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HP-12C
The HP-12C is a financial calculator made by Hewlett-Packard (HP) and its successor HP Inc. as part of the HP Voyager series. Functionality The HP-12C is HP's longest and best-selling product, in continual production since its introduction in 1981. Due to its simple operation for key financial calculations, the calculator long ago became the ''de facto'' standard among financial professionals. Its popularity has endured despite a relatively simple but iterative process such as amortizing the interest over the life of a loan, a calculation that modern spreadsheets can complete almost instantly, can take over a minute with the HP-12C. The 1977 October edition of the ''HP Journal'' contains an article by Roy Martin, the inventor of the simple method of operation used in HP financial calculators, which describes, in detail, the mathematics and functionality built by William Kahan and Roy Martin that is still used today. Models HP-12C There were at least eight hardware revision ...
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HP Voyager Series
The Hewlett-Packard Voyager series of calculators were introduced by Hewlett-Packard in 1981. All members of this series are Programmable calculator, programmable, use Reverse Polish Notation, and feature HP Continuous memory, continuous memory. Nearly identical in appearance, each model provided different capabilities and was aimed at different user markets. Models The HP calculators Voyager series consisted of five models, some of which were manufactured in several variants (with years of production): *#10C, HP-10C – basic scientific calculator (1982–1984). *#11C, HP-11C – mid-range scientific calculator (1981–1989). *#12C, HP-12C – business/financial calculator (1981–present). *#15C, HP-15C – advanced scientific calculator (1982–1989, 2011). *#16C, HP-16C – computer programmer's calculator (1982–1989). HP-10C The HP-10C is the last and lowest-featured calculator in this line, even though its number would suggest an earlier origin. T ...
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Financial Calculator
A financial calculator or business calculator is an electronic calculator that performs financial functions commonly needed in business and commerce communities (simple interest, compound interest, cash flow, amortization, conversion, cost/sell/margin, etc.). It has standalone keys for many financial calculations and functions, making such calculations more direct than on standard calculators. It may be user programmable, allowing the user to add functions that the manufacturer has not provided by default. Examples of financial calculators are the HP 12C, HP-10B The HP-10B (F1636A) is a student business calculator introduced in 1987. The model of this calculator proved to compete well with the higher end RPN HP-12C. Two versions of the 10B were produced, the first version came with orange lettering ar ... and the TI BA II.. A wide number of graphing calculators, like the Casio FX-9860GII, the Texas Instruments TI-89 Titanium, and the Hewlett Packard HP 48gII include complex ...
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Calculator
An electronic calculator is typically a portable electronic device used to perform calculations, ranging from basic arithmetic to complex mathematics. The first solid-state electronic calculator was created in the early 1960s. Pocket-sized devices became available in the 1970s, especially after the Intel 4004, the first microprocessor, was developed by Intel for the Japanese calculator company Busicom. Modern electronic calculators vary from cheap, give-away, credit-card-sized models to sturdy desktop models with built-in printers. They became popular in the mid-1970s as the incorporation of integrated circuits reduced their size and cost. By the end of that decade, prices had dropped to the point where a basic calculator was affordable to most and they became common in schools. Computer operating systems as far back as early Unix have included interactive calculator programs such as dc and hoc, and interactive BASIC could be used to do calculations on most 1970s a ...
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Programmable Calculator
Programmable calculators are calculators that can automatically carry out a sequence of operations under control of a stored computer programming, program. Most are Turing complete, and, as such, are theoretically general-purpose computers. However, their user interfaces and programming environments are specifically tailored to make performing small-scale numerical computations convenient, rather than general-purpose use. The first programmable calculators such as the IBM CPC used punched cards or other media for program storage. Hand-held electronic calculators store programs on magnetic strips, removable read-only memory cartridges, flash memory, or in battery-backed read/write memory. Since the early 1990s, most of these flexible handheld units belong to the class of graphing calculators. Before the mass-manufacture of inexpensive dot-matrix LCDs, however, programmable calculators usually featured a one-line numeric or alphanumeric display. The Big Four manufacturers of pro ...
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4-level RPN
Reverse Polish notation (RPN), also known as reverse Łukasiewicz notation, Polish postfix notation or simply postfix notation, is a mathematical notation in which operators ''follow'' their operands, in contrast to Polish notation (PN), in which operators ''precede'' their operands. It does not need any parentheses as long as each operator has a fixed number of operands. The description "Polish" refers to the nationality of logician Jan Łukasiewicz, who invented Polish notation in 1924. The first computer to use postfix notation, though it long remained essentially unknown outside of Germany, was Konrad Zuse's Z3 in 1941 as well as his Z4 in 1945. The reverse Polish scheme was again proposed in 1954 by Arthur Burks, Don Warren, and Jesse Wright and was independently reinvented by Friedrich L. Bauer and Edsger W. Dijkstra in the early 1960s to reduce computer memory access and use the stack to evaluate expressions. The algorithms and notation for this scheme were extended b ...
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Classical RPN
Reverse Polish notation (RPN), also known as reverse Łukasiewicz notation, Polish postfix notation or simply postfix notation, is a mathematical notation in which operators ''follow'' their operands, in contrast to Polish notation (PN), in which operators ''precede'' their operands. It does not need any parentheses as long as each operator has a fixed number of operands. The description "Polish" refers to the nationality of logician Jan Łukasiewicz, who invented Polish notation in 1924. The first computer to use postfix notation, though it long remained essentially unknown outside of Germany, was Konrad Zuse's Z3 in 1941 as well as his Z4 in 1945. The reverse Polish scheme was again proposed in 1954 by Arthur Burks, Don Warren, and Jesse Wright and was independently reinvented by Friedrich L. Bauer and Edsger W. Dijkstra in the early 1960s to reduce computer memory access and use the stack to evaluate expressions. The algorithms and notation for this scheme were extended b ...
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Cyrille De Brébisson
Cyrille is both a French masculine given name and a surname. Notable people with the name include: People with the given name * Cyrille Adoula (1921–1978), Congolese politician who served as Premier of the Republic of the Congo (1961–1964) * Cyrille Aimée (born 1984), French jazz singer * Cyrille Beaudry (1835–1904), Canadian priest and educator * Cyrille Florent Bella (born 1975), Cameroonian football player (senior career from 1998) who was a member of the Cameroonian national team (1997 and 2003) * Cyrille Carré (born 1984), French Olympic canoeist and 2007 ICF Canoe Sprint World Champion in the K-2 1000 m event * Cyrille-Hector-Octave Côté (1809–1850), physician who served in the Legislative Assembly of Lower Canada and went on to be ordained as a Baptist minister * Cyrille Courtin (born 1971), French football player (senior career 1989–2003) * Cyrille-Fraser Delâge (1869–1957), Canadian notary and political figure who served in the Legi ...
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CMOS
Complementary metal–oxide–semiconductor (CMOS, pronounced "sea-moss", ) is a type of metal–oxide–semiconductor field-effect transistor (MOSFET) fabrication process that uses complementary and symmetrical pairs of p-type and n-type MOSFETs for logic functions. CMOS technology is used for constructing integrated circuit (IC) chips, including microprocessors, microcontrollers, memory chips (including CMOS BIOS), and other digital logic circuits. CMOS technology is also used for analog circuits such as image sensors (CMOS sensors), data converters, RF circuits (RF CMOS), and highly integrated transceivers for many types of communication. The CMOS process was originally conceived by Frank Wanlass at Fairchild Semiconductor and presented by Wanlass and Chih-Tang Sah at the International Solid-State Circuits Conference in 1963. Wanlass later filed US patent 3,356,858 for CMOS circuitry and it was granted in 1967. commercialized the technology with the trademark "COS-MO ...
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William Kahan
William "Velvel" Morton Kahan (born June 5, 1933) is a Canadian mathematician and computer scientist, who received the Turing Award in 1989 for "''his fundamental contributions to numerical analysis''", was named an ACM Fellow in 1994, and inducted into the National Academy of Engineering in 2005. Biography Born to a Canadian Jewish family, he attended the University of Toronto, where he received his bachelor's degree in 1954, his master's degree in 1956, and his Ph.D. in 1958, all in the field of mathematics. Kahan is now emeritus professor of mathematics and of electrical engineering and computer sciences (EECS) at the University of California, Berkeley. Kahan was the primary architect behind the IEEE 754-1985 standard for floating-point computation (and its radix-independent follow-on, IEEE 854). He has been called "The Father of Floating Point", since he was instrumental in creating the original IEEE 754 specification. Kahan continued his contributions to the IEEE 754 revisio ...
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HP Journal
''Hewlett-Packard Journal'' was a magazine published by Hewlett-Packard (HP) between 1949–1998. The first issue appeared in September 1949. Headquartered in Palo Alto, California Palo Alto (; Spanish for "tall stick") is a charter city in the northwestern corner of Santa Clara County, California, United States, in the San Francisco Bay Area, named after a coastal redwood tree known as El Palo Alto. The city was es ..., it covered technical and product news from HP. The magazine was started as monthly, but then its frequency switched to bimonthly. It is available as web-pages - or as scanned and available on HPs home page as PDF downloads. References {{Reflist External links leapsecond.com: Time & Frequency Articles from ''Hewlett Packard Journal'' Bimonthly magazines published in the United States Monthly magazines published in the United States Defunct computer magazines published in the United States Hewlett-Packard Magazines disestablished in 1998 Magazines ...
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Finance
Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of production, distribution, and consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in financial systems at various scopes, thus the field can be roughly divided into personal, corporate, and public finance. In a financial system, assets are bought, sold, or traded as financial instruments, such as currencies, loans, bonds, shares, stocks, options, futures, etc. Assets can also be banked, invested, and insured to maximize value and minimize loss. In practice, risks are always present in any financial action and entities. A broad range of subfields within finance exist due to its wide scope. Asset, money, risk and investment management aim to maximize value and minimize volatility. Financial analysis is viability, stability, and profitability asse ...
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Interest
In finance and economics, interest is payment from a borrower or deposit-taking financial institution to a lender or depositor of an amount above repayment of the principal sum (that is, the amount borrowed), at a particular rate. It is distinct from a fee which the borrower may pay the lender or some third party. It is also distinct from dividend which is paid by a company to its shareholders (owners) from its profit or reserve, but not at a particular rate decided beforehand, rather on a pro rata basis as a share in the reward gained by risk taking entrepreneurs when the revenue earned exceeds the total costs. For example, a customer would usually pay interest to borrow from a bank, so they pay the bank an amount which is more than the amount they borrowed; or a customer may earn interest on their savings, and so they may withdraw more than they originally deposited. In the case of savings, the customer is the lender, and the bank plays the role of the borrower. Interest diff ...
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