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Financial Literacy Curriculum
A financial literacy curriculum is a curriculum that teaches basic financial skills (known as financial literacy) to students of various age groups. Some curricula are age-specific, while others are intended for all ages. For example, Money Smart for Young Adults is a financial literacy curriculum developed by the U.S. Federal Deposit Insurance Corporation, designed for students between the ages of 12 and 20. Money Smart for Young Adults focuses on saving, debt, and home-ownership, along with a series of Money Smart Parent/ Caregiver Guides. Money Smart for Young Adults does not currently offer an investing module.Federal Deposit Insurance CorporationMoney Smart for Young People accessed 6 September 2022 The UK Scout Association introduced a "Money Skills Activity Badge" for cubs in June 2021, which includes skills in using foreign currency A currency, "in circulation", from la, currens, -entis, literally meaning "running" or "traversing" is a standardization of money in a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Curriculum
In education, a curriculum (; : curricula or curriculums) is broadly defined as the totality of student experiences that occur in the educational process. The term often refers specifically to a planned sequence of instruction, or to a view of the student's experiences in terms of the educator's or school's instructional goals. A curriculum may incorporate the planned interaction of pupils with instructional content, materials, resources, and processes for evaluating the attainment of educational objectives. Curricula are split into several categories: the explicit, the implicit (including the hidden), the excluded, and the extracurricular.Kelly, A. V. (2009). The curriculum: Theory and practice (pp. 1–55). Newbury Park, CA: Sage.Braslavsky, C. (2003). The curriculum. Curricula may be tightly standardized or may include a high level of instructor or learner autonomy. Many countries have national curricula in primary and secondary education, such as the United Kingdom's Na ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial
Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of production, distribution, and consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in financial systems at various scopes, thus the field can be roughly divided into personal, corporate, and public finance. In a financial system, assets are bought, sold, or traded as financial instruments, such as currencies, loans, bonds, shares, stocks, options, futures, etc. Assets can also be banked, invested, and insured to maximize value and minimize loss. In practice, risks are always present in any financial action and entities. A broad range of subfields within finance exist due to its wide scope. Asset, money, risk and investment management aim to maximize value and minimize volatility. Financial analysis is viability, stability, and profitability asse ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Literacy
Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources. Raising interest in personal finance is now a focus of state-run programs in countries including Australia, Canada, Japan, the United States, and the United Kingdom. Understanding basic financial concepts allows people to know how to navigate in the financial system. People with appropriate financial literacy training make better financial decisions and manage money better than those without such training. The Organization for Economic Co-operation and Development (OECD) started an inter-governmental project in 2003 with the objective of providing ways to improve financial education and literacy standards through the development of common financial literacy principles. In March 2008, the OECD launched the International Gateway for Financial Education, which aims to serve as a clearinghouse for financial edu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is one of two agencies that supply deposit insurance to depositors in American depository institutions, the other being the National Credit Union Administration, which regulates and insures credit unions. The FDIC is a United States government corporation supplying deposit insurance to depositors in American commercial banks and savings banks. The FDIC was created by the Banking Act of 1933, enacted during the Great Depression to restore trust in the American banking system. More than one-third of banks failed in the years before the FDIC's creation, and bank runs were common. The insurance limit was initially US$2,500 per ownership category, and this was increased several times over the years. Since the enactment of the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2010, the FDIC insures deposits in member banks up to $250,000 per ownership category. FDIC insurance is backed by the full faith and credit of the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Home-ownership
Owner-occupancy or home-ownership is a form of housing tenure in which a person, called the owner-occupier, owner-occupant, or home owner, owns the home in which they live. The home can be a house, such as a single-family detached home, single-family house, an apartment, condominium, or a housing cooperative. In addition to providing housing, owner-occupancy also functions as a real estate investing, real estate investment. Acquisition Some homes are constructed by the owners with the intent to occupy. Many are inheritance, inherited. A large number are purchased, as new homes from a real estate development, real estate developer or as an existing home from a previous landlord or owner-occupier. A house is usually the most expensive single purchase an individual or family makes, and often costs several times the annual household income. Given the high cost, most individuals do not have enough saving, savings on hand to pay the entire amount outright. In developed countries, mor ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Scout Association
The Scout Association is the largest Scouting organisation in the United Kingdom and is the World Organization of the Scout Movement's recognised member for the United Kingdom. Following the origin of Scouting in 1907, the association was formed in 1910 and incorporated in 1912 by a royal charter under its previous name of The Boy Scouts Association. The association is the largest national Scout organisation in Europe, representing 35% of the membership of the European Scout Region. , the association claims to provide activities to 464,700 young people (aged –25) in the UK with over 116,400 adult volunteers which is more than one adult for each 4 young people. (pp. 58) Its programmes include Squirrel Scouts (aged 4–6), Beaver Scouts (aged –8), Cub Scouts (aged 8–), Scouts (aged –14), Explorer Scouts (aged 14–18) and adult Network members (aged 18–25). The association aims to provide "fun, adventure and skills for life and give young people the opportunity to ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cub Scouts (The Scout Association)
Cub Scouts, often shortened to Cubs, are a section of Scouting operated by The Scout Association with a core age of eight to ten and a half years of age. This section follows on from the Beaver Scouts (6–8 year olds) and precedes the Scout section (10½–14 year olds). Originally beginning in 1916 as Wolf Cubs, the section gained its current name in 1966 as a result of the '' Advance Party Report''. Because of this early name, the section has themed links to wolves and the novel ''The Jungle Book'' with the section being called a Cub Pack and the volunteer leaders taking their names from this story. Cub Scouts has been open to both boys and girls since 1991 as well as those of different faiths and none. Cub Scouts wear a green sweatshirt for their uniform and earn badges for skills learned and challenges overcome. History Wolf Cubs: 1916-1966 The Cub Scout section was first launched in 1916 as Wolf Cubs. Early in the development of the Scouting movement, there was a n ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Foreign Currency
A currency, "in circulation", from la, currens, -entis, literally meaning "running" or "traversing" is a standardization of money in any form, in use or circulation as a medium of exchange, for example banknotes and coins. A more general definition is that a currency is a ''system of money'' in common use within a specific environment over time, especially for people in a nation state. Under this definition, the British Pound Sterling (£), euros (€), Japanese yen (¥), and U.S. dollars (US$)) are examples of (government-issued) fiat currencies. Currencies may act as stores of value and be traded between nations in foreign exchange markets, which determine the relative values of the different currencies. Currencies in this sense are either chosen by users or decreed by governments, and each type has limited boundaries of acceptance - i.e. legal tender laws may require a particular unit of account for payments to government agencies. Other definitions of the term "curre ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Curricula
In education, a curriculum (; : curricula or curriculums) is broadly defined as the totality of student experiences that occur in the educational process. The term often refers specifically to a planned sequence of instruction, or to a view of the student's experiences in terms of the educator's or school's instructional goals. A curriculum may incorporate the planned interaction of pupils with instructional content, materials, resources, and processes for evaluating the attainment of educational objectives. Curricula are split into several categories: the explicit, the implicit (including the hidden), the excluded, and the extracurricular.Kelly, A. V. (2009). The curriculum: Theory and practice (pp. 1–55). Newbury Park, CA: Sage.Braslavsky, C. (2003). The curriculum. Curricula may be tightly standardized or may include a high level of instructor or learner autonomy. Many countries have national curricula in primary and secondary education, such as the United Kingdom's Na ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
