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Fair For You
Fair for You is a British, not-for-profit online lending company. It is a Community Interest Company set up to provide finance to families who do not have access to mainstream credit, so that they can purchase goods for their home directly from the manufacturers. Fair for You is the trading name of Fair for You Enterprise CIC. It is owned by the Fair Credit Charity, a registered charity previously called Fair for You Ltd. History Fair for You was established in 2015 by Angela Clements, who had run the Citysave Credit Union in Birmingham. The business model was developed over two years, based on market research done on family households on less than £25k a year. Fair for You secured £470,000 in September 2014, obtained its FCA licence in December 2015 and was launched in February 2016 at the House of Commons of the United Kingdom, House of Commons. According to the Financial Conduct Authority, around half of the people who have used other rent-to-own companies have exper ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Community Interest Company
A community interest company (CIC, colloquially pronounced "kick") is a type of company introduced by the United Kingdom government in 2005 under the Companies (Audit, Investigations and Community Enterprise) Act 2004, designed for social enterprises that want to use their profits and assets for the public good. CICs are intended to be easy to establish, with all the flexibility and certainty of the company form, but with some special features to ensure they are working for the benefit of the community. They are overseen by the Regulator of Community Interest Companies. CICs have proved popular and some 10,000 were registered in the status's first ten years. Objectives A community interest company is a business with primarily social objectives whose surpluses are principally reinvested for that purpose in the business or the community, rather than being driven by the need to maximize profit for shareholders and owners. CICs tackle a wide range of social and environmental iss ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Services Companies Established In 2015
Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of production, distribution, and consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in financial systems at various scopes, thus the field can be roughly divided into personal, corporate, and public finance. In a financial system, assets are bought, sold, or traded as financial instruments, such as currencies, loans, bonds, shares, stocks, options, futures, etc. Assets can also be banked, invested, and insured to maximize value and minimize loss. In practice, risks are always present in any financial action and entities. A broad range of subfields within finance exist due to its wide scope. Asset, money, risk and investment management aim to maximize value and minimize volatility. Financial analysis is viability, stability, and profitability asse ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
2015 Establishments In The United Kingdom
Fifteen or 15 may refer to: *15 (number), the natural number following 14 and preceding 16 *one of the years 15 BC, AD 15, 1915, 2015 Music *Fifteen (band), a punk rock band Albums * ''15'' (Buckcherry album), 2005 * ''15'' (Ani Lorak album), 2007 * ''15'' (Phatfish album), 2008 * ''15'' (mixtape), a 2018 mixtape by Bhad Bhabie * ''Fifteen'' (Green River Ordinance album), 2016 * ''Fifteen'' (The Wailin' Jennys album), 2017 * ''Fifteen'', a 2012 album by Colin James Songs * "Fifteen" (song), a 2008 song by Taylor Swift *"Fifteen", a song by Harry Belafonte from the album '' Love Is a Gentle Thing'' *"15", a song by Rilo Kiley from the album ''Under the Blacklight'' *"15", a song by Marilyn Manson from the album ''The High End of Low'' *"The 15th", a 1979 song by Wire Other uses *Fifteen, Ohio, a community in the United States * ''15'' (film), a 2003 Singaporean film * ''Fifteen'' (TV series), international release name of ''Hillside'', a Canadian-American teen drama *Fi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Services Companies Of The United Kingdom
Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of production, distribution, and consumption of money, assets, goods and services (the discipline of financial economics bridges the two). Finance activities take place in financial systems at various scopes, thus the field can be roughly divided into personal, corporate, and public finance. In a financial system, assets are bought, sold, or traded as financial instruments, such as currencies, loans, bonds, shares, stocks, options, futures, etc. Assets can also be banked, invested, and insured to maximize value and minimize loss. In practice, risks are always present in any financial action and entities. A broad range of subfields within finance exist due to its wide scope. Asset, money, risk and investment management aim to maximize value and minimize volatility. Financial analysis is viability, stability, and profitability assessme ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Money Advice Trust
Money is any item or verifiable record that is generally accepted as payment for goods and services and repayment of debts, such as taxes, in a particular country or socio-economic context. The primary functions which distinguish money are as a medium of exchange, a unit of account, a store of value and sometimes, a standard of deferred payment. Money was historically an emergent market phenomenon that possess intrinsic value as a commodity; nearly all contemporary money systems are based on unbacked fiat money without use value. Its value is consequently derived by social convention, having been declared by a government or regulatory entity to be legal tender; that is, it must be accepted as a form of payment within the boundaries of the country, for "all debts, public and private", in the case of the United States dollar. Contexts which erode public confidence, such as the circulation of counterfeit money or domestic hyperinflation, can cause good money to lose ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Turn2us
Turn2us is a trading name for Elizabeth Finn Care, a charity registered in England and Wales, and in Scotland that helps people living in poverty in the UK. Turn2us provides information and support about welfare benefits and charitable grants through an accessible website and a freephone helpline. In May 2015 Turn2us was integrated with former parent charity Elizabeth Finn Care with both brands coming under the Turn2us banner. The charity Turn2us is registered in England and Wales: 207812 and Scotland: SC040987. Aims Over 14 million people currently live in poverty in the UK, including 4.5 million children. Turn2us was set up to respond to this need. The charity has six core objectives: 1. Deliver high-quality, practical programmes that include information and financial support so that people can build their own financial sustainability and thrive. 2. Deliver even better impact for people facing financial hardship through the co-production of our work with experts who have ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Joseph Rowntree Foundation
The Joseph Rowntree Foundation (JRF) is a charity that conducts and funds research aimed at solving poverty in the UK. JRF's stated aim is to "inspire action and change that will create a prosperous UK without poverty." Originally called the Joseph Rowntree Village Trust, it was founded by English businessman Joseph Rowntree in 1904. Rowntree, a Quaker, was a long-standing philanthropist and with his brother developed a confectionery company, ''Rowntree's''. He established the foundation in order to investigate the root causes of social problems. In its current form, the foundation works with private, public and voluntary sectors, as well as impoverished people. It is politically neutral and independent from all UK political parties. History JRF was established in 1904 by Joseph Rowntree to understand the root causes of social problems. Joseph was a visionary Quaker businessman and social reformer. Watching his father set-up a York soup kitchen in the mid-1800s helped Jo ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Esmée Fairbairn Foundation
The Esmée Fairbairn Foundation is a registered charity founded in England in 1961. It is one of the larger independent grant-making foundations based in the UK, funding organisations which aim to improve the quality of life for people and communities in that country. History The charity was founded in 1961 by Ian Fairbairn, a pioneer of unit trust investments, and named for his second wife who was killed in World War II. Her sons Paul and Oliver Stobart were co-founders. The endowment gave the charity 33% of the shares in the M&G fund management company, and a regular income. This ended when M&G was sold to Prudential Corporation in 1999, but the sale allowed alternative investments that increased the income of the charity. Aims The foundation funds projects in the arts, education and learning, the environment and social change. The charity gives £20–40 million annually in grants or investments towards conservation work, community energy projects, national parks and biodivers ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Social Enterprise UK
Social Enterprise UK (SEUK; previously The Social Enterprise Coalition) is a community interest company founded in April 2002 in the United Kingdom. It functions as the national membership and campaigning body for the social enterprise movement in Britain. Organisation SEUK liaises with similar groups in each region of England, as well as in Northern Ireland, Scotland and Wales. It is a membership organisation. In 2011, more than seven thousand social enterprises were members of SEUK. Social enterprises sometimes deliver public services. History The Social Enterprise Coalition was founded in April 2002 (SEUK) as a community interest company. In 2007, Claire Dove took over the role of chair from Glenys Thornton, she runs the social enterprise Blackburne House in Liverpool. Between 2007 and 2010, the organisation ran a social enterprise ambassador scheme. It spent £860,000 on the project. The Office of the Third Sector support the ambassador scheme. Since January 2010, SEUK's ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Poverty Premium
A cost of poverty, also known as a ghetto tax, a cost of being poor, or the poor pay more, is the phenomenon of people with lower incomes, particularly those living in low-income areas, incurring higher expenses, paying more not only in terms of money, but also in time, health, and opportunity costs. "Costs of poverty" can also refer to the costs to the broader society in which poverty exists. Economic principles A ghetto tax is not a tax in literal sense. It is a situation in which people pay higher costs for equivalent goods or services simply because they are poor or live in a poor area. A paper by the Brookings Institution, titled ''From Poverty, Opportunity: Putting the Market to Work for Lower Income Families'', is widely cited as a study into ghetto taxes, although the report itself does not use the term. The problem of ghetto taxes is closely associated with mobility; one study in the United States showed that higher prices might be prevalent in some neighborhoods, but p ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Michael Sheen
Michael Christopher Sheen OBE (born 5 February 1969) is a Welsh actor, television producer and political activist. After training at London's Royal Academy of Dramatic Art (RADA), he worked mainly in theatre throughout the 1990s with stage roles in ''Romeo and Juliet'' (1992), ''Don't Fool with Love'' (1993), ''Peer Gynt'' (1994), ''The Seagull'' (1995), ''The Homecoming'' (1997), and ''Henry V'' (1997). His performances in ''Amadeus'' at the Old Vic and ''Look Back in Anger'' at the National Theatre were nominated for Olivier Awards in 1998 and 1999, respectively. In 2003, he was nominated for a third Olivier Award for his performance in ''Caligula'' at the Donmar Warehouse. Sheen has become better known as a screen actor since the 2000s, in particular through his roles in various biographical films. For writer Peter Morgan, he starred in a trilogy of films as UK prime minister Tony Blairthe television film '' The Deal'' in 2003, ''The Queen'' (2006), and '' The Special Relati ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
