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Mutualism (movement)
Mutualism, also known as the movement of mutuals and the mutualist movement, is a social movement that aims at creating and promoting mutual organizations, mutual insurances and mutual funds. According to the prominent mutualist Gene Costa, the movement encourages and assists the provision of mutual benefits against risks to those accessing its funds and or the elevation of their material and spiritual living standards by regular payment or contribution. Institutionalized through mutual funds, mutualism has been universally recognized as a generator or embryo of classical forecast and modern social security systems and currently coexists with them. Although the fall in the popularity of mutual funds in many social environments coincided with the start of public social security system in the early decades of the 20th century, in Europe and other parts of the world mutualism continues to be an important player in the social economy. Mutuals providing healthcare coverage are united in ...
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Social Movement
A social movement is a loosely organized effort by a large group of people to achieve a particular goal, typically a social or political one. This may be to carry out a social change, or to resist or undo one. It is a type of group action and may involve individuals, organizations, or both. Social movements have been described as "organizational structures and strategies that may empower oppressed populations to mount effective challenges and resist the more powerful and advantaged elites". They represent a method of social change from the bottom within nations. Political science and sociology have developed a variety of theories and empirical research on social movements. For example, some research in political science highlights the relation between popular movements and the formation of new political parties as well as discussing the function of social movements in relation to agenda setting and influence on politics. Sociologists distinguish between several types of social ...
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Insurer
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ...
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Freelancers Union
Freelancers Union is a nonprofit organization based in New York City that provides advocacy, programming and curated insurance benefits for freelancers through partnerships. The organization dessiminates information through monthly meetings. Rafael Espinal became executive director and president in January 2020. The Freelancers Union is not a trade union nor is it associated with one. Membership As of 2013, more than half of the 500,000 nationwide members lived in New York State. They included freelancers, consultants, independent contractors, temps, part-timers, contingent employees, and those who were otherwise self-employed. This segment of workers makes up one-third of the American workforce. Nearly 25,000 people have purchased insurance through the organization's former Freelancers Insurance Company. History Working Today, a 501(c)(3) nonprofit organization, launched Freelancers Union in 2001 to address the need for health care insurance for workers in nontraditional arr ...
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Sara Horowitz
Sara Horowitz (born January 13, 1963) is a founder of the Freelancers Union and a proponent of mutualism. She has been working for unions since age 18, when she held a summer internship at the International Ladies Garment Workers Union. She has worked for the UAW, CSEA, and SEIU, and she currently serves on the board of the Albert Shanker Institute. Under her direction, the Freelancers Union built a first-of-its-kind Portable Benefits Network in 2004 and launched the Freelancers Insurance Company in 2009, which provided health insurance to more than 25,000 New York freelancers before it was closed in 2014. In her work, Horowitz advocates for the role of mutualist organizations, including unions, cooperatives, mutual aid groups, and faith-based groups, as the foundation for the next labor economy and social safety net in the United States. Earlier in her career, Horowitz worked as a union organizer with 1199, SEIU, a public defender with the Legal Aid Society, and as a union-s ...
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Mutual Aid (organization Theory)
In organization theory, mutual aid is a voluntary reciprocal exchange of resources and services for mutual benefit. Mutual aid projects can be a form of political participation in which people take responsibility for caring for one another and changing political conditions. Mutual aid has been used to provide people with food, medical care, and supplies, as well as provide relief from disasters, such as natural disasters and pandemics. Origins The term "mutual aid" was popularised by the anarchist philosopher Peter Kropotkin in his essay collection '' Mutual Aid: A Factor of Evolution'', which argued that cooperation, not competition, was the driving mechanism behind evolution, through biological mutualism. Kropotkin argued that mutual aid has pragmatic advantages for the survival of humans and animals and has been promoted through natural selection, and that mutual aid is arguably as ancient as human culture. This recognition of the widespread character and individual b ...
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Cooperative
A cooperative (also known as co-operative, co-op, or coop) is "an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs and aspirations through a jointly owned and democratically-controlled enterprise".Statement on the Cooperative Identity.
'' International Cooperative Alliance.''
Cooperatives are democratically controlled by their members, with each member having one vote in electing the board of directors. Cooperatives may include: * businesses owned and managed by the people who consume their goods and/or services (a
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Neutrality (philosophy)
Neutrality is the tendency not to ''side'' in a conflict (physical or ideological), which may not suggest neutral parties do not have a side or are not a side themselves. In colloquial use ''neutral'' can be synonymous with ''unbiased''. However, bias is a favoritism for some side, distinct of the tendency to act on that favoritism. Neutrality is distinct (though not exclusive) from apathy, ignorance, indifference, doublethink, equality, agreement, and objectivity. Apathy and indifference each imply a level of carelessness about a subject, though a person exhibiting neutrality may feel bias on a subject but choose not to act on it. A neutral person can also be well-informed on a subject and therefore need not be ignorant. Since they can be biased, a neutral person need not feature doublethink (i.e. accepting both sides as correct), equality (i.e. viewing both sides as equal), or agreement (a form of group decision-making; here it would require negotiating a solution on everyone's ...
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Religious Movement
Various sociological classifications of religious movements have been proposed by scholars. In the sociology of religion, the most widely used classification is the church-sect typology. The typology is differently construed by different sociologists, and various distinctive features have been proposed to characterise churches and sects. On most accounts, the following features are deemed relevant: * The church is a compulsory organisations into which people are born, while the sect is a voluntary organisation to which people usually convert. * The church is an inclusive organisations to which all kinds of people may belong, while the sect is an exclusive organisation of religiously qualified people. * The church is an established organisation that is well integrated into the larger society and usually inclined to seek for an alliance with the political power, while the sect is a splinter group from a larger religion: it is often in tension with current societal values, rejects a ...
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Trade Association
A trade association, also known as an industry trade group, business association, sector association or industry body, is an organization founded and funded by businesses that operate in a specific industry. An industry trade association participates in public relations activities such as advertising, education, publishing, lobbying, and political donations, but its focus is collaboration between companies. Associations may offer other services, such as producing conferences, holding networking or charitable events, or offering classes or educational materials. Many associations are non-profit organizations governed by bylaws and directed by officers who are also members. In countries with a social market economy, the role of trade associations is often taken by employers' organizations, which also take a role in social dialogue. Political influence One of the primary purposes of trade groups, particularly in the United States, is to attempt to influence public policy in ...
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Solidarity Economics
Solidarity economy or Social and Solidarity Economy (SSE) refers to a wide range of economic activities that aim to prioritize social profitability instead of purely financial profits. A key feature that distinguishes solidarity economy entities from private and public enterprises is the participatory and democratic nature of governance in decision-making processes as one of the main principles of the SSE sector. Active participation of all people involved in decision-making procedures contributes to their empowerment as active political subjects. However, different SSE organizational structures reflect variations in democratic governance and inclusive participation. Ultimately, SSE represents a crucial tool in guaranteeing that social justice ideals are upheld and that the wellbeing of the most vulnerable populations is paid attention to during the planning processes''.'' Overview Some refer to solidarity economy as a method for naming and conceptualizing transformative monetar ...
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Trade Union
A trade union (labor union in American English), often simply referred to as a union, is an organization of workers intent on "maintaining or improving the conditions of their employment", ch. I such as attaining better wages and benefits (such as holiday, health care, and retirement), improving working conditions, improving safety standards, establishing complaint procedures, developing rules governing status of employees (rules governing promotions, just-cause conditions for termination) and protecting the integrity of their trade through the increased bargaining power wielded by solidarity among workers. Trade unions typically fund their head office and legal team functions through regularly imposed fees called ''union dues''. The delegate staff of the trade union representation in the workforce are usually made up of workplace volunteers who are often appointed by members in democratic elections. The trade union, through an elected leadership and bargaining committ ...
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Financial Institution
Financial institutions, sometimes called banking institutions, are business entities that provide services as intermediaries for different types of financial monetary transactions. Broadly speaking, there are three major types of financial institutions: # Depository institutions – deposit-taking institutions that accept and manage deposits and make loans, including banks, building societies, credit unions, trust companies, and mortgage loan companies; # Contractual institutions – insurance companies and pension funds # Investment institutions – investment banks, underwriters, and other different types of financial entities managing investments. Financial institutions can be distinguished broadly into two categories according to ownership structure: * Commercial banks * Cooperative banks Some experts see a trend toward homogenisation of financial institutions, meaning a tendency to invest in similar areas and have similar business strategies. A consequence of t ...
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