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Financial Social Work
Financial social work is an interactive and introspective, multidisciplinary approach that helps individuals explore and address their unconscious feelings, thoughts and attitudes about money.Despard, M., & Chowa, G. A. N. (2010). Social workers' interest in building individuals' financial capabilities. ''Journal of Financial Therapy'', 1(1), 23–41. This self-examination process enables people to improve their relationship with their money and thus establish healthier money habits that lead to improved financial circumstances.Wolfsohn, R., & Michaeli, D. (2014-02-03). Financial Social Work. ''Encyclopedia of Social Work''. (This article was superseded by a completely different version by different authors on 2019-08-28, so the referenced statements may need to be updated to reflect the new version of the article at .)Wolfsohn, R. (2012). Linking policy and practice. In E. F. Hoffler & E. J. Clark (Eds.), ''Social Work Matters: Power of Linking Policy and Practice''. (pp. 219–223). ...
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Multidisciplinary
Interdisciplinarity or interdisciplinary studies involves the combination of multiple academic disciplines into one activity (e.g., a research project). It draws knowledge from several other fields like sociology, anthropology, psychology, economics, etc. It is about creating something by thinking across boundaries. It is related to an ''interdiscipline'' or an ''interdisciplinary field,'' which is an organizational unit that crosses traditional boundaries between Outline of academic disciplines, academic disciplines or School of thought, schools of thought, as new needs and professions emerge. Large engineering teams are usually interdisciplinary, as a power station or mobile phone or other project requires the melding of several specialties. However, the term "interdisciplinary" is sometimes confined to academic settings. The term ''interdisciplinary'' is applied within education and training pedagogies to describe studies that use methods and insights of several establishe ...
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Certification
Certification is the provision by an independent body of written assurance (a certificate) that the product, service or system in question meets specific requirements. It is the formal attestation or confirmation of certain characteristics of an object, person, or organization. This confirmation is often, but not always, provided by some form of external review, education, assessment, or audit. Accreditation is a specific organization's process of certification. According to the U.S. National Council on Measurement in Education, a certification test is a credentialing test used to determine whether individuals are knowledgeable enough in a given occupational area to be labeled "competent to practice" in that area. Types One of the most common types of certification in modern society is professional certification, where a person is certified as being able to competently complete a job or task, usually by the passing of an examination and/or the completion of a program of stu ...
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Social Work (journal)
''Social Work'' is a quarterly peer-reviewed academic journal in the field of social work. It was established in 1920 as ''The Compass'' and was renamed ''Social Work Journal'' in 1948. It obtained its current name in 1956. It is published by Oxford University Press on behalf of the National Association of Social Workers, of which it is the official journal. The editor-in-chief is Tricia Bent-Goodley (Howard University). According to the ''Journal Citation Reports'', the journal has a 2015 impact factor The impact factor (IF) or journal impact factor (JIF) of an academic journal is a scientometric index calculated by Clarivate that reflects the yearly mean number of citations of articles published in the last two years in a given journal, as ... of 1.145. References External links *{{Official website, http://sw.oxfordjournals.org/ Social work journals Oxford University Press academic journals Academic journals associated with learned and professional societies of th ...
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Oxford University Press
Oxford University Press (OUP) is the university press of the University of Oxford. It is the largest university press in the world, and its printing history dates back to the 1480s. Having been officially granted the legal right to print books by decree in 1586, it is the second oldest university press after Cambridge University Press. It is a department of the University of Oxford and is governed by a group of 15 academics known as the Delegates of the Press, who are appointed by the vice-chancellor of the University of Oxford. The Delegates of the Press are led by the Secretary to the Delegates, who serves as OUP's chief executive and as its major representative on other university bodies. Oxford University Press has had a similar governance structure since the 17th century. The press is located on Walton Street, Oxford, opposite Somerville College, in the inner suburb of Jericho. For the last 500 years, OUP has primarily focused on the publication of pedagogical texts and ...
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Financial Inclusion
Financial inclusion is defined as the availability and equality of opportunities to access financial services. It refers to a process by which individuals and businesses can access appropriate, affordable, and timely financial products and services. These include banking, loan, equity, and insurance products. Financial inclusion efforts typically target those who are unbanked and underbanked, and directs sustainable financial services to them. Financial inclusion is understood to go beyond merely opening a bank account. It is possible for banked individuals to be excluded from financial services. Having more inclusive financial systems has been linked to stronger and more sustainable economic growth and development and thus achieving financial inclusion has become a priority for many countries across the globe. In 2018, it was estimated that about 1.7 billion adults lacked a bank account. Among those who are un-banked a significant number were women and poor people in rural areas a ...
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Financial Deepening
Financial deepening is a term used by economists to refer to increasing provision of financial services. It can refer both a wider choice of services and better access for different socioeconomic groups. Financial deepening can have an effect on both individuals' and societies' economic situations. Features The following are examples of different forms of financial deepening. Provision for the unbanked and underbanked in a society. Development of financial markets. Development of financial institutions and increasing the diversity in financial instruments. One of the key features of financial deepening is that it accelerates economic growth through the expansion of access to those who do not have adequate finance themselves. Typically, in an underdeveloped financial system, it is the incumbents who have better access to financial services through relationship banking. Moreover, incumbents also finance their growth through internal resource generation. Thus, in an underdeveloped ...
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Council On Social Work Education
The Council on Social Work Education (CSWE) is a nonprofit national association in the United States representing more than 2,500 individual members, as well as graduate and undergraduate programs of professional social work education. Founded in 1952, this partnership of educational and professional institutions, social welfare agencies, and private citizens is recognized by the Council for Higher Education Accreditation as the sole accrediting agency for social work education in the United States. History The Summer School of Philanthropy was founded in 1898 by the Charity Organization Society of New York and was soon followed by additional training schools for social workers in Boston, Chicago, St. Louis, and Philadelphia. In 1919 the Association of Training Schools for Professional Social Workers was established (later the American Association of Schools of Social Work, or AASSW). It established formal accrediting procedures in 1932, although the American Association of Medica ...
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National Association Of Social Workers
The National Association of Social Workers (NASW) is a professional organization of social workers in the United States. NASW has about 120,000 members. The NASW provides guidance, research, up to date information, advocacy, and other resources for its members and for social workers in general. Members of the NASW are also able to obtain malpractice insurance, members-only publications, discounts on other products and services, and continuing education. History In 1955, the National Association of Social Workers was established through the consolidation of the following seven organizations: * American Association of Social Workers * American Association of Psychiatric Social Workers * American Association of Group Workers * Association for the Study of Community Organization * American Association of Medical Social Workers * National Association of School Social Workers * Social Work Research Group Chapters NASW has 55 chapters, which serve their members through the creation ...
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Personal Finances
Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. When planning personal finances, the individual would consider the suitability to his or her needs of a range of banking products ( checking, savings accounts, credit cards and consumer loans) or investment in private equity, ( companies' shares, bonds, mutual funds) and insurance (life insurance, health insurance, disability insurance) products or participation and monitoring of and- or employer-sponsored retirement plans, social security benefits, and income tax management. History Before a specialty in personal finance was developed, various disciplines which are closely related to it, such as family economics, and consumer economics were taught in various colleges as part of home economics for over 100 years. The earliest known research in personal finance ...
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Habits
A habit (or wont as a humorous and formal term) is a routine of behavior that is repeated regularly and tends to occur subconsciously.Definition of ''Habituation''
''Merriam Webster Dictionary''. Retrieved on August 29, 2008
The '''' (1903) defined a "habit, from the standpoint of , sa more or less fixed way of thinking, willing, or feeling acquired through previous repetition of a mental

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Transtheoretical Model
The transtheoretical model of behavior change is an integrative theory of therapy that assesses an individual's readiness to act on a new healthier behavior, and provides strategies, or processes of change to guide the individual. The model is composed of constructs such as: stages of change, processes of change, levels of change, self-efficacy, and decisional balance. The transtheoretical model is also known by the abbreviation "TTM" and sometimes by the term "stages of change", although this latter term is a synecdoche since the stages of change are only one part of the model along with processes of change, levels of change, etc. Several self-help books—''Changing for Good'' (1994), ''Changeology'' (2012), and ''Changing to Thrive'' (2016)—and articles in the news media have discussed the model. It has been called "arguably the dominant model of health behaviour change, having received unprecedented research attention, yet it has simultaneously attracted criticism". Hist ...
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Transformative Learning
Transformative learning, as a theory, says that the process of "perspective transformation" has three dimensions: psychological (changes in understanding of the self), convictional (revision of belief systems), and behavioral (changes in lifestyle). Perspective transformation, leading to transformative learning, occurs infrequently. Jack Mezirow believes that it usually results from a "disorienting dilemma" which is triggered by a life crisis or major life transition—although it may also result from an accumulation of transformations in meaning schemes over a period of time. Less dramatic predicaments, such as those created by a teacher for pedagogical effect, also promote transformation. An important part of transformative learning is for individuals to change their frames of reference by critically reflecting on their assumptions and beliefs and consciously making and implementing plans that bring about new ways of defining their worlds. This process is fundamentally ration ...
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