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Electronic Commerce Modeling Language
Electronic Commerce Modeling Language (ECML) is a protocol which enables the e-commerce merchants to standardize their online payment processes. Through the application of ECML, customers' billing information in their digital wallet can be easily transferred to fill out the checkout forms. There are various companies that have participated in ECML's alliances, including American Express and Mastercard. As a standard developed by the alliance, ECML has solved the problem of complex and confusing online manual payments caused by diverse web designs, and further reduces the chance of customer dropout (also called shopping cart abandonment). On the other hand, ECML deals with sensitive information such as credit card numbers and home addresses—its data security is controversial, and privacy considerations should be taken. Alliances The members of ECML Alliance listed in alphabetical order below: # American Express (www.americanexpress.com> # AOL (www.aol.com) # Brodia (www.brodia. ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Digital Wallet
A digital wallet, also known as an e-wallet, is an electronic device, online service, or software program that allows one party to make electronic transactions with another party bartering digital currency units for goods and services. This can include purchasing items either online or at the point of sale in a brick and mortar store, using either mobile payment (on a smartphone or other mobile device) or (for online buying only) using a laptop or other personal computer. Money can be deposited in the digital wallet prior to any transactions or, in other cases, an individual's bank account can be linked to the digital wallet. Users might also have their driver's license, health card, loyalty card(s) and other ID documents stored within the wallet. The credentials can be passed to a merchant's terminal wirelessly via near field communication (NFC). Increasingly, digital wallets are being made not just for basic financial transactions but to also authenticate the holder's crede ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
American Express
American Express Company (Amex) is an American multinational corporation, multinational corporation specialized in payment card industry, payment card services headquartered at 200 Vesey Street in the Battery Park City neighborhood of Lower Manhattan in New York City. The company was founded in 1850 and is one of the 30 components of the Dow Jones Industrial Average. The company's logo, adopted in 1958, is a gladiator or centurion whose image appears on the company's well-known traveler's cheques, charge cards, and credit cards. During the 1980s, Amex invested in the brokerage industry, acquiring what became, in increments, Shearson Lehman Hutton and then divesting these into what became Smith Barney Shearson (owned by Primerica) and a revived Lehman Brothers. By 2008 neither the Shearson nor the Lehman name existed. In 2016, credit cards using the American Express network accounted for 22.9% of the total dollar volume of credit card transactions in the United States. , the com ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Discover Card
Discover is a credit card brand issued primarily in the United States. It was introduced by Sears in 1985. When launched, Discover did not charge an annual fee and offered a higher-than-normal credit limit, features that were disruptive to the existing credit card industry. A subsequent innovation was "Cashback Bonus" on purchases. Most cards with the Discover brand are issued by Discover Bank, formerly the Greenwood Trust Company. Discover transactions are processed through the Discover Network payment network. In 2005, Discover Financial Services acquired Pulse, an electronic funds transfer network, allowing it to market and issue debit and ATM cards. In February 2006, Discover Financial Services announced that it would begin offering Discover debit cards to other financial institutions, made possible by the acquisition of Pulse. Discover is the third largest credit card brand in the U.S. based on the number of cards in circulation, behind Visa and Mastercard, with 57 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Microsoft
Microsoft Corporation is an American multinational technology corporation producing computer software, consumer electronics, personal computers, and related services headquartered at the Microsoft Redmond campus located in Redmond, Washington, United States. Its best-known software products are the Windows line of operating systems, the Microsoft Office suite, and the Internet Explorer and Edge web browsers. Its flagship hardware products are the Xbox video game consoles and the Microsoft Surface lineup of touchscreen personal computers. Microsoft ranked No. 21 in the 2020 Fortune 500 rankings of the largest United States corporations by total revenue; it was the world's largest software maker by revenue as of 2019. It is one of the Big Five American information technology companies, alongside Alphabet, Amazon, Apple, and Meta. Microsoft was founded by Bill Gates and Paul Allen on April 4, 1975, to develop and sell BASIC interpreters for the Altair 8800. It ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Novell
Novell, Inc. was an American software and services company headquartered in Provo, Utah, that existed from 1980 until 2014. Its most significant product was the multi- platform network operating system known as Novell NetWare. Under the leadership of chief executive Ray Noorda, NetWare became the dominant form of personal computer networking during the second half of the 1980s and first half of the 1990s. At its high point, NetWare had a 63 percent share of the market for network operating systems and by the early 1990s there were over half a million NetWare-based networks installed worldwide encompassing more than 50 million users. Novell technology contributed to the emergence of local area networks, which displaced the dominant mainframe computing model and changed computing worldwide. Novell was the second-largest maker of software for personal computers, trailing only Microsoft Corporation, and became instrumental in making Utah Valley a focus for technology and softw ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
SETco
The Phone Co-op was an independant consumer co-operative in the United Kingdom until 2018, when facing serious financial difficulties, it transfered itself into a sister society, where it remains today. It provides landline, mobile telephone and Internet services, including web hosting and broadband. It is managed alongside the Electricity and gas Now part of the Midcounties Co-operative, the largest independent co-operative in the UK, it is owned by its customer-members who share in its profits. This makes The Phone Co-op the only telephone co-operative in the UK. The co-op is a social enterprise and was awarded the title of UK customer-facing social enterprise of the year 2015. The business is a living wage employer and is accredited to hold the '' Fair Tax Mark''. , the business had over 30,000 customers, spanning individuals, businesses, charities, local authorities and other co-operatives including: Amnesty International, The Big Issue, Christian Aid, Central England ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Visa Inc
Visa Inc. (; stylized as ''VISA'') is an American multinational financial services corporation headquartered in San Francisco, California. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. Visa is one of the world's most valuable companies. Visa does not issue cards, extend credit or set rates and fees for consumers; rather, Visa provides financial institutions with Visa-branded payment products that they then use to offer credit, debit, prepaid and cash access programs to their customers. In 2015, the Nilson Report, a publication that tracks the credit card industry, found that Visa's global network (known as VisaNet) processed 100 billion transactions during 2014 with a total volume of US$6.8 trillion. This article is authored by a ''Forbes'' staff member. Visa was founded in 1958 by Bank of America (BofA) as the BankAmericard credit card program. Available through ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Platform For Privacy Preferences
The Platform for Privacy Preferences Project (P3P) is an obsolete protocol allowing websites to declare their intended use of information they collect about web browser users. Designed to give users more control of their personal information when browsing, P3P was developed by the World Wide Web Consortium (W3C) and officially recommended on April 16, 2002. Development ceased shortly thereafter and there have been very few implementations of P3P. Internet Explorer and Microsoft Edge were the only major browsers to support P3P. Microsoft has ended support from Windows 10 onwards. Internet Explorer and Edge on Windows 10 no longer support P3P. The president of TRUSTe has stated that P3P has not been implemented widely due to the difficulty and lack of value. Purpose As the World Wide Web became a genuine medium in which to sell products and services, electronic commerce websites tried to collect more information about the people who purchased their merchandise. Some companies use ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
XML Encryption
XML Encryption, also known as XML-Enc, is a specification, governed by a W3C recommendation, that defines how to encrypt the contents of an XML element. Although XML Encryption can be used to encrypt any kind of data, it is nonetheless known as "XML Encryption" because an XML element (either an EncryptedData or EncryptedKey element) contains or refers to the cipher text, keying information, and algorithms. Both XML Signature and XML Encryption use the KeyInfo element, which appears as the child of a SignedInfo, EncryptedData, or EncryptedKey element and provides information to a recipient about what keying material to use in validating a signature or decrypting encrypted data. The KeyInfo element is optional: it can be attached in the message, or be delivered through a secure channel. XML Encryption is different from and unrelated to Transport Layer Security Transport Layer Security (TLS) is a cryptographic protocol designed to provide communications security over a computer n ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
XMLDsig
XML Signature (also called ''XMLDSig'', ''XML-DSig'', ''XML-Sig'') defines an XML syntax for digital signatures and is defined in the W3C recommendationbr>XML Signature Syntax and Processing Functionally, it has much in common with PKCS #7 but is more extensible and geared towards signing XML documents. It is used by various Web technologies such as SOAP, SAML, and others. XML signatures can be used to sign data–a resource–of any type, typically XML documents, but anything that is accessible via a URL can be signed. An XML signature used to sign a resource outside its containing XML document is called a detached signature; if it is used to sign some part of its containing document, it is called an enveloped signature; if it contains the signed data within itself it is called an enveloping signature. Structure An XML Signature consists of a Signature element in the http://www.w3.org/2000/09/xmldsig# namespace. The basic structure is as follows: ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Digital Wallet
A digital wallet, also known as an e-wallet, is an electronic device, online service, or software program that allows one party to make electronic transactions with another party bartering digital currency units for goods and services. This can include purchasing items either online or at the point of sale in a brick and mortar store, using either mobile payment (on a smartphone or other mobile device) or (for online buying only) using a laptop or other personal computer. Money can be deposited in the digital wallet prior to any transactions or, in other cases, an individual's bank account can be linked to the digital wallet. Users might also have their driver's license, health card, loyalty card(s) and other ID documents stored within the wallet. The credentials can be passed to a merchant's terminal wirelessly via near field communication (NFC). Increasingly, digital wallets are being made not just for basic financial transactions but to also authenticate the holder's crede ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
