Envision Financial
   HOME
*





Envision Financial
Envision Financial, a division of First West Credit Union, is based in British Columbia, Canada. Founded in 1946, Envision Financial was established in 2001 through a merger between Lower Mainland-based Delta Credit Union, whose roots were in the fishing industry, and Fraser Valley-based First Heritage Savings Credit Union, which had historic ties to the farming and agriculture industries. First Heritage Savings Credit Union was the product of a merger between East Chilliwack Credit Union and Clearbrook District Mennonite Savings Credit Union in 1983. It is insured by the Credit Union Deposit Insurance Corporation of British Columbia. In 2008, Envision Financial entered into discussions with Penticton-based Valley First Credit Union to merge with one another and develop a new financial services organization for Western Canada. In September 2009, members at both credit unions voted in favour of the merger proposal, and on Jan. 1, 2010, Envision Financial and Valley First merged to ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Credit Union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit organization, nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of Credit (finance), credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative t ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Delta, British Columbia
Delta is a city in the Lower Mainland region of British Columbia, Canada, as part of Greater Vancouver. Located on the Fraser Lowland south of Fraser River's south arm, it is bordered by the city of Richmond on the Lulu Island to the north, New Westminster to the northeast, Surrey to the east, the Boundary Bay and the American pene-exclave Point Roberts to the south, and the Strait of Georgia to the west. Encompassing the nearby Annacis Island, Deas Island and Westham Island, Delta is mostly rural and officially composed of three distinct communities: North Delta, Ladner and Tsawwassen. History Prior to European settlement, Delta's flatlands and coastal shores were inhabited by the Tsawwassen First Nation of the Coast Salish. The land was first sighted by Europeans in 1791, when Spanish explorer Lieutenant Francisco de Eliza mistook the area for an island and named it "Isla de Cepeda". The first European settler in Delta was James Kennedy who pre-empted 135 acres in what ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Banks Established In 2001
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the anc ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


Humanomics
Humanomics is a national initiative that was launched by a number of credit unions across Canada on May 1, 2014. The purpose of the Program is to bring a human focus to the concept of economics, by having the participating credit unions support their communities by re-investing profits, and provide opportunities to improve Canadians’ financial well-being. Part of their work to bring the Humanomics Program to the market involved the credit unions commissioning a national poll to gauge Canadians’ financial behaviours. The research showed that the majority of respondents feel that financial institutions have a role to play when it comes to improving the financial well-being of Canadians. Through the Humanomics Program, the participating credit unions work together to raise awareness about the importance of financial literacy, and bring innovative financial products and offers to the market that encourage healthy financial habits among Canadians. Youth are a primary target aud ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


Hewitt Associates
Hewitt may refer to: Places ;United Kingdom * Hewitt (hill), Hills in England, Wales and Ireland over two thousand feet with a relative height of at least 30 metres ;United States * Hewitt, Minnesota, a city * Hewitt, Texas, a city * Hewitt, Marathon County, Wisconsin, a town * Hewitt, Wood County, Wisconsin, a village * Hewitt Quadrangle, on the campus of Yale University Other uses * Hewitt (name) * , US Navy destroyer * SS ''Hewitt'', ship that went missing in 1921 * Hewitt Associates Hewitt may refer to: Places ;United Kingdom * Hewitt (hill), Hills in England, Wales and Ireland over two thousand feet with a relative height of at least 30 metres ;United States * Hewitt, Minnesota, a city * Hewitt, Texas, a city * Hewitt, ..., global human resources outsourcing and consulting firm * G. W. & W. D. Hewitt, architectural firm See also * Hewett (other) {{disambiguation, geo ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Report On Business
''The Globe and Mail'' is a Canadian newspaper printed in five cities in western and central Canada. With a weekly readership of approximately 2 million in 2015, it is Canada's most widely read newspaper on weekdays and Saturdays, although it falls slightly behind the ''Toronto Star'' in overall weekly circulation because the ''Star'' publishes a Sunday edition, whereas the ''Globe'' does not. ''The Globe and Mail'' is regarded by some as Canada's "newspaper of record". ''The Globe and Mail''s predecessors, '' The Globe'' and ''The Mail and Empire'' were both established in the 19th century. The former was established in 1844, while the latter was established in 1895 through a merger of ''The Toronto Mail'' and the ''Toronto Empire''. In 1936, ''The Globe'' and ''The Mail and Empire'' merged to form ''The Globe and Mail''. The newspaper was acquired by FP Publications in 1965, who later sold the paper to the Thomson Corporation in 1980. In 2001, the paper merged with broadcast a ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

The Globe And Mail
''The Globe and Mail'' is a Canadian newspaper printed in five cities in western and central Canada. With a weekly readership of approximately 2 million in 2015, it is Canada's most widely read newspaper on weekdays and Saturdays, although it falls slightly behind the ''Toronto Star'' in overall weekly circulation because the ''Star'' publishes a Sunday edition, whereas the ''Globe'' does not. ''The Globe and Mail'' is regarded by some as Canada's " newspaper of record". ''The Globe and Mail''s predecessors, '' The Globe'' and ''The Mail and Empire'' were both established in the 19th century. The former was established in 1844, while the latter was established in 1895 through a merger of ''The Toronto Mail'' and the ''Toronto Empire''. In 1936, ''The Globe'' and ''The Mail and Empire'' merged to form ''The Globe and Mail''. The newspaper was acquired by FP Publications in 1965, who later sold the paper to the Thomson Corporation in 1980. In 2001, the paper merged with broadcast ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


Maple Ridge, British Columbia
Maple Ridge is a city in British Columbia, Canada. It is located in the northeastern section of Greater Vancouver between the Fraser River and the Golden Ears, which is a group of mountain summits which are the southernmost of the Garibaldi Ranges of the Coast Mountains. Maple Ridge's population in 2021 was 90,990. Its downtown core is known as Haney. History Maple Ridge was incorporated as a district municipality on September 12, 1874. It covered an area of yet was home to only approximately 50 families. Maple Ridge is British Columbia's fifth-oldest municipality (after New Westminster, Victoria, Langley, and Chilliwack). From the creation of British Columbia's regional districts in 1965 until the expansion of Metro Vancouver in 1995, it was part of the now-defunct Dewdney-Alouette Regional District with the City of Pitt Meadows and District of Mission and other north-side communities east to Chehalis. Maple Ridge has been part of Metro Vancouver since 1995. On March ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Surrey, British Columbia
Surrey is a city in British Columbia, Canada. It is located south of the Fraser River on the Canada–United States border. It is a member municipality of the Metro Vancouver regional district and metropolitan area. Mainly a suburban city, Surrey is the province's second-largest by population after Vancouver and the third-largest by area after Abbotsford and Prince George. Seven neighbourhoods in Surrey are designated town centres: Cloverdale, Fleetwood, Guildford, Newton, South Surrey, and City Centre encompassed by Whalley. History Surrey was incorporated in 1879, and encompasses land formerly occupied by a number of Halqemeylem-speaking indigenous groups. When Englishman H.J. Brewer looked across the Fraser River from New Westminster and saw a land reminiscent of his native County of Surrey in England, the settlement of Surrey was placed on the map. The area then comprised forests of douglas fir, fir, red cedar, hemlock, blackberry bushes, and cranberry bogs. A p ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Mission, British Columbia
Mission is a city in the Lower Mainland of the province of British Columbia, Canada. It was originally incorporated as a district municipality in 1892, growing to include additional villages and rural areas over the years, adding the original Town of Mission City, long an independent core of the region, in 1969. It is situated on the north bank of the Fraser River, backing onto mountains and lakes overlooking the Central Fraser Valley southeast of Vancouver. Geography Unlike the other Fraser Valley municipalities, Mission is mostly forested upland with only small floodplains lining the shore of the Fraser River. Some benches of farmland rise in succession northwards above the core developed area of the city. Mission was once the heart of the berry industry in the Fraser Valley, with "Home of the Big Red Strawberry" as Mission's slogan in the 1930s and into the 1940s. The more southerly portion of the municipality is bounded on the west by the lower reaches of the Stave River ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  




Kitimat, British Columbia
Kitimat is a district municipality in the North Coast region of British Columbia, Canada. It is a member municipality of the Regional District of Kitimat–Stikine regional government. The Kitimat Valley is part of the most populous urban district in northwest British Columbia, which includes Terrace to the north along the Skeena River Valley. The city was planned and built by the Aluminum Company of Canada (Alcan) during the 1950s. Its post office was approved on June 6, 1952. Kitimat's municipal area is . It is located on tidewater in one of the few wide, flat valleys on the coast of British Columbia. The 2016 census recorded 8,131 citizens. The District of Kitimat Development Services situates the port of Kitimat as an integral part of the Northwest Corridor connecting North America to the Pacific Ocean and the Pacific Rim. History "Kitimat" in the Tsimshian language refers to the Haisla First Nation as the "People of the Snow". Before 1950 the Kitimat township was a small ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]  


picture info

Hope, British Columbia
Hope is a district municipality at the confluence of the Fraser and Coquihalla rivers in the province of British Columbia, Canada. Hope is at the eastern end of both the Fraser Valley and the Lower Mainland region, and is at the southern end of the Fraser Canyon. To the east, over the Cascade Mountains, is the Interior region, beginning with the Similkameen Country on the farther side of the Allison Pass in Manning Park. Located east of Vancouver, Hope is at the southern terminus of the Coquihalla Highway and the western terminus of the Crowsnest Highway, locally known as the Hope-Princeton (Highways 5 and 3, respectively), where they merge with the Trans-Canada Highway ( Highway 1). Hope is at the eastern terminus of Highway 7. As it lies at the eastern end of the Fraser Valley in the windward Cascade foothills, the town gets very high amounts of rain and cloud cover – particularly throughout the autumn and winter. Hope is a member municipality of the Fraser Valley Reg ...
[...More Info...]      
[...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]