chairman term may be used in a neutral manner not directly implying the gender of the holder. Terminology Terms for the office and its holder include ''chair'', ''chairperson'', ''chairman'', ''chairwoman'', ''convenor'', ''facilitator'', '' moderator'', ''president'', and ''presiding officer''. The chairperson of a parliamentary chamber is often called the ''speaker''. ''Chair'' has been used to refer to a seat or office of authority ...
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Warwickshire
Warwickshire (; abbreviated Warks) is a county in the West Midlands region of England. The county town is Warwick, and the largest town is Nuneaton. The county is famous for being the birthplace of William Shakespeare at Stratford-upon-Avon and Victorian novelist George Eliot, (born Mary Ann Evans), at Nuneaton. Other significant towns include Rugby, Leamington Spa, Bedworth, Kenilworth and Atherstone. The county offers a mix of historic towns and large rural areas. It is a popular destination for international and domestic tourists to explore both medieval and more recent history. The county is divided into five districts of North Warwickshire, Nuneaton and Bedworth, Rugby, Warwick and Stratford-on-Avon. The current county boundaries were set in 1974 by the Local Government Act 1972. The historic county boundaries included Coventry, Sutton Coldfield and Solihull, as well as much of Birmingham and Tamworth. Geography Warwickshire is bordered by Leicestershire to the nort ...
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