Endorsement
Endorsement (alternatively spelled "indorsement") may refer to a: * testimonial, a written or spoken statement promoting or advertising a product * political endorsement, publicly declaring support for a candidate * form added to an insurance policy, to modify its terms * signature on a negotiable instrument, such as a check * blank endorsement, a signature given without indicating the instrument's payee * note added to a driver's license, often to record a traffic offense See also * Endorsement test, the separation between state and religion as tested by the United States Supreme Court * Forged endorsement Forged endorsement is a type of fraudulent payment. For example, someone may write a cheque with a forged signature. In this case the forged signature makes the endorsement fraudulent. Forging endorsements can be used to prevent the person or legal ...

Insurance Policy
In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language. Insurance contracts are designed to meet specific needs and thus have many features not found in many other types of contracts. Since insurance policies are standard forms, they feature boilerplate language which is similar across a wide variety of different types of insurance policies. Available through HeinOnline. The insurance policy is generally an integrated contract, meaning that it includes all forms associated with the agreement between the insured and insurer.Wollner KS. (1999). How to Draft and Interpret Insurance Policies. Casualty Risk Publishing LLC. In some cases, however, supplementary writings such as letters sent after t ...
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Testimonial
In promotion and advertising, a testimonial or show consists of a person's written or spoken statement extolling the virtue of a product. The term "testimonial" most commonly applies to the sales-pitches attributed to ordinary citizens, whereas the word " endorsement" usually applies to pitches by celebrities. Testimonials can be part of communal marketing. Celebrity endorsements Advertisers have attempted to quantify and qualify the use of celebrities in their marketing campaigns by evaluating the awareness generated, appeal, and relevance to a brand's image and the celebrity's influence on consumer buying behavior. Social media such as Twitter have become increasingly popular mediums for celebrities to endorse brands and to attempt to influence purchasing behavior. According to a study by Zenith, social media ad spending was $29 billion in 2016 and is expected to rise to $50 billion in 2019. Advertising and marketing companies sponsor celebrities to tweet and influenc ...
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Blank Endorsement
Blank endorsement of a financial instrument, such as a cheque, is only a signature, not indicating the payee. The effect of this is that it is payable only to the bearer – legally, it transforms an order instrument ("pay to the ''order of'' (the payee)") into a bearer instrument ("pay to the bearer"). It is one of the types of endorsement of a negotiable instrument. It is "an endorsement consisting of nothing but a signature and allowing any party in possession of the endorsed item to execute a claim." A blank endorsement is a commonly known and accepted term in the legal and business worlds. This is also called an ''endorsement in blank'' or ''blank endorsement''.Gordon W. Brown and Paul A. Sukys, ''Business law with U.C.C. Applications'' pp. 491, 929 (McGraw-Hill, 11th ed. 2006). The prevalent spelling in American English is ''en''dorsement; the minority convention, ''in''dorsement, is found in older American documents, although the revised Uniform Commercial Code Article o ...
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Driver's License
A driver's license is a legal authorization, or the official document confirming such an authorization, for a specific individual to operate one or more types of motorized vehicles—such as motorcycles, cars, trucks, or buses—on a public road. Such licenses are often plastic and the size of a credit card. In most international agreements the wording "driving permit" is used, for instance in the Vienna Convention on Road Traffic. In this article's country specific sections, the local spelling variant is used. Most American jurisdictions issue a permit with "driver license" printed on it but some use "driver's license", which is conversational American English. Canadian English uses both "driver's licence" as well as "driver licence" ( Atlantic Canada). The Australian and New Zealand English equivalent is "driver licence". In British English and in many former British colonies it is "driving licence". The laws relating to the licensing of drivers vary between jurisdic ...
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Endorsement Test
The endorsement test proposed by United States Supreme Court Justice Sandra Day O'Connor in the 1984 case of ''Lynch v. Donnelly'' asks whether a particular government action amounts to an endorsement of religion, thus violating the Establishment Clause of the First Amendment. According to the test, a government action is invalid if it creates a perception in the mind of a reasonable observer that the government is either endorsing or disapproving of religion. O'Connor wrote: O’Connor’s endorsement test has, on occasion, been subsumed into the Lemon test. In the Seventh Circuit Court of Appeals case ''Doe v. Elmbrook School District'' (2012) for example the Seventh Circuit, sitting en banc, decided by a vote of 7-3, that a school’s practice of holding graduation ceremonies in an evangelical church violated the First Amendment’s Establishment Clause. In this context the Seventh Circuit stated that “ e three-pronged test set forth by the Supreme Court in Lemon v. Kurtzma ...
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Political Endorsement
A political endorsement is a public declaration of one's personal or group's support of a candidate for elected office An official is someone who holds an office (function or mandate, regardless whether it carries an actual working space with it) in an organization or government and participates in the exercise of authority, (either their own or that of their .... In a multiparty system, where one party considers that it does not have enough support to win power, just prior to the election, the official representative of that party may give an official endorsement for a party that they consider more likely to be a contender. In Australian electoral law, "electoral endorsement" is a specific term and a candidate can only be endorsed by a registered party. There are also presidential endorsements. Literature * Elections Voting theory {{poli-term-stub ...
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Negotiable Instrument
A negotiable instrument is a document guaranteeing the payment of a specific amount of money, either on demand, or at a set time, whose payer is usually named on the document. More specifically, it is a document contemplated by or consisting of a contract, which promises the payment of money without condition, which may be paid either on demand or at a future date. The term has different meanings depending on the use of the term as it is used in the application of different laws, and depending in which country and context it is used. Concept of negotiability William Searle Holdsworth defines the concept of negotiability as follows: #Negotiable instruments are transferable under the following circumstances: they are transferable by delivery where they are made payable to the bearer, they are transferable by delivery and endorsement where they are made payable to order. #Consideration is presumed. #The transferee acquires a good title, even though the transferor had a defective or n ...
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