Marc Turtletaub
Marc Jay Turtletaub (born January 30, 1946) is an American film producer and former president and CEO of The Money Store. Early life and education Born in Lakewood, New Jersey, he grew up in Perth Amboy, New JerseyOrtner, Sherry, B''Not Hollywood: Independent Film at the Twilight of the American Dream'' p. 118. Duke University Press, 2013, . Accessed November 13, 2017. "A second example of a progressive investor is Marc Turtletaub, head of Big Beach Productions.... I met him on the set of a later investing / producing project ''Sunshine Cleaning'', and asked him about his background. He said he's from Perth Amboy, N.J." and the adjoining township of Woodbridge. He attended Rutgers Preparatory School, graduating in the class of 1963. The captain and a center on the basketball team, he made All-State in his senior year and was inducted into the Rutgers Prep Athletic Hall of Fame in 1993. At the time of his induction he was called a "class individual" by the former basketball coac ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Lakewood, New Jersey
Lakewood Township is the most populous township in Ocean County, in the U.S. state of New Jersey. A rapidly growing community as of the 2020 U.S. census, the township had a total population of 135,158 representing an increase of 41,415 (+45.5%) from the 92,843 counted in the 2010 census.DP-1 - Profile of General Population and Housing Characteristics: 2010 for Lakewood township, Ocean County, New Jersey , . Accessed January 3, 2012. [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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West Sacramento
West Sacramento (also known as West Sac) is a city in Yolo County, California, United States. The city is separated from Sacramento by the Sacramento River, which also separates Sacramento and Yolo counties. It is a fast-growing community; the population was 48,744 at the 2010 census, up from 31,615 at the 2000 census. The traditional industrial center of the region since the Gold Rush era, West Sacramento is home to a diverse economy and is one of the area's top four employment centers. The United States Conference of Mayors named West Sacramento as the Most Livable City in America in 2014 in the category of cities with fewer than 100,000 residents. West Sacramento is part of the Sacramento–Arden Arcade–Roseville Metropolitan Statistical Area which has a population (2000) of approximately 1,796,857 (July 1, 2016 estimate placed the population at 2,296,418). Major industries to the region include agriculture, government, and transportation. History Gold Rush era In ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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The Ziggurat
The Ziggurat is a ten-story, stepped pyramidal office building and adjacent five-story concrete parking structure located at 707 3rd Street in West Sacramento, California, on the shore of the Sacramento River. Designed by Sacramento architect Edwin Kado to resemble the ancient Mesopotamian ziggurats, the building was built by the Money Store in 1997. Since 2001 it has been leased by the California Department of General Services (DGS) as its headquarters. Located on more than adjacent to the Tower Bridge, the unusually designed office building contains more than of usable office area. Architecture Architect Edwin Kado describes the building as follows: "I originally designed a building that cantilevered toward the river, so it was like a pyramid upside down. It was 12 stories, and so when you got to the top floor, it was 120 feet toward the river. When I presented it to the president of the Money Store, he thought it was interesting, but he wanted a symmetrical building... I ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Small Business Administration
The United States Small Business Administration (SBA) is an independent agency of the United States government that provides support to entrepreneurs and small businesses. The mission of the Small Business Administration is "to maintain and strengthen the nation's economy by enabling the establishment and viability of small businesses and by assisting in the economic recovery of communities after disasters". The agency's activities have been summarized as the "3 Cs" of capital, contracts and counseling. SBA loans are made through banks, credit unions and other lenders who partner with the SBA. The SBA provides a government-backed guarantee on part of the loan. Under the Recovery Act and the Small Business Jobs Act, SBA loans were enhanced to provide up to a 90 percent guarantee in order to strengthen access to capital for small businesses after credit froze in 2008. The agency had record lending volumes in late 2010. SBA helps lead the federal government's efforts to deliver 23 ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Loan Origination
Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process. Loan servicing covers everything after disbursing the funds until the loan is fully paid off. Loan origination is a specialized version of new account opening for financial services organizations. Certain people and organizations specialize in loan origination. Mortgage brokers and other mortgage originator companies serve as a prominent example. There are many different types of loans. For more information on loan types, see the loan and consumer lending articles. Steps involved in originating a loan vary by loan type, various kinds of loan risk, regulator, lender policy etc. Application process Applications for loans may be made through several different channels and ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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First Union Bank
First Union Corporation was a bank holding company that provided commercial and retail banking services in eleven states in the eastern U.S. First Union also provided various other financial services, including mortgage banking, credit card, investment banking (First Union Securities), investment advisory, home equity lending, asset-based lending, leasing, insurance, international and securities brokerage services and private equity ( First Union Capital Partners), through other subsidiaries. In September 2001, First Union completed their acquisition of Wachovia National Bank to become Wachovia Corporation, which used to be one of the largest financial holding companies in the US. As of the end of 2000, First Union had over $171 billion of total assets, over 70,000 employees and 2,193 branches. After their acquisition of Wachovia, they assumed the name and stock ticket symbol of the latter company. History First Union Corporation was founded as Union National Bank on June 2, 1 ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Public Company
A public company is a company whose ownership is organized via shares of stock which are intended to be freely traded on a stock exchange or in over-the-counter markets. A public (publicly traded) company can be listed on a stock exchange (listed company), which facilitates the trade of shares, or not (unlisted public company). In some jurisdictions, public companies over a certain size must be listed on an exchange. In most cases, public companies are ''private'' enterprises in the ''private'' sector, and "public" emphasizes their reporting and trading on the public markets. Public companies are formed within the legal systems of particular states, and therefore have associations and formal designations which are distinct and separate in the polity in which they reside. In the United States, for example, a public company is usually a type of corporation (though a corporation need not be a public company), in the United Kingdom it is usually a public limited company (plc), i ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Credit History
:''This article deals with the general concept of the term credit history. For detailed information about the same topic in the United States, see Credit score in the United States.'' A credit history is a record of a borrower's responsible repayment of debts. A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments.http://money.usnews.com/money/blogs/my-money/2013/04/22/credit-report-vs-credit-score-do-you-know-the-difference A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency. In many countries, when a customer submits an application for credit from a bank, credit card company, or a store, their information is forwarded to a credit bureau. The credit bureau matches the name, address and other identifying information on the credit applicant with information retained by ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Second Mortgage
Second mortgages, commonly referred to as junior liens, are loans secured by a property in addition to the primary mortgage. Depending on the time at which the second mortgage is originated, the loan can be structured as either a standalone second mortgage or piggyback second mortgage. Whilst a standalone second mortgage is opened subsequent to the primary loan, those with a piggyback loan structure are originated simultaneously with the primary mortgage. With regard to the method in which funds are withdrawn, second mortgages can be arranged as home equity loans or home equity lines of credit. Home equity loans are granted for the full amount at the time of loan origination in contrast to home equity lines of credit which permit the homeowner access to a predetermined amount which is repaid during the repayment period. Depending on the type of loan, interest rates charged on the second mortgage may be fixed or varied throughout the loan term. In general, second mortgages are su ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Secured Loan
A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. The debt is thus secured against the collateral, and if the borrower defaults, the creditor takes possession of the asset used as collateral and may sell it to regain some or all of the amount originally loaned to the borrower. An example is the foreclosure of a home. From the creditor's perspective, that is a category of debt in which a lender has been granted a portion of the bundle of rights to specified property. If the sale of the collateral does not raise enough money to pay off the debt, the creditor can often obtain a deficiency judgment against the borrower for the remaining amount. The opposite of secured debt/loan is unsecured debt, which is not connected to any specific piece of property. Instead, the creditor may satisfy the debt only against the borrower, rather than the bor ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |