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Derbyshire Building Society
Derbyshire Building Society (previously trading as The Derbyshire) was a UK building society based in Duffield, Derbyshire in the East Midlands of England. It was the 9th largest building society in the United Kingdom based on total assets of £7.1 billion at 31 December 2007, until it was acquired by Nationwide Building Society on 1 December 2008. It operated as a trading division of the society, with 50 branches, until it was fully integrated into its parent in November 2014. History In January 1847, The Derby Building and Investment Society was formed, with an initial £120 shares offered; this was a terminating society which, having achieved its purpose a year ahead of schedule, was wound up in May 1859. One of the Directors, Samuel Whitaker, decided to invite a group of business friends to a meeting on 12 August 1859 to discuss the preliminary arrangements for the formation of a permanent society. An immediate decision was taken and on 1 September 1859, the rules of The ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Society
A building society is a financial institution owned by its members as a mutual organization. Building societies offer banking and related financial services, especially savings and mortgage lending. Building societies exist in the United Kingdom, Australia and New Zealand, and used to exist in Ireland and several Commonwealth countries. They are similar to credit unions in organisation, though few enforce a common bond. However, rather than promoting thrift and offering unsecured and business loans, the purpose of a building society is to provide home mortgages to members. Borrowers and depositors are society members, setting policy and appointing directors on a one-member, one-vote basis. Building societies often provide other retail banking services, such as current accounts, credit cards and personal loans. The term "building society" first arose in the 19th century in Great Britain from cooperative savings groups. In the United Kingdom, building societies actively compete ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Pound Sterling
Sterling (abbreviation: stg; Other spelling styles, such as STG and Stg, are also seen. ISO code: GBP) is the currency of the United Kingdom and nine of its associated territories. The pound ( sign: £) is the main unit of sterling, and the word "pound" is also used to refer to the British currency generally, often qualified in international contexts as the British pound or the pound sterling. Sterling is the world's oldest currency that is still in use and that has been in continuous use since its inception. It is currently the fourth most-traded currency in the foreign exchange market, after the United States dollar, the euro, and the Japanese yen. Together with those three currencies and Renminbi, it forms the basket of currencies which calculate the value of IMF special drawing rights. As of mid-2021, sterling is also the fourth most-held reserve currency in global reserves. The Bank of England is the central bank for sterling, issuing its own banknotes, and ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Office Of Fair Trading
The Office of Fair Trading (OFT) was a non-ministerial government department of the United Kingdom, established by the Fair Trading Act 1973, which enforced both consumer protection and competition law, acting as the United Kingdom's economic regulator. The OFT's goal was to make markets work well for consumers, ensuring vigorous competition between fair dealing businesses and prohibiting unfair practices such as rogue trading, scams, and cartels. Its role was modified and its powers changed with the Enterprise Act 2002. The Department for Business, Innovation and Skills (BIS) announced reforms to the consumer protection and competition regimes. Under the provisions of the Enterprise and Regulatory Reform Act 2013, the Competition and Markets Authority (CMA) was established on 1 April 2014, combining many of the functions of the OFT and the Competition Commission and superseding both. Regulation for the consumer credit industry passed from the OFT to the new Financial Conduc ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Societies Act
Building Societies Act is a stock short title used in both Ireland and the United Kingdom for legislation relating to building societies. List Ireland *The Building Societies (Amendment) Act 2006 *The Building Societies Act 1989 *The Building Societies (Amendment) Act 1986 *The Building Societies (Amendment) Act 1983 *The Building Societies (Amendment) Act 1980 *The Building Societies Act 1976 *The Building Societies Act 1974 *The Building Societies Act 1942 United Kingdom *The Dormant Bank and Building Society Accounts Act 2008 (c 31) *The Building Societies (Funding) and Mutual Societies (Transfers) Act 2007 (c 26) *The Building Societies (Distributions) Act 1997 (c 41) *The Building Societies Act 1997 (c 32) *The Building Societies (Joint Account Holders) Act 1995 (c 5) *The Building Societies Act 1986 (c 53) *The Building Societies Act 1962 (10 & 11 Eliz 2 c 37) *The Building Societies Act 1960 (8 & 9 Eliz 2 c 64) *The Building Societies Act (Northern Ireland) ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Windfall Gain
A windfall gain is an unusually high or abundant income, that is sudden and/or unexpected. Types Examples of windfall gains include, but are not limited to: *Gains from demutualization - this example can lead to especially large windfall gains. A study in 1999 into the potential demutualization of the John Lewis Partnership predicted that partners would receive upwards of £100,000 in windfall gains if the company were to be floated on the stock market. *Unexpected inheritance or other large gift from another *Sweepstakes winnings *Winning a lottery or success in another form of gambling *Returns on investments *Proceeds or profit from a large sale *Game show, or other contest winnings *Employment payroll bonus *Natural resources * Foreign aid *Proceeds from an insurance claim *Settlement from a lawsuit *Discoveries from treasure hunting Uses What people do with windfall gains is subject to much debate. While they differ from one account to the next, most economists hypothesize ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cheshire Building Society
The Cheshire Building Society was a building society based in Macclesfield, Cheshire, England. It was the 11th largest building society in the United Kingdom based on total assets of £5 billion on 31 December 2007, prior to merging with the Nationwide Building Society, and was a member of the Building Societies Association. The Cheshire was acquired by Nationwide on 15 December 2008, which was as a result of its approach to the Nationwide in September 2008 regarding a possible merger due to its financial position. The Cheshire continued to operate as a trading division of the Nationwide until it was fully integrated into its parent in October 2014. History Established in 1870 in Macclesfield, the Cheshire was one of the first permanent societies. The Society is the product of thirteen mergers, which began in 1969 when the Cheshire merged with the Northwich Building Society. This was followed by a series of smaller mergers through the 1970s and 1980s. The branch network now exten ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Derbyshire Building Society -Coventry -8o08
Derbyshire ( ) is a ceremonial county in the East Midlands, England. It includes much of the Peak District National Park, the southern end of the Pennine range of hills and part of the National Forest. It borders Greater Manchester to the north-west, West Yorkshire to the north, South Yorkshire to the north-east, Nottinghamshire to the east, Leicestershire to the south-east, Staffordshire to the west and south-west and Cheshire to the west. Kinder Scout, at , is the highest point and Trent Meadows, where the River Trent leaves Derbyshire, the lowest at . The north–south River Derwent is the longest river at . In 2003, the Ordnance Survey named Church Flatts Farm at Coton in the Elms, near Swadlincote, as Britain's furthest point from the sea. Derby is a unitary authority area, but remains part of the ceremonial county. The county was a lot larger than its present coverage, it once extended to the boundaries of the City of Sheffield district in South Yorkshire where ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Peak District
The Peak District is an upland area in England at the southern end of the Pennines. Mostly in Derbyshire Derbyshire ( ) is a ceremonial county in the East Midlands, England. It includes much of the Peak District National Park, the southern end of the Pennine range of hills and part of the National Forest. It borders Greater Manchester to the nor ..., it extends into Cheshire, Greater Manchester, Staffordshire, West Yorkshire and South Yorkshire. It includes the Dark Peak, where moorland is found and the geology is dominated by gritstone, and the White Peak, a limestone area with valleys and gorges. The Dark Peak forms an arc on the north, east and west sides; the White Peak covers central and southern tracts. The historic Peak District extends beyond the National Park, which excludes major towns, quarries and industrial areas. It became the first of the national parks of England and Wales in 1951. Nearby Manchester, Stoke-on-Trent, Derby and Sheffield send millions of v ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Amber Valley
Amber Valley is a local government district and borough in the east of Derbyshire, England, taking its name from the River Amber. It covers a semi-rural zone with four main towns whose economy was based on coal mining and remains to some extent influenced by engineering, distribution and manufacturing, holding for instance the headquarters and production site of Thorntons confectionery. The seat in the House of Commons of Amber Valley is of smaller scope. The population at the 2011 Census was 122,309. The village of Crich and other parts of the district were the setting for ITV drama series ''Peak Practice''. Towns of Amber Valley *Alfreton *Belper *Heanor * Ripley Main villages of Amber Valley *Ambergate *Codnor *Crich *Denby * Duffield *Heage *Holbrook * Horsley *Horsley Woodhouse *Kedleston * Kilburn *Langley Mill * Lea & Holloway * Mackworth *Milford *Quarndon *Riddings * Smalley *Somercotes * Swanwick * Whatstandwell The district was formed on 1 April 1974 by the mer ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Alfreton
Alfreton ( ) is a town and civil parish in the Amber Valley district of Derbyshire, England. The town was formerly a Norman Manor and later an Urban District. The population of the Alfreton parish was 7,971 at the 2011 Census. The villages of Ironville, Riddings, Somercotes and Swanwick were historically part of the Manor and Urban District, and the population including these was 24,476 in 2001. History Alfreton is said to have been founded by King Alfred and to have derived its name from him. The placename appears in different forms throughout the ages, such as 'Elstretune' in Domesday, but the earliest record appears to occur in CE1004 in the will of Wulfric Spott, the founder of Burton Abbey. Amongst his bequests was 'Aelfredingtune', or 'Alfred's farmstead', which is believed to relate to Alfreton. However, there is no evidence that this Alfred was the aforementioned king. To the southwest near Pentrich was a Roman fortlet on the major road known as Ryknield Street. Anothe ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Services Authority
The Financial Services Authority (FSA) was a quasi-judicial body accountable for the financial regulation, regulation of the financial services industry in the United Kingdom between 2001 and 2013. It was founded as the Securities and Investments Board (SIB) in 1985. Its board was appointed by the HM Treasury, Treasury, although it operated independently of government. It was structured as a company limited by guarantee and was funded entirely by fees charged to the financial services industry. Due to perceived regulatory failure of the banks during the financial crisis of 2007–2008, the Cameron–Clegg coalition, UK government decided to restructure financial regulation and abolish the FSA. On 19 December 2012, the ''Financial Services Act 2012'' received royal assent, abolishing the FSA with effect from 1 April 2013. Its responsibilities were then split between two new agencies: the Financial Conduct Authority and the Prudential Regulation Authority (United Kingdom), Prudent ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
East Midlands
The East Midlands is one of nine official regions of England at the first level of ITL for statistical purposes. It comprises the eastern half of the area traditionally known as the Midlands. It consists of Leicestershire, Derbyshire, Lincolnshire (except North and North East Lincolnshire), Northamptonshire, Nottinghamshire and Rutland. The region has an area of , with a population over 4.5 million in 2011. The most populous settlements in the region are Derby, Leicester, Lincoln, Mansfield, Northampton and Nottingham. Other notable settlements include Boston, Buxton, Chesterfield, Corby, Coalville, Gainsborough, Glossop, Grantham, Hinckley, Kettering, Loughborough, Louth, Market Harborough, Matlock, Newark-on-Trent, Oakham, Skegness, Wellingborough and Worksop. With a sufficiency-level world city ranking, Nottingham is the only settlement in the region to be classified by the Globalization and World Cities Research Network. The region is primarily served ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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