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Neighborhood Trust
Neighborhood Trust Federal Credit Union is a community development financial institution serving low-income residents in the New York City neighborhoods of Washington Heights, Inwood, Hamilton Heights, and West Harlem. The credit union’s non-profit parent organization, Neighborhood Trust Financial Partners, works with a wide network of community-based organizations to provide financial literacy training to low-income adults throughout New York City. Neighborhood Trust Financial Partners (formerly Credit Where Credit Is Due) was founded in 1994 by community activists Mark D. Levine and Luis De Los Santos, with a mission of empowering the overwhelmingly low-income, Latino residents of Northern Manhattan. Neighborhood Trust FCU received its federal charter in 1996, and opened to the community in a formerly abandoned bank branch in 1997. Since 2013 Neighborhood Trust FCU has been led by Rafael Monge-Portaro. Neighborhood Trust FCU has grown to a membership of nearly 5,000, and ha ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Community Development Financial Institution
A community development financial institution (US) or community development finance institution (UK) - abbreviated in both cases to CDFI - is a financial institution that provides credit and financial services to underserved markets and populations, primarily in the USA but also in the UK. A CDFI may be a community development bank, a community development credit union (CDCU), a community development loan fund (CDLF), a community development venture capital fund (CDVC), a microenterprise development loan fund, or a community development corporation. CDFIs are certified by the Community Development Financial Institutions Fund (CDFI Fund) at the U.S. Department of the Treasury, which provides funds to CDFIs through a variety of programs. The CDFI Fund and the legal concept of CDFIs were established by the ''Riegle Community Development and Regulatory Improvement Act of 1994.'' Broadly speaking, a CDFI is defined as a financial institution that: has a primary mission of community deve ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Washington Heights, Manhattan
Washington Heights is a neighborhood in the uppermost part of the New York City borough of Manhattan. It is named for Fort Washington, a fortification constructed at the highest natural point on Manhattan by Continental Army troops to defend the area from the British forces during the American Revolutionary War. Washington Heights is bordered by Inwood to the north along Dyckman Street, by Harlem to the south along 155th Street, by the Harlem River and Coogan's Bluff to the east, and by the Hudson River to the west. Washington Heights, which before the 20th century was sparsely populated by luxurious mansions and single-family homes, rapidly developed during the early 1900s as it became connected to the rest of Manhattan via the A, C, and 1 subway lines. Beginning as a middle-class neighborhood with many Irish and Eastern European immigrants, the neighborhood has at various points been home to communities of German Jews, Greek Americans, Puerto Ricans, Cuban Ameri ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Inwood, Manhattan
Inwood is a neighborhood in the New York City borough of Manhattan, at the northern tip of Manhattan Island, in the U.S. state of New York. It is bounded by the Hudson River to the west, Spuyten Duyvil Creek and Marble Hill to the north, the Harlem River to the east, and Washington Heights to the south. Inwood is part of Manhattan Community District 12, and its primary ZIP Code is 10034. It is served by the 34th Precinct of the New York City Police Department and Engine Company 95/Ladder Company 36 of the New York City Fire Department. Politically, it is part of the New York City Council's 7th and 10th districts. History Colonial history On May 24, 1626, according to legend, Peter Minuit, the director general of the Dutch colony of New Netherland, bought the island from the indigenous Lenape people for 60 Dutch guilders and, the story goes, some trinkets. On the southern tip of the island Minuit founded New Amsterdam. A plaque (on a rock) marking what is believed to ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hamilton Heights
Hamilton Heights is a neighborhood in the northern part of Manhattan in New York City. It is the northernmost part of the West Harlem area, along with Manhattanville and Morningside Heights to its south, and it contains the sub-neighborhood and historic district of Sugar Hill. Washington Heights lies to Hamilton Heights' north, and to its east is Central Harlem. Hamilton Heights is bounded by 135th Street to the south, Riverside Drive to the west, 155th Street to the north, and Edgecombe Avenue and Saint Nicholas Avenue to the east. The community derives its name from Founding Father Alexander Hamilton, who lived the last two years of his life in what is now the Hamilton Grange National Memorial, back when Upper Manhattan was mostly farmland. Hamilton Heights is part of Manhattan Community District 9, and its primary ZIP Codes are 10031, 10032, and 10039. It is patrolled by the 30th Precinct of the New York City Police Department. Demographics Based on data from the 20 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
List Of Neighborhoods In Harlem
This is a list of all neighborhoods in the section of Harlem, in the New York City borough of Manhattan. Central Harlem *Astor Row *Strivers' Row *Le Petit Senegal East Harlem *Spanish Harlem West Harlem *Hamilton Heights *Manhattanville *Morningside Heights *Sugar Hill, Manhattan Sugar Hill is a National Historic District in the Harlem and Hamilton Heights neighborhoods of Manhattan, New York City, bounded by West 155th Street to the north, West 145th Street to the south, Edgecombe Avenue to the east, and Amsterdam Av ... {{Harlem, state=collapsed Harlem Lists of neighborhoods in U.S. cities ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Neighborhood Trust Financial Partners
A neighbourhood (British English, Irish English, Australian English and Canadian English) or neighborhood (American English; American and British English spelling differences, see spelling differences) is a geographically localised community within a larger city, town, suburb or rural area, sometimes consisting of a single street and the buildings lining it. Neighbourhoods are often social communities with considerable face-to-face interaction among members. Researchers have not agreed on an exact definition, but the following may serve as a starting point: "Neighbourhood is generally defined spatially as a specific geographic area and functionally as a set of social networks. Neighbourhoods, then, are the Neighbourhood unit, spatial units in which face-to-face social interactions occur—the personal settings and situations where residents seek to realise common values, socialise youth, and maintain effective social control." Preindustrial cities In the words of the urban sch ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mark D
Mark D, born Mark Randall,Deedes, Henry ''The Independent'', 13 February 2008. Retrieved 13 February 2008. is a British punk musician (guitarist and songwriter). He is also associated with the Stuckist group of artists. Mark D was born and spent his childhood in Peterborough. He now lives in Nottingham. Music From university onwards, Mark D (D standing for "degenerate") played in various bands including the Fat Tulips, Confetti (when he was known as David), the Pleasure Heads (when he was known as Mark Randyhead), Oscar, Servalan and Sundress, and appeared on dozens of releases. He published and edited fanzines, including the underground C86 fanzine ''Two Pint Take Home''. He is a co-owner of Heaven Records."Mark D: Biog/text" stuckism.com. Retrieved 13 February 2008 The Fat Tulips were formed in 1987 and have been described ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Loan Shark
A loan shark is a person who offers loans at extremely high interest rates, has strict terms of collection upon failure, and generally operates outside the law. Description Because loan sharks operate mostly illegally, they cannot reasonably expect to be able to use the legal system to collect such debts, they often resort to enforcing repayment by terms of blackmail and threats of violence. Historically, many moneylenders skirted between legal and criminal activity. In the recent western world, loan sharks have been a prominent feature of the criminal underworld. Loan sharking is not to be confused with predatory lending with extremely high interest rates such as payday or title loans, which is sometimes considered to be "loan sharking" (or, at least, unfavorably compared to loan sharking by critics) regardless of whether it is legal. A key difference between "traditional" loan sharking and predatory lending is that lenders alleged to be engaged in the latter practice are ex ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Footnotes
A note is a string of text placed at the bottom of a page in a book or document or at the end of a chapter, volume, or the whole text. The note can provide an author's comments on the main text or citations of a reference work in support of the text. Footnotes are notes at the foot of the page while endnotes are collected under a separate heading at the end of a chapter, volume, or entire work. Unlike footnotes, endnotes have the advantage of not affecting the layout of the main text, but may cause inconvenience to readers who have to move back and forth between the main text and the endnotes. In some editions of the Bible, notes are placed in a narrow column in the middle of each page between two columns of biblical text. Numbering and symbols In English, a footnote or endnote is normally flagged by a superscripted number immediately following that portion of the text the note references, each such footnote being numbered sequentially. Occasionally, a number between brack ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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