Flood Insurance Rate Map
A flood insurance rate map (FIRM) is an official map of a community within the United States that displays the floodplains, more explicitly special hazard areas and risk premium zones, as delineated by the Federal Emergency Management Agency (FEMA). The term is used mainly in the United States but similar maps exist in many other countries, such as Australia. Uses FIRMs display areas that fall within the 100-year flood boundary. Areas that fall within the boundary are called ''special flood hazard areas'' (SFHAs) and they are further divided into insurance risk zones. The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 years. Such maps are used in town planning, in the insurance industry, and by individuals who want to avoid moving into a home at risk of flooding or to know how to protect their property. FIRMs are used to set rates of insurance against risk of flood and whether buildings are ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Floodplains
A floodplain or flood plain or bottomlands is an area of land adjacent to a river. Floodplains stretch from the banks of a river channel to the base of the enclosing valley, and experience flooding during periods of high discharge.Goudie, A. S., 2004, ''Encyclopedia of Geomorphology'', vol. 1. Routledge, New York. The soils usually consist of clays, silts, sands, and gravels deposited during floods. Because of regular flooding, floodplains frequently have high soil fertility since nutrients are deposited with the flood waters. This can encourage farming; some important agricultural regions, such as the Nile and Mississippi river basins, heavily exploit floodplains. Agricultural and urban regions have developed near or on floodplains to take advantage of the rich soil and freshwater. However, the risk of inundation has led to increasing efforts to control flooding. Formation Most floodplains are formed by deposition on the inside of river meanders and by overbank flow ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Federal Emergency Management Agency
The Federal Emergency Management Agency (FEMA) is an agency of the United States Department of Homeland Security (DHS), initially created under President Jimmy Carter by Presidential Reorganization Plan No. 3 of 1978 and implemented by two Executive order (United States), Executive Orders on April 1, 1979. The agency's primary purpose is to coordinate the response to a disaster that has occurred in the United States and that overwhelms the resources of local and U.S. state, state authorities. The governor of the state in which the disaster occurs must declare a state of emergency and formally request from the President of the United States, president that FEMA and the Federal government of the United States, federal government respond to the disaster. The only exception to the state's gubernatorial declaration requirement occurs when an emergency or disaster takes place on federal property or to a federal asset—for example, the 1995 Oklahoma City bombing, bombing of the Alfred ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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100-year Flood
A 100-year flood, also called a 1% flood,Holmes, R.R., Jr., and Dinicola, K. (2010) ''100-Year flood–it's all about chance 'U.S. Geological Survey General Information Product 106/ref> is a flood event at a level that is reached or exceeded once per hundred years, long-run probability, on average. It has a 1 in 100 chance (1% probability) of being equaled or exceeded in any given year. The estimated boundaries of inundation in a 100-year flood are marked on flood maps. Maps, elevations and flow rates For coastal flooding and lake flooding, a 100-year flood is generally expressed as a water level elevation or depth, and includes a combination of tide, storm surge, and wind wave, waves. For river systems, a 100-year flood can be expressed as a Discharge (hydrology), flow rate, from which the flood elevation is derived. The resulting area of inundation is referred to as the ''100-year floodplain''. Estimates of the 100-year flood flow rate and other streamflow statistics for any ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Town Planning
Urban planning (also called city planning in some contexts) is the process of developing and designing land use and the built environment, including air, water, and the infrastructure passing into and out of urban areas, such as transportation, communications, and distribution networks, and their accessibility. Traditionally, urban planning followed a top-down approach in master planning the physical layout of human settlements. The primary concern was the public welfare, which included considerations of efficiency, sanitation, protection and use of the environment, as well as taking account of effects of the master plans on the social and economic activities. Over time, urban planning has adopted a focus on the social and environmental " bottom lines" that focuses on using planning as a tool to improve the health and well-being of people and maintain sustainability standards. In the early 21st century, urban planning experts such as Jane Jacobs called on urban planners to ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Topographic
Topography is the study of the forms and features of land surfaces. The topography of an area may refer to the landforms and features themselves, or a description or depiction in maps. Topography is a field of geoscience and planetary science and is concerned with local detail in general, including not only relief, but also natural, artificial, and cultural features such as roads, land boundaries, and buildings. In the United States, topography often means specifically relief, even though the USGS topographic maps record not just elevation contours, but also roads, populated places, structures, land boundaries, and so on. Topography in a narrow sense involves the recording of relief or terrain, the three-dimensional quality of the surface, and the identification of specific landforms; this is also known as geomorphometry. In modern usage, this involves generation of elevation data in digital form ( DEM). It is often considered to include the graphic representation of the lan ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Bill Cassidy
William Morgan Cassidy (born September 28, 1957) is an American physician and politician serving as the Seniority in the United States Senate, senior United States senator from Louisiana, a seat he has held since 2015. A member of the Republican Party (United States), Republican Party, he served in the Louisiana State Senate from 2006 to 2009 and in the U.S. House of Representatives from 2009 to 2015. Born in Highland Park, Illinois, Cassidy is a graduate of Louisiana State University (LSU) and LSU School of Medicine. A Gastroenterology, gastroenterologist, he was elected to the Louisiana State Senate from the 16th district which included parts of Baton Rouge, in 2006. In 2008, he was elected as the U.S. representative for Louisiana's 6th congressional district, defeating Democratic incumbent Don Cazayoux. Cassidy was elected to the Senate in 2014 United States Senate election in Louisiana, 2014, defeating Democratic incumbent Mary Landrieu. He became Louisiana's senior senato ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Steve Scalise
Stephen Joseph Scalise ( ; born October 6, 1965) is an American politician who has been the House majority leader since 2023 and the U.S. representative for since 2008. A member of the Republican Party (United States), Republican Party, he was the Party leaders of the United States House of Representatives#Whips, House majority whip from 2014 to 2019 and the Party leaders of the United States House of Representatives#Whips, House minority whip 2019 to 2023. Before his election to Congress, Scalise served four months in the Louisiana State Senate and three terms in the Louisiana House of Representatives. He was the chair of the House Republican Study Committee from 2013 to 2014. On June 19, 2014, Scalise's Republican colleagues elected him Majority Whip of the United States House of Representatives, majority whip of the United States House of Representatives. He assumed office on August 1. He is the first Louisianian to serve as majority whip since Hale Boggs of Louisiana's 2nd c ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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National Flood Insurance Program
The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain development. The program enables property owners in participating communities to purchase insurance protection, administered by the government, against losses from flooding, and requires flood insurance for all loans or lines of credit that are secured by existing buildings, manufactured homes, or buildings under construction, that are located in the Special Flood Hazard Area in a community that participates in the NFIP. U.S. Congress limits the availability of National Flood Insurance to communities that adopt adequate land use and control measures with effective enforcement provisions to reduce flood damages by restricting development in areas exposed to flooding. Floo ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Floodplain
A floodplain or flood plain or bottomlands is an area of land adjacent to a river. Floodplains stretch from the banks of a river channel to the base of the enclosing valley, and experience flooding during periods of high Discharge (hydrology), discharge.Goudie, A. S., 2004, ''Encyclopedia of Geomorphology'', vol. 1. Routledge, New York. The soils usually consist of clays, silts, sands, and gravels deposited during floods. Because of regular flooding, floodplains frequently have high soil fertility since nutrients are deposited with the flood waters. This can encourage farming; some important agricultural regions, such as the Nile and Mississippi Basin, Mississippi Drainage basin, river basins, heavily exploit floodplains. Agricultural and urban regions have developed near or on floodplains to take advantage of the rich soil and freshwater. However, the Flood risk, risk of inundation has led to increasing efforts to Flood control, control flooding. Formation Most floodplai ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Special Flood Hazard Area
A Special Flood Hazard Area (SFHA) is an area identified by the United States Federal Emergency Management Agency (FEMA) as an area with a special flood or mudflow, and/or flood related erosion hazard, as shown on a flood hazard boundary map or flood insurance rate map A flood insurance rate map (FIRM) is an official map of a community within the United States that displays the floodplains, more explicitly special hazard areas and risk premium zones, as delineated by the Federal Emergency Management Agency (FEMA). .... Areas within the SFHA are designated on the flood insurance rate map as Zone A, AO, A1-A30, AE, A99, AH, AR, AR/A, AR/AE, AR/AH, AR/AO, AR/A1-A30, V1-V30 or V. Land areas that are at high risk for flooding are called special flood hazard areas (SFHAs), or floodplains. These areas are indicated on flood insurance rate maps (FIRMs). In high-risk areas, there is at least a 1 in 4 chance of flooding during a 30-year mortgage. References Flood insurance Federal Emerg ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Hydrology And Urban Planning
Hydrology () is the scientific study of the movement, distribution, and management of water on Earth and other planets, including the water cycle, water resources, and drainage basin sustainability. A practitioner of hydrology is called a hydrologist. Hydrologists are scientists studying earth or environmental science, civil or environmental engineering, and physical geography. Using various analytical methods and scientific techniques, they collect and analyze data to help solve water related problems such as environmental preservation, natural disasters, and water management. Hydrology subdivides into surface water hydrology, groundwater hydrology (hydrogeology), and marine hydrology. Domains of hydrology include hydrometeorology, surface hydrology, hydrogeology, drainage-basin management, and water quality. Oceanography and meteorology are not included because water is only one of many important aspects within those fields. Hydrological research can inform environmen ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Flood Control In The United States
A flood is an overflow of water (list of non-water floods, or rarely other fluids) that submerges land that is usually dry. In the sense of "flowing water", the word may also be applied to the inflow of the tide. Floods are of significant concern in agriculture, civil engineering and public health. Environmental issues, Human changes to the environment often increase the intensity and frequency of flooding. Examples for human changes are land use changes such as deforestation and Wetland conservation, removal of wetlands, changes in waterway course or flood controls such as with levees. Global environmental issues also influence causes of floods, namely climate change which causes an Effects of climate change on the water cycle, intensification of the water cycle and sea level rise. For example, climate change makes Extreme weather, extreme weather events more frequent and stronger. This leads to more intense floods and increased flood risk. Natural types of floods include riv ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |