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Letter Of Map Amendment
The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development. The program enables property owners in participating communities to purchase insurance protection, administered by the government, against losses from flooding, and requires flood insurance for all loans or lines of credit that are secured by existing buildings, manufactured homes, or buildings under construction, that are located in the Special Flood Hazard Area in a community that participates in the NFIP. U.S. Congress limits the availability of National Flood Insurance to communities that adopt adequate land use and control measures with effective enforcement provisions to reduce flood damages by restricting development in areas exposed to flooding. The NFIP ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Congress Of The United States
The United States Congress is the legislature of the federal government of the United States. It is Bicameralism, bicameral, composed of a lower body, the United States House of Representatives, House of Representatives, and an upper body, the United States Senate, Senate. It meets in the U.S. Capitol in Washington, D.C. Senators and representatives are chosen through direct election, though vacancies in the Senate may be filled by a Governor (United States), governor's appointment. Congress has 535 voting members: 100 senators and 435 representatives. The U.S. vice president has a vote in the Senate only when senators are evenly divided. The House of Representatives has six Non-voting members of the United States House of Representatives, non-voting members. The sitting of a Congress is for a two-year term, at present, beginning every other January. Elections in the United States, Elections are held every even-numbered year on Election Day (United States), Election Day. Th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Flood Mitigation
In environmental engineering, the flood mitigation involves the management and control of flood water movement, such as redirecting flood run-off through the use of floodwalls and flood gates, rather than trying to prevent floods altogether. It also involves the management of people, through measures such as evacuation and dry/wet proofing properties. The prevention and mitigation of flooding can be studied on three levels: on individual properties, small communities, and whole towns or cities. The costs of protection rise as more people and property are protected. The US FEMA, for example, estimates that for every $1.00 spent on mitigation, $4.00 is saved. Protection of individual properties Property owners may fit their homes to stop water entering by blocking doors and air vents, waterproofing important areas and sandbagging the edges of the building. Flood mitigation at the property level may also involve preventative measures focused on the building site, including scour p ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Loma
Loma may refer to: Geography United States * Loma, Colorado * Loma, Montana * Loma, Nebraska * Loma, North Dakota Other countries * Loma, Ladakh, a town in Ladakh, India * Loma (woreda), a district in Southern Nations, Nationalities, and Peoples' Region, Ethiopia * Loma (Jandaha), a village in Vaishali, Bihar, India * Loma Mountains, a mountain range in Sierra Leone Anthropology * Loma people, of Guinea and Liberia * Loma language, spoken by the Loma People * Vasiliy Lomachenko (born 1988), Ukrainian professional boxer Other uses * ''Loma'' (microsporidian), a genus of microsporidians * Loma Records, a 1960s subsidiary of Warner Bros. Records * Letter of Map Amendment (LOMA), a document issued by the National Flood Insurance Program * Life Office Management Association (LOMA), an insurance trade association * Vasyl Lomachenko (born 1988), Ukrainian professional boxer * Loma Lookboonmee See also *Lota (name) Lota is a Portuguese feminine given name that is a diminuti ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Homeowner Flood Insurance Affordability Act Of 2013
The Homeowner Flood Insurance Affordability Act of 2013 () is a bill that would reduce some of the reforms made to the federal flood insurance program that were passed two years prior. The bill would reduce federal flood insurance premium rates for some properties that are sold, were uninsured as of July 2012, or where coverage lapsed as a result of the policyholder no longer being required to maintain coverage. The bill was passed in the United States House of Representatives during the 113th United States Congress. On March 21, 2014, President Barack Obama signed the bill into law, making it . Background National Flood Insurance Program The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The program enables property owners in participating communities to purchase insurance protection from the government against losses from flooding. This insurance is desi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
President Obama
Barack Hussein Obama II ( ; born August 4, 1961) is an American politician who served as the 44th president of the United States from 2009 to 2017. A member of the Democratic Party (United States), Democratic Party, Obama was the first African-American president of the United States. He previously served as a U.S. senator from Illinois from 2005 to 2008 and as an Illinois state senator from 1997 to 2004, and previously worked as a civil rights lawyer before entering politics. Obama was born in Honolulu, Hawaii. After graduating from Columbia University in 1983, he worked as a Community organizing, community organizer in Chicago. In 1988, he enrolled in Harvard Law School, where he was the first black president of the ''Harvard Law Review''. After graduating, he became a civil rights attorney and an academic, teaching constitutional law at the University of Chicago Law School from 1992 to 2004. Turning to elective politics, he Illinois Senate career of Barack Obama, repre ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Biggert–Waters Flood Insurance Reform Act Of 2012
The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development. The program enables property owners in participating communities to purchase insurance protection, administered by the government, against losses from flooding, and requires flood insurance for all loans or lines of credit that are secured by existing buildings, manufactured homes, or buildings under construction, that are located in the Special Flood Hazard Area in a community that participates in the NFIP. U.S. Congress limits the availability of National Flood Insurance to communities that adopt adequate land use and control measures with effective enforcement provisions to reduce flood damages by restricting development in areas exposed to flooding. The NFIP ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
FEMA
The Federal Emergency Management Agency (FEMA) is an agency of the United States Department of Homeland Security (DHS), initially created under President Jimmy Carter by Presidential Reorganization Plan No. 3 of 1978 and implemented by two Executive Orders on April 1, 1979. The agency's primary purpose is to coordinate the response to a disaster that has occurred in the United States and that overwhelms the resources of local and state authorities. The governor of the state in which the disaster occurs must declare a state of emergency and formally request from the President that FEMA and the federal government respond to the disaster. The only exception to the state's gubernatorial declaration requirement occurs when an emergency or disaster takes place on federal property or to a federal asset—for example, the 1995 bombing of the Alfred P. Murrah Federal Building in Oklahoma City, Oklahoma, or the Space Shuttle ''Columbia'' in the 2003 return-flight disaster. While on-the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Flood Insurance Reform Act Of 2004
The Bunning-Bereuter-Blumenauer Flood Insurance Reform Act of 2004 () reformed the National Flood Insurance Program (NFIP) and the terms of the National Flood Insurance Act of 1968. It was designed to "reduce losses to properties for which repetitive flood insurance claim payments have been made." The Act's main sponsors were Sen. Jim Bunning, Rep. Doug Bereuter, and Rep. Earl Blumenauer. The Act's preamble included the following Congressional findings that quantify the motivation for the new law: *the NFIP insures approximately 4,400,000 policyholders; *about 48,000 properties in the program have experienced, within a ten-year period, two or more flood losses where each loss is more than $1,000; *about 10,000 repetitive-loss properties have experienced two or three losses that cumulatively exceed building value; *these repetitive-loss properties cost the taxpayer about $200 million annually; *about 1% of insured properties account for 25-30% of claims losses; *the vast majority of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Community Rating System
The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development. The program enables property owners in participating communities to purchase insurance protection, administered by the government, against losses from flooding, and requires flood insurance for all loans or lines of credit that are secured by existing buildings, manufactured homes, or buildings under construction, that are located in the Special Flood Hazard Area in a community that participates in the NFIP. U.S. Congress limits the availability of National Flood Insurance to communities that adopt adequate land use and control measures with effective enforcement provisions to reduce flood damages by restricting development in areas exposed to flooding. The NFIP ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Flood Insurance Reform Act Of 1994
National may refer to: Common uses * Nation or country ** Nationality – a ''national'' is a person who is subject to a nation, regardless of whether the person has full rights as a citizen Places in the United States * National, Maryland, census-designated place * National, Nevada, ghost town * National, Utah, ghost town * National, West Virginia, unincorporated community Commerce * National (brand), a brand name of electronic goods from Panasonic * National Benzole (or simply known as National), former petrol station chain in the UK, merged with BP * National Car Rental, an American rental car company * National Energy Systems, a former name of Eco Marine Power * National Entertainment Commission, a former name of the Media Rating Council * National Motor Vehicle Company, Indianapolis, Indiana, USA 1900-1924 * National Supermarkets, a defunct American grocery store chain * National String Instrument Corporation, a guitar company formed to manufacture the first resonator gui ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Coastal Barrier Resources Act
The Coastal Barrier Resources Act (CBRA, Public Law 97-348) of the United States was enacted into law by the 40th President of the United States Ronald Reagan on October 18, 1982. The United States Congress passed this Act in order to address the many problems associated with coastal barrier development. CBRA designated various undeveloped coastal barriers, which were illustrated by a set of maps adopted by law, to be included in the John H. Chafee Coastal Barrier Resources System (CBRS). These designated areas were made ineligible for both direct and indirect federal expenditures and financial assistance, which are believed to encourage development of fragile, high-risk, and ecologically sensitive coastal barriers. CBRA was originally authored by U.S. Representative Thomas B. Evans, Jr. and Senator John Chafee, who kept three objectives in mind: 1) to minimize the loss of human life by discouraging development in high risk areas vulnerable to storm surges and hurricane winds; 2) ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
List Of Federal Agencies In The United States
Legislative definitions of a federal Government agency, agency are varied, and even contradictory. The official ''United States Government Manual'' offers no definition. While the Administrative Procedure Act (United States), Administrative Procedure Act definition of "agency" applies to most Executive (government), executive branch agencies, Congress may define an agency however it chooses in enabling legislation, and through subsequent litigation often involving the Freedom of Information Act (United States), Freedom of Information Act and the Government in the Sunshine Act. These further cloud attempts to enumerate a list of agencies. The executive branch of Federal government of the United States, the federal government includes the Executive Office of the President and the United States federal executive departments (whose secretaries belong to the Cabinet of the United States, Cabinet). Employees of the majority of these agencies are considered United States federal civil se ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
