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ISO 9564
ISO 9564 is an international standard for personal identification number (PIN) management and security in financial services. The PIN is used to verify the identity of a customer (the user of a bank card) within an electronic funds transfer system, and (typically) to authorize the transfer or withdrawal of funds. Therefore, it is important to protect PINs against unauthorized disclosure or misuse. Modern banking systems require interoperability between a variety of PIN pad, PIN entry devices, smart cards, Card reader#Smart card readers, card readers, card issuers, acquiring banks and retailers – including transmission of PINs between those entities – so a common set of rules for handling and securing PINs is required, to ensure both technical compatibility and a mutually agreed level of security. ISO 9564 provides principles and techniques to meet these requirements. ISO 9564 comprises three parts,Parts 1, 2 and 4. Part 3 was withdrawn in 2011. under the general title ...
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International Standard
international standard is a technical standard developed by one or more international standards organizations. International standards are available for consideration and use worldwide. The most prominent such organization is the International Organization for Standardization (ISO). Other prominent international standards organizations including the International Telecommunication Union (ITU) and the International Electrotechnical Commission (IEC). Together, these three organizations have formed the World Standards Cooperation alliance. Purpose International standards may be used either by direct application or by a process of modifying an international standard to suit local conditions. Adopting international standards results in creating national standards that are equivalent, or substantially the same as international standards in technical content, but may have (i) editorial differences as to appearance, use of symbols and measurement units, substitution of a point for a com ...
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Encryption Key
A key in cryptography is a piece of information, usually a string of numbers or letters that are stored in a file, which, when processed through a cryptographic algorithm, can encode or decode cryptographic data. Based on the used method, the key can be different sizes and varieties, but in all cases, the strength of the encryption relies on the security of the key being maintained. A key’s security strength is dependent on its algorithm, the size of the key, the generation of the key, and the process of key exchange. Scope The key is what is used to encrypt data from plaintext to ciphertext. There are different methods for utilizing keys and encryption. Symmetric cryptography Symmetric cryptography refers to the practice of the same key being used for both encryption and decryption. Asymmetric cryptography Asymmetric cryptography has separate keys for encrypting and decrypting. These keys are known as the public and private keys, respectively. Purpose Since the key pro ...
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Advanced Encryption Standard
The Advanced Encryption Standard (AES), also known by its original name Rijndael (), is a specification for the encryption of electronic data established by the U.S. National Institute of Standards and Technology (NIST) in 2001. AES is a variant of the Rijndael block cipher developed by two Belgian cryptographers, Joan Daemen and Vincent Rijmen, who submitted a proposal to NIST during the AES selection process. Rijndael is a family of ciphers with different key and block sizes. For AES, NIST selected three members of the Rijndael family, each with a block size of 128 bits, but three different key lengths: 128, 192 and 256 bits. AES has been adopted by the U.S. government. It supersedes the Data Encryption Standard (DES), which was published in 1977. The algorithm described by AES is a symmetric-key algorithm, meaning the same key is used for both encrypting and decrypting the data. In the United States, AES was announced by the NIST as U.S. FIPS PUB 197 (FIPS 197) on Novemb ...
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Block Size (cryptography)
In modern cryptography, symmetric key ciphers are generally divided into stream ciphers and block ciphers. Block ciphers operate on a fixed length string of bits. The length of this bit string is the block size. Both the input (plaintext) and output (ciphertext) are the same length; the output cannot be shorter than the input this follows logically from the pigeonhole principle and the fact that the cipher must be reversibleand it is undesirable for the output to be longer than the input. Until the announcement of NIST's AES contest, the majority of block ciphers followed the example of the DES in using a block size of 64 bits (8 bytes). However the birthday paradox tells us that after accumulating a number of blocks equal to the square root of the total number possible, there will be an approximately 50% chance of two or more being the same, which would start to leak information about the message contents. Thus even when used with a proper encryption mode (e.g. CBC or OFB), only ...
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Triple Data Encryption Algorithm
In cryptography, Triple DES (3DES or TDES), officially the Triple Data Encryption Algorithm (TDEA or Triple DEA), is a symmetric-key block cipher, which applies the DES cipher algorithm three times to each data block. The Data Encryption Standard's (DES) 56-bit key is no longer considered adequate in the face of modern cryptanalytic techniques and supercomputing power. A CVE released in 2016, CVE-2016-2183' disclosed a major security vulnerability in DES and 3DES encryption algorithms. This CVE, combined with the inadequate key size of DES and 3DES, NIST has deprecated DES and 3DES for ''new'' applications in 2017, and for ''all'' applications by the end of 2023. It has been replaced with the more secure, more robust AES. While the government and industry standards abbreviate the algorithm's name as TDES (Triple DES) and TDEA (Triple Data Encryption Algorithm), RFC 1851 referred to it as 3DES from the time it first promulgated the idea, and this namesake has since come into wi ...
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Check Digit
A check digit is a form of redundancy check used for error detection on identification numbers, such as bank account numbers, which are used in an application where they will at least sometimes be input manually. It is analogous to a binary parity bit used to check for errors in computer-generated data. It consists of one or more digits (or letters) computed by an algorithm from the other digits (or letters) in the sequence input. With a check digit, one can detect simple errors in the input of a series of characters (usually digits) such as a single mistyped digit or some permutations of two successive digits. Design Check digit algorithms are generally designed to capture ''human'' transcription errors. In order of complexity, these include the following: * letter/digit errors, such as l → 1 or O → 0 * single-digit errors, such as 1 → 2 * transposition errors, such as 12 → 21 * twin errors, such as 11 → 22 * jump transpositions errors, such as 132 → 231 * jump twi ...
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Primary Account Number
A payment card number, primary account number (PAN), or simply a card number, is the card identifier found on payment cards, such as credit cards and debit cards, as well as stored-value cards, gift cards and other similar cards. In some situations the card number is referred to as a bank card number. The card number is primarily a card identifier and may not directly identify the bank account number/s to which the card is/are linked by the issuing entity. The card number prefix identifies the issuer of the card, and the digits that follow are used by the issuing entity to identify the cardholder as a customer and which is then associated by the issuing entity with the customer's designated bank accounts. In the case of stored-value type cards, the association with a particular customer is only made if the prepaid card is reloadable. Card numbers are allocated in accordance with ISO/IEC 7812. The card number is typically embossed on the front of a payment card, and is encoded on t ...
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Padding (cryptography)
In cryptography, padding is any of a number of distinct practices which all include adding data to the beginning, middle, or end of a message prior to encryption. In classical cryptography, padding may include adding nonsense phrases to a message to obscure the fact that many messages end in predictable ways, e.g. ''sincerely yours''. Classical cryptography Official messages often start and end in predictable ways: ''My dear ambassador, Weather report, Sincerely yours'', etc. The primary use of padding with classical ciphers is to prevent the cryptanalyst from using that predictability to find Known-plaintext attack, known plaintext that aids in breaking the encryption. Random length padding also prevents an attacker from knowing the exact length of the plaintext message. A famous example of classical padding which caused a great misunderstanding is "the world wonders" incident, which nearly caused an Allied loss at the WWII Battle off Samar, part of the larger Battle of Leyte Gul ...
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Nibble
In computing, a nibble (occasionally nybble, nyble, or nybl to match the spelling of byte) is a four-bit aggregation, or half an octet. It is also known as half-byte or tetrade. In a networking or telecommunication context, the nibble is often called a semi-octet, quadbit, or quartet. A nibble has sixteen () possible values. A nibble can be represented by a single hexadecimal digit (–) and called a hex digit. A full byte (octet) is represented by two hexadecimal digits (–); therefore, it is common to display a byte of information as two nibbles. Sometimes the set of all 256-byte values is represented as a table, which gives easily readable hexadecimal codes for each value. Four-bit computer architectures use groups of four bits as their fundamental unit. Such architectures were used in early microprocessors, pocket calculators and pocket computers. They continue to be used in some microcontrollers. In this context, 4-bit groups were sometimes also called ''characters' ...
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Approved Algorithms For PIN Encipherment
Approved may refer to: *Approved drug, a preparation that has been validated for a therapeutic use by a ruling authority of a government *''Approved'', a 2013 album by Chester Thompson Chester Cortez Thompson (born December 11, 1948) is an American drummer best known for his tenures with Frank Zappa and The Mothers of Invention, Weather Report, Santana, the progressive rock band Genesis and Phil Collins as a solo artist. Thomp ... Trio * ''Approved'' (Ubiquitous Synergy Seeker album) {{disambiguation ...
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Random Number Generator
Random number generation is a process by which, often by means of a random number generator (RNG), a sequence of numbers or symbols that cannot be reasonably predicted better than by random chance is generated. This means that the particular outcome sequence will contain some patterns detectable in hindsight but unpredictable to foresight. True random number generators can be '' hardware random-number generators'' (HRNGS) that generate random numbers, wherein each generation is a function of the current value of a physical environment's attribute that is constantly changing in a manner that is practically impossible to model. This would be in contrast to so-called "random number generations" done by ''pseudorandom number generators'' (PRNGs) that generate numbers that only look random but are in fact pre-determined—these generations can be reproduced simply by knowing the state of the PRNG. Various applications of randomness have led to the development of several different meth ...
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Brute-force Search
In computer science, brute-force search or exhaustive search, also known as generate and test, is a very general problem-solving technique and algorithmic paradigm that consists of systematically enumerating all possible candidates for the solution and checking whether each candidate satisfies the problem's statement. A brute-force algorithm that finds the divisors of a natural number ''n'' would enumerate all integers from 1 to n, and check whether each of them divides ''n'' without remainder. A brute-force approach for the eight queens puzzle would examine all possible arrangements of 8 pieces on the 64-square chessboard and for each arrangement, check whether each (queen) piece can attack any other. While a brute-force search is simple to implement and will always find a solution if it exists, implementation costs are proportional to the number of candidate solutionswhich in many practical problems tends to grow very quickly as the size of the problem increases ( §Combinator ...
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