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John Montgomery Templeton
John Montgomery Templeton (20 May 1840 – 10 June 1908) was a Scottish Australian businessman and the author of non-forfeiture clause in life assurance policies. Templeton was born at Kilmaurs, East Ayrshire; he was the eldest son of Hugh Templeton, a school teacher, who brought his family to Victoria, Australia at the end of 1852. Early career Young Templeton entered the education department as a teacher, but in 1868 became an accountant in a fire insurance office. In 1869 he formed the National Mutual Life Association, paying the first premium himself on his own life, and personally securing the first 100 members. He was made the first secretary, and having been elected a fellow of the Institute of Actuaries of Australia in 1872, as actuary to the association, made its first valuation. In 1884 he left life assurance to become one of the three commissioners under the Public Service Act of 1883, appointed to establish the principle that promotion should depend on mer ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Life Assurance
Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person (often the policyholder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policyholder typically pays a premium, either regularly or as one lump sum. The benefits may include other expenses, such as funeral expenses. Life policies are legal contracts and the terms of each contract describe the limitations of the insured events. Often, specific exclusions written into the contract limit the liability of the insurer; common examples include claims relating to suicide, fraud, war, riot, and civil commotion. Difficulties may arise where an event is not clearly defined, for example, the insured knowingly incurred a risk by consenting to an experimental me ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Victorian Legislative Assembly
The Victorian Legislative Assembly is the lower house of the bicameral Parliament of Victoria in Australia; the upper house being the Victorian Legislative Council. Both houses sit at Parliament House in Spring Street, Melbourne. The presiding officer of the Legislative Assembly is the Speaker. There are presently 88 members of the Legislative Assembly elected from single-member divisions. History Victoria was proclaimed a Colony on 1 July 1851 separating from the Colony of New South Wales by an act of the British Parliament. The Legislative Assembly was created on 13 March 1856 with the passing of the ''Victorian Electoral Bill'', five years after the creation of the original unicameral Legislative Council. The Assembly first met on 21 November 1856, and consisted of sixty members representing thirty-seven multi and single-member electorates. On the Federation of Australia on 1 January 1901, the Parliament of Victoria continued except that the colony was now called a state. I ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
19th-century Australian Businesspeople
The 19th (nineteenth) century began on 1 January 1801 ( MDCCCI), and ended on 31 December 1900 ( MCM). The 19th century was the ninth century of the 2nd millennium. The 19th century was characterized by vast social upheaval. Slavery was abolished in much of Europe and the Americas. The First Industrial Revolution, though it began in the late 18th century, expanding beyond its British homeland for the first time during this century, particularly remaking the economies and societies of the Low Countries, the Rhineland, Northern Italy, and the Northeastern United States. A few decades later, the Second Industrial Revolution led to ever more massive urbanization and much higher levels of productivity, profit, and prosperity, a pattern that continued into the 20th century. The Islamic gunpowder empires fell into decline and European imperialism brought much of South Asia, Southeast Asia, and almost all of Africa under colonial rule. It was also marked by the collapse of the large ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Members Of The Victorian Legislative Assembly
{{{Use dmy dates, date=June 2015 {{Use Australian English, date=June 2015 The following are lists of members of the Victorian Legislative Assembly: * Members of the Victorian Legislative Assembly, 1856–1859 * Members of the Victorian Legislative Assembly, 1859–1861 * Members of the Victorian Legislative Assembly, 1861–1864 * Members of the Victorian Legislative Assembly, 1864–1865 * Members of the Victorian Legislative Assembly, 1866–1867 * Members of the Victorian Legislative Assembly, 1868–1871 * Members of the Victorian Legislative Assembly, 1871–1874 * Members of the Victorian Legislative Assembly, 1874–1877 * Members of the Victorian Legislative Assembly, 1877–1880 * Members of the Victorian Legislative Assembly, 1880–1880 * Members of the Victorian Legislative Assembly, 1880–1883 * Members of the Victorian Legislative Assembly, 1883–1886 * Members of the Victorian Legislative Assembly, 1886–1889 * Members of the Victorian Legislative Assem ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
British Emigrants To Australia
British may refer to: Peoples, culture, and language * British people, nationals or natives of the United Kingdom, British Overseas Territories, and Crown Dependencies. ** Britishness, the British identity and common culture * British English, the English language as spoken and written in the United Kingdom or, more broadly, throughout the British Isles * Celtic Britons, an ancient ethno-linguistic group * Brittonic languages, a branch of the Insular Celtic language family (formerly called British) ** Common Brittonic, an ancient language Other uses *''Brit(ish)'', a 2018 memoir by Afua Hirsch *People or things associated with: ** Great Britain, an island ** United Kingdom, a sovereign state ** Kingdom of Great Britain (1707–1800) ** United Kingdom of Great Britain and Ireland (1801–1922) See also * Terminology of the British Isles * Alternative names for the British * English (other) * Britannic (other) * British Isles * Brit (other) * Briton (d ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Companions Of The Order Of St Michael And St George
Companion may refer to: Relationships Currently * Any of several interpersonal relationships such as friend or acquaintance * A domestic partner, akin to a spouse * Sober companion, an addiction treatment coach * Companion (caregiving), a caregiver, such as a nurse assistant, paid to give a patient one-on-one attention Historically * A concubine, a long-term sexual partner not accorded the status of marriage * Lady's companion, a historic term for a genteel woman who was paid to live with a woman of rank or wealth * Companion cavalry, the elite cavalry of Alexander the Great * Foot Companion, the primary type of soldier in the army of Alexander the Great * Companions of William the Conqueror, those who took part in the Norman conquest of England * Muhammad's companions, the Sahaba, the friends who surrounded the prophet of Islam Film and television * Companion (''Doctor Who''), a character who travels with the Doctor in the TV series ''Doctor Who'' * Companion (''Firefly''), a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
1908 Deaths
Nineteen or 19 may refer to: * 19 (number), the natural number following 18 and preceding 20 * one of the years 19 BC, AD 19, 1919, 2019 Films * ''19'' (film), a 2001 Japanese film * ''Nineteen'' (film), a 1987 science fiction film Music * 19 (band), a Japanese pop music duo Albums * ''19'' (Adele album), 2008 * ''19'', a 2003 album by Alsou * ''19'', a 2006 album by Evan Yo * ''19'', a 2018 album by MHD * ''19'', one half of the double album ''63/19'' by Kool A.D. * ''Number Nineteen'', a 1971 album by American jazz pianist Mal Waldron * ''XIX'' (EP), a 2019 EP by 1the9 Songs * "19" (song), a 1985 song by British musician Paul Hardcastle. * "Nineteen", a song by Bad4Good from the 1992 album '' Refugee'' * "Nineteen", a song by Karma to Burn from the 2001 album ''Almost Heathen''. * "Nineteen" (song), a 2007 song by American singer Billy Ray Cyrus. * "Nineteen", a song by Tegan and Sara from the 2007 album '' The Con''. * "XIX" (song), a 2014 song by Slipk ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
1840 Births
__NOTOC__ Year 184 ( CLXXXIV) was a leap year starting on Wednesday (link will display the full calendar) of the Julian calendar. At the time, it was known as the Year of the Consulship of Eggius and Aelianus (or, less frequently, year 937 ''Ab urbe condita''). The denomination 184 for this year has been used since the early medieval period, when the Anno Domini calendar era became the prevalent method in Europe for naming years. Events By place China * The Yellow Turban Rebellion and Liang Province Rebellion break out in China. * The Disasters of the Partisan Prohibitions ends. * Zhang Jue leads the peasant revolt against Emperor Ling of Han of the Eastern Han Dynasty. Heading for the capital of Luoyang, his massive and undisciplined army (360,000 men), burns and destroys government offices and outposts. * June – Ling of Han places his brother-in-law, He Jin, in command of the imperial army and sends them to attack the Yellow Turban rebels. * Winter – Zha ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cash Surrender Value
Cash value refers to an investment component in life insurance that grows tax-free over the course of the policy's life. Cash value is a part of permanent life insurance policies and is a living benefit that the policyholder can use during his or her lifetime. The Insurance Insights Cash value life insurance policies Cash values are usually associated with or endowment life insurance and other forms of |
Life Insurance
Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person (often the policyholder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policyholder typically pays a premium, either regularly or as one lump sum. The benefits may include other expenses, such as funeral expenses. Life policies are legal contracts and the terms of each contract describe the limitations of the insured events. Often, specific exclusions written into the contract limit the liability of the insurer; common examples include claims relating to suicide, fraud, war, riot, and civil commotion. Difficulties may arise where an event is not clearly defined, for example, the insured knowingly incurred a risk by consenting to an experimental m ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Massachusetts
Massachusetts (Massachusett language, Massachusett: ''Muhsachuweesut [Massachusett writing systems, məhswatʃəwiːsət],'' English: , ), officially the Commonwealth of Massachusetts, is the most populous U.S. state, state in the New England region of the Northeastern United States. It borders on the Atlantic Ocean and Gulf of Maine to the east, Connecticut and Rhode Island to the south, New Hampshire and Vermont to the north, and New York (state), New York to the west. The state's capital and List of municipalities in Massachusetts, most populous city, as well as its cultural and financial center, is Boston. Massachusetts is also home to the urban area, urban core of Greater Boston, the largest metropolitan area in New England and a region profoundly influential upon American History of the United States, history, academia, and the Economy of the United States, research economy. Originally dependent on agriculture, fishing, and trade. Massachusetts was transformed into a manuf ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Parliament Of Australia
The Parliament of Australia (officially the Federal Parliament, also called the Commonwealth Parliament) is the legislature, legislative branch of the government of Australia. It consists of three elements: the monarch (represented by the Governor-General of Australia, governor-general), the Australian Senate, Senate and the Australian House of Representatives, House of Representatives.Constitution of Australia, Section 1 of the Constitution of Australia, section 1. The combination of two elected chambers, in which the members of the Senate represent the States and territories of Australia, states and territories while the members of the House represent electoral divisions according to population, is modelled on the United States Congress. Through both chambers, however, there is a Fusion of powers, fused executive, drawn from the Westminster system.. The upper house, the Senate, consists of 76 members: twelve for each state, and two each for the territories, Northern Terr ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
