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Flood Insurance Reform Act Of 2004
The Bunning-Bereuter-Blumenauer Flood Insurance Reform Act of 2004 () reformed the National Flood Insurance Program (NFIP) and the terms of the National Flood Insurance Act of 1968. It was designed to "reduce losses to properties for which repetitive flood insurance claim payments have been made." The Act's main sponsors were Sen. Jim Bunning, Rep. Doug Bereuter, and Rep. Earl Blumenauer. The Act's preamble included the following Congressional findings that quantify the motivation for the new law: *the NFIP insures approximately 4,400,000 policyholders; *about 48,000 properties in the program have experienced, within a ten-year period, two or more flood losses where each loss is more than $1,000; *about 10,000 repetitive-loss properties have experienced two or three losses that cumulatively exceed building value; *these repetitive-loss properties cost the taxpayer about $200 million annually; *about 1% of insured properties account for 25-30% of claims losses; *the vast majority of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Flood Insurance Program
The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development. The program enables property owners in participating communities to purchase insurance protection, administered by the government, against losses from flooding, and requires flood insurance for all loans or lines of credit that are secured by existing buildings, manufactured homes, or buildings under construction, that are located in the Special Flood Hazard Area in a community that participates in the NFIP. U.S. Congress limits the availability of National Flood Insurance to communities that adopt adequate land use and control measures with effective enforcement provisions to reduce flood damages by restricting development in areas exposed to flooding. The NFIP ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Flood Insurance Act Of 1968
The National Flood Insurance Act of 1968 is legislation enacted in the United States that led to the creation of the National Flood Insurance Program (NFIP).Haddow, George D. and Jane A. Bullock, 2003, ''Introduction to Emergency Management'', Amsterdam: Butterworth-Heinemann, Origin of the act The act was motivated by a long history of property damage and loss of life due to flooding. The legislation was finally promulgated because of the recent flood loss sustained in Florida and Louisiana following the destruction caused by the Hurricane Betsy flood surge in 1965. National Flood Insurance Program The NFIP goals are two-fold: • To provide flood insurance for structures and contents in communities that adopt and enforce an ordinance outlining minimal floodplain management standards. • To identify areas of high and low flood hazard and establish flood insurance rates for structures inside each flood hazard area. Amendments The program was first amended by the Flood Disast ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Jim Bunning
James Paul David Bunning (October 23, 1931 – May 26, 2017) was an American professional baseball pitcher and politician who represented Kentucky in both chambers of the United States Congress. He was the sole Major League Baseball athlete to have been elected to both the United States Senate and the National Baseball Hall of Fame and Museum, National Baseball Hall of Fame. Bunning pitched from 1955 to 1971 for the Detroit Tigers, Philadelphia Phillies, Pittsburgh Pirates, and Los Angeles Dodgers. When Bunning retired, he had the second-highest total Top 100 Major League Baseball strikeout pitchers, career strikeouts in Major League history; he currently ranks 21st. As a member of the Phillies, Bunning pitched the seventh Perfect game (baseball), perfect game in Major League Baseball history on June 21, 1964, the first game of a Father's Day (United States), Father's Day doubleheader at Shea Stadium, against the New York Mets. It was the first perfect game in the National League ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Doug Bereuter
Douglas Kent Bereuter (born October 6, 1939) is an American retired politician from the state of Nebraska in the Midwestern United States. He served in the United States House of Representatives from 1979 until 2004. He also served as the president and CEO of The Asia Foundation from 2004 to 2011 and is a member of the ReFormers Caucus at Issue One. Bereuter is a member of the Republican Party. Early life and education Bereuter, a fifth generation Nebraskan, was born in York, Nebraska, and was reared in Utica, Nebraska, attended its Lutheran and public schools before graduating from Utica High School in 1957. He attended the University of Nebraska in Lincoln, where he was a member of Sigma Alpha Epsilon, with election to Phi Beta Kappa, and Sigma Xi, before graduating in 1961 with a B.A. and as a Distinguished Military Graduate. He attended the Harvard Graduate School of Design from 1961 to 1963, receiving its M.C.P. degree. From 1963 to 1965 he served as a counter-intelligenc ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Earl Blumenauer
Earl Francis Blumenauer ( ; born August 16, 1948) is an American lawyer, author, and politician serving as the U.S. representative for since 1996. The district includes most of Portland east of the Willamette River. A member of the Democratic Party, Blumenauer previously spent over 20 years as a public official in Portland, including serving on the Portland City Council from 1987 to 1996, when he succeeded Ron Wyden in the U.S. House of Representatives. Wyden was elected to the U.S. Senate after Bob Packwood resigned. Early life and education Blumenauer was born in Portland on August 16, 1948. In 1966, he graduated from Centennial High School on Portland's east side and then enrolled at Lewis & Clark College. He majored in political science and received a Bachelor of Arts degree from Lewis & Clark in 1970. Blumenauer completed his education in 1976 when he earned a Juris Doctor degree from the school's Northwestern School of Law (now Lewis & Clark Law School). Before starting ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Floodplain
A floodplain or flood plain or bottomlands is an area of land adjacent to a river which stretches from the banks of its channel to the base of the enclosing valley walls, and which experiences flooding during periods of high discharge.Goudie, A. S., 2004, ''Encyclopedia of Geomorphology'', vol. 1. Routledge, New York. The soils usually consist of clays, silts, sands, and gravels deposited during floods. Because the regular flooding of floodplains can deposit nutrients and water, floodplains frequently have high soil fertility; some important agricultural regions, such as the Mississippi river basin and the Nile, rely heavily on the flood plains. Agricultural regions as well as urban areas have developed near or on floodplains to take advantage of the rich soil and fresh water. However, the risk of flooding has led to increasing efforts to control flooding. Formation Most floodplains are formed by deposition on the inside of river meanders and by overbank flow. Whereve ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Library Of Congress
The Library of Congress (LOC) is the research library that officially serves the United States Congress and is the ''de facto'' national library of the United States. It is the oldest federal cultural institution in the country. The library is housed in three buildings on Capitol Hill in Washington, D.C.; it also maintains a conservation center in Culpeper, Virginia. The library's functions are overseen by the Librarian of Congress, and its buildings are maintained by the Architect of the Capitol. The Library of Congress is one of the largest libraries in the world. Its "collections are universal, not limited by subject, format, or national boundary, and include research materials from all parts of the world and in more than 470 languages." Congress moved to Washington, D.C., in 1800 after holding sessions for eleven years in the temporary national capitals in New York City and Philadelphia. In both cities, members of the U.S. Congress had access to the sizable collection ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
2004 In The Environment
This is a list of notable events relating to the environment in 2004. They relate to environmental law, conservation, environmentalism and environmental issues. Events *The results of the Global Amphibian Assessment were published, the first worldwide assessment of amphibian populations. It found that 32% of species were globally threatened, at least 43% were experiencing some form of population decrease, and that between 9 and 122 species have become extinct since 1980. This decline in amphibian populations may be due in part to the effects of human activity. January *The Environmental Information Regulations 2004 come into force. It is a United Kingdom Statutory Instrument that provides a statutory right of access to environmental information held by UK public authorities. February *The Agreement on the Conservation of Albatrosses and Petrels comes into force. May *The Stockholm Convention on Persistent Organic Pollutants comes into force. It is an international environmental ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Flood Control Acts In The United States
A flood is an overflow of water (list of non-water floods, or rarely other fluids) that submerges land that is usually dry. In the sense of "flowing water", the word may also be applied to the inflow of the tide. Floods are an area of study of the discipline hydrology and are of significant concern in agriculture, civil engineering and public health. Environmental issues, Human changes to the environment often increase the intensity and frequency of flooding, for example land use changes such as deforestation and Wetland conservation, removal of wetlands, changes in waterway course or flood controls such as with levees, and larger environmental issues such as climate change and sea level rise. In particular climate change's Effects of climate change on weather, increased rainfall and Extreme weather, extreme weather events increases the severity of other causes for flooding, resulting in more intense floods and increased flood risk. Flooding may occur as an overflow of water ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Insurance Legislation
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by o ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United States Federal Environmental Legislation
United may refer to: Places * United, Pennsylvania, an unincorporated community * United, West Virginia, an unincorporated community Arts and entertainment Films * ''United'' (2003 film), a Norwegian film * ''United'' (2011 film), a BBC Two film Literature * ''United!'' (novel), a 1973 children's novel by Michael Hardcastle Music * United (band), Japanese thrash metal band formed in 1981 Albums * ''United'' (Commodores album), 1986 * ''United'' (Dream Evil album), 2006 * ''United'' (Marvin Gaye and Tammi Terrell album), 1967 * ''United'' (Marian Gold album), 1996 * ''United'' (Phoenix album), 2000 * ''United'' (Woody Shaw album), 1981 Songs * "United" (Judas Priest song), 1980 * "United" (Prince Ital Joe and Marky Mark song), 1994 * "United" (Robbie Williams song), 2000 * "United", a song by Danish duo Nik & Jay featuring Lisa Rowe Television * ''United'' (TV series), a 1990 BBC Two documentary series * ''United!'', a soap opera that aired on BBC One from 1965-19 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Acts Of The 108th United States Congress
The Acts of the Apostles ( grc-koi, Πράξεις Ἀποστόλων, ''Práxeis Apostólōn''; la, Actūs Apostolōrum) is the fifth book of the New Testament; it tells of the founding of the Christian Church and the spread of its message to the Roman Empire. It gives an account of the ministry and activity of Christ's apostles in Jerusalem and other regions, after Christ's death, resurrection, and ascension. Acts and the Gospel of Luke make up a two-part work, Luke–Acts, by the same anonymous author. It is usually dated to around 80–90 AD, although some scholars suggest 90–110. The first part, the Gospel of Luke, tells how God fulfilled his plan for the world's salvation through the life, death, and resurrection of Jesus of Nazareth. Acts continues the story of Christianity in the 1st century, beginning with the ascension of Jesus to Heaven. The early chapters, set in Jerusalem, describe the Day of Pentecost (the coming of the Holy Spirit) and the growth of the chur ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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