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New Jersey Manufacturers Insurance
NJM Insurance Group is an American mutual insurance group of companies, offering personal auto, commercial auto, workers' compensation, homeowners, condo, renters, and umbrella insurance. It is headquartered in the West Trenton section of Ewing Township, Mercer County, New Jersey, and serves markets in Connecticut, Delaware, Maryland, New Jersey, New York, Ohio, and Pennsylvania. History NJM Insurance Group, originally known as New Jersey Manufacturers Casualty Insurance Company, formed as a workers’ compensation insurance company on June 7, 1913, shortly after New Jersey passed the Workmen’s Compensation Act. The Company’s original goal was to provide cost-effective, safety-conscious, and financially secure insurance to New Jersey business owners. By 1922, the Company was the largest provider of workers’ compensation insurance in New Jersey. In 1921, NJM began providing insurance for property loss, commercial auto accidents, private automobiles, and homes. On Janua ...
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Mutual Insurance
A mutual insurance company is an insurance company owned entirely by its policyholders. Any profits earned by a mutual insurance company are either retained within the company or rebated to policyholders in the form of dividend distributions or reduced future premiums. In contrast, a stock insurance company is owned by investors who have purchased company stock; any profits generated by a stock insurance company are distributed to the investors without necessarily benefiting the policyholders. History The concept of mutual insurance originated in England in the late 17th century to cover losses due to fire. The mutual/casualty insurance industry began in the United States in 1752 when Benjamin Franklin established the Philadelphia Contributionship for the Insurance of Houses From Loss by Fire. Mutual property/casualty insurance companies exist now in nearly every country around the globe. The global trade association for the industry, the International Cooperative and Mutual Ins ...
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South Jersey
South Jersey comprises the southern portion of the U.S. state of New Jersey located between the lower Delaware River and the Atlantic Ocean. The designation of South Jersey with a distinct toponym is a colloquialism rather than an administrative definition and reflects both geographical and perceived cultural differences from the northern part of the state with no official definition. Though definitions may vary, South Jersey is generally considered to be part of the Philadelphia metropolitan area, the sixth largest metropolitan region in the nation with 6.096 million residents as of 2020. Benjamin Franklin called the state "a barrel tapped at both ends". South Jersey may be defined geographically as the area below I-195, in particular the lower eight counties of New Jersey, whereas North Jersey is the area above Central Jersey within the New York metropolitan area. Salem County along with lower Gloucester County and upper Cumberland County serve as residential communities fo ...
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Philadelphia 76ers
The Philadelphia 76ers, colloquially known as the Sixers, are an American professional basketball team based in the Philadelphia metropolitan area. The 76ers compete in the National Basketball Association (NBA) as a member of the league's Eastern Conference Atlantic Division and play at the Wells Fargo Center located in the South Philadelphia Sports Complex. Founded in 1946 and originally known as the Syracuse Nationals, they are one of the oldest franchises in the NBA and one of only eight (out of 23) to survive the league's first decade. The 76ers have had a prominent history, with many Hall of Fame players having played for the organization, including Dolph Schayes, Hal Greer, Wilt Chamberlain, Chet Walker, Billy Cunningham, Julius Erving, Maurice Cheeks, Bobby Jones, Moses Malone, Charles Barkley, George McGinnis, and Allen Iverson. They have won three NBA championships, with their first coming under their previous name, the Syracuse Nationals, in 1955. The second titl ...
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New York Yankees
The New York Yankees are an American professional baseball team based in the Boroughs of New York City, New York City borough of the Bronx. The Yankees compete in Major League Baseball (MLB) as a member club of the American League (AL) American League East, East division. They are one of two major league clubs based in New York City, the other is the National League (NL)'s New York Mets. The team was founded in when Frank J. Farrell, Frank Farrell and William Stephen Devery, Bill Devery purchased the franchise rights to the defunct Baltimore Orioles (no relation to the current Baltimore Orioles, team of the same name) after it ceased operations and used them to establish the New York Highlanders. The Highlanders were officially renamed the New York Yankees in . The team is owned by Yankee Global Enterprises, a limited liability company that is controlled by the family of the late George Steinbrenner, who purchased the team in 1973. Brian Cashman is the team's general manage ...
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Trenton Thunder
The Trenton Thunder are a collegiate summer baseball team of the MLB Draft League. They are located in Trenton, New Jersey, and play their home games at Trenton Thunder Ballpark. From 1994 to 2020, it was a Minor League Baseball team of the Double-A Eastern League until Major League Baseball's reorganization of the minors following the 2020 season. Prior to this, they were affiliates of the Detroit Tigers (1994), Boston Red Sox (1995–2002), and New York Yankees (2003–2020). History As a member of Minor League Baseball/Eastern League Trenton Thunder Baseball was established in 1994 with the relocation of the London Tigers from London, Ontario to Trenton, New Jersey, the London Tigers played at historic Labatt Park and served as a Detroit Tigers affiliate. The London Tigers were previously based at East Field Stadium in Glens Falls, New York under the names Glens Falls White Sox (1980–1984) as a Chicago White Sox affiliate and Glens Falls Tigers (1985-1988) as a Detroit Tige ...
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Habitat For Humanity
Habitat for Humanity International (HFHI), generally referred to as Habitat for Humanity or Habitat, is a US non-governmental, and nonprofit organization which was founded in 1976 by couple Millard and Linda Fuller. Habitat for Humanity is a Christian organization. The international operational headquarters are located in Americus, Georgia, United States, with the administrative headquarters located in Atlanta. As of 2020, Habitat for Humanity operates in more than 70 countries. The mission statement of Habitat for Humanity is "Seeking to put God's love into action, Habitat for Humanity brings people together to build homes, communities, and hope". Homes are built using volunteer labor and Habitat makes no profit from the sales. In some locations outside the United States, Habitat for Humanity charges interest to protect against inflation, a policy that has been in place since 1986. The organization operates with financial support from national governments, philanthropic foun ...
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Junior Achievement
JA (Junior Achievement) Worldwide is a global non-profit youth organization founded in 1919 by Horace A. Moses, Theodore Vail, and Winthrop M. Crane. JA works with local businesses, schools, and organizations to deliver experiential learning programs in the areas of work readiness, financial literacy, and entrepreneurship to students from ages 5 to 25. History ''Boys' and Girls' Bureau of the Eastern States ''was founded in Springfield, Massachusetts, in 1919, as a spinoff of the Eastern States Exposition, to help educate young people moving from rural areas to the cities about the means of production and free enterprise. The following year, the organization's name was changed to the Junior Achievement Bureau. The name was modified in 1926 to Junior Achievement, Inc. Following World War II, the organization grew from a regional into a national organization. In the 1960s, JA began its growth into an international organization. Beginning in 1944, Junior Achievement organize ...
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Operation Homefront
Operation Homefront is a nonprofit 501(c)(3) organization headquartered in San Antonio, Texas, and Arlington, Virginia. Its stated mission is to "build strong, stable, and secure military families so that they can thrive in the communities they have worked so hard to protect." The current CEO and President is John I. Pray, Jr., Brig Gen, USAF (Ret). Operation Homefront currently provides services to military families and post 9/11 wounded, ill or injured veterans, serving all 50 states. Areas not served by a field office are served by the national office. It has an annual revenue of $40 million. Operation Homefront does not currently operate outside of the United States. History Operation Homefront was formed in 2002, to support the families of deployed service members immediately following the events of September 11, 2001. The increased deployments and strain on military families lead to the creation of an organization "that provides emergency assistance for U.S. military tro ...
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Driving Simulator
Driving simulators are used for entertainment as well as in training of driver's education courses taught in educational institutions and private businesses. They are also used for research purposes in the area of human factors and medical research, to monitor driver behavior, performance, and attention and in the car industry to design and evaluate new vehicles or new advanced driver assistance systems. Training Driving simulators are being increasingly used for training drivers. Versions exist for cars, trucks, buses, etc. Uses * Novice driver training and testing * Professional driver training and testing * Training in critical driving conditions * Testing the effects of impairment on driver performance * Analysis of the driver behaviours * Analysis of driver responses * Evaluating user performances in different conditions (handling of controls) * Assessing fitness to drive for aging drivers * Testing future in-vehicle technologies on drivers or passengers (Human -Machine ...
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Boat
A boat is a watercraft of a large range of types and sizes, but generally smaller than a ship, which is distinguished by its larger size, shape, cargo or passenger capacity, or its ability to carry boats. Small boats are typically found on inland waterways such as rivers and lakes, or in protected coastal areas. However, some boats, such as the whaleboat, were intended for use in an offshore environment. In modern naval terms, a boat is a vessel small enough to be carried aboard a ship. Boats vary in proportion and construction methods with their intended purpose, available materials, or local traditions. Canoes have been used since prehistoric times and remain in use throughout the world for transportation, fishing, and sport. Fishing boats vary widely in style partly to match local conditions. Pleasure craft used in recreational boating include ski boats, pontoon boats, and sailboats. House boats may be used for vacationing or long-term residence. Lighters are used to convey ...
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All-terrain Vehicle
An all-terrain vehicle (ATV), also known as a light utility vehicle (LUV), a quad bike, or simply a quad, as defined by the American National Standards Institute (ANSI); is a vehicle that travels on low-pressure tires, with a seat that is straddled by the operator, along with handlebars for steering control. As the name implies, it is designed to handle a wider variety of terrain than most other vehicles. Although it is a street-legal vehicle in some countries, it is not street-legal within most states, territories and provinces of Australia, the United States or Canada. By the current ANSI definition, ATVs are intended for use by a single operator, although some companies have developed ATVs intended for use by the operator and one passenger. These ATVs are referred to as tandem ATVs. The rider sits on and operates these vehicles like a motorcycle, but the extra wheels give more stability at slower speeds. Although most are equipped with three or four wheels, six-wheel mode ...
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Motorcycle
A motorcycle (motorbike, bike, or trike (if three-wheeled)) is a two or three-wheeled motor vehicle steered by a handlebar. Motorcycle design varies greatly to suit a range of different purposes: long-distance travel, commuting, cruising, sport (including racing), and off-road riding. Motorcycling is riding a motorcycle and being involved in other related social activity such as joining a motorcycle club and attending motorcycle rallies. The 1885 Daimler Reitwagen made by Gottlieb Daimler and Wilhelm Maybach in Germany was the first internal combustion, petroleum-fueled motorcycle. In 1894, Hildebrand & Wolfmüller became the first series production motorcycle. Globally, motorcycles are comparably popular to cars as a method of transport. In 2021, approximately 58.6 million new motorcycles were sold around the world, fewer than the 66.7 million cars sold over the same period. In 2014, the three top motorcycle producers globally by volume were Honda (28%), Yamaha (17 ...
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