Homeowner Flood Insurance Affordability Act Of 2013
   HOME
*





Homeowner Flood Insurance Affordability Act Of 2013
The Homeowner Flood Insurance Affordability Act of 2013 () is a bill that would reduce some of the reforms made to the federal flood insurance program that were passed two years prior. The bill would reduce federal flood insurance premium rates for some properties that are sold, were uninsured as of July 2012, or where coverage lapsed as a result of the policyholder no longer being required to maintain coverage. The bill was passed in the United States House of Representatives during the 113th United States Congress. On March 21, 2014, President Barack Obama signed the bill into law, making it . Background National Flood Insurance Program The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The program enables property owners in participating communities to purchase insurance protection from the government against losses from flooding. This insurance is desi ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Michael Grimm (politician)
Michael Gerard Grimm (born February 7, 1970) is an American politician and convicted felon, who represented New York in the United States Congress from 2011 to 2015 until his conviction and resignation from Congress. Grimm represented New York's 13th congressional district during his first term, after which he represented New York's 11th congressional district. Both districts consisted of Staten Island and parts of Brooklyn. Grimm is a member of the Republican Party; during his time in office was the sole Republican to represent a significant portion of New York City. On April 28, 2014, Grimm was charged by federal authorities with 20 counts of fraud, federal tax evasion, and perjury. On December 23, 2014, he pleaded guilty to a single count of felony tax fraud, and "acknowledged committing perjury, hiring illegal immigrants, and committing wire fraud". After initially vowing to retain his seat, Grimm announced on December 30, 2014, that he would resign from Congress effective Ja ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Hurricane Sandy
Hurricane Sandy (unofficially referred to as ''Superstorm Sandy'') was an extremely destructive and strong Atlantic hurricane, as well as the largest Atlantic hurricane on record as measured by diameter, with tropical-storm-force winds spanning . The storm inflicted nearly $70 billion (2012 USD) in damage and killed 233 people across eight countries from the Caribbean to Canada. The eighteenth Tropical cyclone naming, named storm, tenth Atlantic hurricane, hurricane, and second major hurricane of the 2012 Atlantic hurricane season, Sandy was a List of Category 3 Atlantic hurricanes, Category 3 storm at its peak intensity when it made landfall in Cuba, though most of the damage it caused was after it became a Category 1-equivalent extratropical cyclone off the coast of the Northeastern United States. Sandy developed from a tropical wave in the western Caribbean Sea on October 22, quickly strengthened, and was upgraded to Tropical Storm Sandy six hours later. Sandy moved s ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


Candice Miller
Candice Sue Miller (née McDonald; born May 7, 1954) is an American politician serving as the Public Works Commissioner of Macomb County, Michigan since 2017. A member of the Republican Party, Miller previously served as the U.S. representative for from 2003 to 2017, the Michigan Secretary of State from 1995 to 2003, and the Macomb County Treasurer from 1993 to 1995. She also served as the Harrison Township Supervisor. U.S. House of Representatives Committee assignments * United States House Committee on Administration (chairman) In the 113th Congress, Representative Miller was appointed to serve as chairman of thCommittee on House Administration(CHA), and in the 114th Congress she continued to serve as the committee's chair. CHA was established in 1947 and is charged with the oversight of federal elections and the day-to-day operations of the House of Representatives. The committee has the responsibility to ensure that the House of Representatives runs in an effective and e ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Michigan
Michigan () is a state in the Great Lakes region of the upper Midwestern United States. With a population of nearly 10.12 million and an area of nearly , Michigan is the 10th-largest state by population, the 11th-largest by area, and the largest by area east of the Mississippi River.''i.e.'', including water that is part of state territory. Georgia is the largest state by land area alone east of the Mississippi and Michigan the second-largest. Its capital is Lansing, and its largest city is Detroit. Metro Detroit is among the nation's most populous and largest metropolitan economies. Its name derives from a gallicized variant of the original Ojibwe word (), meaning "large water" or "large lake". Michigan consists of two peninsulas. The Lower Peninsula resembles the shape of a mitten, and comprises a majority of the state's land area. The Upper Peninsula (often called "the U.P.") is separated from the Lower Peninsula by the Straits of Mackinac, a channel that joins Lak ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


Heritage Action
Heritage Action for America, more commonly known simply as Heritage Action, is a Conservatism in the United States, conservative policy advocacy organization founded in 2010. Heritage Action, which has affiliates throughout the United States, is a sister organization of the conservative think tank The Heritage Foundation. Heritage Action has been called a "powerhouse in a new generation of conservative groups" and "perhaps now the most influential lobby group among Congressional Republicans." Executive director Jessica Anderson has led the organization since April 2020. Heritage Action launched a campaign in August 2013 to link the Patient Protection and Affordable Care Act, also known as the ACA or "Obamacare", with laws to keep the federal government open or to increase the United States debt ceiling, federal debt limit. The organization played an instrumental role in the United States federal government shutdown of 2013, government shutdown of October 2013. Background and hist ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Jeb Hensarling
Thomas Jeb Hensarling (born May 29, 1957) is an American politician who served as the U.S. representative for Texas's 5th congressional district from 2003 to 2019. A member of the Republican Party, he chaired the House Republican Conference from 2011 to 2013 and House Financial Services Committee from 2013 until 2019. A leading opponent of regulating the financial industry, Hensarling has close ties to Wall Street, having received campaign donations from every major Wall Street bank as well as various payday lenders. On October 31, 2017, Hensarling announced that he would retire from Congress at the end of his current term and would not seek reelection in 2018. In 2019, he revealed he was joining UBS Group AG as executive vice chairman for the Americas region. Early life Hensarling was born in Stephenville, the seat of government of Erath County in Central Texas; he was reared on the family farm in College Station. He is the son of Mary Ann (Brock) and Charles Andrew "Chase" ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Shelley Moore Capito
Shelley Wellons Moore Capito ( ; born November 26, 1953) is an American politician and retired educator serving as the Seniority in the United States Senate, junior United States Senate, United States senator from West Virginia since 2015. A member of the Republican Party (United States), Republican Party, Capito served as the United States House of Representatives, U.S. representative from from 2001 to 2015. The daughter of three-term West Virginia governor Arch A. Moore Jr., Arch Alfred Moore Jr., she is the Dean of the House, dean of West Virginia's congressional delegation. Capito was the only Republican Party (United States), Republican in West Virginia's congressional delegation until 2011, and the first Republican woman elected to United States Congress, Congress from West Virginia. She was the first Women in the United States Senate, woman elected to the U.S. Senate from West Virginia and the first Republican to win a full term in the Senate from West Virginia since 194 ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


Suspension Of The Rules
In parliamentary procedure, a suspension of the rules allows a deliberative assembly to set aside its normal rules to do something that it could not do otherwise. However, there are rules that cannot be suspended. Explanation of use Rules are essential to the regularity of the proceedings. They protect the principles of parliamentary procedure—order, the right of individual members and of minorities to be heard, and the right of a majority to carry out its will. For these reasons, members have a right to insist on the observance of the rules. Yet, the assembly may dispense with certain rules. Special rules of order, rules contained in the parliamentary authority, the standing rules of the assembly, and rules of order contained in the bylaws or constitution may be suspended. In addition, the bylaws may provide for a specific rule to be suspended. Depending on the type of rule being suspended, a motion to suspend the rules could be adopted with a two-thirds vote. In many cases, ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Eric Cantor
Eric Ivan Cantor (born June 6, 1963) is an American lawyer and former politician who represented Virginia's 7th congressional district in the United States House of Representatives from 2001 to 2014. A Republican, Cantor served as House Minority Whip from 2009 to 2011, and as House Majority Leader from 2011 to 2014. Prior to serving in the House of Representatives, Cantor represented the 73rd district in the Virginia House of Delegates. His congressional district included most of the northern and western sections of Richmond, along with most of Richmond's western suburbs, and until redistricting in 2013 also portions of the Shenandoah Valley. In June 2014, in his bid for reelection, Cantor lost the Republican primary to economics professor Dave Brat in an upset that greatly surprised political analysts. In response, Cantor announced his early resignation as House Majority Leader. Several weeks later, he announced his resignation from Congress, which took effect on August 18, 2014 ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Congressional Budget Office
The Congressional Budget Office (CBO) is a federal agency within the legislative branch of the United States government that provides budget and economic information to Congress. Inspired by California's Legislative Analyst's Office that manages the state budget in a strictly nonpartisan fashion, the CBO was created as a nonpartisan agency by the Congressional Budget and Impoundment Control Act of 1974. Whereas politicians on both sides of the aisle have criticized the CBO when its estimates have been politically inconvenient, economists and other academics overwhelmingly reject that the CBO is partisan or that it fails to produce credible forecasts. There is a consensus among economists that "adjusting for legal restrictions on what the CBO can assume about future legislation and events, the CBO has historically issued credible forecasts of the effects of both Democratic and Republican legislative proposals." History The Congressional Budget Office was created by Title II of th ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

National Flood Insurance Program
The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development. The program enables property owners in participating communities to purchase insurance protection, administered by the government, against losses from flooding, and requires flood insurance for all loans or lines of credit that are secured by existing buildings, manufactured homes, or buildings under construction, that are located in the Special Flood Hazard Area in a community that participates in the NFIP. U.S. Congress limits the availability of National Flood Insurance to communities that adopt adequate land use and control measures with effective enforcement provisions to reduce flood damages by restricting development in areas exposed to flooding. The NFIP ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Public Domain
The public domain (PD) consists of all the creative work A creative work is a manifestation of creative effort including fine artwork (sculpture, paintings, drawing, sketching, performance art), dance, writing (literature), filmmaking, and composition. Legal definitions Creative works require a cre ... to which no exclusive intellectual property rights apply. Those rights may have expired, been forfeited, expressly waived, or may be inapplicable. Because those rights have expired, anyone can legally use or reference those works without permission. As examples, the works of William Shakespeare, Ludwig van Beethoven, Leonardo da Vinci and Georges Méliès are in the public domain either by virtue of their having been created before copyright existed, or by their copyright term having expired. Some works are not covered by a country's copyright laws, and are therefore in the public domain; for example, in the United States, items excluded from copyright include the for ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]