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Holyoke Credit Union
Holyoke Credit Union is a non-profit financial co-operative chartered by the Commonwealth of Massachusetts, and headquartered in Holyoke, Massachusetts. Established on September 7, 1911, the credit union was originally known as Notre Dame du Perpetuel Secours Credit Union of Holyoke and was open to the public, but strongly encouraged membership amongst school children of Holyoke's French-Canadian parochial schools at the time. On December 27, 1918, the name was changed to the present one,Query for "Holyoke Credit Union"Massachusetts Corporation Card File Database Secretary of the Commonwealth of Massachusetts and today is open to anyone living or working in the Hampden and Hampshire counties of Massachusetts. Holyoke Credit Union is a member of the National Credit Union Administration The National Credit Union Administration (NCUA) is a government-backed insurer of credit unions in the United States, one of two agencies that provide deposit insurance to depositors in U.S. d ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Online Banking
Online banking, also known as internet banking, web banking or home banking, is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website. The online banking system will typically connect to or be part of the core banking system operated by a bank to provide customers access to banking services in addition to or in place of traditional branch banking. Online banking significantly reduces the banks' operating cost by reducing reliance on a branch network and offers greater convenience to some customers by lessening the need to visit a branch bank as well as the convenience of being able to perform banking transactions even when branches are closed. Internet banking provides personal and corporate banking services offering features such as viewing account balances, obtaining statements, checking recent transactions, transferring money between accounts, and mak ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Companies Based In Holyoke, Massachusetts
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial per ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
1911 Establishments In Massachusetts
A notable ongoing event was the race for the South Pole. Events January * January 1 – A decade after federation, the Northern Territory and the Australian Capital Territory are added to the Commonwealth of Australia. * January 3 ** 1911 Kebin earthquake: An earthquake of 7.7 moment magnitude strikes near Almaty in Russian Turkestan, killing 450 or more people. ** Siege of Sidney Street in London: Two Latvian anarchists die, after a seven-hour siege against a combined police and military force. Home Secretary Winston Churchill arrives to oversee events. * January 5 – Egypt's Zamalek SC is founded as a general sports and Association football club by Belgian lawyer George Merzbach as Qasr El Nile Club. * January 14 – Roald Amundsen's South Pole expedition makes landfall, on the eastern edge of the Ross Ice Shelf. * January 18 – Eugene B. Ely lands on the deck of the USS ''Pennsylvania'' stationed in San Francisco harbor, the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
SUM (interbank Network)
SUM is an interbank network in forty-two U.S. states (all except Alaska, Alabama, Delaware, Montana, Nebraska, North Dakota, South Dakota, Wyoming), the District of Columbia and Puerto Rico. It is largely made up of smaller local banks and credit unions. Account holders at member institutions do not pay ATM usage fees for using ATMs of any other financial institution within the network. SUM is a product of NYCE Payments Network, LLC, an FIS company. See also *ATM usage fees ATM usage fees are the fees that many banks and interbank networks charge for the use of their automated teller machines (ATMs). In some cases, these fees are assessed solely for non-members of the bank; in other cases, they apply to all users. ... References External links SUM Network website Banking in the United States Financial services companies of the United States Interbank networks {{US-bank-stub ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Credit Union Administration
The National Credit Union Administration (NCUA) is a government-backed insurer of credit unions in the United States, one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the Federal Deposit Insurance Corporation, which insures commercial banks and savings institutions. The NCUA is an independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions. With the backing of the full faith and credit of the U.S. government, the NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 124 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. Besides the Share Insurance Fund, the NCUA operates three other funds: the NCUA Operating Fund, the Central Liquidity Facility (CLF), and the Community Development Revolving Loan Fund (CDRLF). The NCUA Operating Fun ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hampshire County, Massachusetts
Hampshire County is a historical and judicial county located in the U.S. state of Massachusetts. Following the dissolution of the county government in 1999, county affairs were managed by the Hampshire Council of Governments, which itself ceased operations in 2019, due to a "fundamentally flawed, unsustainable operational model". As of the 2020 census, the population was 162,308. Its most populous municipality is Amherst, its largest town in terms of landmass is Belchertown, and its traditional county seat is Northampton. The county is named after the county Hampshire, in England. Hampshire County is part of the Springfield, MA Metropolitan Statistical Area. Together with Hampden County, Hampshire County municipalities belong to the Pioneer Valley Planning Commission. History Hampshire County was constituted in 1662 from previously unorganized territory comprising the entire western part of Massachusetts Bay Colony. It included the original towns of Springfield, Northampt ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hampden County, Massachusetts
Hampden County is a non-governmental county located in the Pioneer Valley of the state of Massachusetts, in the United States. As of the 2020 census, Hampden County's population was 465,825. Its traditional county seat is Springfield, the Connecticut River Valley's largest city, and economic and cultural capital; with an estimated population of 154,758, approximately 1 in 3 residents of Hampden County live in Springfield. Hampden County was split from Hampshire County in 1812, because Northampton, Massachusetts, was made Hampshire County's "shire town" in 1794; however, Springfield—theretofore Hampshire County's traditional shire town, dating back to its founding in 1636—grew at a pace far quicker than Northampton and was granted shire town-status over its own, southerly jurisdiction. It was named for parliamentarian John Hampden. To the north of Hampden County is modern-day Hampshire County; to the west is Berkshire County; to the east is Worcester County; to the sou ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Parochial Schools
A parochial school is a private primary or secondary school affiliated with a religious organization, and whose curriculum includes general religious education in addition to secular subjects, such as science, mathematics and language arts. The word ''parochial'' comes from the same root as "parish", and parochial schools were originally the educational wing of the local parish church. Christian parochial schools are called "church schools" or 'Christian schools'. In Ontario, parochial schools are called "separate schools". In addition to schools run by Christian organizations, there are also religious schools affiliated with Jewish, Muslim, and other groups; however, these are not usually called "parochial" because of the term's historical association with Christian parishes. United Kingdom In British education, parish schools from the established church of the relevant constituent country formed the basis of the state-funded education system, and many schools retain a church co ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
French-Canadian
French Canadians (referred to as Canadiens mainly before the twentieth century; french: Canadiens français, ; feminine form: , ), or Franco-Canadians (french: Franco-Canadiens), refers to either an ethnic group who trace their ancestry to French colonists who settled in Canada beginning in the 17th century or to French-speaking or Francophone Canadians of any ethnic origin. During the 17th century, French settlers originating mainly from the west and north of France settled Canada. It is from them that the French Canadian ethnicity was born. During the 17th to 18th centuries, French Canadians expanded across North America and colonized various regions, cities, and towns. As a result people of French Canadian descent can be found across North America. Between 1840 and 1930, many French Canadians immigrated to New England, an event known as the Grande Hémorragie. Etymology French Canadians get their name from ''Canada'', the most developed and densely populated region of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Card
A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt (i.e., promise to the card issuer to pay them for the amounts plus the other agreed charges). The card issuer (usually a bank or credit union) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance. There are two credit card groups: consumer credit cards and business credit cards. Most cards are plastic, but some are metal cards (stainless steel, gold, palladium, titanium), and a few gemstone-encrusted metal cards. A regular credit card is different from a charge card, which requires the balance to be repaid in full each month or at the end of each statement cycle. In contrast, credit cards allow the consumers to build a continuing balance of debt, subject to interest being charged. A credit car ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Holyoke, Massachusetts
Holyoke is a city in Hampden County, Massachusetts, United States, that lies between the western bank of the Connecticut River and the Mount Tom Range. As of the 2020 census, the city had a population of 38,238. Located north of Springfield, Holyoke is part of the Springfield Metropolitan Area, one of the two distinct metropolitan areas in Massachusetts. Holyoke is among the early planned industrial cities in the United States. Built in tandem with the Holyoke Dam to utilize the water power of Hadley Falls, it is one of a handful of cities in New England built on the grid plan. During the late 19th century the city produced an estimated 80% of the writing paper used in the United States and was home to the largest paper mill architectural firm in the country, as well as the largest paper, silk, and alpaca wool mills in the world. Although a considerably smaller number of businesses in Holyoke work in the paper industry today, it is still commonly referred to as "The Paper ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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